Banking Quote by Barry Ritholtz
“'Excessive regulation in the banking reform bill will destroy a substantial part of our bond-distributing machinery. Can anyone expect that a step of this kind will improve the quality of our long-term investments?'”
About This Quote
Source Speech: Financial Conference, 2023
Excessive regulation could cripple bond‑distribution, questioning if such reforms improve long‑term investment quality.
In simple terms: Too much regulation may harm bond markets.
Balance regulation with market efficiency.
Themes
Mood
Type
When to use this quote
- policy debates
- investment strategy meetings
- regulatory hearings
Key Concepts
Questions to Reflect On
- What safeguards are needed in bond markets?
- How to measure long‑term investment quality?
Regulation may protect investors despite costs.