--- title: "Meaning & Key Takeaway of: TERMS USED IN LOAN APPLICATIONS BY PEOPLE…" description: "\"“TERMS USED IN LOAN APPLICATIONS BY PEOPLE MOST LIKELY TO DEFAULT God promise will pay thank you hospital”\" — Seth Stephens-Davidowitz" image: "https://sms4smile.com/quotes/i/d34/seth-stephens-davidowitz-10761_quote_terms-used-in-loan-applications-by-peopl_1964517.jpg" --- # TERMS USED IN LOAN APPLICATIONS BY PEOPLE MOST LIKELY TO… ![“TERMS USED IN LOAN APPLICATIONS BY PEOPLE MOST LIKELY TO DEFAULT God promise will pay thank you hospital” quote by Seth Stephens-Davidowitz](https://sms4smile.com/quotes/i/d34/seth-stephens-davidowitz-10761_quote_terms-used-in-loan-applications-by-peopl_1964517.jpg) [Download](https://sms4smile.com/quotes/i/d34/seth-stephens-davidowitz-10761_quote_terms-used-in-loan-applications-by-peopl_1964517.jpg) [Open image](https://sms4smile.com/quotes/i/d34/seth-stephens-davidowitz-10761_quote_terms-used-in-loan-applications-by-peopl_1964517.jpg) > ““TERMS USED IN LOAN APPLICATIONS BY PEOPLE MOST LIKELY TO DEFAULT God promise will pay thank you hospital”” [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. The quote mocks confusing loan jargon that targets high‑risk borrowers, implying predatory lending. **In simple terms:** Confusing loan terms exploit risky borrowers. Key Takeaway Beware of unclear loan language. Themes finance predatory lending risk language consumer protection Mood skeptical critical Type cautionary observational When to use this quote - applying for a mortgage - reviewing credit card offers - seeking personal loans Key Concepts loan underwriting risk assessment financial literacy Questions to Reflect On - What loan terms have you found confusing? - How can borrowers protect themselves? A Different Perspective The quote lacks context, making its meaning ambiguous. ★ ★ ★ ★ ★ No ratings yet [God Promise](https://sms4smile.com/quotes/about/god-promise-317014/) [Likely Default](https://sms4smile.com/quotes/about/likely-default-1083401/) [Loan](https://sms4smile.com/quotes/about/loan/) [Promise Pay](https://sms4smile.com/quotes/about/promise-pay-3262272/) [Thank Hospital](https://sms4smile.com/quotes/about/thank-hospital-3262271/) ## Related quotes > [“Someone who mentions God was 2.2 times more likely to default.”](https://sms4smile.com/quotes/seth-stephens-davidowitz/someone-who-mentions-god-was-2-2-times-more-likely-to-default/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“I promise to pay you before you die - but you have to promise not to die.”](https://sms4smile.com/quotes/jim-baen/i-promise-to-pay-you-before-you-die-but-you-have-to-promise-not-to-die/) [Jim Baen](https://sms4smile.com/quotes/author/jim-baen/) > [The people that were invested in me staying the same way after a decade will most likely by default have to be disappointed.](https://sms4smile.com/quotes/alanis-morissette/the-people-that-were-invested-in-me-staying-the-same-way-after-a/) [Alanis Morissette](https://sms4smile.com/quotes/author/alanis-morissette/) > [God has promise to be with you always, hear your prayers, forgive,and love you unconditionally. Those are promises you can depend on.To take God…](https://sms4smile.com/quotes/regina-malabago/god-has-promise-to-be-with-you-always-hear-your-prayers-forgive-and/) [Regina Malabago](https://sms4smile.com/quotes/author/regina-malabago/) > [While you can't keep fear from visiting, you can slam the door in it's face. With God's promise in your hand, that's exactly what…](https://sms4smile.com/quotes/james-macdonald/while-you-can-t-keep-fear-from-visiting-you-can-slam-the-door-in-it-s/) [James MacDonald](https://sms4smile.com/quotes/author/james-macdonald/) > [“You make lies of your promises, Blue Eyes.” “Not this time. I swear it, Hunter. I swear it before God, I’ll be your woman.