--- title: "Meaning & Key Takeaway of: Whether you make $100 a week or $100,000…" description: "\"“Whether you make $100 a week or $100,000 a week, if you spend more than what you make, you will be broke.”\" — Steve Repak" image: "https://sms4smile.com/quotes/i/a99/steve-repak-46460_broke_whether-you-make-100-a-week-or-100-000-a_3174522.jpg" --- # Whether you make $100 a week or $100,000 a week, if you… ![“Whether you make $100 a week or $100,000 a week, if you spend more than what you make, you will be broke.” quote by Steve Repak](https://sms4smile.com/quotes/i/a99/steve-repak-46460_broke_whether-you-make-100-a-week-or-100-000-a_3174522.jpg) [Download](https://sms4smile.com/quotes/i/a99/steve-repak-46460_broke_whether-you-make-100-a-week-or-100-000-a_3174522.jpg) [Open image](https://sms4smile.com/quotes/i/a99/steve-repak-46460_broke_whether-you-make-100-a-week-or-100-000-a_3174522.jpg) > ““Whether you make $100 a week or $100,000 a week, if you spend more than what you make, you will be broke.”” [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Spending beyond income leads to financial ruin regardless of earnings size. **In simple terms:** Overspending causes bankruptcy. Key Takeaway Live within means. Themes finance budgeting responsibility Mood cautious pragmatic Type advice financial When to use this quote - monthly budgeting - debt reduction - emergency fund creation - financial planning Key Concepts cash flow personal finance risk management Questions to Reflect On - How can you adjust spending when income changes? - What habits prevent overspending? A Different Perspective Unexpected expenses can still cause trouble despite budgeting. ★ ★ ★ ★ ★ No ratings yet [Broke](https://sms4smile.com/quotes/about/broke/) [Make 100](https://sms4smile.com/quotes/about/make-100-603824/) [Make Broke](https://sms4smile.com/quotes/about/make-broke-4138334/) [Spend Make](https://sms4smile.com/quotes/about/spend-make-1112401/) [Week Spend](https://sms4smile.com/quotes/about/week-spend-960934/) ## Related quotes > [I get the kind of money that make a broke bitch bitter.](https://sms4smile.com/quotes/nicki-minaj/i-get-the-kind-of-money-that-make-a-broke-bitch-bitter/) [Nicki Minaj](https://sms4smile.com/quotes/author/nicki-minaj/) > [I only need 50 quid a week - what do you spend it on?](https://sms4smile.com/quotes/lee-evans/i-only-need-50-quid-a-week-what-do-you-spend-it-on/) [Lee Evans](https://sms4smile.com/quotes/author/lee-evans/) > [If I earn a million dollars a week and the average American earns a thousand dollars a week, then when I spend twenty thousand…](https://sms4smile.com/quotes/jordan-belfort/if-i-earn-a-million-dollars-a-week-and-the-average-american-earns-a/) [Jordan Belfort](https://sms4smile.com/quotes/author/jordan-belfort/) > [Make the effort to set aside quality time with your children every week to spend time and talk with them so that you can…](https://sms4smile.com/quotes/peter-young-p/make-the-effort-to-set-aside-quality-time-with-your-children-every/) [Peter Young P](https://sms4smile.com/quotes/author/peter-young-p/) > [I don't go looking for somewhere to spend my money. You can step on a tube of toothpaste for a week, if you have…](https://sms4smile.com/quotes/t-boone-pickens/i-don-t-go-looking-for-somewhere-to-spend-my-money-you-can-step-on-a/) [T. Boone Pickens](https://sms4smile.com/quotes/author/t-boone-pickens/) > [If I could be someone else for a week I'd still spend it chasing after you.](https://sms4smile.com/quotes/anonymous/if-i-could-be-someone-else-for-a-week-i-d-still-spend-it-chasing/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Spend less than you make; always be saving something. Put it into a tax-deferred account. Over time, it will begin to amount to something.…](https://sms4smile.com/quotes/charlie-munger/spend-less-than-you-make-always-be-saving-something-put-it-into-a-tax/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [Don't buy stuff you don't need. Don't spend more than you make. Don't let your money manage you.](https://sms4smile.com/quotes/anonymous/don-t-buy-stuff-you-don-t-need-don-t-spend-more-than-you-make-don-t/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Think before you speak. Spend less than what you make. And whatever happens, try to make the best of what's going on.](https://sms4smile.com/quotes/mike-leonard/think-before-you-speak-spend-less-than-what-you-make-and-whatever/) [Mike Leonard](https://sms4smile.com/quotes/author/mike-leonard/) > [The very first step to building wealth is to spend less than you make.](https://sms4smile.com/quotes/brian-koslow/the-very-first-step-to-building-wealth-is-to-spend-less-than-you-make/) [Brian Koslow](https://sms4smile.com/quotes/author/brian-koslow/) > [To spend more money, you have to have more money, but time is fixed and we all have the same amount to spare. 