--- title: "Meaning & Key Takeaway of: The best tool today is longevity…" description: "\"The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So inst..." image: "https://sms4smile.com/quotes/i/0fa/tony-robbins-232_form_the-best-tool-today-is-longevity-insuran_844464.jpg" --- # The best tool today is longevity insurance - they call it… ![“The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money…” quote by Tony Robbins](https://sms4smile.com/quotes/i/0fa/tony-robbins-232_form_the-best-tool-today-is-longevity-insuran_844464.jpg) [Download](https://sms4smile.com/quotes/i/0fa/tony-robbins-232_form_the-best-tool-today-is-longevity-insuran_844464.jpg) [Open image](https://sms4smile.com/quotes/i/0fa/tony-robbins-232_form_the-best-tool-today-is-longevity-insuran_844464.jpg) > “The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.” [Tony Robbins](https://sms4smile.com/quotes/author/tony-robbins/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Longevity insurance is a financial product that provides guaranteed income for life, acting as a hedge against outliving savings. **In simple terms:** Income for life protects against outliving money. Key Takeaway Consider adding an annuity for long‑term security. Themes financial planning longevity insurance Mood pragmatic cautious Type financial educational When to use this quote - retirement planning - risk assessment - long‑term budgeting Key Concepts annuity risk management retirement security Questions to Reflect On - Do you prefer guaranteed income or higher potential returns? - How would you balance flexibility with security? A Different Perspective Annuities can be costly and inflexible compared to other investments. ★ ★ ★ ★ ★ No ratings yet [Annuity](https://sms4smile.com/quotes/about/annuity-678068/) [Form](https://sms4smile.com/quotes/about/form/) [Ifs](https://sms4smile.com/quotes/about/ifs/) [Income](https://sms4smile.com/quotes/about/income/) [Income Insurance](https://sms4smile.com/quotes/about/income-insurance-678069/) [Knows](https://sms4smile.com/quotes/about/knows/) [Life](https://sms4smile.com/quotes/about/life/) [Life insurance](https://sms4smile.com/quotes/about/life-insurance/) [Long](https://sms4smile.com/quotes/about/long/) [Longevity](https://sms4smile.com/quotes/about/longevity/) [Longevity Insurance](https://sms4smile.com/quotes/about/longevity-insurance-678067/) [People](https://sms4smile.com/quotes/about/people/) [Plans](https://sms4smile.com/quotes/about/plans/) [Today](https://sms4smile.com/quotes/about/today/) [Tools](https://sms4smile.com/quotes/about/tools/) [Trying](https://sms4smile.com/quotes/about/trying/) [Value of life](https://sms4smile.com/quotes/about/value-of-life/) [Values](https://sms4smile.com/quotes/about/values/) [What if](https://sms4smile.com/quotes/about/what-if/) [Years](https://sms4smile.com/quotes/about/years/) ## Related quotes > [Most economists, including me, agree that longevity insurance would make sense for a lot of people.](https://sms4smile.com/quotes/richard-thaler/most-economists-including-me-agree-that-longevity-insurance-would/) [Richard Thaler](https://sms4smile.com/quotes/author/richard-thaler/) > [Content pays an ongoing information annuity that other forms of marketing simply do not.](https://sms4smile.com/quotes/jay-baer/content-pays-an-ongoing-information-annuity-that-other-forms-of/) [Jay Baer](https://sms4smile.com/quotes/author/jay-baer/) > [When fresh sorrows have caused us to take some steps in the right way, we may not complain. 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