--- title: "Meaning & Key Takeaway of: I try to use my debit card rather than a…" description: "\"I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.\" — Se..." image: "https://sms4smile.com/quotes/i/dc3/sean-pertwee-31124_bank_i-try-to-use-my-debit-card-rather-than-a_1526407.jpg" --- # I try to use my debit card rather than a credit card, but… ![“I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.” quote by Sean Pertwee](https://sms4smile.com/quotes/i/dc3/sean-pertwee-31124_bank_i-try-to-use-my-debit-card-rather-than-a_1526407.jpg) [Download](https://sms4smile.com/quotes/i/dc3/sean-pertwee-31124_bank_i-try-to-use-my-debit-card-rather-than-a_1526407.jpg) [Open image](https://sms4smile.com/quotes/i/dc3/sean-pertwee-31124_bank_i-try-to-use-my-debit-card-rather-than-a_1526407.jpg) > “I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.” [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. The speaker prefers debit for everyday spending to avoid debt, but switches to credit for large purchases to earn rewards from a premium bank. **In simple terms:** Use debit daily, credit for big buys to get points. Key Takeaway Balance convenience with reward maximization. Themes financial management spending habits rewards programs Mood pragmatic considerate strategic Type advice personal finance When to use this quote - daily grocery shopping - large appliance purchase - travel bookings - online big - reward redemption planning Key Concepts credit vs debit reward optimization banking loyalty Questions to Reflect On - How do you ensure you pay off credit balances each month? - What rewards are most valuable to you? A Different Perspective Relying on credit for big purchases can increase debt risk if not paid off promptly. ★ ★ ★ ★ ★ No ratings yet [Credit](https://sms4smile.com/quotes/about/credit/) [Debit](https://sms4smile.com/quotes/about/debit/) [Purchases](https://sms4smile.com/quotes/about/purchases/) ## Related quotes > [I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep…](https://sms4smile.com/quotes/suze-orman/i-love-love-love-that-you-want-to-use-your-debit-card-but-to-keep/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information,…](https://sms4smile.com/quotes/frank-abagnale/i-don-t-use-a-debit-card-the-safest-thing-is-a-credit-card-because/) [Frank Abagnale](https://sms4smile.com/quotes/author/frank-abagnale/) > [I use debit cards for everyday purchases, as I don't believe in credit cards. But this has caused problems, especially with American touring, because…](https://sms4smile.com/quotes/paloma-faith/i-use-debit-cards-for-everyday-purchases-as-i-don-t-believe-in-credit/) [Paloma Faith](https://sms4smile.com/quotes/author/paloma-faith/) > [You would notice if your own personal debit card limit shot up to $40 million dollars. And you'd probably call somebody.](https://sms4smile.com/quotes/loretta-lynch/you-would-notice-if-your-own-personal-debit-card-limit-shot-up-to-40/) [Loretta Lynch](https://sms4smile.com/quotes/author/loretta-lynch/) > [Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money…](https://sms4smile.com/quotes/jean-chatzky/take-the-cards-out-of-your-wallet-a-debit-card-is-accepted-just-about/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [Last year, Congress passed a law that directs the Federal Reserve to set limits on debit card swipe fees that are reasonable and proportional…](https://sms4smile.com/quotes/peter-welch/last-year-congress-passed-a-law-that-directs-the-federal-reserve-to/) [Peter Welch](https://sms4smile.com/quotes/author/peter-welch/) > [American businesses and consumers deserve a debit card system with competition, transparency, and reasonable fees.](https://sms4smile.com/quotes/dick-durbin/american-businesses-and-consumers-deserve-a-debit-card-system-with/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [I've always been pretty careful at keeping track of my spending, so using my debit card is often the easiest way of doing that.](https://sms4smile.com/quotes/andy-murray/i-ve-always-been-pretty-careful-at-keeping-track-of-my-spending-so/) [Andy Murray](https://sms4smile.com/quotes/author/andy-murray/) > [“I had to leave my debit card at home when I went into a bookstore or else I would drain my account.”](https://sms4smile.com/quotes/chelsea-m-cameron/i-had-to-leave-my-debit-card-at-home-when-i-went-into-a-bookstore-or/) [Chelsea M. Cameron](https://sms4smile.com/quotes/author/chelsea-m-cameron/) > [If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a…](https://sms4smile.com/quotes/t-harv-eker/if-you-don-t-have-the-money-management-skills-yet-using-a-debit-card/) [T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/) > [I'm not married, I frequently use my debit card to buy things that cost less than three dollars, and my bedroom is so