--- title: "Meaning & Key Takeaway of: I believe that what works for the…" description: "\"I believe that what works for the consumer is to be able to determine what they can pay -- even if it is nothing. (Just joking.) Unfortunately, so many..." image: "https://sms4smile.com/quotes/i/adb/trina-2725_able_i-believe-that-what-works-for-the-consum_314011.jpg" --- # I believe that what works for the consumer is to be able… ![“I believe that what works for the consumer is to be able to determine what they can pay -- even if it is nothing. (Just joking.) Unfortunately, so many depend on credit for living expenses, and the lower payments helped them in the immediate term. I am OK with that. For those who want their…” quote by Trina](https://sms4smile.com/quotes/i/adb/trina-2725_able_i-believe-that-what-works-for-the-consum_314011.jpg) [Download](https://sms4smile.com/quotes/i/adb/trina-2725_able_i-believe-that-what-works-for-the-consum_314011.jpg) [Open image](https://sms4smile.com/quotes/i/adb/trina-2725_able_i-believe-that-what-works-for-the-consum_314011.jpg) > “I believe that what works for the consumer is to be able to determine what they can pay -- even if it is nothing. (Just joking.) Unfortunately, so many depend on credit for living expenses, and the lower payments helped them in the immediate term. I am OK with that. For those who want their minimum to be more, you don't have to wait on your credit issuer to increase the payment -- do it on your own. For others, at this time, I think it's a horrible idea.” [Trina](https://sms4smile.com/quotes/author/trina/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. The speaker suggests consumers should set their own payment limits, even zero, to avoid reliance on credit, noting short‑term relief but warning against broader application. **In simple terms:** Encourage self‑set payment limits, even zero, Key Takeaway Consider personal finance control. Themes financial autonomy credit consumer behavior Mood pragmatic cautious Type advice financial When to use this quote - personal budgeting - debt reduction - financial counseling Key Concepts budgeting self‑regulation risk management Questions to Reflect On - How does self‑setting payments affect credit scores? - When is external credit guidance necessary? A Different Perspective May ignore systemic credit issues and lead to underpayment. ★ ★ ★ ★ ★ No ratings yet [Consumers](https://sms4smile.com/quotes/about/consumers/) [Credit](https://sms4smile.com/quotes/about/credit/) [Ideas](https://sms4smile.com/quotes/about/ideas/) [Life](https://sms4smile.com/quotes/about/life/) [Payment](https://sms4smile.com/quotes/about/payment/) [Thinking](https://sms4smile.com/quotes/about/thinking/) ## Related quotes > [It's all in the art. You get no credit for living.](https://sms4smile.com/quotes/anonymous/it-s-all-in-the-art-you-get-no-credit-for-living/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Why don't Republicans spend all their airtime attacking the media for lying about what Obama's amnesty does and what the Democrats are doing? It's…](https://sms4smile.com/quotes/ann-coulter/why-don-t-republicans-spend-all-their-airtime-attacking-the-media-for/) [Ann Coulter](https://sms4smile.com/quotes/author/ann-coulter/) > [I never went after character payments. I'm pretty much terrible at naming characters, so I usually name them after people I know.](https://sms4smile.com/quotes/billy-lawrence/i-never-went-after-character-payments-i-m-pretty-much-terrible-at/) [Billy Lawrence](https://sms4smile.com/quotes/author/billy-lawrence/) > [True salvation is wholly a work of God. 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If I don't like it then I'm not doing it, but I love to try…](https://sms4smile.com/quotes/trina/i-m-always-good-to-try-something-at-least-once-if-i-don-t-like-it/) [Trina](https://sms4smile.com/quotes/author/trina/) > [I've tried kickboxing, which was horrible - horrible meaning that it hurts so bad. 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Let's make that very clear.](https://sms4smile.com/quotes/trina/make-sure-you-re-on-my-level-if-you-think-you-wanna-go-toe-to-toe/) [Trina](https://sms4smile.com/quotes/author/trina/) > [Miami's like a semi-Vegas.](https://sms4smile.com/quotes/trina/miami-s-like-a-semi-vegas/) [Trina](https://sms4smile.com/quotes/author/trina/) > [My mom's real cool. We're like sisters. My father wasn't there, but she was always there.](https://sms4smile.com/quotes/trina/my-mom-s-real-cool-we-re-like-sisters-my-father-wasn-t-there-but-she/) [Trina](https://sms4smile.com/quotes/author/trina/) > [You know how they do, how they act. See you with another man and they want you back](https://sms4smile.com/quotes/trina/you-know-how-they-do-how-they-act-see-you-with-another-man-and-they/) [Trina](https://sms4smile.com/quotes/author/trina/) > [I like short-term goals. 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