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If you would know the value of money; go, and try to…

“If you would know the value of money; go, and try to borrow some! For, he that goes a borrowing, goes a sorrowing! and indeed, so does he that lends to such people, when he goes to get it in again!” quote by Benjamin Franklin
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“If you would know the value of money; go, and try to borrow some! For, he that goes a borrowing, goes a sorrowing! and indeed, so does he that lends to such people, when he goes to get it in again!”

Benjamin Franklin

About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Borrowing money often leads to trouble for both borrower and lender, highlighting the risks of debt.

In simple terms: Debt brings sorrow to all parties.

Key Takeaway

Avoid unnecessary borrowing; lend responsibly.

Themes

finance risk debt responsibility trust

Mood

cautious pragmatic historical

Type

advice philosophical warning

When to use this quote

  • personal loans
  • business financing
  • credit cards
  • peer‑to‑peer lending

Key Concepts

economic theory moral hazard financial literacy

Questions to Reflect On

  • When is borrowing justified?
  • How can lenders protect themselves?
A Different Perspective

Borrowing can be necessary in emergencies; context matters.

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