--- title: "Meaning & Key Takeaway of: Lend your friend $20. If he doesn't pay…" description: "\"Lend your friend $20. If he doesn't pay you back then he's not your friend. Money well spent.\" — Ted Nicholas" image: "https://sms4smile.com/quotes/i/0b7/ted-nicholas-41000_entrepreneur_lend-your-friend-20-if-he-doesn-t-pay-yo_2122341.png" --- # Lend your friend $20. If he doesn't pay you back then he's… ![“Lend your friend $20. If he doesn't pay you back then he's not your friend. Money well spent.” quote by Ted Nicholas](https://sms4smile.com/quotes/i/0b7/ted-nicholas-41000_entrepreneur_lend-your-friend-20-if-he-doesn-t-pay-yo_2122341.png) [Download](https://sms4smile.com/quotes/i/0b7/ted-nicholas-41000_entrepreneur_lend-your-friend-20-if-he-doesn-t-pay-yo_2122341.png) [Open image](https://sms4smile.com/quotes/i/0b7/ted-nicholas-41000_entrepreneur_lend-your-friend-20-if-he-doesn-t-pay-yo_2122341.png) > “Lend your friend $20. If he doesn't pay you back then he's not your friend. Money well spent.” [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Lending money tests friendship; if repayment fails, the relationship may be transactional rather than genuine. **In simple terms:** Money can reveal true friendships. Key Takeaway Evaluate the purpose behind financial help. Themes friendship money trust boundaries Mood pragmatic thoughtful Type advice philosophical When to use this quote - personal finance - friendship - business dealings Key Concepts economics psychology ethics Questions to Reflect On - When should you lend without expecting repayment? - Does money always corrupt relationships? A Different Perspective Not all friendships are monetary; generosity can be unconditional. ★ ★ ★ ★ ★ No ratings yet [Entrepreneur](https://sms4smile.com/quotes/about/entrepreneur/) [Entrepreneurship](https://sms4smile.com/quotes/about/entrepreneurship/) [Friend](https://sms4smile.com/quotes/about/friend/) [Friendship](https://sms4smile.com/quotes/about/friendship/) [Inspirational](https://sms4smile.com/quotes/about/inspirational/) [Money](https://sms4smile.com/quotes/about/money/) [Money well spent](https://sms4smile.com/quotes/about/money-well-spent/) [Motivational](https://sms4smile.com/quotes/about/motivational/) ## Related quotes > [When I lend I am a friend, when I ask I am a foe.](https://sms4smile.com/quotes/proverb/when-i-lend-i-am-a-friend-when-i-ask-i-am-a-foe/) Proverb > [Give, and you may keep your friend it you lose your money; lend, and the chances are that you lose your friend if ever…](https://sms4smile.com/quotes/anonymous/give-and-you-may-keep-your-friend-it-you-lose-your-money-lend-and-the/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [You loan your friend money. You see them again, they don't say nothin' 'bout the money. 'Hi, how ya doin'? How's ya mama doing?'…](https://sms4smile.com/quotes/chris-tucker/you-loan-your-friend-money-you-see-them-again-they-don-t-say-nothin/) [Chris Tucker](https://sms4smile.com/quotes/author/chris-tucker/) > [Between friend and money, where you wish invest your time?](https://sms4smile.com/quotes/anonymous/between-friend-and-money-where-you-wish-invest-your-time/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Be careful about lending a friend money. It may damage her memory.](https://sms4smile.com/quotes/anonymous/be-careful-about-lending-a-friend-money-it-may-damage-her-memory/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [“He had a principle: if you lend money and never see the person again, that's money well spent.”](https://sms4smile.com/quotes/isabel-allende/he-had-a-principle-if-you-lend-money-and-never-see-the-person-again/) [Isabel Allende](https://sms4smile.com/quotes/author/isabel-allende/) > [If you pay to take a friend out to lunch, the next time they should pay. That's what REAL friends do. Be a friend…](https://sms4smile.com/quotes/anonymous/if-you-pay-to-take-a-friend-out-to-lunch-the-next-time-they-should/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [There are so many different people in the world, but finding that one best friend you can see next to you in 20 years...…](https://sms4smile.com/quotes/levita-charin/there-are-so-many-different-people-in-the-world-but-finding-that-one/) [Levita Charin](https://sms4smile.com/quotes/author/levita-charin/) > [Betrayed by my best friend. 