---
title: "Meaning & Key Takeaway of: With a smartphone, we have a…"
description: "\"With a smartphone, we have a supercomputer in our pocket and are always connected. The way we bank is changing as part of this macro trend.\" — Taavet H..."
image: "https://sms4smile.com/quotes/i/a15/taavet-hinrikus-9070_always_with-a-smartphone-we-have-a-supercompute_1181187.jpg"
---

#  With a smartphone, we have a supercomputer in our pocket…

![“With a smartphone, we have a supercomputer in our pocket and are always connected. The way we bank is changing as part of this macro trend.” quote by Taavet Hinrikus](https://sms4smile.com/quotes/i/a15/taavet-hinrikus-9070_always_with-a-smartphone-we-have-a-supercompute_1181187.jpg)   [Download](https://sms4smile.com/quotes/i/a15/taavet-hinrikus-9070_always_with-a-smartphone-we-have-a-supercompute_1181187.jpg) [Open image](https://sms4smile.com/quotes/i/a15/taavet-hinrikus-9070_always_with-a-smartphone-we-have-a-supercompute_1181187.jpg)

> “With a smartphone, we have a supercomputer in our pocket and are always connected. The way we bank is changing as part of this macro trend.”

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Mobile devices act as powerful, always‑connected computers, driving a macro shift in how financial services are delivered.

**In simple terms:** Smartphones turn banking into a real‑time, on‑the‑go experience.

Key Takeaway

Embrace mobile‑first banking.

Themes

technology innovation accessibility

Mood

optimistic forward‑looking

Type

informational inspirational

When to use this quote

- online payments
- mobile wallets
- remote work
- emerging markets

Key Concepts

digital transformation financial inclusion

Questions to Reflect On

- What security measures are essential for mobile banking?
- How can banks ensure inclusive access?

A Different Perspective

Privacy concerns may limit adoption.

★ ★ ★ ★ ★   No ratings yet

[Always](https://sms4smile.com/quotes/about/always/) [Bank](https://sms4smile.com/quotes/about/bank/) [Changing](https://sms4smile.com/quotes/about/changing/) [Macro Trend](https://sms4smile.com/quotes/about/macro-trend-3464893/) [Pocket Connected](https://sms4smile.com/quotes/about/pocket-connected-3464894/) [Smartphone Supercomputer](https://sms4smile.com/quotes/about/smartphone-supercomputer-3464891/) [Supercomputer](https://sms4smile.com/quotes/about/supercomputer-822383/) [Supercomputer Pocket](https://sms4smile.com/quotes/about/supercomputer-pocket-3464892/) [Trend](https://sms4smile.com/quotes/about/trend/) [Way](https://sms4smile.com/quotes/about/way/)

## Related quotes

> [Without going too deep, without globalization I am not sure everyone would be able to have a supercomputer in their pocket at the low…](https://sms4smile.com/quotes/ken-moelis/without-going-too-deep-without-globalization-i-am-not-sure-everyone/)

[Ken Moelis](https://sms4smile.com/quotes/author/ken-moelis/)

> [“I have the brain of a malfunctioning supercomputer!”](https://sms4smile.com/quotes/steven-magee/i-have-the-brain-of-a-malfunctioning-supercomputer/)

[Steven Magee](https://sms4smile.com/quotes/author/steven-magee/)

> [“Helen was beautiful in the way a supercomputer was beautiful: sleek with elegant but utilitarian styling, full of top-notch technological know-how, far too expensive…](https://sms4smile.com/quotes/maggie-stiefvater/helen-was-beautiful-in-the-way-a-supercomputer-was-beautiful-sleek/)

[Maggie Stiefvater](https://sms4smile.com/quotes/author/maggie-stiefvater/)

> [There is supercomputer somewhere in the Nevada desert whose sole function is to count the number of times that I have said the following,…](https://sms4smile.com/quotes/david-rakoff/there-is-supercomputer-somewhere-in-the-nevada-desert-whose-sole/)

[David Rakoff](https://sms4smile.com/quotes/author/david-rakoff/)

> [“Salander was up at 5:00 the next morning and hacked into the NSF Major Research Instrumentation supercomputer at the New Jersey Institute of Technology—she…](https://sms4smile.com/quotes/david-lagercrantz/salander-was-up-at-5-00-the-next-morning-and-hacked-into-the-nsf/)

[David Lagercrantz](https://sms4smile.com/quotes/author/david-lagercrantz/)

