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Debt Quote by Benjamin Franklin

“The second vice is lying, the first is running in debt.” quote by Benjamin Franklin
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“The second vice is lying, the first is running in debt.”

Benjamin Franklin

About This Quote

Source Letter: Advice to a Young Man, 1750

The first sin is debt; the second is lying.

In simple terms: Debt and dishonesty are vices.

Key Takeaway

Avoid debt and deceit.

Themes

finance ethics personal growth

Mood

cautious reflective

Type

advice moral

When to use this quote

  • budgeting
  • credit management
  • personal integrity

Key Concepts

moral philosophy financial responsibility

Questions to Reflect On

  • When is borrowing justified?
  • How does honesty impact long‑term success?
A Different Perspective

Debt may be necessary for investment; context matters.

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