20 years of friendship reduced to nothing in seconds.](https://sms4smile.com/quotes/anonymous/betrayed-by-my-best-friend-20-years-of-friendship-reduced-to-nothing/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [The proper way to create friends is to have a warm heart, not simply money or power. The friend of power and the friend…](https://sms4smile.com/quotes/dalai-lama/the-proper-way-to-create-friends-is-to-have-a-warm-heart-not-simply/) [Dalai Lama](https://sms4smile.com/quotes/author/dalai-lama/) > [Fuck friend a money mi sah!!](https://sms4smile.com/quotes/missw/fuck-friend-a-money-mi-sah/) [Missw](https://sms4smile.com/quotes/author/missw/) > [I went to my friend for the money because that's who I wanted to be partners with. Eduardo was the president of the Harvard…](https://sms4smile.com/quotes/mark-zuckerberg/i-went-to-my-friend-for-the-money-because-that-s-who-i-wanted-to-be/) [Mark Zuckerberg](https://sms4smile.com/quotes/author/mark-zuckerberg/) > [My BFF is smart,kind,caring,loving,friendly,thoughtful-she is always there for me when ever I need her she comforts me when I'm sad stands up for me…](https://sms4smile.com/quotes/bani-bowen/my-bff-is-smart-kind-caring-loving-friendly-thoughtful-she-is-always/) [Bani Bowen](https://sms4smile.com/quotes/author/bani-bowen/) > [I trained to sing well, but now I sing poorly for a living. That was money well spent.](https://sms4smile.com/quotes/colleen-ballinger/i-trained-to-sing-well-but-now-i-sing-poorly-for-a-living-that-was/) [Colleen Ballinger](https://sms4smile.com/quotes/author/colleen-ballinger/) > [Shoes are money well spent and a good metaphor for life: everything else in life may be awful but a shoe will cheer me…](https://sms4smile.com/quotes/sarah-lewis/shoes-are-money-well-spent-and-a-good-metaphor-for-life-everything/) [Sarah Lewis](https://sms4smile.com/quotes/author/sarah-lewis/) ## More by Ted Nicholas > [Based on hundreds of tests conducted, a good headline can be as much as 17 times more effective than a so-so headline. And this…](https://sms4smile.com/quotes/ted-nicholas/based-on-hundreds-of-tests-conducted-a-good-headline-can-be-as-much/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [If I had unlimited, god-like powers and could grant my prospectivecustomer the biggest benefit I can possibly imagine he or she would ideally want…](https://sms4smile.com/quotes/ted-nicholas/if-i-had-unlimited-god-like-powers-and-could-grant-my/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [I am willing to do whatever is necessary to succeed.](https://sms4smile.com/quotes/ted-nicholas/i-am-willing-to-do-whatever-is-necessary-to-succeed/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [Ads which ran 30-50 years ago, even a hundred years ago, are often better than those you see today. You’ll get great ideas to…](https://sms4smile.com/quotes/ted-nicholas/ads-which-ran-30-50-years-ago-even-a-hundred-years-ago-are-often/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [You can make your life anything you want it to be.](https://sms4smile.com/quotes/ted-nicholas/you-can-make-your-life-anything-you-want-it-to-be/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [The world does not reward average people so I will be extraordinary.](https://sms4smile.com/quotes/ted-nicholas/the-world-does-not-reward-average-people-so-i-will-be-extraordinary/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [I will write with honesty and feeling.](https://sms4smile.com/quotes/ted-nicholas/i-will-write-with-honesty-and-feeling/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [You cannot fail. You can only get results.](https://sms4smile.com/quotes/ted-nicholas/you-cannot-fail-you-can-only-get-results/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) > [Knowledge without action, is like having no knowledge at all!](https://sms4smile.com/quotes/ted-nicholas/knowledge-without-action-is-like-having-no-knowledge-at-all/) [Ted Nicholas](https://sms4smile.com/quotes/author/ted-nicholas/) [Explore all 10 Ted Nicholas quotes ](https://sms4smile.com/quotes/author/ted-nicholas/) ## More Entrepreneur quotes > [It's a great story for us whenever an entrepreneur makes a crazy amount of money and we get to tell the world about it.…](https://sms4smile.com/quotes/sarah-lacy/it-s-a-great-story-for-us-whenever-an-entrepreneur-makes-a-crazy/) [Sarah Lacy](https://sms4smile.com/quotes/author/sarah-lacy/) > [What is entrepreneurship, after all? Bigness is not the issue. Poor people are the ones who take challenges every day. The guy who sells…](https://sms4smile.com/quotes/muhammad-yunus/what-is-entrepreneurship-after-all-bigness-is-not-the-issue-poor/) [Muhammad Yunus](https://sms4smile.com/quotes/author/muhammad-yunus/) > [Without a vision there is no possibility of creating something larger than what al-ready exists. An entrepreneur has to be able to bring something…](https://sms4smile.com/quotes/tony-robbins/without-a-vision-there-is-no-possibility-of-creating-something-larger/) [Tony Robbins](https://sms4smile.com/quotes/author/tony-robbins/) > [The very first company I started failed with a great bang. The second one failed a little bit less, but still failed. The third…](https://sms4smile.com/quotes/max-levchin/the-very-first-company-i-started-failed-with-a-great-bang-the-second/) [Max Levchin](https://sms4smile.com/quotes/author/max-levchin/) > [If following your passion to a place where there's no pain