---
title: "Meaning & Key Takeaway of: Poor people either mismanage their money…"
description: "\"Poor people either mismanage their money or they avoid the subject of money altogether.\" — T. Harv Eker"
image: "https://sms4smile.com/quotes/i/46b/t-harv-eker-1285_age_poor-people-either-mismanage-their-money_1761032.png"
---

#  Poor people either mismanage their money or they avoid the…

![“Poor people either mismanage their money or they avoid the subject of money altogether.” quote by T. Harv Eker](https://sms4smile.com/quotes/i/46b/t-harv-eker-1285_age_poor-people-either-mismanage-their-money_1761032.png)   [Download](https://sms4smile.com/quotes/i/46b/t-harv-eker-1285_age_poor-people-either-mismanage-their-money_1761032.png) [Open image](https://sms4smile.com/quotes/i/46b/t-harv-eker-1285_age_poor-people-either-mismanage-their-money_1761032.png)

> “Poor people either mismanage their money or they avoid the subject of money altogether.”

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

People either mishandle money or avoid thinking about it, leading to financial struggle.

**In simple terms:** Mismanage or ignore money, causing problems.

Key Takeaway

Address money habits directly.

Themes

finance behavior awareness

Mood

educational reflective

Type

advisory motivational

When to use this quote

- budgeting workshops
- financial counseling
- personal finance apps

Key Concepts

psychology of money financial literacy

Questions to Reflect On

- What beliefs prevent you from managing money?
- How can you confront financial anxiety?

A Different Perspective

Avoidance may stem from deeper emotional issues.

★ ★ ★ ★ ★   No ratings yet

[Age](https://sms4smile.com/quotes/about/age/) [Inspirational](https://sms4smile.com/quotes/about/inspirational/) [Money](https://sms4smile.com/quotes/about/money/) [People](https://sms4smile.com/quotes/about/people/) [Poor people](https://sms4smile.com/quotes/about/poor-people/) [Poverty](https://sms4smile.com/quotes/about/poverty/) [Secret](https://sms4smile.com/quotes/about/secret/)

## Related quotes

> [Rich people manage their money well. Poor people mismanage their money well.](https://sms4smile.com/quotes/t-harv-eker/rich-people-manage-their-money-well-poor-people-mismanage-their-money/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people believe "You can have your cake and eat it too." Middle-class people believe "Cake is too rich, so I'll only have a…](https://sms4smile.com/quotes/t-harv-eker/rich-people-believe-you-can-have-your-cake-and-eat-it-too-middle/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke…](https://sms4smile.com/quotes/t-harv-eker/rich-people-take-advice-from-people-who-are-richer-than-they-are-poor/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people constantly learn and grow. Poor people think they already know.](https://sms4smile.com/quotes/t-harv-eker/rich-people-constantly-learn-and-grow-poor-people-think-they-already/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Poor people choose now. Rich people choose balance.](https://sms4smile.com/quotes/t-harv-eker/poor-people-choose-now-rich-people-choose-balance/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people think BIG. Poor people think small.](https://sms4smile.com/quotes/t-harv-eker/rich-people-think-big-poor-people-think-small/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people believe - I create my life; poor people believe - life happens to me](https://sms4smile.com/quotes/t-harv-eker/rich-people-believe-i-create-my-life-poor-people-believe-life-happens/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people focus on what they want, while poor people focus on what they don't want.](https://sms4smile.com/quotes/t-harv-eker/rich-people-focus-on-what-they-want-while-poor-people-focus-on-what/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Poor people and most of the middle class are not willing to be uncomfortable. Remember, being comfortable is their biggest priority in life... The…](https://sms4smile.com/quotes/t-harv-eker/poor-people-and-most-of-the-middle-class-are-not-willing-to-be/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people admire other rich and successful people. Poor people resent rich and successful people.](https://sms4smile.com/quotes/t-harv-eker/rich-people-admire-other-rich-and-successful-people-poor-people/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.](https://sms4smile.com/quotes/t-harv-eker/rich-people-are-willing-to-promote-themselves-and-their-value-poor/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Poor people will do almost anything to avoid problems. They see a challenge and they run...the secret to success, my friends, is not to…](https://sms4smile.com/quotes/t-harv-eker/poor-people-will-do-almost-anything-to-avoid-problems-they-see-a/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Let me put it bluntly: anyone who says that money isn't important doesn't have any! Rich people understand the importance of money and the…](https://sms4smile.com/quotes/t-harv-eker/let-me-put-it-bluntly-anyone-who-says-that-money-isn-t-important/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people believe in themselves. They believe in their value and in their ability to deliver it. Poor people don't. That's why they need…](https://sms4smile.com/quotes/t-harv-eker/rich-people-believe-in-themselves-they-believe-in-their-value-and-in/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [It is also in the interests of the tyrant to make his subjects poor... the people are so occupied with their daily tasks that…](https://sms4smile.com/quotes/aristotle/it-is-also-in-the-interests-of-the-tyrant-to-make-his-subjects-poor/)

