--- title: "Meaning & Key Takeaway of: The world does not need another credit…" description: "\"The world does not need another credit card.\" — Suze Orman" image: "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png" --- # The world does not need another credit card. ![“The world does not need another credit card.” quote by Suze Orman](https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png) [Download](https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png) [Open image](https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png) > “The world does not need another credit card.” [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Critiques the proliferation of credit cards, implying financial simplicity is preferable. **In simple terms:** Too many credit cards complicate finances. Key Takeaway Simplify your financial tools. Themes financial health consumerism simplicity Mood cautious pragmatic Type advice financial When to use this quote - budgeting - shopping habits - loan decisions - financial planning Key Concepts debt management financial literacy Questions to Reflect On - Do you truly need another card? - How can you manage existing cards responsibly? A Different Perspective Credit cards can offer convenience and rewards. ★ ★ ★ ★ ★ No ratings yet [Card](https://sms4smile.com/quotes/about/card/) [Cards](https://sms4smile.com/quotes/about/cards/) [Credit](https://sms4smile.com/quotes/about/credit/) [Credit card](https://sms4smile.com/quotes/about/credit-card/) [Doe](https://sms4smile.com/quotes/about/doe/) [Need Credit](https://sms4smile.com/quotes/about/need-credit-683768/) [Needs](https://sms4smile.com/quotes/about/needs/) [World](https://sms4smile.com/quotes/about/world/) [World Does](https://sms4smile.com/quotes/about/world-does-256281/) ## Related quotes > [I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep…](https://sms4smile.com/quotes/suze-orman/i-love-love-love-that-you-want-to-use-your-debit-card-but-to-keep/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'll need a credit card that's got no limit and a big black jet with a bedroom in it.](https://sms4smile.com/quotes/nickelback/i-ll-need-a-credit-card-that-s-got-no-limit-and-a-big-black-jet-with/) [Nickelback](https://sms4smile.com/quotes/author/nickelback/) > [Increasingly, editing means going to lunch. It means editing with a credit card, not with a pencil.](https://sms4smile.com/quotes/robert-gottlieb/increasingly-editing-means-going-to-lunch-it-means-editing-with-a/) [Robert Gottlieb](https://sms4smile.com/quotes/author/robert-gottlieb/) > [An erection at will is the moral equivalent of a valid credit card.](https://sms4smile.com/quotes/alex-comfort/an-erection-at-will-is-the-moral-equivalent-of-a-valid-credit-card/) [Alex Comfort](https://sms4smile.com/quotes/author/alex-comfort/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The world of money, of numbers and stock markets and interest rates and credit cards, seems on the surface about as far as it…](https://sms4smile.com/quotes/suze-orman/the-world-of-money-of-numbers-and-stock-markets-and-interest-rates/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away…](https://sms4smile.com/quotes/suze-orman/if-you-are-worried-about-job-security-and-do-not-have-an-adequate/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home…](https://sms4smile.com/quotes/suze-orman/i-get-so-frustrated-when-people-tell-me-it-s-unrealistic-to-create-an/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO…](https://sms4smile.com/quotes/suze-orman/i-have-always-advocated-doing-everything-possible-to-pay-off-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year…](https://sms4smile.com/quotes/suze-orman/in-january-we-start-saving-money-getting-out-of-credit-card-debt/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I want you to hear from God. God already spoke to me what I'm going to write out. You're going to write your checks…](https://sms4smile.com/quotes/paula-white/i-want-you-to-hear-from-god-god-already-spoke-to-me-what-i-m-going-to/) [Paula White](https://sms4smile.com/quotes/author/paula-white/) > [A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.](https://sms4smile.com/quotes/suze-orman/a-cash-advance-on-a-credit-card-is-one-of-the-worst-types-of/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Money is the only thing you can use even if you don't have any. ... There's always a credit card.](https://sms4smile.com/quotes/suze-orman/money-is-the-only-thing-you-can-use-even-if-you-don-t-have-any-there/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south,…](https://sms4smile.com/quotes/suze-orman/credit-card-issuers-and-heloc-lenders-are-like-fair-weather-friends/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned…](https://sms4smile.com/quotes/suze-orman/it-wasn-t-until-i-stood-in-my-truth-and-told-everybody-that-i-had-250/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Explore all 309 Suze Orman quotes ](https://sms4smile.com/quotes/author/suze-orman/) ## More Card quotes > [I feel like I am a much better player than just trying to keep my card or whatever.](https://sms4smile.com/quotes/shane-lowry/i-feel-like-i-am-a-much-better-player-than-just-trying-to-keep-my/) [Shane