--- title: "Meaning & Key Takeaway of: There are only three things you can do…" description: "\"There are only three things you can do with a dollar: spend, loan, or own.\" — Venita VanCaspel" image: "https://sms4smile.com/quotes/i/22b/venita-vancaspel-24176_can-do_there-are-only-three-things-you-can-do-w_2273826.jpg" --- # There are only three things you can do with a dollar… ![“There are only three things you can do with a dollar: spend, loan, or own.” quote by Venita VanCaspel](https://sms4smile.com/quotes/i/22b/venita-vancaspel-24176_can-do_there-are-only-three-things-you-can-do-w_2273826.jpg) [Download](https://sms4smile.com/quotes/i/22b/venita-vancaspel-24176_can-do_there-are-only-three-things-you-can-do-w_2273826.jpg) [Open image](https://sms4smile.com/quotes/i/22b/venita-vancaspel-24176_can-do_there-are-only-three-things-you-can-do-w_2273826.jpg) > “There are only three things you can do with a dollar: spend, loan, or own.” [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Money can be used in three basic ways: spend, lend, or keep ownership. **In simple terms:** Three ways to use a dollar. Key Takeaway Choose the most purposeful use of money. Themes finance choice ownership Mood pragmatic thoughtful Type financial advisory When to use this quote - budgeting - investment - philanthropy - personal finance Key Concepts economics decision making Questions to Reflect On - Do you prioritize spending, lending, or saving? - How does each option affect your goals? A Different Perspective Overemphasis on ownership may ignore broader societal impacts. ★ ★ ★ ★ ★ No ratings yet [Dollars](https://sms4smile.com/quotes/about/dollars/) [Money](https://sms4smile.com/quotes/about/money/) ## Related quotes > [The value of a dollar is to buy just things; a dollar goes on increasing in value with all the genius and all the…](https://sms4smile.com/quotes/ralph-waldo-emerson/the-value-of-a-dollar-is-to-buy-just-things-a-dollar-goes-on/) [Ralph Waldo Emerson](https://sms4smile.com/quotes/author/ralph-waldo-emerson/) > [If you think about it, for any kind of content on the web, the natural price per unit of these things should be under…](https://sms4smile.com/quotes/scott-mccloud/if-you-think-about-it-for-any-kind-of-content-on-the-web-the-natural/) [Scott McCloud](https://sms4smile.com/quotes/author/scott-mccloud/) > [You can be rich in spirit, kindness, love and all those things that you can't put a dollar sign on.](https://sms4smile.com/quotes/dolly-parton/you-can-be-rich-in-spirit-kindness-love-and-all-those-things-that-you/) [Dolly Parton](https://sms4smile.com/quotes/author/dolly-parton/) > [There's a few things that a dollar can't buy.](https://sms4smile.com/quotes/jake-owen/there-s-a-few-things-that-a-dollar-can-t-buy/) [Jake Owen](https://sms4smile.com/quotes/author/jake-owen/) > [Borrowing 40 cents out of every dollar we spend for missiles or food stamps is unsustainable. And being indebted for generations to China and…](https://sms4smile.com/quotes/dick-durbin/borrowing-40-cents-out-of-every-dollar-we-spend-for-missiles-or-food/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [Bureaucrats in D.C. seem to forget that every dollar they spend is the result of somebody else's labor.](https://sms4smile.com/quotes/brian-mast/bureaucrats-in-d-c-seem-to-forget-that-every-dollar-they-spend-is-the/) [Brian Mast](https://sms4smile.com/quotes/author/brian-mast/) > [When you're borrowing 40 cents of every dollar that you spend, that can't continue much longer. I think everybody really does understand that, and…](https://sms4smile.com/quotes/kent-conrad/when-you-re-borrowing-40-cents-of-every-dollar-that-you-spend-that/) [Kent Conrad](https://sms4smile.com/quotes/author/kent-conrad/) > [The more men, generally speaking, will do for a Dollar when they make it, the more that Dollar will do for them when they…](https://sms4smile.com/quotes/william-j-h-boetcker/the-more-men-generally-speaking-will-do-for-a-dollar-when-they-make/) [William