--- title: "Meaning & Key Takeaway of: The foundation of a financial fresh start…" description: "\"The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.\" — Suze Orman" image: "https://sms4smile.com/quotes/i/1e2/suze-orman-1007_financial_the-foundation-of-a-financial-fresh-star_164016.png" --- # The foundation of a financial fresh start actually has… ![“The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.” quote by Suze Orman](https://sms4smile.com/quotes/i/1e2/suze-orman-1007_financial_the-foundation-of-a-financial-fresh-star_164016.png) [Download](https://sms4smile.com/quotes/i/1e2/suze-orman-1007_financial_the-foundation-of-a-financial-fresh-star_164016.png) [Open image](https://sms4smile.com/quotes/i/1e2/suze-orman-1007_financial_the-foundation-of-a-financial-fresh-star_164016.png) > “The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.” [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. A true financial reset depends on mindset, habits, and values rather than just cash flow or rules. **In simple terms:** Financial renewal is about mindset, not money. Key Takeaway Shift attitudes and habits for lasting change. Themes mindset habits values financial health Mood reflective motivational Type advice inspirational When to use this quote - budget planning - debt reduction - investment strategy - personal finance education Key Concepts behavioral economics psychology Questions to Reflect On - What mindset shift could improve your finances? - Which habit will you change today? A Different Perspective Changing habits can be hard without external pressure. ★ ★ ★ ★ ★ No ratings yet [Fresh start](https://sms4smile.com/quotes/about/fresh-start/) [Money](https://sms4smile.com/quotes/about/money/) ## Related quotes > [The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first, and most…](https://sms4smile.com/quotes/suze-orman/the-foundation-of-a-financial-fresh-start-actually-has-nothing-to-do-2/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Language is like money, without which specific relative values may well exist and be felt, but cannot be reduced to a common denominator.](https://sms4smile.com/quotes/george-santayana/language-is-like-money-without-which-specific-relative-values-may/) [George Santayana](https://sms4smile.com/quotes/author/george-santayana/) > [“They had money - quite a bit of it, actually - but for them, money was just bullets.”](https://sms4smile.com/quotes/douglas-wilson/they-had-money-quite-a-bit-of-it-actually-but-for-them-money-was-just/) [Douglas Wilson](https://sms4smile.com/quotes/author/douglas-wilson/) > [They say the best things in life are free,but actually not the money](https://sms4smile.com/quotes/lucio-da-vince/they-say-the-best-things-in-life-are-free-but-actually-not-the-money/) Lucio Da Vince > [People who actually have money don't want to talk about it. They want to talk about everything else.](https://sms4smile.com/quotes/curtis-jackson/people-who-actually-have-money-don-t-want-to-talk-about-it-they-want/) [Curtis Jackson](https://sms4smile.com/quotes/author/curtis-jackson/) > [Time is key to building your financial security.](https://sms4smile.com/quotes/suze-orman/time-is-key-to-building-your-financial-security/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO…](https://sms4smile.com/quotes/suze-orman/i-have-always-advocated-doing-everything-possible-to-pay-off-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Owning a home is a keystone of wealth - both financial affluence and emotional security.](https://sms4smile.com/quotes/suze-orman/owning-a-home-is-a-keystone-of-wealth-both-financial-affluence-and/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Here's my gift-giving rule: Respect your current financial situation.](https://sms4smile.com/quotes/suze-orman/here-s-my-gift-giving-rule-respect-your-current-financial-situation/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [... true financial freedom doesn't depend on how much money you have. Financial freedom is when you have power over your fears and anxieties…](https://sms4smile.com/quotes/suze-orman/true-financial-freedom-doesn-t-depend-on-how-much-money-you-have/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape.](https://sms4smile.com/quotes/suze-orman/if-you-make-time-each-month-to-give-your-money-some-attention-you-ll/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction…](https://sms4smile.com/quotes/suze-orman/like-your-home-s-closets-your-financial-clutter-needs-an-overhaul/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [In the foundation and development of a successful enterprise there must be a single-minded pursuit of financial profit.](https://sms4smile.com/quotes/c-northcote-parkinson/in-the-foundation-and-development-of-a-successful-enterprise-there/) [C. Northcote Parkinson](https://sms4smile.com/quotes/author/c-northcote-parkinson/) ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Explore all 309 Suze Orman quotes ](https://sms4smile.com/quotes/author/suze-orman/) ## More Financial quotes > [Amongst the financial Twitterati, the term 'muppets' has come to describe any client used and abused by some financial predator. I've adopted the term…](https://sms4smile.com/quotes/barry-ritholtz/amongst-the-financial-twitterati-the-term-muppets-has-come-to/) [Barry Ritholtz](https://sms4smile.com/quotes/author/barry-ritholtz/) > [The financial crisis we are facing today arises from the fact that there is almost no more social, cultural, natural, and spiritual capital left…](https://sms4smile.com/quotes/charles-eisenstein/the-financial-crisis-we-are-facing-today-arises-from-the-fact-that/) [Charles