--- title: "Meaning & Key Takeaway of: I get so frustrated when people tell me…" description: "\"I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, ..." image: "https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg" --- # I get so frustrated when people tell me it's unrealistic… ![“I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.” quote by Suze Orman](https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg) [Download](https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg) [Open image](https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg) > “I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.” [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Building a solid emergency fund and paying down debt is realistic with disciplined budgeting. **In simple terms:** Save money, avoid debt. Key Takeaway Start budgeting to build savings. Themes finance discipline security Mood practical cautious Type financial advisory When to use this quote - emergency fund - home purchase - credit card payoff Key Concepts budgeting debt reduction Questions to Reflect On - What budget changes can you make now? - How will you prioritize savings vs. debt? A Different Perspective Unexpected expenses can derail plans. ★ ★ ★ ★ ★ No ratings yet [Balance](https://sms4smile.com/quotes/about/balance/) [Credit](https://sms4smile.com/quotes/about/credit/) [Frustrated](https://sms4smile.com/quotes/about/frustrated/) [Home](https://sms4smile.com/quotes/about/home/) [Money Save](https://sms4smile.com/quotes/about/money-save/) [Payment](https://sms4smile.com/quotes/about/payment/) [People](https://sms4smile.com/quotes/about/people/) [Saving](https://sms4smile.com/quotes/about/saving/) [Savings](https://sms4smile.com/quotes/about/savings/) ## Related quotes > [It may take you months or even a few years to build up an adequate emergency savings fund. That's okay.](https://sms4smile.com/quotes/suze-orman/it-may-take-you-months-or-even-a-few-years-to-build-up-an-adequate/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Coming from where I come from, I didn't have the luxury of having a trust fund. Or money from generations. Or the luxury of…](https://sms4smile.com/quotes/patrick-beverley/coming-from-where-i-come-from-i-didn-t-have-the-luxury-of-having-a/) [Patrick Beverley](https://sms4smile.com/quotes/author/patrick-beverley/) > [Sovereign wealth fund money should be welcomed. The only way not to welcome that money is when it's politically driven.](https://sms4smile.com/quotes/henry-paulson/sovereign-wealth-fund-money-should-be-welcomed-the-only-way-not-to/) [Henry Paulson](https://sms4smile.com/quotes/author/henry-paulson/) > [It's unreasonable to expect people who scrape to get by to have emergency savings.](https://sms4smile.com/quotes/stephanie-land/it-s-unreasonable-to-expect-people-who-scrape-to-get-by-to-have/) [Stephanie Land](https://sms4smile.com/quotes/author/stephanie-land/) > [“Same Money or Nobody will save you.”](https://sms4smile.com/quotes/asha-kanta-sharma/same-money-or-nobody-will-save-you/) Asha Kanta Sharma > [Money saves the Money Saver.](https://sms4smile.com/quotes/sunny-gupta/money-saves-the-money-saver/) [Sunny Gupta](https://sms4smile.com/quotes/author/sunny-gupta/) > [“With a century and change between the 1880 convention and now, I’ll admit I rolled my eyes at the ideological hairsplitting, wondering how a…](https://sms4smile.com/quotes/sarah-vowell/with-a-century-and-change-between-the-1880-convention-and-now-i-ll/) [Sarah Vowell](https://sms4smile.com/quotes/author/sarah-vowell/) > [Yes, the money could be better spent on Earth. But would it? Since when has money saved by government redlining been spent on education…](https://sms4smile.com/quotes/mary-roach/yes-the-money-could-be-better-spent-on-earth-but-would-it-since-when/) [Mary Roach](https://sms4smile.com/quotes/author/mary-roach/) > [For good days one should save money, women should be protected even if it takes the money saved. But for self preservation the money…](https://sms4smile.com/quotes/chanakya/for-good-days-one-should-save-money-women-should-be-protected-even-if/) [Chanakya](https://sms4smile.com/quotes/author/chanakya/) > [No road offers more mystery than that first one you mount from the town you were born to, the first time you mount it…](https://sms4smile.com/quotes/mary-karr/no-road-offers-more-mystery-than-that-first-one-you-mount-from-the/) [Mary Karr](https://sms4smile.com/quotes/author/mary-karr/) > [Between stagnant wages and the cost of everything going up - particularly health care and college tuition - people have less money to save…](https://sms4smile.com/quotes/elissa-slotkin/between-stagnant-wages-and-the-cost-of-everything-going-up/) [Elissa Slotkin](https://sms4smile.com/quotes/author/elissa-slotkin/) > [The worst thing you can do with money is save it.](https://sms4smile.com/quotes/jackie-gleason/the-worst-thing-you-can-do-with-money-is-save-it/) [Jackie Gleason](https://sms4smile.com/quotes/author/jackie-gleason/) > [I try to do the right thing with money. Save a dollar here and there, clip some coupons. Buy ten gold chains instead of…](https://sms4smile.com/quotes/ll-cool-j/i-try-to-do-the-right-thing-with-money-save-a-dollar-here-and-there/) [LL Cool J](https://sms4smile.com/quotes/author/ll-cool-j/) ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Explore all 309 Suze Orman quotes ](https://sms4smile.com/quotes/author/suze-orman/) ## More Balance quotes > [Balance suggests a perfect equilibrium. There is no such thing. That is a false expectation… There are going to be priorities and dimensions