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It is a rule . . . in all the world that interest is to be…

“It is a rule . . . in all the world that interest is to be paid on borrowed money. May I say something about interest? Interest never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation; it never visits nor travels . . . it has no…” quote by J. Reuben Clark Jr
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““It is a rule . . . in all the world that interest is to be paid on borrowed money. May I say something about interest? Interest never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation; it never visits nor travels . . . it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands nor orders; and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.””

J. Reuben Clark Jr

About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Interest is relentless, unforgiving, and ever‑present, acting like a hard, soulless force that never rests

In simple terms: Interest is a constant, harsh burden that never stops

Key Takeaway

Treat debt seriously and avoid unnecessary borrowing

Themes

finance interest debt management

Mood

cautionary reflective

Type

ethical practical

When to use this quote

  • personal budgeting
  • loan decisions
  • financial planning
  • risk mitigation

Key Concepts

economic burden financial responsibility risk assessment

Questions to Reflect On

  • What debts are essential versus harmful?
  • How can one reduce the impact of interest on finances?
A Different Perspective

Interest can be mitigated with strategic planning; some debt may be necessary for growth

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