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But I could make $100 playing online poker if I…](https://sms4smile.com/quotes/james-holzhauer/there-were-times-in-school-where-i-would-say-i-should-go-to-class-but/) [James Holzhauer](https://sms4smile.com/quotes/author/james-holzhauer/) > [You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!](https://sms4smile.com/quotes/dave-ramsey/you-can-t-work-three-hours-a-week-and-make-100-000-get-rich-quick/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) ## More by Steve Repak > [“Most people worry about their money. So why in the heck would you want to be like most people?”](https://sms4smile.com/quotes/steve-repak/most-people-worry-about-their-money-so-why-in-the-heck-would-you-want/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“The first step toward getting out of debt is to quit dang charging!”](https://sms4smile.com/quotes/steve-repak/the-first-step-toward-getting-out-of-debt-is-to-quit-dang-charging/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“You don't have to make a lot of money to have a lot of money.”](https://sms4smile.com/quotes/steve-repak/you-don-t-have-to-make-a-lot-of-money-to-have-a-lot-of-money/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“Money will not buy you long-term happiness, but money will give you choices.”](https://sms4smile.com/quotes/steve-repak/money-will-not-buy-you-long-term-happiness-but-money-will-give-you/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“It doesnt matter how much education you have or how much money you make, it's the way you think about money that determines how…](https://sms4smile.com/quotes/steve-repak/it-doesnt-matter-how-much-education-you-have-or-how-much-money-you/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“If your retirement plan is to win the lottery, you will have to work forever as a greeter at the local shopping center and…](https://sms4smile.com/quotes/steve-repak/if-your-retirement-plan-is-to-win-the-lottery-you-will-have-to-work/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“Even smart people spend their money on stupid stuff.”](https://sms4smile.com/quotes/steve-repak/even-smart-people-spend-their-money-on-stupid-stuff/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) [Explore all 8 Steve Repak quotes ](https://sms4smile.com/quotes/author/steve-repak/) ## More Broke quotes > [I rap when I'm rich. 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We might have to actually get lives.](https://sms4smile.com/quotes/brown-ladyy/imagine-if-facebook-twitter-and-msn-all-broke-at-the-same-time-we/) [Brown Ladyy](https://sms4smile.com/quotes/author/brown-ladyy/) > [Well I think they broke the mould when they made me and being humble is one of my great assets.](https://sms4smile.com/quotes/larry-hagman/well-i-think-they-broke-the-mould-when-they-made-me-and-being-humble/) [Larry Hagman](https://sms4smile.com/quotes/author/larry-hagman/) > [By disgracing and degrading the presidency of the United States, by fleeing the White House like a diseased cur, Richard Nixon broke the heart…](https://sms4smile.com/quotes/hunter-s-thompson/by-disgracing-and-degrading-the-presidency-of-the-united-states-by/) [Hunter S. Thompson](https://sms4smile.com/quotes/author/hunter-s-thompson/) > [“She plucked a twig and broke it, but she found no spring in it.”](https://sms4smile.com/quotes/f-scott-fitzgerald/she-plucked-a-twig-and-broke-it-but-she-found-no-spring-in-it/) [F. Scott Fitzgerald](https://sms4smile.com/quotes/author/f-scott-fitzgerald/) > [The man who begins to speculate in stocks with the intention of making a fortune usually goes broke, whereas the man who trades with…](https://sms4smile.com/quotes/charles-dow/the-man-who-begins-to-speculate-in-stocks-with-the-intention-of/) [Charles Dow](https://sms4smile.com/quotes/author/charles-dow/) > [Thousands of Americans have given their lives in Afghanistan and Iraq upholding their oaths and defending this nation. Chelsea Manning broke her oath and…](https://sms4smile.com/quotes/john-mccain/thousands-of-americans-have-given-their-lives-in-afghanistan-and-iraq/) [John McCain](https://sms4smile.com/quotes/author/john-mccain/) [Browse all 2,091 Broke quotes ](https://sms4smile.com/quotes/about/broke/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "“Whether you make $100 a week or $100,000 a week, if you spend more than what you make, you will be broke.”", "creator": { "@type": "Person", "name": "Steve Repak" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/steve-repak/whether-you-make-100-a-week-or-100-000-a-week-if-you-spend-more-than/", "about": { "@type": "Thing", "name": "Broke" }, "@id": "https://sms4smile.com/quotes/steve-repak/whether-you-make-100-a-week-or-100-000-a-week-if-you-spend-more-than/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a99/steve-repak-46460_broke_whether-you-make-100-a-week-or-100-000-a_3174522.jpg", "contentUrl": "https://sms4smile.com/quotes/i/a99/steve-repak-46460_broke_whether-you-make-100-a-week-or-100-000-a_3174522.jpg", "url": "https://sms4smile.com/quotes/i/a99/steve-repak-46460_broke_whether-you-make-100-a-week-or-100-000-a_3174522.jpg", "width": 1080, "height": 1080, "caption": "“Whether you make $100 a week or $100,000 a week, if you spend more than what you make, you will be broke.” — Steve Repak", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Steve Repak", "item": "https://sms4smile.com/quotes/author/steve-repak/" }, { "@type": "ListItem", "position": 4, "name": "“Whether you make $100 a week...", "item": "https://sms4smile.com/quotes/steve-repak/whether-you-make-100-a-week-or-100-000-a-week-if-you-spend-more-than/" } ], "@id": "https://sms4smile.com/quotes/steve-repak/whether-you-make-100-a-week-or-100-000-a-week-if-you-spend-more-than/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```