[Aristotle](https://sms4smile.com/quotes/author/aristotle/)

## More by T. Harv Eker

> [“If your motivation for acquiring money or success comes from a nonsupportive root such as fear, anger, or the need to “prove” yourself, your…](https://sms4smile.com/quotes/t-harv-eker/if-your-motivation-for-acquiring-money-or-success-comes-from-a/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Poor and most middle-class people believe "If I have a lot of money, I could do what I want and I'd be a success."…](https://sms4smile.com/quotes/t-harv-eker/poor-and-most-middle-class-people-believe-if-i-have-a-lot-of-money-i/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [How you do anything is how you do everything.](https://sms4smile.com/quotes/t-harv-eker/how-you-do-anything-is-how-you-do-everything/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [I promote my value to others with passion and enthusiasm.](https://sms4smile.com/quotes/t-harv-eker/i-promote-my-value-to-others-with-passion-and-enthusiasm/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Get really rich and then help the people who didn't have the opportunity you did.](https://sms4smile.com/quotes/t-harv-eker/get-really-rich-and-then-help-the-people-who-didn-t-have-the/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people believe "You can have your cake and eat it too." Middle-class people believe "Cake is too rich, so I'll only have a…](https://sms4smile.com/quotes/t-harv-eker/rich-people-believe-you-can-have-your-cake-and-eat-it-too-middle/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Let me put it bluntly: anyone who says that money isn't important doesn't have any! Rich people understand the importance of money and the…](https://sms4smile.com/quotes/t-harv-eker/let-me-put-it-bluntly-anyone-who-says-that-money-isn-t-important/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [You will be paid in direct proportion to the value you create in the marketplace.](https://sms4smile.com/quotes/t-harv-eker/you-will-be-paid-in-direct-proportion-to-the-value-you-create-in-the/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Research shows that the happiest people are those who use their natural talents to the utmost.](https://sms4smile.com/quotes/t-harv-eker/research-shows-that-the-happiest-people-are-those-who-use-their/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [I ask you, what is the use of having your "cake" if you can't eat it? What exactly are you supposed to do with…](https://sms4smile.com/quotes/t-harv-eker/i-ask-you-what-is-the-use-of-having-your-cake-if-you-can-t-eat-it/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [We need to practice acting in spite of fear, in spite of doubt, in spite of worry, in spite of uncertainty, in spite of…](https://sms4smile.com/quotes/t-harv-eker/we-need-to-practice-acting-in-spite-of-fear-in-spite-of-doubt-in/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Rich people expect to succeed.](https://sms4smile.com/quotes/t-harv-eker/rich-people-expect-to-succeed/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [If your motivation for acquiring money or success comes from a non-supportive root such as fear, anger or the need to 'prove' yourself, your…](https://sms4smile.com/quotes/t-harv-eker/if-your-motivation-for-acquiring-money-or-success-comes-from-a-non/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [For the next seven days, I challenge you not to complain at all.](https://sms4smile.com/quotes/t-harv-eker/for-the-next-seven-days-i-challenge-you-not-to-complain-at-all/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

> [Saying "I'll start managing my money as soon as I get caught up" is like an overweight person saying "I'll start exercising and dieting…](https://sms4smile.com/quotes/t-harv-eker/saying-i-ll-start-managing-my-money-as-soon-as-i-get-caught-up-is/)

[T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/)

[Explore all 241 T. Harv Eker quotes ](https://sms4smile.com/quotes/author/t-harv-eker/)

## More Age quotes

> [I need a bath." He chuckled. "You smell of smoke, as do I." The duke turned, leaning heavily on his cane. "Jameson, open the…](https://sms4smile.com/quotes/karen-hawkins/i-need-a-bath-he-chuckled-you-smell-of-smoke-as-do-i-the-duke-turned/)

[Karen Hawkins](https://sms4smile.com/quotes/author/karen-hawkins/)

> [While we've youth in our hearts, we can never grow old.](https://sms4smile.com/quotes/oliver-wendell-holmes-jr/while-we-ve-youth-in-our-hearts-we-can-never-grow-old/)

[Oliver Wendell Holmes, Jr](https://sms4smile.com/quotes/author/oliver-wendell-holmes-jr/)

> [It's easier to change a law than an age-old mentality. Deep down, many prejudices, many hostilities, many fears persist. But if we take a…](https://sms4smile.com/quotes/dacia-maraini/it-s-easier-to-change-a-law-than-an-age-old-mentality-deep-down-many/)

[Dacia Maraini](https://sms4smile.com/quotes/author/dacia-maraini/)

> [When I first started writing, when I was 15, I would go to work with people and they would tell me my lyrics were…](https://sms4smile.com/quotes/sabrina-claudio/when-i-first-started-writing-when-i-was-15-i-would-go-to-work-with/)

[Sabrina Claudio](https://sms4smile.com/quotes/author/sabrina-claudio/)

> [Real people speak in my books about the main events of the age, such as the war, the Chernobyl disaster, and the downfall of…](https://sms4smile.com/quotes/svetlana-alexievich/real-people-speak-in-my-books-about-the-main-events-of-the-age-such/)

