--- title: "Meaning & Key Takeaway of: The habit of saving is itself an…" description: "\"The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so ..." image: "https://sms4smile.com/quotes/i/a90/thornton-t-munger-44145_acceptance_the-habit-of-saving-is-itself-an-educati_1793761.jpg" --- # The habit of saving is itself an education; it fosters… ![“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” quote by Thornton T. Munger](https://sms4smile.com/quotes/i/a90/thornton-t-munger-44145_acceptance_the-habit-of-saving-is-itself-an-educati_1793761.jpg) [Download](https://sms4smile.com/quotes/i/a90/thornton-t-munger-44145_acceptance_the-habit-of-saving-is-itself-an-educati_1793761.jpg) [Open image](https://sms4smile.com/quotes/i/a90/thornton-t-munger-44145_acceptance_the-habit-of-saving-is-itself-an-educati_1793761.jpg) > “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” [Thornton T. Munger](https://sms4smile.com/quotes/author/thornton-t-munger/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Saving teaches discipline, foresight, and order, expanding mental capacity and moral character. **In simple terms:** Saving builds discipline and broadens mind. Key Takeaway Practice regular saving. Themes discipline virtue self‑control Mood reflective inspirational Type philosophical motivational When to use this quote - budgeting - retirement planning - emergency fund - financial literacy Key Concepts economics personal growth psychology Questions to Reflect On - How does saving shape your decisions? - What virtues emerge from frugality? A Different Perspective May ignore other values for wealth. ★ ★ ★ ★ ★ No ratings yet [Acceptance](https://sms4smile.com/quotes/about/acceptance/) [Character](https://sms4smile.com/quotes/about/character/) [Denial](https://sms4smile.com/quotes/about/denial/) [Education](https://sms4smile.com/quotes/about/education/) [Forethought](https://sms4smile.com/quotes/about/forethought/) [Habit](https://sms4smile.com/quotes/about/habit/) [Habits](https://sms4smile.com/quotes/about/habits/) [Mind](https://sms4smile.com/quotes/about/mind/) [Money](https://sms4smile.com/quotes/about/money/) [Order](https://sms4smile.com/quotes/about/order/) [Orderliness](https://sms4smile.com/quotes/about/orderliness/) [Psychology](https://sms4smile.com/quotes/about/psychology/) [Saving](https://sms4smile.com/quotes/about/saving/) [Saving money](https://sms4smile.com/quotes/about/saving-money/) [Self](https://sms4smile.com/quotes/about/self/) [Self denial](https://sms4smile.com/quotes/about/self-denial/) [Train](https://sms4smile.com/quotes/about/train/) [Virtue](https://sms4smile.com/quotes/about/virtue/) [Wealth](https://sms4smile.com/quotes/about/wealth/) ## Related quotes > [The more normal it gets for people to see people of a gender or skin tone they wouldn't expect in jobs that they wouldn't…](https://sms4smile.com/quotes/kelly-mccreary/the-more-normal-it-gets-for-people-to-see-people-of-a-gender-or-skin/) [Kelly McCreary](https://sms4smile.com/quotes/author/kelly-mccreary/) > [ For He is in the midst of us day and night \[in the Blessed Sacrament\]; He dwells in us with the fullness of grace… ](https://sms4smile.com/quotes/pope-paul-vi/for-he-is-in-the-midst-of-us-day-and-night-in-the-blessed-sacrament/) [Pope Paul VI](https://sms4smile.com/quotes/author/pope-paul-vi/) > [We spent $100 billion on education, saving the education system 300,000 teachers who were laid off because of the recession. 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