--- title: "Meaning & Key Takeaway of: You cannot keep out of trouble by…" description: "\"You cannot keep out of trouble by spending more than your income,\" — William J. H. Boetcker" image: "https://sms4smile.com/quotes/i/5fe/william-j-h-boetcker-11534_borrowed-money_you-cannot-keep-out-of-trouble-by-spendi_1289108.png" --- # You cannot keep out of trouble by spending more than your… ![“You cannot keep out of trouble by spending more than your income,” quote by William J. H. Boetcker](https://sms4smile.com/quotes/i/5fe/william-j-h-boetcker-11534_borrowed-money_you-cannot-keep-out-of-trouble-by-spendi_1289108.png) [Download](https://sms4smile.com/quotes/i/5fe/william-j-h-boetcker-11534_borrowed-money_you-cannot-keep-out-of-trouble-by-spendi_1289108.png) [Open image](https://sms4smile.com/quotes/i/5fe/william-j-h-boetcker-11534_borrowed-money_you-cannot-keep-out-of-trouble-by-spendi_1289108.png) > “You cannot keep out of trouble by spending more than your income,” [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Living beyond one's means leads to inevitable trouble. **In simple terms:** Overspending invites problems. Key Takeaway Spend within your means. Themes financial responsibility self‑discipline consequences Mood practical cautionary Type advice warning When to use this quote - budgeting - debt management - career planning - investment Key Concepts economics behavioral finance Questions to Reflect On - How do you track your spending? - What strategies prevent overspending? A Different Perspective Unexpected expenses can still cause trouble. ★ ★ ★ ★ ★ No ratings yet [Borrowed money](https://sms4smile.com/quotes/about/borrowed-money/) [Help the poor](https://sms4smile.com/quotes/about/help-the-poor/) [Income](https://sms4smile.com/quotes/about/income/) [Inspirational](https://sms4smile.com/quotes/about/inspirational/) [Libertarian](https://sms4smile.com/quotes/about/libertarian/) [Money](https://sms4smile.com/quotes/about/money/) [Thrift](https://sms4smile.com/quotes/about/thrift/) ## Related quotes > [You cannot bring about prosperity by discouraging thrift. You cannot help small men by tearing down big men. You cannot strengthen the weak by…](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-bring-about-prosperity-by-discouraging-thrift-you-cannot-3/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [You cannot help the poor by destroying the rich. 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You cannot keep out of trouble by spending…](https://sms4smile.com/quotes/abraham-lincoln/you-cannot-bring-about-prosperity-by-discouraging-thrift-you-cannot/) [Abraham Lincoln](https://sms4smile.com/quotes/author/abraham-lincoln/) > [There are but two ways of paying debt: Increase of industry in raising income, increase of thrift in laying out.](https://sms4smile.com/quotes/thomas-carlyle/there-are-but-two-ways-of-paying-debt-increase-of-industry-in-raising/) [Thomas Carlyle](https://sms4smile.com/quotes/author/thomas-carlyle/) > [You cannot help small men by tearing down big men.](https://sms4smile.com/quotes/abraham-lincoln/you-cannot-help-small-men-by-tearing-down-big-men/) [Abraham Lincoln](https://sms4smile.com/quotes/author/abraham-lincoln/) > [You cannot establish sound security on borrowed money.](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-establish-sound-security-on-borrowed-money/) [William J. H. 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I worked hard and moved out. I treated…](https://sms4smile.com/quotes/leandra-medine/i-never-borrowed-money-from-mom-i-lived-at-home-but-my-parents-never/) [Leandra Medine](https://sms4smile.com/quotes/author/leandra-medine/) > [Investors, of course, can, by their own behavior make stock ownership highly risky. And many do. Active trading, attempts to "time" market movements, inadequate…](https://sms4smile.com/quotes/warren-buffett/investors-of-course-can-by-their-own-behavior-make-stock-ownership/) [Warren Buffett](https://sms4smile.com/quotes/author/warren-buffett/) > [I love awards, especially if I get them. It's up to the courage of the filmmakers to make art in cinema, not just business.