[Svetlana Alexievich](https://sms4smile.com/quotes/author/svetlana-alexievich/)

> [As a child I was very involved with sports and I knew at age 9 that I wanted to be an Olympic champion.](https://sms4smile.com/quotes/marion-jones/as-a-child-i-was-very-involved-with-sports-and-i-knew-at-age-9-that-i/)

[Marion Jones](https://sms4smile.com/quotes/author/marion-jones/)

> [If there is any period one would desire to be born in, is it not the age of Revolution; when the old and the…](https://sms4smile.com/quotes/ralph-waldo-emerson/if-there-is-any-period-one-would-desire-to-be-born-in-is-it-not-the/)

[Ralph Waldo Emerson](https://sms4smile.com/quotes/author/ralph-waldo-emerson/)

> [By making conscious choices in our behavior and where we focus our attention, we can transform our experience of our body, decrease our biological…](https://sms4smile.com/quotes/deepak-chopra/by-making-conscious-choices-in-our-behavior-and-where-we-focus-our/)

[Deepak Chopra](https://sms4smile.com/quotes/author/deepak-chopra/)

> [I am just enjoying the dream of being Milan coach at the age of 40.](https://sms4smile.com/quotes/gennaro-gattuso/i-am-just-enjoying-the-dream-of-being-milan-coach-at-the-age-of-40/)

[Gennaro Gattuso](https://sms4smile.com/quotes/author/gennaro-gattuso/)

> [Age is an accumulation of life and loss. Adulthood is a series of lines crossed.](https://sms4smile.com/quotes/ellen-goodman/age-is-an-accumulation-of-life-and-loss-adulthood-is-a-series-of/)

[Ellen Goodman](https://sms4smile.com/quotes/author/ellen-goodman/)

> [I calculated that if I live up to the age of 80, then I end up using 450 toothbrushes in my life. All that…](https://sms4smile.com/quotes/dia-mirza/i-calculated-that-if-i-live-up-to-the-age-of-80-then-i-end-up-using/)

[Dia Mirza](https://sms4smile.com/quotes/author/dia-mirza/)

> [Why is wisdom so fair? Why is beauty so wise? Because all else is temporary, while beauty and wisdom are the only real and…](https://sms4smile.com/quotes/vera-nazarian/why-is-wisdom-so-fair-why-is-beauty-so-wise-because-all-else-is/)

[Vera Nazarian](https://sms4smile.com/quotes/author/vera-nazarian/)

> [It was only when I went to acting school that I was like, "You are absolutely such a pigheaded freak show that you thought…](https://sms4smile.com/quotes/giles-matthey/it-was-only-when-i-went-to-acting-school-that-i-was-like-you-are/)

[Giles Matthey](https://sms4smile.com/quotes/author/giles-matthey/)

> [That old man dies prematurely whose memory records no benefits conferred. They only have lived long who have lived virtuously.](https://sms4smile.com/quotes/richard-brinsley-sheridan/that-old-man-dies-prematurely-whose-memory-records-no-benefits/)

[Richard Brinsley Sheridan](https://sms4smile.com/quotes/author/richard-brinsley-sheridan/)

> [We have started to make music at age seven. That was a hard work.](https://sms4smile.com/quotes/bill-kaulitz/we-have-started-to-make-music-at-age-seven-that-was-a-hard-work/)

[Bill Kaulitz](https://sms4smile.com/quotes/author/bill-kaulitz/)

[Browse all 18,948 Age quotes ](https://sms4smile.com/quotes/about/age/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "Poor people either mismanage their money or they avoid the subject of money altogether.",
            "creator": {
                "@type": "Person",
                "name": "T. Harv Eker"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/t-harv-eker/poor-people-either-mismanage-their-money-or-they-avoid-the-subject-of/",
            "about": {
                "@type": "Thing",
                "name": "Age"
            },
            "@id": "https://sms4smile.com/quotes/t-harv-eker/poor-people-either-mismanage-their-money-or-they-avoid-the-subject-of/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/46b/t-harv-eker-1285_age_poor-people-either-mismanage-their-money_1761032.png",
                "contentUrl": "https://sms4smile.com/quotes/i/46b/t-harv-eker-1285_age_poor-people-either-mismanage-their-money_1761032.png",
                "url": "https://sms4smile.com/quotes/i/46b/t-harv-eker-1285_age_poor-people-either-mismanage-their-money_1761032.png",
                "width": 1080,
                "height": 1080,
                "caption": "“Poor people either mismanage their money or they avoid the subject of money altogether.” — T. Harv Eker",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "T. Harv Eker",
                    "item": "https://sms4smile.com/quotes/author/t-harv-eker/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "Poor people either mismanage their money...",
                    "item": "https://sms4smile.com/quotes/t-harv-eker/poor-people-either-mismanage-their-money-or-they-avoid-the-subject-of/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/t-harv-eker/poor-people-either-mismanage-their-money-or-they-avoid-the-subject-of/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