J. H. Boetcker](https://sms4smile.com/quotes/author/william-j-h-boetcker/) > [Oh, the things you find at the dollar store and Hobby Lobby](https://sms4smile.com/quotes/josh-lund/oh-the-things-you-find-at-the-dollar-store-and-hobby-lobby/) [Josh Lund](https://sms4smile.com/quotes/author/josh-lund/) > [“Every dollar you spend is a reflection of your values.”](https://sms4smile.com/quotes/rachel-cruze/every-dollar-you-spend-is-a-reflection-of-your-values/) Rachel Cruze > [... if we have a dollar to spend on some wild excess, we shall spend it on a book, not on asparagus out of season.](https://sms4smile.com/quotes/katharine-fullerton-gerould/if-we-have-a-dollar-to-spend-on-some-wild-excess-we-shall-spend-it-on/) [Katharine Fullerton Gerould](https://sms4smile.com/quotes/author/katharine-fullerton-gerould/) > [Every dollar I spend, I'm looking to fall in love. I have a few things I already love, but I'm always thinking that I…](https://sms4smile.com/quotes/saint-jhn/every-dollar-i-spend-i-m-looking-to-fall-in-love-i-have-a-few-things/) [Saint Jhn](https://sms4smile.com/quotes/author/saint-jhn/) > [“Every dollar you spend . . . or don't spend . . . is a vote you cast for the world you want.”](https://sms4smile.com/quotes/l-n-smith/every-dollar-you-spend-or-don-t-spend-is-a-vote-you-cast-for-the/) L.N. Smith > [“If you earn a dollar and spend a dollar ten, you’ll be a failure. But if you earn a dollar and spend ninety cents,…](https://sms4smile.com/quotes/sir-john-templeton/if-you-earn-a-dollar-and-spend-a-dollar-ten-you-ll-be-a-failure-but/) [Sir John Templeton](https://sms4smile.com/quotes/author/sir-john-templeton/) > [“Every dollar you spend on training saves you two dollars on advertising.”](https://sms4smile.com/quotes/jim-sullivan/every-dollar-you-spend-on-training-saves-you-two-dollars-on/) [Jim Sullivan](https://sms4smile.com/quotes/author/jim-sullivan/) ## More by Venita VanCaspel > [Luck happens when preparedness and opportunity get together.](https://sms4smile.com/quotes/venita-vancaspel/luck-happens-when-preparedness-and-opportunity-get-together/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [I do believe I can forgive almost any shortcoming a person may have except lack of enthusiasm.](https://sms4smile.com/quotes/venita-vancaspel/i-do-believe-i-can-forgive-almost-any-shortcoming-a-person-may-have/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [The most important ingredient for success in the stock market is a sharp sense of timing.](https://sms4smile.com/quotes/venita-vancaspel/the-most-important-ingredient-for-success-in-the-stock-market-is-a/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [There is no such thing as a future decision. There are only present decisions that affect the future.](https://sms4smile.com/quotes/venita-vancaspel/there-is-no-such-thing-as-a-future-decision-there-are-only-present/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [The great mystery of life is the length of it.](https://sms4smile.com/quotes/venita-vancaspel/the-great-mystery-of-life-is-the-length-of-it/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [Always remember, indecision is decision - usually against you.](https://sms4smile.com/quotes/venita-vancaspel/always-remember-indecision-is-decision-usually-against-you/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus…](https://sms4smile.com/quotes/venita-vancaspel/there-is-only-one-kind-of-life-insurance-and-that-is-pure-protection/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [The three most important rules in selecting the right piece of real estate are location, location, location (and when we have periods of tight…](https://sms4smile.com/quotes/venita-vancaspel/the-three-most-important-rules-in-selecting-the-right-piece-of-real/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [Inflation takes from the ignorant and gives to the well