…](https://sms4smile.com/quotes/ben-gazzara/i-love-awards-especially-if-i-get-them-it-s-up-to-the-courage-of-the/) [Ben Gazzara](https://sms4smile.com/quotes/author/ben-gazzara/) ## More by William J. H. Boetcker > [You cannot help the poor by destroying the rich.](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-help-the-poor-by-destroying-the-rich/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [You cannot help the small men, by tearing down the big men.](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-help-the-small-men-by-tearing-down-the-big-men/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [You cannot further the brotherhood of man by inciting class hatred.](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-further-the-brotherhood-of-man-by-inciting-class-hatred/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [Freedom of press and freedom of speech: What a blessing for a country while in the hands of honest, patriotic men; what a curse…](https://sms4smile.com/quotes/william-j-h-boetcker/freedom-of-press-and-freedom-of-speech-what-a-blessing-for-a-country/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [You cannot lift the wage earner by pulling down the wage payer.](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-lift-the-wage-earner-by-pulling-down-the-wage-payer/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [When away from home always be like the kind of man you would care to take into your own home.](https://sms4smile.com/quotes/william-j-h-boetcker/when-away-from-home-always-be-like-the-kind-of-man-you-would-care-to/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [If you wish to succeed in managing and controlling others - learn to manage and control yourself.](https://sms4smile.com/quotes/william-j-h-boetcker/if-you-wish-to-succeed-in-managing-and-controlling-others-learn-to/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [No man can make good during working hours who does the wrong thing outside of working hours.](https://sms4smile.com/quotes/william-j-h-boetcker/no-man-can-make-good-during-working-hours-who-does-the-wrong-thing/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [The more men, generally speaking, will do for a Dollar when they make it, the more that Dollar will do for them when they…](https://sms4smile.com/quotes/william-j-h-boetcker/the-more-men-generally-speaking-will-do-for-a-dollar-when-they-make/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [You cannot build character and courage by destroying men's initiative and independence.](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-build-character-and-courage-by-destroying-men-s-initiative/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [When men are so busy making money that they have no time for anything else, then the day is not far off when they…](https://sms4smile.com/quotes/william-j-h-boetcker/when-men-are-so-busy-making-money-that-they-have-no-time-for-anything/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [Think in the name of Almighty God. We must first have a worldwide awakening of the public conscience, a spiritual revival, a moral regeneration,…](https://sms4smile.com/quotes/william-j-h-boetcker/think-in-the-name-of-almighty-god-we-must-first-have-a-worldwide/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [What a different world this would be if people would listen to those who know more and not merely try to get something from…](https://sms4smile.com/quotes/william-j-h-boetcker/what-a-different-world-this-would-be-if-people-would-listen-to-those/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [If you want to know how rich you really are, find out what would be left of you tomorrow if you should lose every…](https://sms4smile.com/quotes/william-j-h-boetcker/if-you-want-to-know-how-rich-you-really-are-find-out-what-would-be/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [You cannot help men permanently by doing for them what they can and should do for themselves](https://sms4smile.com/quotes/william-j-h-boetcker/you-cannot-help-men-permanently-by-doing-for-them-what-they-can-and/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) [Explore all 59 William J. H. Boetcker quotes ](https://sms4smile.com/quotes/author/william-j-h-boetcker/) ## More Borrowed money quotes > [I love awards, especially if I get them. It's up to the courage of the filmmakers to make art in cinema, not just business.