untidy…](https://sms4smile.com/quotes/mindy-kaling/i-m-not-married-i-frequently-use-my-debit-card-to-buy-things-that/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with…](https://sms4smile.com/quotes/shane-filan/i-m-more-of-a-debit-card-person-and-i-live-in-the-now-i-don-t-like/) [Shane Filan](https://sms4smile.com/quotes/author/shane-filan/) > [Credit or debit cards, for starters, are nothing short of shoppers' Novocain. Even in the age of digital purchases and virtual money, we still…](https://sms4smile.com/quotes/jeffrey-kluger/credit-or-debit-cards-for-starters-are-nothing-short-of-shoppers/) [Jeffrey Kluger](https://sms4smile.com/quotes/author/jeffrey-kluger/) > [I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment.](https://sms4smile.com/quotes/andrea-mclean/i-very-rarely-use-a-credit-card-but-i-do-if-i-know-i-have-big-bills/) [Andrea McLean](https://sms4smile.com/quotes/author/andrea-mclean/) > [Without any formal personal finance education or trustworthy resources to tell them otherwise, the majority of people in the 18-to-24-year-old age bracket do not…](https://sms4smile.com/quotes/alexa-von-tobel/without-any-formal-personal-finance-education-or-trustworthy/) [Alexa Von Tobel](https://sms4smile.com/quotes/author/alexa-von-tobel/) ## More by Sean Pertwee > [When I drop my son off at school, I love walking around the outskirts of Hampstead Heath.](https://sms4smile.com/quotes/sean-pertwee/when-i-drop-my-son-off-at-school-i-love-walking-around-the-outskirts/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [My father was brought up in a theatrical background, just as I was, and his father instilled in him the need to do everything…](https://sms4smile.com/quotes/sean-pertwee/my-father-was-brought-up-in-a-theatrical-background-just-as-i-was-and/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [Acting's the best job there is. Pretending to be someone you're not is good fun. It's also a non-ageist profession, and you get to…](https://sms4smile.com/quotes/sean-pertwee/acting-s-the-best-job-there-is-pretending-to-be-someone-you-re-not-is/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I bought a pair of Carpe Diem boots, which were completely unnecessary and hideously expensive, but they make me feel quite fine and dandy.](https://sms4smile.com/quotes/sean-pertwee/i-bought-a-pair-of-carpe-diem-boots-which-were-completely-unnecessary/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I'd really like to go down the Amazon in some capacity. I've spent time in the Congo, so I love the jungle.](https://sms4smile.com/quotes/sean-pertwee/i-d-really-like-to-go-down-the-amazon-in-some-capacity-i-ve-spent/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I'm sure there have been missed opportunities, with films I've turned down that went on to be successful, but everyone in the industry has…](https://sms4smile.com/quotes/sean-pertwee/i-m-sure-there-have-been-missed-opportunities-with-films-i-ve-turned/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [The unfortunate thing is that I live next door to the pub they all drink in. So if I leave my light on and…](https://sms4smile.com/quotes/sean-pertwee/the-unfortunate-thing-is-that-i-live-next-door-to-the-pub-they-all/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I'm the third or fourth generation of actor in my family; I'm sure if they were butchers, I'd be a butcher, too.](https://sms4smile.com/quotes/sean-pertwee/i-m-the-third-or-fourth-generation-of-actor-in-my-family-i-m-sure-if/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I am a fantastic cook. It's my great passion.](https://sms4smile.com/quotes/sean-pertwee/i-am-a-fantastic-cook-it-s-my-great-passion/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I think homes are a palpable form of investment, and I understand them.](https://sms4smile.com/quotes/sean-pertwee/i-think-homes-are-a-palpable-form-of-investment-and-i-understand-them/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [In Cape Town, there's a drive from Cape Point to Camps Bay where the road is hewn out of the cliffs. It's just stunning,…](https://sms4smile.com/quotes/sean-pertwee/in-cape-town-there-s-a-drive-from-cape-point-to-camps-bay-where-the/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I didn't do very well when I was at school, so my dad gave me the opportunity to travel in Africa. I drove from…](https://sms4smile.com/quotes/sean-pertwee/i-didn-t-do-very-well-when-i-was-at-school-so-my-dad-gave-me-the/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [Work place romances always seem to get very confused and peculiar, in my experience.](https://sms4smile.com/quotes/sean-pertwee/work-place-romances-always-seem-to-get-very-confused-and-peculiar-in/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [Being a father is a surprise for me every day.](https://sms4smile.com/quotes/sean-pertwee/being-a-father-is-a-surprise-for-me-every-day/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I