probably isn't the business, I don't think an entrepreneur can sustain in a…](https://sms4smile.com/quotes/scott-cook/if-following-your-passion-to-a-place-where-there-s-no-pain-probably/) [Scott Cook](https://sms4smile.com/quotes/author/scott-cook/) > [I will work day and night to avoid failure, but if I can't, I'll pick myself up the next day. The most important thing…](https://sms4smile.com/quotes/richard-branson/i-will-work-day-and-night-to-avoid-failure-but-if-i-can-t-i-ll-pick/) [Richard Branson](https://sms4smile.com/quotes/author/richard-branson/) > [The more entrepreneurs in the world that are getting their ideas financed, the more great companies there are going to be that we can…](https://sms4smile.com/quotes/fred-wilson/the-more-entrepreneurs-in-the-world-that-are-getting-their-ideas/) [Fred Wilson](https://sms4smile.com/quotes/author/fred-wilson/) > [Anybody who is an entrepreneur is a person who essentially has impaired judgment. The odds of success are zilch.](https://sms4smile.com/quotes/tom-peters/anybody-who-is-an-entrepreneur-is-a-person-who-essentially-has/) [Tom Peters](https://sms4smile.com/quotes/author/tom-peters/) > [Faith is the ability to see things that don't yet exist. Faith, though, can turn difficulty into reality, positive reality.](https://sms4smile.com/quotes/jim-rohn/faith-is-the-ability-to-see-things-that-don-t-yet-exist-faith-though/) [Jim Rohn](https://sms4smile.com/quotes/author/jim-rohn/) > [We have a terror of seeming to exert ourselves, lest it be noticed that we exerted ourselves and did not succeed.](https://sms4smile.com/quotes/mignon-mclaughlin/we-have-a-terror-of-seeming-to-exert-ourselves-lest-it-be-noticed/) [Mignon McLaughlin](https://sms4smile.com/quotes/author/mignon-mclaughlin/) > [All successful people - not just entrepreneurs - have got things wrong over and over again before finding the right solution.](https://sms4smile.com/quotes/richard-branson/all-successful-people-not-just-entrepreneurs-have-got-things-wrong/) [Richard Branson](https://sms4smile.com/quotes/author/richard-branson/) > [Solve a real problem. You don't start a company because you want to be an entrepreneur or the fame and glory that comes along…](https://sms4smile.com/quotes/aaron-patzer/solve-a-real-problem-you-don-t-start-a-company-because-you-want-to-be/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [To be an entrepreneur, it just takes a lot of persistence, dedication, and drive. No matter what happens, you have to be wiling to…](https://sms4smile.com/quotes/jeet-banerjee/to-be-an-entrepreneur-it-just-takes-a-lot-of-persistence-dedication/) [Jeet Banerjee](https://sms4smile.com/quotes/author/jeet-banerjee/) > [I suffer from the delusion that every product of my imagination is not only possible, but always on the cusp of becoming real.](https://sms4smile.com/quotes/sean-parker/i-suffer-from-the-delusion-that-every-product-of-my-imagination-is/) [Sean Parker](https://sms4smile.com/quotes/author/sean-parker/) > [You can make money two ways - make more, or spend less.](https://sms4smile.com/quotes/john-hope-bryant/you-can-make-money-two-ways-make-more-or-spend-less/) [John Hope Bryant](https://sms4smile.com/quotes/author/john-hope-bryant/) [Browse all 2,095 Entrepreneur quotes ](https://sms4smile.com/quotes/about/entrepreneur/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "Lend your friend $20. If he doesn't pay you back then he's not your friend. Money well spent.", "creator": { "@type": "Person", "name": "Ted Nicholas" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/ted-nicholas/lend-your-friend-20-if-he-doesn-t-pay-you-back-then-he-s-not-your/", "about": { "@type": "Thing", "name": "Entrepreneur" }, "@id": "https://sms4smile.com/quotes/ted-nicholas/lend-your-friend-20-if-he-doesn-t-pay-you-back-then-he-s-not-your/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/0b7/ted-nicholas-41000_entrepreneur_lend-your-friend-20-if-he-doesn-t-pay-yo_2122341.png", "contentUrl": "https://sms4smile.com/quotes/i/0b7/ted-nicholas-41000_entrepreneur_lend-your-friend-20-if-he-doesn-t-pay-yo_2122341.png", "url": "https://sms4smile.com/quotes/i/0b7/ted-nicholas-41000_entrepreneur_lend-your-friend-20-if-he-doesn-t-pay-yo_2122341.png", "width": 1080, "height": 1080, "caption": "“Lend your friend $20. If he doesn't pay you back then he's not your friend. Money well spent.” — Ted Nicholas", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Ted Nicholas", "item": "https://sms4smile.com/quotes/author/ted-nicholas/" }, { "@type": "ListItem", "position": 4, "name": "Lend your friend $20. If he...", "item": "https://sms4smile.com/quotes/ted-nicholas/lend-your-friend-20-if-he-doesn-t-pay-you-back-then-he-s-not-your/" } ], "@id": "https://sms4smile.com/quotes/ted-nicholas/lend-your-friend-20-if-he-doesn-t-pay-you-back-then-he-s-not-your/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```