--- title: "Meaning & Key Takeaway of: It doesnt matter how much education you…" description: "\"“It doesnt matter how much education you have or how much money you make, it's the way you think about money that determines how much you have.”\" — Ste..." image: "https://sms4smile.com/quotes/i/775/steve-repak-46460_education_it-doesnt-matter-how-much-education-you_1741877.jpg" --- # It doesnt matter how much education you have or how much… ![“It doesnt matter how much education you have or how much money you make, it's the way you think about money that determines how much you have.” quote by Steve Repak](https://sms4smile.com/quotes/i/775/steve-repak-46460_education_it-doesnt-matter-how-much-education-you_1741877.jpg) [Download](https://sms4smile.com/quotes/i/775/steve-repak-46460_education_it-doesnt-matter-how-much-education-you_1741877.jpg) [Open image](https://sms4smile.com/quotes/i/775/steve-repak-46460_education_it-doesnt-matter-how-much-education-you_1741877.jpg) > ““It doesnt matter how much education you have or how much money you make, it's the way you think about money that determines how much you have.”” [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. The quote emphasizes mindset over education or wealth; thinking about money shapes financial outcomes. **In simple terms:** Mindset determines financial success. Key Takeaway Adopt a positive money mindset. Themes money mindset wealth psychology Mood thoughtful motivational Type philosophical inspirational When to use this quote - budgeting - investing - career decisions - entrepreneurship Key Concepts financial psychology belief systems behavioral economics Questions to Reflect On - How does your money mindset affect your spending? - What beliefs limit your financial growth? A Different Perspective Education and income still matter for opportunities. ★ ★ ★ ★ ★ No ratings yet [Education](https://sms4smile.com/quotes/about/education/) [Money](https://sms4smile.com/quotes/about/money/) ## Related quotes > [I don't think because you have money you have taste... Education and money - this is quite rare. No?](https://sms4smile.com/quotes/carine-roitfeld/i-don-t-think-because-you-have-money-you-have-taste-education-and/) [Carine Roitfeld](https://sms4smile.com/quotes/author/carine-roitfeld/) > [“It doesn't matter if you have a lot or a little money. It's what you do with it that determines its power.”](https://sms4smile.com/quotes/eric-samuel-timm/it-doesn-t-matter-if-you-have-a-lot-or-a-little-money-it-s-what-you/) [Eric Samuel Timm](https://sms4smile.com/quotes/author/eric-samuel-timm/) > [“We're very near a certain point where money doesn't mean anything... They say: How much money is this going to cost? This is really…](https://sms4smile.com/quotes/william-s-burroughs/we-re-very-near-a-certain-point-where-money-doesn-t-mean-anything/) [William S. Burroughs](https://sms4smile.com/quotes/author/william-s-burroughs/) > [The only way not to think about money is to have a great deal of it.](https://sms4smile.com/quotes/edith-wharton/the-only-way-not-to-think-about-money-is-to-have-a-great-deal-of-it/) [Edith Wharton](https://sms4smile.com/quotes/author/edith-wharton/) > [“They made my life big. They contributed to an education that money can’t buy.”](https://sms4smile.com/quotes/cheryl-strayed/they-made-my-life-big-they-contributed-to-an-education-that-money-can/) [Cheryl Strayed](https://sms4smile.com/quotes/author/cheryl-strayed/) > [If you're a citizen of the State of New York, your kid has as much a right as another kid to an education, and…](https://sms4smile.com/quotes/carl-paladino/if-you-re-a-citizen-of-the-state-of-new-york-your-kid-has-as-much-a/) [Carl Paladino](https://sms4smile.com/quotes/author/carl-paladino/) > [The millions of dollars which we devote every year to high-school education are, for the most part, money spent for the retarding of intelligence,…](https://sms4smile.com/quotes/bernard-iddings-bell/the-millions-of-dollars-which-we-devote-every-year-to-high-school/) [Bernard Iddings Bell](https://sms4smile.com/quotes/author/bernard-iddings-bell/) > [People are beginning to realize that education is power, that education is money, that education is an opportunity.](https://sms4smile.com/quotes/azim-premji/people-are-beginning-to-realize-that-education-is-power-that/) [Azim Premji](https://sms4smile.com/quotes/author/azim-premji/) > [We are told there is not enough money for education, but somehow there is enough money for people to raise billions of dollars to…](https://sms4smile.com/quotes/phylicia-rashad/we-are-told-there-is-not-enough-money-for-education-but-somehow-there/) [Phylicia Rashad](https://sms4smile.com/quotes/author/phylicia-rashad/) > [“You think about money in the old-fashioned way. Money is not a thing, it is not even a process. It is a kind