--- title: "Meaning & Key Takeaway of: People who want to make a million borrow…" description: "\"People who want to make a million borrow a million first\" — Sophie Kinsella" image: "https://sms4smile.com/quotes/i/9a0/sophie-kinsella-719_borrow_people-who-want-to-make-a-million-borrow_2828869.png" --- # People who want to make a million borrow a million first ![“People who want to make a million borrow a million first” quote by Sophie Kinsella](https://sms4smile.com/quotes/i/9a0/sophie-kinsella-719_borrow_people-who-want-to-make-a-million-borrow_2828869.png) [Download](https://sms4smile.com/quotes/i/9a0/sophie-kinsella-719_borrow_people-who-want-to-make-a-million-borrow_2828869.png) [Open image](https://sms4smile.com/quotes/i/9a0/sophie-kinsella-719_borrow_people-who-want-to-make-a-million-borrow_2828869.png) > “People who want to make a million borrow a million first” [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. To earn a million, one must first borrow a million, implying leverage is essential for large wealth. **In simple terms:** Making a million often starts with borrowing a million. Key Takeaway Use leverage wisely to build wealth. Themes finance leverage wealth creation Mood pragmatic cautious Type financial strategic When to use this quote - business startups - real estate - stock market Key Concepts economics investment strategy Questions to Reflect On - When is borrowing a good strategy? - How to manage debt while pursuing wealth? A Different Perspective Debt can lead to risk of over‑extension. ★ ★ ★ ★ ★ No ratings yet [Inspirational](https://sms4smile.com/quotes/about/inspirational/) [Money](https://sms4smile.com/quotes/about/money/) [People](https://sms4smile.com/quotes/about/people/) ## Related quotes > [“You can always borrow a million dollars faster than you can earn it working a job!”](https://sms4smile.com/quotes/anonymous/you-can-always-borrow-a-million-dollars-faster-than-you-can-earn-it/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Experience is the only good 'tis safer to borrow than to buy.](https://sms4smile.com/quotes/ivan-panin/experience-is-the-only-good-tis-safer-to-borrow-than-to-buy/) [Ivan Panin](https://sms4smile.com/quotes/author/ivan-panin/) > [How strange! When people borrow money, they bow to you and when you collect it, you have to bow to them.](https://sms4smile.com/quotes/anonymous/how-strange-when-people-borrow-money-they-bow-to-you-and-when-you/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [ Maybe I'll just write books. I'd like to make another movie, but I don't want to go back and \[do\] what they want you… ](https://sms4smile.com/quotes/john-waters/maybe-i-ll-just-write-books-i-d-like-to-make-another-movie-but-i-don/) [John Waters](https://sms4smile.com/quotes/author/john-waters/) > [It always takes a man that never made much at any thing to tell you how to run your business, though. Like these college…](https://sms4smile.com/quotes/william-faulkner/it-always-takes-a-man-that-never-made-much-at-any-thing-to-tell-you/) [William Faulkner](https://sms4smile.com/quotes/author/william-faulkner/) > [This is Wall Street, and today is important. Because tomorrow, July 4th, I intended to make my first million dollars--an excitingday in a man's…](https://sms4smile.com/quotes/abraham-polonsky/this-is-wall-street-and-today-is-important-because-tomorrow-july-4th/) [Abraham Polonsky](https://sms4smile.com/quotes/author/abraham-polonsky/) > [A shrewd person would one day start a religion based on coincidence, if he hasn't already, and make a million.](https://sms4smile.com/quotes/don-delillo/a-shrewd-person-would-one-day-start-a-religion-based-on-coincidence/) [Don DeLillo](https://sms4smile.com/quotes/author/don-delillo/) > [I'm not living for when I have a Number One record or when I make a million trillion dollars. I'm not doing this to…](https://sms4smile.com/quotes/dannii-minogue/i-m-not-living-for-when-i-have-a-number-one-record-or-when-i-make-a/) [Dannii