Fannie Mae has traditionally only bought and sold mortgages. But when a loan held by the company goes into foreclosure, Fannie Mae… — Charles Duhigg Copy Share Image
In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement. — Charles Duhigg Copy Share Image
Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and… — Charles Duhigg Copy Share Image
Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans. — Charles Duhigg Copy Share Image
As the United States has become an older nation, reverse mortgages have grown into a $20-billion-a-year industry, with elderly homeowners taking out… — Charles Duhigg Copy Share Image
“If you want to stop smoking, ask yourself, do you do it because you love nicotine, or because it provides a burst of stimulation,… — Charles Duhigg Copy Share
“What matters are five key norms,” he told the audience. Teams need to believe that their work is important. Teams need to feel their… — Charles Duhigg Copy Share
America has always had an apocalyptic strain. Yet it also seems to believe that if, or when, The End comes, it will still come… — Charles Duhigg Copy Share
Bromates are regulated by the Safe Drinking Water Act, but officials are required to test for them only when water leaves a treatment plant. — Charles Duhigg Copy Share
“Habits, scientists say, emerge because the brain is constantly looking for ways to save effort. Left” — Charles Duhigg Copy Share
Between calculated risk and reckless decision-making lies the dividing line between profit and loss. — Charles Duhigg Copy Share
Older Americans are perfect telemarketing customers, analysts say, because they are often at home, rely on delivery services, and are lonely for the companionship… — Charles Duhigg Copy Share
“All our life, so far as it has definite form, is but a mass of habits - practical, emotional, and intellectual - systematically organized… — Charles Duhigg Copy Share
“Someday soon, say predictive analytics experts, it will be possible for companies to know our tastes and predict our habits better than we know… — Charles Duhigg Copy Share
“I love Paul O'Neill, but you could not pay me enough to work for him again" one official told me. "the man has never… — Charles Duhigg Copy Share
“THE FRAMEWORK: • Identify the routine • Experiment with rewards • Isolate the cue • Have a plan” — Charles Duhigg Copy Share
Barium, which is commonly found in power plant waste and scrubber wastewater, has been linked to heart problems and diseases in other organs. — Charles Duhigg Copy Share
A movement starts because of the social habits of friendship and the strong ties between close acquaintances. It grows because of the habits of… — Charles Duhigg Copy Share
“In some sense, he said, a community was a giant collection of habits occurring among thousands of people that, depending on how they’re influenced,… — Charles Duhigg Copy Share
