--- title: "Meaning & Key Takeaway of: If you wait until your children are high…" description: "\"If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many..." image: "https://sms4smile.com/quotes/i/dcb/suze-orman-1007_children_if-you-wait-until-your-children-are-high_1867193.png" --- # If you wait until your children are high school seniors to… ![“If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.” quote by Suze Orman](https://sms4smile.com/quotes/i/dcb/suze-orman-1007_children_if-you-wait-until-your-children-are-high_1867193.png) [Download](https://sms4smile.com/quotes/i/dcb/suze-orman-1007_children_if-you-wait-until-your-children-are-high_1867193.png) [Open image](https://sms4smile.com/quotes/i/dcb/suze-orman-1007_children_if-you-wait-until-your-children-are-high_1867193.png) > “If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.” [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Delaying financial reality with children limits their future choices. **In simple terms:** Kids need early money awareness. Key Takeaway Teach kids about money early. Themes financial literacy family planning education Mood concerned practical Type advice educational When to use this quote - parent‑child discussions - school budgeting - college planning Key Concepts economics future planning Questions to Reflect On - How can you introduce money concepts age‑appropriately? - What resources help families discuss finances? A Different Perspective Children may feel overwhelmed if taught too early. ★ ★ ★ ★ ★ No ratings yet [Children](https://sms4smile.com/quotes/about/children/) [Education](https://sms4smile.com/quotes/about/education/) [High school](https://sms4smile.com/quotes/about/high-school/) [High school senior](https://sms4smile.com/quotes/about/high-school-senior/) [Money](https://sms4smile.com/quotes/about/money/) [School](https://sms4smile.com/quotes/about/school/) [Spring](https://sms4smile.com/quotes/about/spring/) ## Related quotes > [“We spend more per pupil than any other country, but among industrialized nations, American students rank near the bottom in science and math. Only…](https://sms4smile.com/quotes/glenn-beck/we-spend-more-per-pupil-than-any-other-country-but-among/) [Glenn Beck](https://sms4smile.com/quotes/author/glenn-beck/) > [“He couldn't just take her home, bed her, and wait for children to pop out. Somewhere in between, he'd have to talk to her.”](https://sms4smile.com/quotes/jodi-thomas/he-couldn-t-just-take-her-home-bed-her-and-wait-for-children-to-pop/) [Jodi Thomas](https://sms4smile.com/quotes/author/jodi-thomas/) > [“Both of these students- both high school seniors both old enough to vote in the upcoming election- thought 'Al' Qaeda was a person. At…](https://sms4smile.com/quotes/kelly-gallagher/both-of-these-students-both-high-school-seniors-both-old-enough-to/) [Kelly Gallagher](https://sms4smile.com/quotes/author/kelly-gallagher/) > [“Every now and then, I’m lucky enough to teach a kindergarten or first-grade class. Many of these children are natural-born scientists - although heavy…](https://sms4smile.com/quotes/carl-sagan/every-now-and-then-i-m-lucky-enough-to-teach-a-kindergarten-or-first/) [Carl Sagan](https://sms4smile.com/quotes/author/carl-sagan/) > [“Nearly 40% of iGen high school seniors in 2016 had never tried alcohol at all, and the number of 8th graders who have tried…](https://sms4smile.com/quotes/jean-m-twenge/nearly-40-of-igen-high-school-seniors-in-2016-had-never-tried-alcohol/) [Jean M. Twenge](https://sms4smile.com/quotes/author/jean-m-twenge/) > [Think for a minute, darling: in fairy tales it's always the children who have the fine adventures. The mothers have to stay at home…](https://sms4smile.com/quotes/audrey-niffenegger/think-for-a-minute-darling-in-fairy-tales-it-s-always-the-children/) [Audrey Niffenegger](https://sms4smile.com/quotes/author/audrey-niffenegger/) > [Many things can wait. Children cannot. Today their bones are being formed, their blood is being made, their senses are being developed. To them…](https://sms4smile.com/quotes/gabriela-mistral/many-things-can-wait-children-cannot-today-their-bones-are-being/) [Gabriela Mistral](https://sms4smile.com/quotes/author/gabriela-mistral/) > [Be mindful of the very moment you are living. Start exactly this second. You