> [I take computers practically apart and put them back together. I have a supercomputer I built over the years out of different computers.](https://sms4smile.com/quotes/jared-leto/i-take-computers-practically-apart-and-put-them-back-together-i-have/)

[Jared Leto](https://sms4smile.com/quotes/author/jared-leto/)

> [Computers get better faster than anything else ever. A child's PlayStation today is more powerful than a military supercomputer from 1996.](https://sms4smile.com/quotes/anonymous/computers-get-better-faster-than-anything-else-ever-a-child-s-2/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [The Connection Machine was the most powerful supercomputer in the world. It is a complex supercomputer and it will take forever to completely describe…](https://sms4smile.com/quotes/philip-emeagwali/the-connection-machine-was-the-most-powerful-supercomputer-in-the/)

[Philip Emeagwali](https://sms4smile.com/quotes/author/philip-emeagwali/)

> [I think smartphones are one of humanity's most remarkable creations: computers are amazing enough, but a supercomputer you can carry in your pocket and…](https://sms4smile.com/quotes/john-lanchester/i-think-smartphones-are-one-of-humanity-s-most-remarkable-creations/)

[John Lanchester](https://sms4smile.com/quotes/author/john-lanchester/)

> [“Jack Dongarra, a researcher at Tennessee’s Oak Ridge National Lab and part of a team that tracks supercomputer speed, determined that Apple’s best-selling tablet,…](https://sms4smile.com/quotes/james-barrat/jack-dongarra-a-researcher-at-tennessee-s-oak-ridge-national-lab-and/)

[James Barrat](https://sms4smile.com/quotes/author/james-barrat/)

> [You have available to you, right now, a powerful supercomputer. This powerful tool has been used through-out history to take people from rags to…](https://sms4smile.com/quotes/brian-tracy/you-have-available-to-you-right-now-a-powerful-supercomputer-this/)

[Brian Tracy](https://sms4smile.com/quotes/author/brian-tracy/)

> [“axis, all of those straight-ish lines would look like the first graph above of Andy’s tribble family—horizontal most of the way, then suddenly close…](https://sms4smile.com/quotes/erik-brynjolfsson/axis-all-of-those-straight-ish-lines-would-look-like-the-first-graph/)

[Erik Brynjolfsson](https://sms4smile.com/quotes/author/erik-brynjolfsson/)

> [“By contrast, he said, the Deep Blue supercomputer that beat him at chess in 1996 and 1997 was simply a very fast computer that…](https://sms4smile.com/quotes/anonymous/by-contrast-he-said-the-deep-blue-supercomputer-that-beat-him-at/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Today, your cell phone has more computer power than all of NASA back in 1969, when it placed two astronauts on the moon. Video…](https://sms4smile.com/quotes/michio-kaku/today-your-cell-phone-has-more-computer-power-than-all-of-nasa-back/)

[Michio Kaku](https://sms4smile.com/quotes/author/michio-kaku/)

> [“For instance, a race of hyperintelligent pan-dimensional beings once built themselves a gigantic supercomputer called Deep Thought to calculate once and for all the…](https://sms4smile.com/quotes/douglas-adams/for-instance-a-race-of-hyperintelligent-pan-dimensional-beings-once/)

[Douglas Adams](https://sms4smile.com/quotes/author/douglas-adams/)

