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I do not pretend to give such a sum; I only lend it to…

“I do not pretend to give such a sum; I only lend it to you. When you shall return to your country with a good character, you cannot fail of getting into some business, that will in time enable you to pay all your debts. In that case, when you meet with another honest man in similar distress, you…” quote by Benjamin Franklin
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““I do not pretend to give such a sum; I only lend it to you. When you shall return to your country with a good character, you cannot fail of getting into some business, that will in time enable you to pay all your debts. In that case, when you meet with another honest man in similar distress, you must pay me by lending this sum to him; enjoining him to discharge the debt by a like operation, when he shall be able, and shall meet with such another opportunity. I hope it may thus go through many hands, before it meets with a knave that will stop its progress. This is a trick of mine for doing a deal of good with a little money.””

Benjamin Franklin

About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

A small loan can circulate among honest people, multiplying goodwill and aiding many, but it fails when a dishonest person intercepts it.

In simple terms: Lending money wisely creates a chain of help.

Key Takeaway

Use small loans to foster mutual aid.

Themes

generosity trust financial networks

Mood

practical ethical

Type

financial philosophical

When to use this quote

  • community projects
  • micro‑finance
  • peer‑to‑peer lending

Key Concepts

economics ethics social capital

Questions to Reflect On

  • How can you ensure borrowers remain honest?
  • What safeguards protect a lending chain?
A Different Perspective

Risk of default if a borrower is untrustworthy.

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