don't wait until the children get out of the house…](https://sms4smile.com/quotes/alexandra-stoddard/be-mindful-of-the-very-moment-you-are-living-start-exactly-this/) [Alexandra Stoddard](https://sms4smile.com/quotes/author/alexandra-stoddard/) > [“As she spoke, I wanted to cry, because sometimes it's just so damn hard to be a mother. We have to wait and wait…](https://sms4smile.com/quotes/lisa-see/as-she-spoke-i-wanted-to-cry-because-sometimes-it-s-just-so-damn-hard/) [Lisa See](https://sms4smile.com/quotes/author/lisa-see/) > [High school seniors should receive help in how to think about a student loan and how to make sure that the education bought with…](https://sms4smile.com/quotes/richard-thaler/high-school-seniors-should-receive-help-in-how-to-think-about-a/) [Richard Thaler](https://sms4smile.com/quotes/author/richard-thaler/) > [“Riding a wave of interest in technology, Stanford University has become America’s “it” school, by measures that Harvard once dominated. Stanford has had the…](https://sms4smile.com/quotes/anonymous/riding-a-wave-of-interest-in-technology-stanford-university-has/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [I can't wait until I have my children. I love the idea that they don't have to do something that they have no interest…](https://sms4smile.com/quotes/drew-barrymore/i-can-t-wait-until-i-have-my-children-i-love-the-idea-that-they-don-t/) [Drew Barrymore](https://sms4smile.com/quotes/author/drew-barrymore/) > [For reasons known to the Lord, some women are required to wait to have children. This delay is not easy for any righteous woman.…](https://sms4smile.com/quotes/sheri-l-dew/for-reasons-known-to-the-lord-some-women-are-required-to-wait-to-have/) [Sheri L. Dew](https://sms4smile.com/quotes/author/sheri-l-dew/) > [Waiting upon the Lord gives us a priceless opportunity to discover that there are many who wait upon us. Our children wait upon us…](https://sms4smile.com/quotes/robert-d-hales/waiting-upon-the-lord-gives-us-a-priceless-opportunity-to-discover/) [Robert D. Hales](https://sms4smile.com/quotes/author/robert-d-hales/) > [“Every now and then, I'm lucky enough to teach a kindergarten or first-grade class. Many of these children are natural-born scientists - although heavy…](https://sms4smile.com/quotes/carl-sagan/every-now-and-then-i-m-lucky-enough-to-teach-a-kindergarten-or-first-2/) [Carl Sagan](https://sms4smile.com/quotes/author/carl-sagan/) ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Explore all 309 Suze Orman quotes ](https://sms4smile.com/quotes/author/suze-orman/) ## More Children quotes > [I am certain that children always know more than they are able to tell, and that makes the big difference between them and adults,…](https://sms4smile.com/quotes/jacques-lusseyran/i-am-certain-that-children-always-know-more-than-they-are-able-to/) [Jacques Lusseyran](https://sms4smile.com/quotes/author/jacques-lusseyran/) > [Behind every successful child is an adult who believed in him.](https://sms4smile.com/quotes/rick-warren/behind-every-successful-child-is-an-adult-who-believed-in-him/) [Rick Warren](https://sms4smile.com/quotes/author/rick-warren/) > [I believe in freedom to do what you want if you aren't hurting others, but pictures of obese protesters giving their children big gulps.](https://sms4smile.com/quotes/philip-defranco/i-believe-in-freedom-to-do-what-you-want-if-you-aren-t-hurting-others/) [Philip DeFranco](https://sms4smile.com/quotes/author/philip-defranco/) > [If the audience likes your work, if they like you, they don't think whether you are married or have children or not. I made…](https://sms4smile.com/quotes/dimple-kapadia/if-the-audience-likes-your-work-if-they-like-you-they-don-t-think/) [Dimple Kapadia](https://sms4smile.com/quotes/author/dimple-kapadia/) > [It doesnt seem to me strange that children should like the macabre, the sensational, and the forbidden.](https://sms4smile.com/quotes/anthony-hecht/it-doesnt-seem-to-me-strange-that-children-should-like-the-macabre/) [Anthony Hecht](https://sms4smile.com/quotes/author/anthony-hecht/) > [Let children support their parents or be imprisoned.](https://sms4smile.com/quotes/anonymous/let-children-support-their-parents-or-be-imprisoned/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Gratitude