informed.](https://sms4smile.com/quotes/venita-vancaspel/inflation-takes-from-the-ignorant-and-gives-to-the-well-informed/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [The ability to make a decision is another characteristic of a winner in money matters. I have found over and over again that those…](https://sms4smile.com/quotes/venita-vancaspel/the-ability-to-make-a-decision-is-another-characteristic-of-a-winner/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [one of the greatest deterrents to successful investing is the three-letter word ego.](https://sms4smile.com/quotes/venita-vancaspel/one-of-the-greatest-deterrents-to-successful-investing-is-the-three/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [One characteristic that I have observed about the timing of all good traders is that they never try to squeeze out the last point…](https://sms4smile.com/quotes/venita-vancaspel/one-characteristic-that-i-have-observed-about-the-timing-of-all-good/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [Yesterday is past. Tomorrow is only a promise. Only today is legal tender.](https://sms4smile.com/quotes/venita-vancaspel/yesterday-is-past-tomorrow-is-only-a-promise-only-today-is-legal/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [You would be surprised how many people are in the market not to make money but for the thrill of it!](https://sms4smile.com/quotes/venita-vancaspel/you-would-be-surprised-how-many-people-are-in-the-market-not-to-make/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [It has been said that if you aim at nothing in life, you are likely to hit nothing! I have never had anyone come…](https://sms4smile.com/quotes/venita-vancaspel/it-has-been-said-that-if-you-aim-at-nothing-in-life-you-are-likely-to/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) [Explore all 25 Venita VanCaspel quotes ](https://sms4smile.com/quotes/author/venita-vancaspel/) ## More Can do quotes > [Changes before your eyes, things you can do and things you can't. My attitude is always let it keep rolling.](https://sms4smile.com/quotes/terrence-malick/changes-before-your-eyes-things-you-can-do-and-things-you-can-t-my/) [Terrence Malick](https://sms4smile.com/quotes/author/terrence-malick/) > [The happy medium is television. And if you find a good suitor, you can do it for years. With movies, you roll the dice.…](https://sms4smile.com/quotes/bruce-campbell/the-happy-medium-is-television-and-if-you-find-a-good-suitor-you-can/) [Bruce Campbell](https://sms4smile.com/quotes/author/bruce-campbell/) > [If I had a million dollars, I just wouldn't just completely set back. I'd have to get out there and show my face to…](https://sms4smile.com/quotes/muddy-waters/if-i-had-a-million-dollars-i-just-wouldn-t-just-completely-set-back-i/) [Muddy Waters](https://sms4smile.com/quotes/author/muddy-waters/) > [Anybody can be Prince Charming one day a year, with the dinner and the flowers and all that. But you know what impresses me?…](https://sms4smile.com/quotes/ryan-howard/anybody-can-be-prince-charming-one-day-a-year-with-the-dinner-and-the/) [Ryan Howard](https://sms4smile.com/quotes/author/ryan-howard/) > [And if the mind thinks with a believing attitude one can do amazing things.](https://sms4smile.com/quotes/norman-vincent-peale/and-if-the-mind-thinks-with-a-believing-attitude-one-can-do-amazing/) [Norman Vincent Peale](https://sms4smile.com/quotes/author/norman-vincent-peale/) > [The amount of things you can do with a kettlebell is unsurpassed by any other training equipment - dumbbells, resistance machines, free weights.](https://sms4smile.com/quotes/laird-hamilton/the-amount-of-things-you-can-do-with-a-kettlebell-is-unsurpassed-by/) [Laird Hamilton](https://sms4smile.com/quotes/author/laird-hamilton/) > [It's nice when you've done enough movies that you can do your own anthology.](https://sms4smile.com/quotes/john-lithgow/it-s-nice-when-you-ve-done-enough-movies-that-you-can-do-your-own/) [John Lithgow](https://sms4smile.com/quotes/author/john-lithgow/) > [If