Investing is important, but get debt-free first. That's what frees up your income so you can win. — Dave Ramsey Copy Share Image
You need some quick wins in order to stay pumped enough to get out of debt completely. — Dave Ramsey Copy Share Image
Debt gives you the ability to look like you’re winning when you’re not. — Dave Ramsey Copy Share Image
You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy. — Dave Ramsey Copy Share Image
While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. — Dave Ramsey Copy Share Image
Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better. — Dave Ramsey Copy Share Image
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned. — Dave Ramsey Copy Share Image
If the US Government was a family—they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit… — Dave Ramsey Copy Share Image
Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without… — Dave Ramsey Copy Share Image
This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the… — Dave Ramsey Copy Share Image
Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to… — Dave Ramsey Copy Share Image
You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality! — Dave Ramsey Copy Share
No one got rich on a government program. Do not choose to be a common man. You can be uncommon. — Dave Ramsey Copy Share
You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your… — Dave Ramsey Copy Share
Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and… — Dave Ramsey Copy Share
This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store… — Dave Ramsey Copy Share
We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and… — Dave Ramsey Copy Share
Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling… — Dave Ramsey Copy Share
More wealth doesn't fix your life. More wealth makes you more of what you already are. — Dave Ramsey Copy Share
“I have heard it said that if you tell a lie often enough, loudly enough, and long enough, the myth will become accepted as… — Dave Ramsey Copy Share