Eisenstein](https://sms4smile.com/quotes/author/charles-eisenstein/) > [We're looking out for the financial best interests of the up-and-comer. Everything connects to that.](https://sms4smile.com/quotes/noah-kerner/we-re-looking-out-for-the-financial-best-interests-of-the-up-and/) [Noah Kerner](https://sms4smile.com/quotes/author/noah-kerner/) > [Across the globe, regardless of nationality or financial status, there is a common dream every mother has for her children - for them to…](https://sms4smile.com/quotes/sylvia-mathews-burwell/across-the-globe-regardless-of-nationality-or-financial-status-there/) [Sylvia Mathews Burwell](https://sms4smile.com/quotes/author/sylvia-mathews-burwell/) > [Remember that Abraham Lincoln was a Whig far longer than he was a Republican. As a whole, the Whigs looked upon banks and corporations…](https://sms4smile.com/quotes/allen-c-guelzo/remember-that-abraham-lincoln-was-a-whig-far-longer-than-he-was-a/) [Allen C. Guelzo](https://sms4smile.com/quotes/author/allen-c-guelzo/) > [The families in positions of great financial power obsessively interbreed with each other. But I'm not talking about one Earth race, Jewish or non-Jewish.…](https://sms4smile.com/quotes/david-icke/the-families-in-positions-of-great-financial-power-obsessively/) [David Icke](https://sms4smile.com/quotes/author/david-icke/) > [From the 1990s onward, the financial sector created a vast array of instruments designed to separate investors from their money, financial derivatives of an…](https://sms4smile.com/quotes/john-l-casti/from-the-1990s-onward-the-financial-sector-created-a-vast-array-of/) [John L. Casti](https://sms4smile.com/quotes/author/john-l-casti/) > [Firstly, economic globalisation has brought prosperity and development to many countries, but also financial crises to Asia, Latin America and Russia, and increasing poverty…](https://sms4smile.com/quotes/anna-lindh/firstly-economic-globalisation-has-brought-prosperity-and-development/) [Anna Lindh](https://sms4smile.com/quotes/author/anna-lindh/) > [First, climate change is the greatest long-term threat faced by humanity. It could cause more human and financial suffering than the two world wars…](https://sms4smile.com/quotes/david-miliband/first-climate-change-is-the-greatest-long-term-threat-faced-by/) [David Miliband](https://sms4smile.com/quotes/author/david-miliband/) > [At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.](https://sms4smile.com/quotes/alexa-von-tobel/at-learnvest-we-re-working-to-make-financial-planning-both-accessible/) [Alexa Von Tobel](https://sms4smile.com/quotes/author/alexa-von-tobel/) > [A faithfully kept program of savings and conservative investments can give you more money and a better life than that of your neighbors who…](https://sms4smile.com/quotes/jane-bryant-quinn/a-faithfully-kept-program-of-savings-and-conservative-investments-can/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [Every morning when I pick up the newspaper and read about an earthquake in Japan or problems in European financial institutions, the first question…](https://sms4smile.com/quotes/mary-schapiro/every-morning-when-i-pick-up-the-newspaper-and-read-about-an/) [Mary Schapiro](https://sms4smile.com/quotes/author/mary-schapiro/) > [Successful investment is a battle for financial survival.](https://sms4smile.com/quotes/gerald-m-loeb/successful-investment-is-a-battle-for-financial-survival/) [Gerald M. Loeb](https://sms4smile.com/quotes/author/gerald-m-loeb/) > [Just as Wall Street needs to break the hold of the bonus culture, which drives risk-taking that is rational for individuals but damaging to…](https://sms4smile.com/quotes/randy-schekman/just-as-wall-street-needs-to-break-the-hold-of-the-bonus-culture/) [Randy Schekman](https://sms4smile.com/quotes/author/randy-schekman/) > [You will learn more about Donald Trump by going down to the federal elections, where I filed a 104-page essentially financial statement of sorts,…](https://sms4smile.com/quotes/donald-trump/you-will-learn-more-about-donald-trump-by-going-down-to-the-federal/) [Donald Trump](https://sms4smile.com/quotes/author/donald-trump/) Browse all 2,604 Financial quotes ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.", "creator": { "@type": "Person", "name": "Suze Orman" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/suze-orman/the-foundation-of-a-financial-fresh-start-actually-has-nothing-to-do/", "about": { "@type": "Thing", "name": "Financial" }, "@id": "https://sms4smile.com/quotes/suze-orman/the-foundation-of-a-financial-fresh-start-actually-has-nothing-to-do/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/1e2/suze-orman-1007_financial_the-foundation-of-a-financial-fresh-star_164016.png", "contentUrl": "https://sms4smile.com/quotes/i/1e2/suze-orman-1007_financial_the-foundation-of-a-financial-fresh-star_164016.png", "url": "https://sms4smile.com/quotes/i/1e2/suze-orman-1007_financial_the-foundation-of-a-financial-fresh-star_164016.png", "width": 1080, "height": 1080, "caption": "“The foundation of a financial fresh start actually has nothing to do with money or specific financial dos…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Suze Orman", "item": "https://sms4smile.com/quotes/author/suze-orman/" }, { "@type": "ListItem", "position": 4, "name": "The foundation of a financial fresh...", "item": "https://sms4smile.com/quotes/suze-orman/the-foundation-of-a-financial-fresh-start-actually-has-nothing-to-do/" } ], "@id": "https://sms4smile.com/quotes/suze-orman/the-foundation-of-a-financial-fresh-start-actually-has-nothing-to-do/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```