Lowry](https://sms4smile.com/quotes/author/shane-lowry/) > [My illness is one often characterized by dramatic overspending - in my case through frenzied shopping sprees, credit card abuse, excessive hoarding of unnecessary…](https://sms4smile.com/quotes/andy-behrman/my-illness-is-one-often-characterized-by-dramatic-overspending-in-my/) [Andy Behrman](https://sms4smile.com/quotes/author/andy-behrman/) > [You get a timeless cool card in New York.](https://sms4smile.com/quotes/vin-diesel/you-get-a-timeless-cool-card-in-new-york/) [Vin Diesel](https://sms4smile.com/quotes/author/vin-diesel/) > [“Am I just a game to you? The quiet crazy girl that you want to challenge yourself with? See if you can destroy my…](https://sms4smile.com/quotes/allie-brennan/am-i-just-a-game-to-you-the-quiet-crazy-girl-that-you-want-to/) [Allie Brennan](https://sms4smile.com/quotes/author/allie-brennan/) > [Building a cast is a card house. They lean on each other, provide for each other, and take from each other.](https://sms4smile.com/quotes/johan-renck/building-a-cast-is-a-card-house-they-lean-on-each-other-provide-for/) [Johan Renck](https://sms4smile.com/quotes/author/johan-renck/) > [One wild card was yet to be played.](https://sms4smile.com/quotes/markus-zusak/one-wild-card-was-yet-to-be-played/) [Markus Zusak](https://sms4smile.com/quotes/author/markus-zusak/) > [Everything you need for your better future and success has already been written.And guess What? It's all available.All you have to do is go…](https://sms4smile.com/quotes/jim-rohn/everything-you-need-for-your-better-future-and-success-has-already/) [Jim Rohn](https://sms4smile.com/quotes/author/jim-rohn/) > [You would notice if your own personal debit card limit shot up to $40 million dollars. And you'd probably call somebody.](https://sms4smile.com/quotes/loretta-lynch/you-would-notice-if-your-own-personal-debit-card-limit-shot-up-to-40/) [Loretta Lynch](https://sms4smile.com/quotes/author/loretta-lynch/) > [Increasingly, editing means going to lunch. It means editing with a credit card, not with a pencil.](https://sms4smile.com/quotes/robert-gottlieb/increasingly-editing-means-going-to-lunch-it-means-editing-with-a/) [Robert Gottlieb](https://sms4smile.com/quotes/author/robert-gottlieb/) > [Don't scale your perfection in the middle sometimes your last card decides the winner](https://sms4smile.com/quotes/anuj-tiwari/don-t-scale-your-perfection-in-the-middle-sometimes-your-last-card/) [Anuj Tiwari](https://sms4smile.com/quotes/author/anuj-tiwari/) > [“Look at us. A line of symmetry. Two halves of a whole. Two peas in a pod. A pair of queens. Though your card,…](https://sms4smile.com/quotes/erika-robuck/look-at-us-a-line-of-symmetry-two-halves-of-a-whole-two-peas-in-a-pod/) [Erika Robuck](https://sms4smile.com/quotes/author/erika-robuck/) > [There is no problem a library card can't solve.](https://sms4smile.com/quotes/eleanor-brown/there-is-no-problem-a-library-card-can-t-solve/) [Eleanor Brown](https://sms4smile.com/quotes/author/eleanor-brown/) > [I don't think that writing talent has much to do with where one went to school, or the number of degrees on one's business…](https://sms4smile.com/quotes/julia-quinn/i-don-t-think-that-writing-talent-has-much-to-do-with-where-one-went/) [Julia Quinn](https://sms4smile.com/quotes/author/julia-quinn/) > [“But this is the card we have been handed. This is our love story. Who are we to question fate?”](https://sms4smile.com/quotes/dawn-robertson/but-this-is-the-card-we-have-been-handed-this-is-our-love-story-who/) [Dawn Robertson](https://sms4smile.com/quotes/author/dawn-robertson/) > [“Tarot is a card-game that you don't play to win or lose. If there is a winner,it's the player who discovers the value of…](https://sms4smile.com/quotes/philippe-st-genoux/tarot-is-a-card-game-that-you-don-t-play-to-win-or-lose-if-there-is-a/) [Philippe St Genoux](https://sms4smile.com/quotes/author/philippe-st-genoux/) [Browse all 388 Card quotes ](https://sms4smile.com/quotes/about/card/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "The world does not need another credit card.", "creator": { "@type": "Person", "name": "Suze Orman" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/suze-orman/the-world-does-not-need-another-credit-card/", "about": { "@type": "Thing", "name": "Card" }, "@id": "https://sms4smile.com/quotes/suze-orman/the-world-does-not-need-another-credit-card/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png", "contentUrl": "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png", "url": "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png", "width": 1080, "height": 1080, "caption": "“The world does not need another credit card.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Suze Orman", "item": "https://sms4smile.com/quotes/author/suze-orman/" }, { "@type": "ListItem", "position": 4, "name": "The world does not need another...", "item": "https://sms4smile.com/quotes/suze-orman/the-world-does-not-need-another-credit-card/" } ], "@id": "https://sms4smile.com/quotes/suze-orman/the-world-does-not-need-another-credit-card/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```