Minogue](https://sms4smile.com/quotes/author/dannii-minogue/) > [I made my first million pounds at the age of 26. As a little girl, I said I would retire when I had made…](https://sms4smile.com/quotes/caprice-bourret/i-made-my-first-million-pounds-at-the-age-of-26-as-a-little-girl-i/) [Caprice Bourret](https://sms4smile.com/quotes/author/caprice-bourret/) > [Why give a million dollars to someone if they have not proved that they can make a million dollars?](https://sms4smile.com/quotes/carmen-busquets/why-give-a-million-dollars-to-someone-if-they-have-not-proved-that/) [Carmen Busquets](https://sms4smile.com/quotes/author/carmen-busquets/) > [Money comes and goes. I may make a million dollars, then get a divorce and damn near lose all of it.](https://sms4smile.com/quotes/rashad-evans/money-comes-and-goes-i-may-make-a-million-dollars-then-get-a-divorce/) [Rashad Evans](https://sms4smile.com/quotes/author/rashad-evans/) > [How to make a million dollars: First, get a million dollars](https://sms4smile.com/quotes/anonymous/how-to-make-a-million-dollars-first-get-a-million-dollars/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [ People think \[baseball players\] make $3 million and $4 million a year. They don't realize that most of us only make $500,000. ](https://sms4smile.com/quotes/pete-incaviglia/people-think-baseball-players-make-3-million-and-4-million-a-year/) Pete Incaviglia > [I make $7 million per year. I'm not going to be mad at a guy making $10 million. We're still millionaires.](https://sms4smile.com/quotes/jae-crowder/i-make-7-million-per-year-i-m-not-going-to-be-mad-at-a-guy-making-10/) [Jae Crowder](https://sms4smile.com/quotes/author/jae-crowder/) > [CNN stands to make a hundred million dollars more than it's expected lift for the election cycle, due to the phenomenon that is Donald…](https://sms4smile.com/quotes/david-folkenflik/cnn-stands-to-make-a-hundred-million-dollars-more-than-it-s-expected/) [David Folkenflik](https://sms4smile.com/quotes/author/david-folkenflik/) ## More by Sophie Kinsella > [If your life's at a juncture and you need to think about things, there's nowhere better than home. However old you are.](https://sms4smile.com/quotes/sophie-kinsella/if-your-life-s-at-a-juncture-and-you-need-to-think-about-things-there/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [Our eyes met in the math class. How were we to know that trigonometry would lead to matrimony?](https://sms4smile.com/quotes/sophie-kinsella/our-eyes-met-in-the-math-class-how-were-we-to-know-that-trigonometry/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [“Buy calmly and with meaning.”](https://sms4smile.com/quotes/sophie-kinsella/buy-calmly-and-with-meaning/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [You fall in and out of love, but when you really love someone...it's forever.](https://sms4smile.com/quotes/sophie-kinsella/you-fall-in-and-out-of-love-but-when-you-really-love-someone-it-s/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [“Men who want to get married propose. You don’t need to read the signs. They propose and that’s the sign.”](https://sms4smile.com/quotes/sophie-kinsella/men-who-want-to-get-married-propose-you-don-t-need-to-read-the-signs/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [I can't get over this. Dad isn't Sam's dad? Dad is a friend? How was I supposed to know that? People shouldn't be allowed…](https://sms4smile.com/quotes/sophie-kinsella/i-can-t-get-over-this-dad-isn-t-sam-s-dad-dad-is-a-friend-how-was-i/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [“Oh God. I'm losing it. Everyone knows this is how criminals get caught. They add too many details and trip themselves up.”](https://sms4smile.com/quotes/sophie-kinsella/oh-god-i-m-losing-it-everyone-knows-this-is-how-criminals-get-caught/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [“Of all the crap, crap, crappy nights I've ever had in the whole of my crap life. On a scale of one to 