isn't just a feeling, it's an action. Expressing gratitude by writing in a journal, taking a photo, or shooting a video creates a…](https://sms4smile.com/quotes/janice-kaplan/gratitude-isn-t-just-a-feeling-it-s-an-action-expressing-gratitude-by/) [Janice Kaplan](https://sms4smile.com/quotes/author/janice-kaplan/) > [My embarrassing confession is that my father is a 'Camelot: The Musical' obsessive. So as a child, when we were going to visit relatives…](https://sms4smile.com/quotes/chris-chibnall/my-embarrassing-confession-is-that-my-father-is-a-camelot-the-musical/) [Chris Chibnall](https://sms4smile.com/quotes/author/chris-chibnall/) > [I have many who keep me going, I am very fortunate in this sense. There is nothing like a child who knows more about…](https://sms4smile.com/quotes/floyd-cooper/i-have-many-who-keep-me-going-i-am-very-fortunate-in-this-sense-there/) [Floyd Cooper](https://sms4smile.com/quotes/author/floyd-cooper/) > [My school was one of the most beautiful places a child can grow up in. You are surrounded by nature - cats, dogs, birds…](https://sms4smile.com/quotes/amala-akkineni/my-school-was-one-of-the-most-beautiful-places-a-child-can-grow-up-in/) [Amala Akkineni](https://sms4smile.com/quotes/author/amala-akkineni/) > [A lesser complaint: hair extensions. There are moments on 'All My Children' when half the women actors, young and old, seem to be afflicted…](https://sms4smile.com/quotes/camille-paglia/a-lesser-complaint-hair-extensions-there-are-moments-on-all-my/) [Camille Paglia](https://sms4smile.com/quotes/author/camille-paglia/) > [As a child, I had a lot of older gay men taking care of me. There's a trust there. I feel like little girls…](https://sms4smile.com/quotes/margaret-cho/as-a-child-i-had-a-lot-of-older-gay-men-taking-care-of-me-there-s-a/) [Margaret Cho](https://sms4smile.com/quotes/author/margaret-cho/) > [If my child had prejudice in his head, I'd be ashamed. I would see it as my failure as a parent.](https://sms4smile.com/quotes/salman-rushdie/if-my-child-had-prejudice-in-his-head-i-d-be-ashamed-i-would-see-it/) [Salman Rushdie](https://sms4smile.com/quotes/author/salman-rushdie/) > [“Children's lives are always beginning and adults' lives are always ending. Or is it the opposite? Your childhood is always ending and your adult…](https://sms4smile.com/quotes/alison-espach/children-s-lives-are-always-beginning-and-adults-lives-are-always/) [Alison Espach](https://sms4smile.com/quotes/author/alison-espach/) > [As a child I was very involved with sports and I knew at age 9 that I wanted to be an Olympic champion.](https://sms4smile.com/quotes/marion-jones/as-a-child-i-was-very-involved-with-sports-and-i-knew-at-age-9-that-i/) [Marion Jones](https://sms4smile.com/quotes/author/marion-jones/) [Browse all 62,396 Children quotes ](https://sms4smile.com/quotes/about/children/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.", "creator": { "@type": "Person", "name": "Suze Orman" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-wait-until-your-children-are-high-school-seniors-to-spring-it/", "about": { "@type": "Thing", "name": "Children" }, "@id": "https://sms4smile.com/quotes/suze-orman/if-you-wait-until-your-children-are-high-school-seniors-to-spring-it/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/dcb/suze-orman-1007_children_if-you-wait-until-your-children-are-high_1867193.png", "contentUrl": "https://sms4smile.com/quotes/i/dcb/suze-orman-1007_children_if-you-wait-until-your-children-are-high_1867193.png", "url": "https://sms4smile.com/quotes/i/dcb/suze-orman-1007_children_if-you-wait-until-your-children-are-high_1867193.png", "width": 1080, "height": 1080, "caption": "“If you wait until your children are high school seniors to spring it on them that there's not a whole lot of…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Suze Orman", "item": "https://sms4smile.com/quotes/author/suze-orman/" }, { "@type": "ListItem", "position": 4, "name": "If you wait until your children...", "item": "https://sms4smile.com/quotes/suze-orman/if-you-wait-until-your-children-are-high-school-seniors-to-spring-it/" } ], "@id": "https://sms4smile.com/quotes/suze-orman/if-you-wait-until-your-children-are-high-school-seniors-to-spring-it/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```