--- title: "Meaning & Key Takeaway of: You can't grow unless your banking system…" description: "\"You can't grow unless your banking system is expanding and you are extending credit.\" — Stephen A. Schwarzman" image: "https://sms4smile.com/quotes/i/407/stephen-a-schwarzman-6794_banking_you-can-t-grow-unless-your-banking-syste_3017249.jpg" --- # You can't grow unless your banking system is expanding and… ![“You can't grow unless your banking system is expanding and you are extending credit.” quote by Stephen A. Schwarzman](https://sms4smile.com/quotes/i/407/stephen-a-schwarzman-6794_banking_you-can-t-grow-unless-your-banking-syste_3017249.jpg) [Download](https://sms4smile.com/quotes/i/407/stephen-a-schwarzman-6794_banking_you-can-t-grow-unless-your-banking-syste_3017249.jpg) [Open image](https://sms4smile.com/quotes/i/407/stephen-a-schwarzman-6794_banking_you-can-t-grow-unless-your-banking-syste_3017249.jpg) > “You can't grow unless your banking system is expanding and you are extending credit.” [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Economic growth depends on expanding credit and a dynamic banking system. **In simple terms:** Banks must grow and lend to boost the economy. Key Takeaway Support policies that expand credit responsibly. Themes economics banking growth finance policy Mood cautious strategic Type policy economic When to use this quote - business investment - home buying - small business loans Key Concepts credit expansion financial cycles monetary policy Questions to Reflect On - What safeguards protect against over‑lending? - How can credit expansion be balanced with stability? A Different Perspective Credit growth can lead to debt bubbles if unchecked. ★ ★ ★ ★ ★ No ratings yet [Banking](https://sms4smile.com/quotes/about/banking/) [Banking system](https://sms4smile.com/quotes/about/banking-system/) [Credit](https://sms4smile.com/quotes/about/credit/) [System](https://sms4smile.com/quotes/about/system/) ## Related quotes > [Quite often, little germs of ideas have come from something that I've observed or someone's told me. 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Griffin](https://sms4smile.com/quotes/author/kenneth-c-griffin/) ## More by Stephen A. Schwarzman > [It's important that we educate Americans about how hedge funds and private equity play completely different roles.](https://sms4smile.com/quotes/stephen-a-schwarzman/it-s-important-that-we-educate-americans-about-how-hedge-funds-and/) [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [The biggest mistake I've seen people make with their careers is, when they're good, after two or three years - and they happen to…](https://sms4smile.com/quotes/stephen-a-schwarzman/the-biggest-mistake-i-ve-seen-people-make-with-their-careers-is-when/) [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [The best investments are the easiest ones to approve.](https://sms4smile.com/quotes/stephen-a-schwarzman/the-best-investments-are-the-easiest-ones-to-approve/) [Stephen A. 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Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [When I was much younger, I realized that when I was handling something very large, and I was on my own doing that, that…](https://sms4smile.com/quotes/stephen-a-schwarzman/when-i-was-much-younger-i-realized-that-when-i-was-handling-something/) [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [I love things that cost nothing that have great results.](https://sms4smile.com/quotes/stephen-a-schwarzman/i-love-things-that-cost-nothing-that-have-great-results/) [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [In the Catholic schools, they spend much less money than the public schools, and they get amazing results. Private schools spend much more money…](https://sms4smile.com/quotes/stephen-a-schwarzman/in-the-catholic-schools-they-spend-much-less-money-than-the-public/) [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [I can't micromanage what anybody pays or doesn't pay. But the concept that half of the public isn't involved with the income-tax system is…](https://sms4smile.com/quotes/stephen-a-schwarzman/i-can-t-micromanage-what-anybody-pays-or-doesn-t-pay-but-the-concept/) [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [Ironically, when a bunch of very smart people are sitting around a table for hours trying to figure out whether they should do something,…](https://sms4smile.com/quotes/stephen-a-schwarzman/ironically-when-a-bunch-of-very-smart-people-are-sitting-around-a/) [Stephen A. Schwarzman](https://sms4smile.com/quotes/author/stephen-a-schwarzman/) > [Every day should be a good day. People fool themselves that they'll be here forever.](https://sms4smile.com/quotes/stephen-a-schwarzman/every-day-should-be-a-good-day-people-fool-themselves-that-they-ll-be/) [Stephen A. 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As family life, it was very conventional, happy, and comfortable. 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