10,…](https://sms4smile.com/quotes/sophie-kinsella/of-all-the-crap-crap-crappy-nights-i-ve-ever-had-in-the-whole-of-my/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [Visiting any shop for the first time is exciting. There's always that buzz as you push open the door; that hope; that belief -…](https://sms4smile.com/quotes/sophie-kinsella/visiting-any-shop-for-the-first-time-is-exciting-there-s-always-that/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [“And the truth is, the country is very cool. It’s absolutely the new town.”](https://sms4smile.com/quotes/sophie-kinsella/and-the-truth-is-the-country-is-very-cool-it-s-absolutely-the-new-town/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [Lover? I don't know. I don't know if she loves me. I don't know if I love her. All I can say is, she's…](https://sms4smile.com/quotes/sophie-kinsella/lover-i-don-t-know-i-don-t-know-if-she-loves-me-i-don-t-know-if-i/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [“I trail away into silence. I've just shared details of my condom use with my son's teacher. I'm not sure how that happened.”](https://sms4smile.com/quotes/sophie-kinsella/i-trail-away-into-silence-i-ve-just-shared-details-of-my-condom-use/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [“Every one is allowed to have a false start”](https://sms4smile.com/quotes/sophie-kinsella/every-one-is-allowed-to-have-a-false-start/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [I think a lot of people still fantasise about that first love and what might happen if they rekindled the relationship.](https://sms4smile.com/quotes/sophie-kinsella/i-think-a-lot-of-people-still-fantasise-about-that-first-love-and/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) > [I can do this, I tell myself firmly. I can be attracted to him. It's just a matter of self control and possibly also…](https://sms4smile.com/quotes/sophie-kinsella/i-can-do-this-i-tell-myself-firmly-i-can-be-attracted-to-him-it-s/) [Sophie Kinsella](https://sms4smile.com/quotes/author/sophie-kinsella/) [Explore all 388 Sophie Kinsella quotes ](https://sms4smile.com/quotes/author/sophie-kinsella/) ## More Borrow quotes > [Borrow trouble for yourself, if that's your nature, but don't lend it to your neighbours.](https://sms4smile.com/quotes/rudyard-kipling/borrow-trouble-for-yourself-if-that-s-your-nature-but-don-t-lend-it/) [Rudyard Kipling](https://sms4smile.com/quotes/author/rudyard-kipling/) > [I would borrow money all day long, if the cost of borrowing is less than the expected return.](https://sms4smile.com/quotes/brad-schneider/i-would-borrow-money-all-day-long-if-the-cost-of-borrowing-is-less/) [Brad Schneider](https://sms4smile.com/quotes/author/brad-schneider/) > [Do not borrow the productions of other men's brains and pens and recite them as a lesson; but make the most of the talents,…](https://sms4smile.com/quotes/ellen-g-white/do-not-borrow-the-productions-of-other-men-s-brains-and-pens-and/) [Ellen G. White](https://sms4smile.com/quotes/author/ellen-g-white/) > [Our originality shows itself most strikingly not in what we wholly originate but in what we do with that which we borrow from others.](https://sms4smile.com/quotes/eric-hoffer/our-originality-shows-itself-most-strikingly-not-in-what-we-wholly/) [Eric Hoffer](https://sms4smile.com/quotes/author/eric-hoffer/) > [A poet ought not to pick nature's pocket. Let him borrow, and so borrow as to repay by the very act of borrowing. Examine…](https://sms4smile.com/quotes/samuel-taylor-coleridge/a-poet-ought-not-to-pick-nature-s-pocket-let-him-borrow-and-so-borrow/) [Samuel Taylor Coleridge](https://sms4smile.com/quotes/author/samuel-taylor-coleridge/) > [“Dreams are the kind of things you can—when you need to—borrow and lend out,”](https://sms4smile.com/quotes/haruki-murakami/dreams-are-the-kind-of-things-you-can-when-you-need-to-borrow-and/) [Haruki Murakami](https://sms4smile.com/quotes/author/haruki-murakami/) > [Experience