…](https://sms4smile.com/quotes/catherine-anderson/you-make-lies-of-your-promises-blue-eyes-not-this-time-i-swear-it/) [Catherine Anderson](https://sms4smile.com/quotes/author/catherine-anderson/) > [“God may promise not to destroy creation, but it is not a promise humankind made - to our peril.”](https://sms4smile.com/quotes/diane-ackerman/god-may-promise-not-to-destroy-creation-but-it-is-not-a-promise/) [Diane Ackerman](https://sms4smile.com/quotes/author/diane-ackerman/) > [God's promise will bring your provision.](https://sms4smile.com/quotes/john-hagee/god-s-promise-will-bring-your-provision/) [John Hagee](https://sms4smile.com/quotes/author/john-hagee/) > [Hope is the expectation of fulfillment that is anchored in God's promise to meet my need. Hope is not based on my emotional or…](https://sms4smile.com/quotes/marilyn-meberg/hope-is-the-expectation-of-fulfillment-that-is-anchored-in-god-s/) [Marilyn Meberg](https://sms4smile.com/quotes/author/marilyn-meberg/) > [We long for more and God's promise is that there is more awaiting us. More to delight us than we will ever exhaust.](https://sms4smile.com/quotes/c-s-lewis/we-long-for-more-and-god-s-promise-is-that-there-is-more-awaiting-us/) [C. S. Lewis](https://sms4smile.com/quotes/author/c-s-lewis/) > [“I’ll do anything.” Hunter was about to tell her he would find Amy, that she need not beg, but her last words stopped him.…](https://sms4smile.com/quotes/catherine-anderson/i-ll-do-anything-hunter-was-about-to-tell-her-he-would-find-amy-that/) [Catherine Anderson](https://sms4smile.com/quotes/author/catherine-anderson/) > [“And the strangeness of the good news is that, like those in Matthew 25 who sat before the throne and said Huh? When did…](https://sms4smile.com/quotes/nadia-bolz-weber/and-the-strangeness-of-the-good-news-is-that-like-those-in-matthew-25/) [Nadia Bolz-Weber](https://sms4smile.com/quotes/author/nadia-bolz-weber/) > [Don't let obstacles along the road to eternity shake your confidence in God's promise. The Holy Spirit is God's seal that you will arrive.](https://sms4smile.com/quotes/david-jeremiah/don-t-let-obstacles-along-the-road-to-eternity-shake-your-confidence/) [David Jeremiah](https://sms4smile.com/quotes/author/david-jeremiah/) > [When we struggle for human rights, for freedom, for dignity, when we feel that it is a ministry of the church to concern itself…](https://sms4smile.com/quotes/anonymous/when-we-struggle-for-human-rights-for-freedom-for-dignity-when-we/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [If you ponder the scriptures and begin to do what you covenanted with God to do, I can promise you that you will feel…](https://sms4smile.com/quotes/henry-b-eyring/if-you-ponder-the-scriptures-and-begin-to-do-what-you-covenanted-with/) [Henry B. Eyring](https://sms4smile.com/quotes/author/henry-b-eyring/) ## More by Seth Stephens-Davidowitz > [“I am now convinced that Google searches are the most important dataset ever collected on the human psyche. This”](https://sms4smile.com/quotes/seth-stephens-davidowitz/i-am-now-convinced-that-google-searches-are-the-most-important/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“DIGITAL TRUTH DIGITAL LIES • Searches • Social media posts • Views • Social media likes • Clicks • Dating profiles • Swipes”](https://sms4smile.com/quotes/seth-stephens-davidowitz/digital-truth-digital-lies-searches-social-media-posts-views-social/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Allowing us to zoom in on small subsets of people is the third power of Big Data.”](https://sms4smile.com/quotes/seth-stephens-davidowitz/allowing-us-to-zoom-in-on-small-subsets-of-people-is-the-third-power/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Facebook is digital brag-to-my-friends-about-how-good-my-life-is serum. In Facebook world, the average adult seems to be happily married, vacationing in the Caribbean, and perusing the Atlantic.…](https://sms4smile.com/quotes/seth-stephens-davidowitz/facebook-is-digital-brag-to-my-friends-about-how-good-my-life-is/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Sometimes new data reveals cultural differences I had never even contemplated. One example: the very different ways that men around the world respond to…](https://sms4smile.com/quotes/seth-stephens-davidowitz/sometimes-new-data-reveals-cultural-differences-i-had-never-even/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Netflix learned a similar lesson early on in its life cycle: don’t trust what people tell you; trust what they do.”](https://sms4smile.com/quotes/seth-stephens-davidowitz/netflix-learned-a-similar-lesson-early-on-in-its-life-cycle-don-t/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Milan Kundera, the Czech-born writer, has a pithy quote about this in his novel The Unbearable Lightness of Being: “Human life occurs only once,…](https://sms4smile.com/quotes/seth-stephens-davidowitz/milan-kundera-the-czech-born-writer-has-a-pithy-quote-about-this-in/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“... I