Again Quote by Bob Diamond
“Finding the balance between making financial institutions safe and secure and also fostering economic growth and job creation is what we need. We need tough supervision and monitoring of these rules so that we don't run into the situation again where banks fail. Capital is at the right levels, but people shouldn't believe that no banks ever fail.”
About This Quote
Source Speech: Financial Stability Forum, 2018
Balancing bank safety with economic growth requires strong oversight while accepting some failure risk.
In simple terms: Bank safety and growth must be balanced with oversight.
Key Takeaway
Implement robust supervision without stifling lending.
Themes
financial stability
regulation
economic growth
risk management
Mood
cautious
optimistic
Type
policy
analysis
commentary
When to use this quote
- central bank policy
- legislative hearings
- bank stress testing
- investment decisions
Key Concepts
systemic risk
macroprudential policy
banking resilience
Questions to Reflect On
- How can regulators ensure safety without hindering credit?
- What safeguards prevent systemic crises while allowing failures?
A Different Perspective
Over‑regulation may limit credit availability and innovation.