of…](https://sms4smile.com/quotes/terry-pratchett/you-think-about-money-in-the-old-fashioned-way-money-is-not-a-thing/) [Terry Pratchett](https://sms4smile.com/quotes/author/terry-pratchett/) > [Individuals should think about the worst-case scenarios and plan for them. The world will be crazier than you think it will be. Put money…](https://sms4smile.com/quotes/nassim-nicholas-taleb/individuals-should-think-about-the-worst-case-scenarios-and-plan-for/) [Nassim Nicholas Taleb](https://sms4smile.com/quotes/author/nassim-nicholas-taleb/) > [ I think a lot of people in my circle are thinking that way or see the movie \[Into the Forest\] and then really think… ](https://sms4smile.com/quotes/ellen-page/i-think-a-lot-of-people-in-my-circle-are-thinking-that-way-or-see-the/) [Ellen Page](https://sms4smile.com/quotes/author/ellen-page/) > [The mind has powers that allow us to go beyond our normal or habitual way of being, and beyond what we think is possible.](https://sms4smile.com/quotes/joseph-jaworski/the-mind-has-powers-that-allow-us-to-go-beyond-our-normal-or-habitual/) [Joseph Jaworski](https://sms4smile.com/quotes/author/joseph-jaworski/) > [Most of my clients don't realize that the way they look and the way they think about their looks are two separate issues.](https://sms4smile.com/quotes/martha-beck/most-of-my-clients-don-t-realize-that-the-way-they-look-and-the-way/) [Martha Beck](https://sms4smile.com/quotes/author/martha-beck/) > [The way you think you spend your time and the way you actually spend your time are rarely the same.](https://sms4smile.com/quotes/douglas-merrill/the-way-you-think-you-spend-your-time-and-the-way-you-actually-spend/) [Douglas Merrill](https://sms4smile.com/quotes/author/douglas-merrill/) ## More by Steve Repak > [“Most people worry about their money. So why in the heck would you want to be like most people?”](https://sms4smile.com/quotes/steve-repak/most-people-worry-about-their-money-so-why-in-the-heck-would-you-want/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“The first step toward getting out of debt is to quit dang charging!”](https://sms4smile.com/quotes/steve-repak/the-first-step-toward-getting-out-of-debt-is-to-quit-dang-charging/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“You don't have to make a lot of money to have a lot of money.”](https://sms4smile.com/quotes/steve-repak/you-don-t-have-to-make-a-lot-of-money-to-have-a-lot-of-money/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“Money will not buy you long-term happiness, but money will give you choices.”](https://sms4smile.com/quotes/steve-repak/money-will-not-buy-you-long-term-happiness-but-money-will-give-you/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“If your retirement plan is to win the lottery, you will have to work forever as a greeter at the local shopping center and…](https://sms4smile.com/quotes/steve-repak/if-your-retirement-plan-is-to-win-the-lottery-you-will-have-to-work/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“Even smart people spend their money on stupid stuff.”](https://sms4smile.com/quotes/steve-repak/even-smart-people-spend-their-money-on-stupid-stuff/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) > [“Whether you make $100 a week or $100,000 a week, if you spend more than what you make, you will be broke.”](https://sms4smile.com/quotes/steve-repak/whether-you-make-100-a-week-or-100-000-a-week-if-you-spend-more-than/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) [Explore all 8 Steve Repak quotes ](https://sms4smile.com/quotes/author/steve-repak/) ## More Education quotes > [I put myself in the student's place and remember the frustrations, doubts, determination, and desires I felt when I was going through the initial…](https://sms4smile.com/quotes/ted-martinez/i-put-myself-in-the-student-s-place-and-remember-the-frustrations/) Ted Martinez > [“In school you are taught to obey and not to think straight for your own good. Otherwise the world would be full of millionaires…](https://sms4smile.com/quotes/mwanandeke-kindembo/in-school-you-are-taught-to-obey-and-not-to-think-straight-for-your/) [Mwanandeke Kindembo](https://sms4smile.com/quotes/author/mwanandeke-kindembo/) > [For successful education there must always be a certain freshness in the knowledge dealt with. It must be either new in itself or invested…](https://sms4smile.com/quotes/alfred-north-whitehead/for-successful-education-there-must-always-be-a-certain-freshness-in/) [Alfred North Whitehead](https://sms4smile.com/quotes/author/alfred-north-whitehead/) > [Where I grew up, learning was a collective activity. But when I got to school and tried to share learning with other students that…](https://sms4smile.com/quotes/henry-giroux/where-i-grew-up-learning-was-a-collective-activity-but-when-i-got-to/) [Henry Giroux](https://sms4smile.com/quotes/author/henry-giroux/) > [There's no