was shock aplenty by what the internet reveals about human sexuality...”](https://sms4smile.com/quotes/seth-stephens-davidowitz/i-was-shock-aplenty-by-what-the-internet-reveals-about-human-sexuality/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“And it is certainly possible that lying played a role in the failure of the polls to predict Donald Trump’s 2016 victory. Polls, on…](https://sms4smile.com/quotes/seth-stephens-davidowitz/and-it-is-certainly-possible-that-lying-played-a-role-in-the-failure/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“... I was shocked aplenty by what the internet reveals about human sexuality...”](https://sms4smile.com/quotes/seth-stephens-davidowitz/i-was-shocked-aplenty-by-what-the-internet-reveals-about-human/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Newspaper readership, on average, tilts a bit left. (They have data on that.) And newspapers, on average, tilt a bit left to give their…](https://sms4smile.com/quotes/seth-stephens-davidowitz/newspaper-readership-on-average-tilts-a-bit-left-they-have-data-on/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Why is the presence of rich people such a powerful predictor of poor people’s life expectancy? One”](https://sms4smile.com/quotes/seth-stephens-davidowitz/why-is-the-presence-of-rich-people-such-a-powerful-predictor-of-poor/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“The next Freud will be a data scientist. The next Marx will be a data scientist. The next Salk might very well be a…](https://sms4smile.com/quotes/seth-stephens-davidowitz/the-next-freud-will-be-a-data-scientist-the-next-marx-will-be-a-data/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Clark Benson is the CEO of ranker.com, a news and entertainment site that relies heavily on A/B testing to choose headlines and site design.…](https://sms4smile.com/quotes/seth-stephens-davidowitz/clark-benson-is-the-ceo-of-ranker-com-a-news-and-entertainment-site/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) > [“Do you think the United States is currently a united or a divided country? If you are like most people, you would say the…](https://sms4smile.com/quotes/seth-stephens-davidowitz/do-you-think-the-united-states-is-currently-a-united-or-a-divided/) [Seth Stephens-Davidowitz](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) [Explore all 63 Seth Stephens-Davidowitz quotes ](https://sms4smile.com/quotes/author/seth-stephens-davidowitz/) ## More Loan quotes > [ When the fountains of government \[borrowing\] abundance began to dry up, when through lack of funds and the impossibility of negotiating fresh loans the… ](https://sms4smile.com/quotes/john-t-flynn/when-the-fountains-of-government-borrowing-abundance-began-to-dry-up/) [John T. Flynn](https://sms4smile.com/quotes/author/john-t-flynn/) > [Every time the U.S. government makes a low-cost loan to someone, it's investing in them.](https://sms4smile.com/quotes/elizabeth-warren/every-time-the-u-s-government-makes-a-low-cost-loan-to-someone-it-s/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [What is entrepreneurship, after all? Bigness is not the issue. Poor people are the ones who take challenges every day. The guy who sells…](https://sms4smile.com/quotes/muhammad-yunus/what-is-entrepreneurship-after-all-bigness-is-not-the-issue-poor/) [Muhammad Yunus](https://sms4smile.com/quotes/author/muhammad-yunus/) > [Historically, usury was defined as any interest whatever on an unproductive loan.Our whole banking system I have ever abhorred, I continue to abhor, and…](https://sms4smile.com/quotes/john-adams/historically-usury-was-defined-as-any-interest-whatever-on-an/) [John Adams](https://sms4smile.com/quotes/author/john-adams/) > [What Wall Street and credit card companies are doing is really not much different from what gangsters and loan sharks do who make predatory…](https://sms4smile.com/quotes/bernie-sanders/what-wall-street-and-credit-card-companies-are-doing-is-really-not/) [Bernie Sanders](https://sms4smile.com/quotes/author/bernie-sanders/) > [Pay off your student loan. Even if you don't have a job...Because when you finally get a job you're going to be one of…](https://sms4smile.com/quotes/bill-cosby/pay-off-your-student-loan-even-if-you-don-t-have-a-job-because-when/) [Bill Cosby](https://sms4smile.com/quotes/author/bill-cosby/) > [Deliver me from