of…](https://sms4smile.com/quotes/denise-morrison/balance-suggests-a-perfect-equilibrium-there-is-no-such-thing-that-is/) [Denise Morrison](https://sms4smile.com/quotes/author/denise-morrison/) > [The bones of my architecture are very much related to the structure, to the physical fact of how a building can stand up; it's…](https://sms4smile.com/quotes/santiago-calatrava/the-bones-of-my-architecture-are-very-much-related-to-the-structure/) [Santiago Calatrava](https://sms4smile.com/quotes/author/santiago-calatrava/) > [I can still function when I don't have that balance I crave. I had a tendency to be precious about acting, thinking of it…](https://sms4smile.com/quotes/laura-regan/i-can-still-function-when-i-don-t-have-that-balance-i-crave-i-had-a/) [Laura Regan](https://sms4smile.com/quotes/author/laura-regan/) > [she got a reputation for an easy smile and a sharp tongue, and using one to balance the other, she seemed friendly but distant](https://sms4smile.com/quotes/dorothy-allison/she-got-a-reputation-for-an-easy-smile-and-a-sharp-tongue-and-using/) [Dorothy Allison](https://sms4smile.com/quotes/author/dorothy-allison/) > [Life's unfairness is not irrevocable; we can help balance the scales for others, if not always for ourselves.](https://sms4smile.com/quotes/hubert-h-humphrey/life-s-unfairness-is-not-irrevocable-we-can-help-balance-the-scales/) [Hubert H. Humphrey](https://sms4smile.com/quotes/author/hubert-h-humphrey/) > [“We don't need to strive towards balance, we rather need to work on the obstacles that are preventing the natural flow of balance.”](https://sms4smile.com/quotes/a-a-alebraheem/we-don-t-need-to-strive-towards-balance-we-rather-need-to-work-on-the/) [A.A. Alebraheem](https://sms4smile.com/quotes/author/a-a-alebraheem/) > [I think that kind of balance comes with the process of growing together as a band, the Little Dragon. We love to write, we…](https://sms4smile.com/quotes/yukimi-nagano/i-think-that-kind-of-balance-comes-with-the-process-of-growing/) [Yukimi Nagano](https://sms4smile.com/quotes/author/yukimi-nagano/) > [Balance is the ability to be happy in the midst of the most chaotic or even boring or transient circumstance.](https://sms4smile.com/quotes/frederick-lenz/balance-is-the-ability-to-be-happy-in-the-midst-of-the-most-chaotic/) [Frederick Lenz](https://sms4smile.com/quotes/author/frederick-lenz/) > [At times of recession, running a budget deficit is highly desirable. Once the economy begins to recover, you have to balance the budget. But…](https://sms4smile.com/quotes/george-soros/at-times-of-recession-running-a-budget-deficit-is-highly-desirable/) [George Soros](https://sms4smile.com/quotes/author/george-soros/) > [It's my intention to make something stand outside the realm of album art, but it also feels comfortable to me to be in it.…](https://sms4smile.com/quotes/john-dyer-baizley/it-s-my-intention-to-make-something-stand-outside-the-realm-of-album/) [John Dyer Baizley](https://sms4smile.com/quotes/author/john-dyer-baizley/) > [Once you've gotten your money in balance, you know how much you have to spend on things that are just fun.](https://sms4smile.com/quotes/elizabeth-warren/once-you-ve-gotten-your-money-in-balance-you-know-how-much-you-have/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [I never understood how much running changes your life. I'm now obsessed. When not trying to beat my personal best, I'm talking to other…](https://sms4smile.com/quotes/sadiq-khan/i-never-understood-how-much-running-changes-your-life-i-m-now/) [Sadiq Khan](https://sms4smile.com/quotes/author/sadiq-khan/) > [Whatever needed to be done, I need to know how to do it just as well as my wife. You know, for us to…](https://sms4smile.com/quotes/jason-isbell/whatever-needed-to-be-done-i-need-to-know-how-to-do-it-just-as-well/) [Jason Isbell](https://sms4smile.com/quotes/author/jason-isbell/) > [I don't think my parents would have let me go straight into acting full time when I was 12. I do like to have…](https://sms4smile.com/quotes/felicity-jones/i-don-t-think-my-parents-would-have-let-me-go-straight-into-acting/) [Felicity Jones](https://sms4smile.com/quotes/author/felicity-jones/) > [When it comes down to music, I have no balance. I am 100 percent. It is like full throttle. Five hundred miles an hour.](https://sms4smile.com/quotes/yanni/when-it-comes-down-to-music-i-have-no-balance-i-am-100-percent-it-is/) [Yanni](https://sms4smile.com/quotes/author/yanni/) [Browse all 5,166 Balance quotes ](https://sms4smile.com/quotes/about/balance/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.", "creator": { "@type": "Person", "name": "Suze Orman" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/suze-orman/i-get-so-frustrated-when-people-tell-me-it-s-unrealistic-to-create-an/", "about": { "@type": "Thing", "name": "Balance" }, "@id": "https://sms4smile.com/quotes/suze-orman/i-get-so-frustrated-when-people-tell-me-it-s-unrealistic-to-create-an/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg", "contentUrl": "https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg", "url": "https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg", "width": 1080, "height": 1080, "caption": "“I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Suze Orman", "item": "https://sms4smile.com/quotes/author/suze-orman/" }, { "@type": "ListItem", "position": 4, "name": "I get so frustrated when people...", "item": "https://sms4smile.com/quotes/suze-orman/i-get-so-frustrated-when-people-tell-me-it-s-unrealistic-to-create-an/" } ], "@id": "https://sms4smile.com/quotes/suze-orman/i-get-so-frustrated-when-people-tell-me-it-s-unrealistic-to-create-an/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```