authoritarian structure at Reed College, but the education is conservative. So what you have is a lot of students who are very…](https://sms4smile.com/quotes/donald-miller/there-s-no-authoritarian-structure-at-reed-college-but-the-education/) [Donald Miller](https://sms4smile.com/quotes/author/donald-miller/) > [“What's the best thing about being in college? Good teachers. They inspire you, they entertain you, and you end up learning a ton even…](https://sms4smile.com/quotes/nicholas-sparks/what-s-the-best-thing-about-being-in-college-good-teachers-they/) [Nicholas Sparks](https://sms4smile.com/quotes/author/nicholas-sparks/) > [“If one has not a head of steel it will burst; if he has not within it a brain of liquid quicksilver, he will…](https://sms4smile.com/quotes/ioannes-amos-commenius/if-one-has-not-a-head-of-steel-it-will-burst-if-he-has-not-within-it/) Ioannes Amos Commenius > [“let us not teach / what we have learned badly / and not profited by”](https://sms4smile.com/quotes/h-d-hilda-doolittle/let-us-not-teach-what-we-have-learned-badly-and-not-profited-by/) H.D. (Hilda Doolittle > [“It took me years to learn to sit at my desk for more than two minutes at a time, to put up with the…](https://sms4smile.com/quotes/erica-jong/it-took-me-years-to-learn-to-sit-at-my-desk-for-more-than-two-minutes/) [Erica Jong](https://sms4smile.com/quotes/author/erica-jong/) > [According to Plato, we don't learn anything. Our soul has lived so many lives that we know everything. Teachers and education can only remind…](https://sms4smile.com/quotes/chuck-palahniuk/according-to-plato-we-don-t-learn-anything-our-soul-has-lived-so-many/) [Chuck Palahniuk](https://sms4smile.com/quotes/author/chuck-palahniuk/) > [“I only began to enjoy studying after I got through the educational system and became a so-called member of society. If something interested me,…](https://sms4smile.com/quotes/anonymous/i-only-began-to-enjoy-studying-after-i-got-through-the-educational/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [If you had made the acquiring of ignorance the study of your life, you could not have graduated with higher honor than you could…](https://sms4smile.com/quotes/mark-twain/if-you-had-made-the-acquiring-of-ignorance-the-study-of-your-life-you/) [Mark Twain](https://sms4smile.com/quotes/author/mark-twain/) > [How wonderful it would be, I thought, if only we could practice the teachings of the Buddha as he really taught them from his…](https://sms4smile.com/quotes/dzogchen-ponlop-rinpoche/how-wonderful-it-would-be-i-thought-if-only-we-could-practice-the/) [Dzogchen Ponlop Rinpoche](https://sms4smile.com/quotes/author/dzogchen-ponlop-rinpoche/) > [English teachers tend to put more thought in the books than the author did](https://sms4smile.com/quotes/anonymous/english-teachers-tend-to-put-more-thought-in-the-books-than-the/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [When will society, like a mother, take care of all her children?](https://sms4smile.com/quotes/horace-mann/when-will-society-like-a-mother-take-care-of-all-her-children/) [Horace Mann](https://sms4smile.com/quotes/author/horace-mann/) [Browse all 37,666 Education quotes ](https://sms4smile.com/quotes/about/education/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "“It doesnt matter how much education you have or how much money you make, it's the way you think about money that determines how much you have.”", "creator": { "@type": "Person", "name": "Steve Repak" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/steve-repak/it-doesnt-matter-how-much-education-you-have-or-how-much-money-you/", "about": { "@type": "Thing", "name": "Education" }, "@id": "https://sms4smile.com/quotes/steve-repak/it-doesnt-matter-how-much-education-you-have-or-how-much-money-you/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/775/steve-repak-46460_education_it-doesnt-matter-how-much-education-you_1741877.jpg", "contentUrl": "https://sms4smile.com/quotes/i/775/steve-repak-46460_education_it-doesnt-matter-how-much-education-you_1741877.jpg", "url": "https://sms4smile.com/quotes/i/775/steve-repak-46460_education_it-doesnt-matter-how-much-education-you_1741877.jpg", "width": 1080, "height": 1080, "caption": "“It doesnt matter how much education you have or how much money you make, it's the way you think about money…” — Steve Repak", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Steve Repak", "item": "https://sms4smile.com/quotes/author/steve-repak/" }, { "@type": "ListItem", "position": 4, "name": "“It doesnt matter how much education...", "item": "https://sms4smile.com/quotes/steve-repak/it-doesnt-matter-how-much-education-you-have-or-how-much-money-you/" } ], "@id": "https://sms4smile.com/quotes/steve-repak/it-doesnt-matter-how-much-education-you-have-or-how-much-money-you/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```