…](https://sms4smile.com/quotes/ben-gazzara/i-love-awards-especially-if-i-get-them-it-s-up-to-the-courage-of-the/) [Ben Gazzara](https://sms4smile.com/quotes/author/ben-gazzara/) > [Investors, of course, can, by their own behavior make stock ownership highly risky. And many do. Active trading, attempts to "time" market movements, inadequate…](https://sms4smile.com/quotes/warren-buffett/investors-of-course-can-by-their-own-behavior-make-stock-ownership/) [Warren Buffett](https://sms4smile.com/quotes/author/warren-buffett/) > [I never borrowed money from Mom. I lived at home, but my parents never helped me. I worked hard and moved out. I treated…](https://sms4smile.com/quotes/leandra-medine/i-never-borrowed-money-from-mom-i-lived-at-home-but-my-parents-never/) [Leandra Medine](https://sms4smile.com/quotes/author/leandra-medine/) > [I was never completely destitute. I think I borrowed money once off a friend, but I've always been quite careful with my money, having…](https://sms4smile.com/quotes/naomi-watts/i-was-never-completely-destitute-i-think-i-borrowed-money-once-off-a/) [Naomi Watts](https://sms4smile.com/quotes/author/naomi-watts/) > [When you buy enough stocks to give you control of a target company, that's called mergers and acquisitions or corporate raiding. Hedge funds have…](https://sms4smile.com/quotes/michael-hudson/when-you-buy-enough-stocks-to-give-you-control-of-a-target-company/) [Michael Hudson](https://sms4smile.com/quotes/author/michael-hudson/) > [A lifelong friend is someone you haven't borrowed money from yet.](https://sms4smile.com/quotes/anonymous/a-lifelong-friend-is-someone-you-haven-t-borrowed-money-from-yet/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [An investor who proposes to ignore near-term market fluctuations needs greater resources for safety and must not operate on so large a scale, if…](https://sms4smile.com/quotes/john-maynard-keynes/an-investor-who-proposes-to-ignore-near-term-market-fluctuations/) [John Maynard Keynes](https://sms4smile.com/quotes/author/john-maynard-keynes/) > [“I generally find,' Clent murmured after a pause, 'that it is best to treat borrowed time the same way as borrowed money. Spend it…](https://sms4smile.com/quotes/frances-hardinge/i-generally-find-clent-murmured-after-a-pause-that-it-is-best-to/) [Frances Hardinge](https://sms4smile.com/quotes/author/frances-hardinge/) > [I can get no remedy against this consumption of the purse: borrowing only lingers and lingers it out, but the disease is incurable.](https://sms4smile.com/quotes/william-shakespeare/i-can-get-no-remedy-against-this-consumption-of-the-purse-borrowing/) [William Shakespeare](https://sms4smile.com/quotes/author/william-shakespeare/) > [Our philosophy has been to be fiscally conservative, so we can be operationally aggressive. We're not using borrowed money to grow. So we'll put…](https://sms4smile.com/quotes/wayne-huizenga/our-philosophy-has-been-to-be-fiscally-conservative-so-we-can-be/) [Wayne Huizenga](https://sms4smile.com/quotes/author/wayne-huizenga/) > [“What was critical to my father was that we not "go into government". His father and mother had both worked in the Treasury Department;…](https://sms4smile.com/quotes/patrick-j-buchanan/what-was-critical-to-my-father-was-that-we-not-go-into-government-his/) Patrick J. Buchanan > [Avoid debt that doesn’t pay you. Make it a rule that you never use debt that won’t make you money. I borrowed money for…](https://sms4smile.com/quotes/grant-cardone/avoid-debt-that-doesn-t-pay-you-make-it-a-rule-that-you-never-use/) [Grant Cardone](https://sms4smile.com/quotes/author/grant-cardone/) > [Look, I'm very much in favor of tax cuts, but not with borrowed money. And the problem that we've gotten into in recent years…](https://sms4smile.com/quotes/alan-greenspan/look-i-m-very-much-in-favor-of-tax-cuts-but-not-with-borrowed-money/) [Alan Greenspan](https://sms4smile.com/quotes/author/alan-greenspan/) > [It's nice to have dreams, but when you use borrowed money to achieve them and act as if money grows on trees, you may…](https://sms4smile.com/quotes/maxime-bernier/it-s-nice-to-have-dreams-but-when-you-use-borrowed-money-to-achieve/) [Maxime Bernier](https://sms4smile.com/quotes/author/maxime-bernier/) > [What's the best gamble in the world, right now? Its betting that Deutsche Bank stock is going to go down. Short sellers borrowed money…](https://sms4smile.com/quotes/michael-hudson/what-s-the-best-gamble-in-the-world-right-now-its-betting-that/) [Michael Hudson](https://sms4smile.com/quotes/author/michael-hudson/) [Browse all 60 Borrowed money quotes ](https://sms4smile.com/quotes/about/borrowed-money/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "You cannot keep out of trouble by spending more than your income,", "creator": { "@type": "Person", "name": "William J. H. 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