is the only good 'tis safer to borrow than to buy.](https://sms4smile.com/quotes/ivan-panin/experience-is-the-only-good-tis-safer-to-borrow-than-to-buy/) [Ivan Panin](https://sms4smile.com/quotes/author/ivan-panin/) > [Scientists have odious manners, except when you prop up their theory; then you can borrow money of them.](https://sms4smile.com/quotes/mark-twain/scientists-have-odious-manners-except-when-you-prop-up-their-theory/) [Mark Twain](https://sms4smile.com/quotes/author/mark-twain/) > [U turned ur bck oN tomorw,c0z u 4gt Yestrday.i gave u my love in borrow.. bt u jst throw it away..](https://sms4smile.com/quotes/xresh-atish/u-turned-ur-bck-on-tomorw-c0z-u-4gt-yestrday-i-gave-u-my-love-in/) [Xresh Atish](https://sms4smile.com/quotes/author/xresh-atish/) > [“You can always borrow ideas; but unless you improve them very significantly, never behave as if they are your own!”](https://sms4smile.com/quotes/mehmet-murat-ildan/you-can-always-borrow-ideas-but-unless-you-improve-them-very/) [Mehmet Murat ildan](https://sms4smile.com/quotes/author/mehmet-murat-ildan/) > [How strange! When people borrow money, they bow to you and when you collect it, you have to bow to them.](https://sms4smile.com/quotes/anonymous/how-strange-when-people-borrow-money-they-bow-to-you-and-when-you/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [To be successful, keep looking tanned, live in an elegant building (even if you're in the cellar), be seen in smart restaurants (even if…](https://sms4smile.com/quotes/anonymous/to-be-successful-keep-looking-tanned-live-in-an-elegant-building-even/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [“acquaintance, n.: A person whom we know well enough to borrow from, but not well enough to lend to.”](https://sms4smile.com/quotes/ambrose-bierce/acquaintance-n-a-person-whom-we-know-well-enough-to-borrow-from-but/) [Ambrose Bierce](https://sms4smile.com/quotes/author/ambrose-bierce/) > [Borrow my umbrellas, my clothes, my money, and I will likely not think of them again. But borrow my books and I will be…](https://sms4smile.com/quotes/phyllis-mcginley/borrow-my-umbrellas-my-clothes-my-money-and-i-will-likely-not-think/) [Phyllis McGinley](https://sms4smile.com/quotes/author/phyllis-mcginley/) > [The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a…](https://sms4smile.com/quotes/suze-orman/the-new-american-dream-is-one-of-responsibility-what-is-the-bottom/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) Browse all 268 Borrow quotes ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "People who want to make a million borrow a million first", "creator": { "@type": "Person", "name": "Sophie Kinsella" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/sophie-kinsella/people-who-want-to-make-a-million-borrow-a-million-first/", "about": { "@type": "Thing", "name": "Borrow" }, "@id": "https://sms4smile.com/quotes/sophie-kinsella/people-who-want-to-make-a-million-borrow-a-million-first/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/9a0/sophie-kinsella-719_borrow_people-who-want-to-make-a-million-borrow_2828869.png", "contentUrl": "https://sms4smile.com/quotes/i/9a0/sophie-kinsella-719_borrow_people-who-want-to-make-a-million-borrow_2828869.png", "url": "https://sms4smile.com/quotes/i/9a0/sophie-kinsella-719_borrow_people-who-want-to-make-a-million-borrow_2828869.png", "width": 1080, "height": 1080, "caption": "“People who want to make a million borrow a million first” — Sophie Kinsella", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Sophie Kinsella", "item": "https://sms4smile.com/quotes/author/sophie-kinsella/" }, { "@type": "ListItem", "position": 4, "name": "People who want to make a...", "item": "https://sms4smile.com/quotes/sophie-kinsella/people-who-want-to-make-a-million-borrow-a-million-first/" } ], "@id": "https://sms4smile.com/quotes/sophie-kinsella/people-who-want-to-make-a-million-borrow-a-million-first/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```