## More by Taavet Hinrikus

> [When a new hire is afraid to roll up their sleeves and get things done, it's a clear sign it's not going to work…](https://sms4smile.com/quotes/taavet-hinrikus/when-a-new-hire-is-afraid-to-roll-up-their-sleeves-and-get-things/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [There are so many instances in banking where 'free' simply doesn't mean free, whether it's opaque overdraft charges or credit card providers that are…](https://sms4smile.com/quotes/taavet-hinrikus/there-are-so-many-instances-in-banking-where-free-simply-doesn-t-mean/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [Building a business is a marathon, not a sprint. I don't believe it when people tell me they've been working 80-hour weeks for five…](https://sms4smile.com/quotes/taavet-hinrikus/building-a-business-is-a-marathon-not-a-sprint-i-don-t-believe-it/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [In 2011, when we launched TransferWise, it was our frustration with banks not giving us what we wanted or needed as customers. The motivation…](https://sms4smile.com/quotes/taavet-hinrikus/in-2011-when-we-launched-transferwise-it-was-our-frustration-with/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [Scaling a business at speed can feel like an out of control roller-coaster.](https://sms4smile.com/quotes/taavet-hinrikus/scaling-a-business-at-speed-can-feel-like-an-out-of-control-roller/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [The financial crisis of 2008 created a seismic shift in the dynamics of trust in financial services. FinTech would have happened without the global…](https://sms4smile.com/quotes/taavet-hinrikus/the-financial-crisis-of-2008-created-a-seismic-shift-in-the-dynamics/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [Costs should always be presented up front so that consumers can make informed choices and get a fairer deal.](https://sms4smile.com/quotes/taavet-hinrikus/costs-should-always-be-presented-up-front-so-that-consumers-can-make/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [Securing and attracting the best talent is an obsession in the tech industry for good reason. It's your main asset; it's your edge.](https://sms4smile.com/quotes/taavet-hinrikus/securing-and-attracting-the-best-talent-is-an-obsession-in-the-tech/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [Historically, people have flocked to Silicon Valley because of the belief that that's where the latest innovation is happening. It's a snowball effect.](https://sms4smile.com/quotes/taavet-hinrikus/historically-people-have-flocked-to-silicon-valley-because-of-the/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [Sometimes, companies are better placed than politicians and governments to make change happen. That doesn't mean that they should not be held to account…](https://sms4smile.com/quotes/taavet-hinrikus/sometimes-companies-are-better-placed-than-politicians-and/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [A preoccupation with job title is an immediate giveaway that someone's priorities are not in line with the company's.](https://sms4smile.com/quotes/taavet-hinrikus/a-preoccupation-with-job-title-is-an-immediate-giveaway-that-someone/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [The growth of FinTech has been driven by adoption across age groups, but the demand from the millennial generation to innovate and think about…](https://sms4smile.com/quotes/taavet-hinrikus/the-growth-of-fintech-has-been-driven-by-adoption-across-age-groups/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [As consumers in general, and with Millennials in particular, we're getting used to everything being cheaper, faster, better - and banks aren't keeping up.](https://sms4smile.com/quotes/taavet-hinrikus/as-consumers-in-general-and-with-millennials-in-particular-we-re/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [There's always been a lot of interest in the tech community about how to foster innovation and creativity - both within a company but…](https://sms4smile.com/quotes/taavet-hinrikus/there-s-always-been-a-lot-of-interest-in-the-tech-community-about-how/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

> [Traditional consumer finance has been unfair for decades. Banks have had a monopoly on financial services and have been able to overcharge and underserve…](https://sms4smile.com/quotes/taavet-hinrikus/traditional-consumer-finance-has-been-unfair-for-decades-banks-have/)

[Taavet Hinrikus](https://sms4smile.com/quotes/author/taavet-hinrikus/)

[Explore all 75 Taavet Hinrikus quotes ](https://sms4smile.com/quotes/author/taavet-hinrikus/)

## More Always quotes

> [I think performing has pretty much always been a part of me.](https://sms4smile.com/quotes/isa-briones/i-think-performing-has-pretty-much-always-been-a-part-of-me/)

[Isa Briones](https://sms4smile.com/quotes/author/isa-briones/)

> [I always thought if I was born 2000 years earlier, I would be a monk, probably carving a monastery or some giant pantheon buildings.](https://sms4smile.com/quotes/jenova-chen/i-always-thought-if-i-was-born-2000-years-earlier-i-would-be-a-monk/)

[Jenova Chen](https://sms4smile.com/quotes/author/jenova-chen/)

> [I always like a character who makes me laugh.](https://sms4smile.com/quotes/rachael-stirling/i-always-like-a-character-who-makes-me-laugh/)

[Rachael Stirling](https://sms4smile.com/quotes/author/rachael-stirling/)

> [It's always great to see old friends, especially those I have not been able to see in 15 months.](https://sms4smile.com/quotes/william-regal/it-s-always-great-to-see-old-friends-especially-those-i-have-not-been/)

[William Regal](https://sms4smile.com/quotes/author/william-regal/)

> [When you step out and do a song in a musical, the easier thing to do is make it funny. But when those transitions…](https://sms4smile.com/quotes/kelli-o-hara/when-you-step-out-and-do-a-song-in-a-musical-the-easier-thing-to-do/)

[Kelli O'Hara](https://sms4smile.com/quotes/author/kelli-o-hara/)

> [I have really good lateral movement. I've always had quick lateral movement.](https://sms4smile.com/quotes/austin-rivers/i-have-really-good-lateral-movement-i-ve-always-had-quick-lateral/)

[Austin Rivers](https://sms4smile.com/quotes/author/austin-rivers/)

> [There is something magical about being able to feel somebody. And that is something that has always moved me with music.](https://sms4smile.com/quotes/maria-brink/there-is-something-magical-about-being-able-to-feel-somebody-and-that/)