people don't have their own vision, all they can do is 'sign-up' for someone else's.](https://sms4smile.com/quotes/peter-senge/if-people-don-t-have-their-own-vision-all-they-can-do-is-sign-up-for/) [Peter Senge](https://sms4smile.com/quotes/author/peter-senge/) > [The one thing that flies in the face of all human history and experience, is that the government can do a superior job than…](https://sms4smile.com/quotes/james-cook/the-one-thing-that-flies-in-the-face-of-all-human-history-and/) [James Cook](https://sms4smile.com/quotes/author/james-cook/) > [...what I can do is offer myself, wholehearted and present, to walk with the people I love through the fear and the mess. That's…](https://sms4smile.com/quotes/shauna-niequist/what-i-can-do-is-offer-myself-wholehearted-and-present-to-walk-with/) [Shauna Niequist](https://sms4smile.com/quotes/author/shauna-niequist/) > [Whether that's speaking up in your job or asking for a promotion or saying, 'I think I can do that.' Using your voice in…](https://sms4smile.com/quotes/maria-shriver/whether-that-s-speaking-up-in-your-job-or-asking-for-a-promotion-or/) [Maria Shriver](https://sms4smile.com/quotes/author/maria-shriver/) > [The average ordinary citizen can do a lot of different things when it comes to the climate crisis.](https://sms4smile.com/quotes/lawrence-bender/the-average-ordinary-citizen-can-do-a-lot-of-different-things-when-it/) [Lawrence Bender](https://sms4smile.com/quotes/author/lawrence-bender/) > [A professional is a man who can do his job when he doesn't feel like it. An amateur is a man who can't do…](https://sms4smile.com/quotes/james-agate/a-professional-is-a-man-who-can-do-his-job-when-he-doesn-t-feel-like/) [James Agate](https://sms4smile.com/quotes/author/james-agate/) > [The Lord gives and the Lord takes away, as it pleases him, for he can do all things.](https://sms4smile.com/quotes/homer/the-lord-gives-and-the-lord-takes-away-as-it-pleases-him-for-he-can/) [Homer](https://sms4smile.com/quotes/author/homer/) > [I'm not an educated man. I only know what I'm told, and I'm not told that much; I have no frame of reference for…](https://sms4smile.com/quotes/maynard-james-keenan/i-m-not-an-educated-man-i-only-know-what-i-m-told-and-i-m-not-told/) [Maynard James Keenan](https://sms4smile.com/quotes/author/maynard-james-keenan/) Browse all 5,673 Can do quotes ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "There are only three things you can do with a dollar: spend, loan, or own.", "creator": { "@type": "Person", "name": "Venita VanCaspel" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/venita-vancaspel/there-are-only-three-things-you-can-do-with-a-dollar-spend-loan-or-own/", "about": { "@type": "Thing", "name": "Can do" }, "@id": "https://sms4smile.com/quotes/venita-vancaspel/there-are-only-three-things-you-can-do-with-a-dollar-spend-loan-or-own/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/22b/venita-vancaspel-24176_can-do_there-are-only-three-things-you-can-do-w_2273826.jpg", "contentUrl": "https://sms4smile.com/quotes/i/22b/venita-vancaspel-24176_can-do_there-are-only-three-things-you-can-do-w_2273826.jpg", "url": "https://sms4smile.com/quotes/i/22b/venita-vancaspel-24176_can-do_there-are-only-three-things-you-can-do-w_2273826.jpg", "width": 1080, "height": 1080, "caption": "“There are only three things you can do with a dollar: spend, loan, or own.” — Venita VanCaspel", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Venita VanCaspel", "item": "https://sms4smile.com/quotes/author/venita-vancaspel/" }, { "@type": "ListItem", "position": 4, "name": "There are only three things you...", "item": "https://sms4smile.com/quotes/venita-vancaspel/there-are-only-three-things-you-can-do-with-a-dollar-spend-loan-or-own/" } ], "@id": "https://sms4smile.com/quotes/venita-vancaspel/there-are-only-three-things-you-can-do-with-a-dollar-spend-loan-or-own/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```