all evildoers that talk nothing but sickness and failure. Grant me the companionship of men who think success and men who…](https://sms4smile.com/quotes/william-feather/deliver-me-from-all-evildoers-that-talk-nothing-but-sickness-and/) [William Feather](https://sms4smile.com/quotes/author/william-feather/) > [Sign on bank: We can loan you enough money to get you completely out of debt.](https://sms4smile.com/quotes/anonymous/sign-on-bank-we-can-loan-you-enough-money-to-get-you-completely-out/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Student loans have been helpful to many. But they offer neither incentive nor assistance to those students who, by reason of family or other…](https://sms4smile.com/quotes/john-f-kennedy/student-loans-have-been-helpful-to-many-but-they-offer-neither/) [John F. Kennedy](https://sms4smile.com/quotes/author/john-f-kennedy/) > [I played United's reserves for a few years and I wanted to take that next step, which was a loan move.](https://sms4smile.com/quotes/danny-drinkwater/i-played-united-s-reserves-for-a-few-years-and-i-wanted-to-take-that/) [Danny Drinkwater](https://sms4smile.com/quotes/author/danny-drinkwater/) > [By taking out a loan, I am committing myself to years of interest repayments, and therefore to years of wage slavery. And the UK…](https://sms4smile.com/quotes/tom-hodgkinson/by-taking-out-a-loan-i-am-committing-myself-to-years-of-interest/) [Tom Hodgkinson](https://sms4smile.com/quotes/author/tom-hodgkinson/) > [The man who won't loan money isn't going to have many friends - or need them.](https://sms4smile.com/quotes/wilt-chamberlain/the-man-who-won-t-loan-money-isn-t-going-to-have-many-friends-or-need/) [Wilt Chamberlain](https://sms4smile.com/quotes/author/wilt-chamberlain/) > [ What I think is bugging this guy \[Steven Lerner\] is the belief that debt - forced debt upon middle-class people, students (i.e., student loans… ](https://sms4smile.com/quotes/rush-limbaugh/what-i-think-is-bugging-this-guy-steven-lerner-is-the-belief-that/) [Rush Limbaugh](https://sms4smile.com/quotes/author/rush-limbaugh/) > [I been taught never to loan somebody what you need right back.](https://sms4smile.com/quotes/drake/i-been-taught-never-to-loan-somebody-what-you-need-right-back/) [Drake](https://sms4smile.com/quotes/author/drake/) > [If you've taken Econ 101, you know that the quantity of money rises only when the banking system makes a net loan.](https://sms4smile.com/quotes/kenneth-fisher/if-you-ve-taken-econ-101-you-know-that-the-quantity-of-money-rises/) [Kenneth Fisher](https://sms4smile.com/quotes/author/kenneth-fisher/) [Browse all 590 Loan quotes ](https://sms4smile.com/quotes/about/loan/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "“TERMS USED IN LOAN APPLICATIONS BY PEOPLE MOST LIKELY TO DEFAULT God promise will pay thank you hospital”", "creator": { "@type": "Person", "name": "Seth Stephens-Davidowitz" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/seth-stephens-davidowitz/terms-used-in-loan-applications-by-people-most-likely-to-default-god/", "about": { "@type": "Thing", "name": "Loan" }, "@id": "https://sms4smile.com/quotes/seth-stephens-davidowitz/terms-used-in-loan-applications-by-people-most-likely-to-default-god/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/d34/seth-stephens-davidowitz-10761_quote_terms-used-in-loan-applications-by-peopl_1964517.jpg", "contentUrl": "https://sms4smile.com/quotes/i/d34/seth-stephens-davidowitz-10761_quote_terms-used-in-loan-applications-by-peopl_1964517.jpg", "url": "https://sms4smile.com/quotes/i/d34/seth-stephens-davidowitz-10761_quote_terms-used-in-loan-applications-by-peopl_1964517.jpg", "width": 1080, "height": 1080, "caption": "“TERMS USED IN LOAN APPLICATIONS BY PEOPLE MOST LIKELY TO DEFAULT God promise will pay thank you hospital” — Seth Stephens-Davidowitz", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Seth Stephens-Davidowitz", "item": "https://sms4smile.com/quotes/author/seth-stephens-davidowitz/" }, { "@type": "ListItem", "position": 4, "name": "“TERMS USED IN LOAN APPLICATIONS BY...", "item": "https://sms4smile.com/quotes/seth-stephens-davidowitz/terms-used-in-loan-applications-by-people-most-likely-to-default-god/" } ], "@id": "https://sms4smile.com/quotes/seth-stephens-davidowitz/terms-used-in-loan-applications-by-people-most-likely-to-default-god/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```