[Maria Brink](https://sms4smile.com/quotes/author/maria-brink/)

> [Mythology is something that always has opportunities to explore. 'It' has been on Earth for millions of years. He's been in contact with humans…](https://sms4smile.com/quotes/andy-muschietti/mythology-is-something-that-always-has-opportunities-to-explore-it/)

[Andy Muschietti](https://sms4smile.com/quotes/author/andy-muschietti/)

> [It's not writing in the traditional sense, but I've always said that the writing process continues on the set and even into the editing…](https://sms4smile.com/quotes/robert-b-weide/it-s-not-writing-in-the-traditional-sense-but-i-ve-always-said-that/)

[Robert B. Weide](https://sms4smile.com/quotes/author/robert-b-weide/)

> [I always watch my matches back 100 times afterwards because that's how I improve. This is something I've always done, even in NXT.](https://sms4smile.com/quotes/mandy-rose/i-always-watch-my-matches-back-100-times-afterwards-because-that-s/)

[Mandy Rose](https://sms4smile.com/quotes/author/mandy-rose/)

> [I've always been of the idea that is doesn't really matter where you are geographically - with 'Lonerism,' we made half the album in…](https://sms4smile.com/quotes/kevin-parker/i-ve-always-been-of-the-idea-that-is-doesn-t-really-matter-where-you/)

[Kevin Parker](https://sms4smile.com/quotes/author/kevin-parker/)

> [It's very easy to fool yourself that you're working, you know, when you're really not working very hard. I mean, I'm very lazy. So…](https://sms4smile.com/quotes/robert-caro/it-s-very-easy-to-fool-yourself-that-you-re-working-you-know-when-you/)

[Robert Caro](https://sms4smile.com/quotes/author/robert-caro/)

> [Whether it was Little League or playing with your brothers or sisters, that was always a problem. If I would lose - because I…](https://sms4smile.com/quotes/cal-ripken-jr/whether-it-was-little-league-or-playing-with-your-brothers-or-sisters/)

[Cal Ripken, Jr](https://sms4smile.com/quotes/author/cal-ripken-jr/)

> [I always say if you put someone from a small town into a big city for ten years, then when they go back, they'll…](https://sms4smile.com/quotes/mike-colter/i-always-say-if-you-put-someone-from-a-small-town-into-a-big-city-for/)

[Mike Colter](https://sms4smile.com/quotes/author/mike-colter/)

> [Bayern is always a team that can win the Champions League title in Europe.](https://sms4smile.com/quotes/lothar-matthaus/bayern-is-always-a-team-that-can-win-the-champions-league-title-in/)

[Lothar Matthaus](https://sms4smile.com/quotes/author/lothar-matthaus/)

[Browse all 36,048 Always quotes ](https://sms4smile.com/quotes/about/always/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "With a smartphone, we have a supercomputer in our pocket and are always connected. The way we bank is changing as part of this macro trend.",
            "creator": {
                "@type": "Person",
                "name": "Taavet Hinrikus"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/taavet-hinrikus/with-a-smartphone-we-have-a-supercomputer-in-our-pocket-and-are/",
            "about": {
                "@type": "Thing",
                "name": "Always"
            },
            "@id": "https://sms4smile.com/quotes/taavet-hinrikus/with-a-smartphone-we-have-a-supercomputer-in-our-pocket-and-are/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/a15/taavet-hinrikus-9070_always_with-a-smartphone-we-have-a-supercompute_1181187.jpg",
                "contentUrl": "https://sms4smile.com/quotes/i/a15/taavet-hinrikus-9070_always_with-a-smartphone-we-have-a-supercompute_1181187.jpg",
                "url": "https://sms4smile.com/quotes/i/a15/taavet-hinrikus-9070_always_with-a-smartphone-we-have-a-supercompute_1181187.jpg",
                "width": 1080,
                "height": 1080,
                "caption": "“With a smartphone, we have a supercomputer in our pocket and are always connected. The way we bank is…” — Taavet Hinrikus",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Taavet Hinrikus",
                    "item": "https://sms4smile.com/quotes/author/taavet-hinrikus/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "With a smartphone, we have a...",
                    "item": "https://sms4smile.com/quotes/taavet-hinrikus/with-a-smartphone-we-have-a-supercomputer-in-our-pocket-and-are/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/taavet-hinrikus/with-a-smartphone-we-have-a-supercomputer-in-our-pocket-and-are/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