play a lot of hard men and gangsters, and I'm not like that at all.](https://sms4smile.com/quotes/sean-pertwee/i-play-a-lot-of-hard-men-and-gangsters-and-i-m-not-like-that-at-all/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) [Explore all 16 Sean Pertwee quotes ](https://sms4smile.com/quotes/author/sean-pertwee/) ## More Bank quotes > [It isn't what a man's got in the bank, but what he's got in his head, that makes him a great merchant.](https://sms4smile.com/quotes/george-horace-lorimer/it-isn-t-what-a-man-s-got-in-the-bank-but-what-he-s-got-in-his-head/) [George Horace Lorimer](https://sms4smile.com/quotes/author/george-horace-lorimer/) > [My aim was to make money for the bank. You lose track of the amounts involved when you are engaged in this kind of…](https://sms4smile.com/quotes/jerome-kerviel/my-aim-was-to-make-money-for-the-bank-you-lose-track-of-the-amounts/) [Jerome Kerviel](https://sms4smile.com/quotes/author/jerome-kerviel/) > [I earnestly feel terrible for any mistakes at the bank.](https://sms4smile.com/quotes/steve-mnuchin/i-earnestly-feel-terrible-for-any-mistakes-at-the-bank/) [Steve Mnuchin](https://sms4smile.com/quotes/author/steve-mnuchin/) > [You can look at the West Bank. Cities are like prisons. They can be closed quickly by the Israeli forces, and everything stops in…](https://sms4smile.com/quotes/hassan-nasrallah/you-can-look-at-the-west-bank-cities-are-like-prisons-they-can-be/) [Hassan Nasrallah](https://sms4smile.com/quotes/author/hassan-nasrallah/) > [What we prefer to do is operate our investment bank in a way that is like what investment banks used to be, which is…](https://sms4smile.com/quotes/warren-stephens/what-we-prefer-to-do-is-operate-our-investment-bank-in-a-way-that-is/) [Warren Stephens](https://sms4smile.com/quotes/author/warren-stephens/) > [The situation in the West Bank and Gaza involves a military occupation amid urban guerrilla warfare, analogous to the British security measures in Northern…](https://sms4smile.com/quotes/jack-schwartz/the-situation-in-the-west-bank-and-gaza-involves-a-military/) [Jack Schwartz](https://sms4smile.com/quotes/author/jack-schwartz/) > [Remember, your bank will never call and ask you to hand over account numbers or say you must swap money from one account to…](https://sms4smile.com/quotes/angela-rippon/remember-your-bank-will-never-call-and-ask-you-to-hand-over-account/) [Angela Rippon](https://sms4smile.com/quotes/author/angela-rippon/) > [I couldn't be working in a bank and launch a clothing line. It's only because cinema gave me a lot of access that I…](https://sms4smile.com/quotes/vijay-deverakonda/i-couldn-t-be-working-in-a-bank-and-launch-a-clothing-line-it-s-only/) [Vijay Deverakonda](https://sms4smile.com/quotes/author/vijay-deverakonda/) > [If there is a risk in a bank, our first question should be 'Okay, what are you in the bank going to do about…](https://sms4smile.com/quotes/jeroen-dijsselbloem/if-there-is-a-risk-in-a-bank-our-first-question-should-be-okay-what/) [Jeroen Dijsselbloem](https://sms4smile.com/quotes/author/jeroen-dijsselbloem/) > [With post offices and postal workers already on the ground, USPS could partner with banks to make a critical difference for millions of Americans…](https://sms4smile.com/quotes/elizabeth-warren/with-post-offices-and-postal-workers-already-on-the-ground-usps-could/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [True wealth is not measured by how much money you've got in the bank or how many toys you've got. Some of the happiest…](https://sms4smile.com/quotes/rashad-evans/true-wealth-is-not-measured-by-how-much-money-you-ve-got-in-the-bank/) [Rashad Evans](https://sms4smile.com/quotes/author/rashad-evans/) > [I might have added zeros to my bank balance and followers to my Instagram account, but apart from that, I still lead a middle-class…](https://sms4smile.com/quotes/vikrant-massey/i-might-have-added-zeros-to-my-bank-balance-and-followers-to-my/) [Vikrant Massey](https://sms4smile.com/quotes/author/vikrant-massey/) > [Monetary policy transmission encompasses the whole continuum of interest rates; of course, the central bank only determines the overnight policy rate.](https://sms4smile.com/quotes/urjit-patel/monetary-policy-transmission-encompasses-the-whole-continuum-of/) [Urjit Patel](https://sms4smile.com/quotes/author/urjit-patel/) > [I actually love Twitter and Instagram. I do think it's so strange to think that 20 years ago, people would never have known personal…](https://sms4smile.com/quotes/lorde/i-actually-love-twitter-and-instagram-i-do-think-it-s-so-strange-to/) [Lorde](https://sms4smile.com/quotes/author/lorde/) > [The Oslo Accords in 1993 determined that the Gaza Strip and the West Bank are a single territorial entity which cannot be divided. Immediately,…](https://sms4smile.com/quotes/noam-chomsky/the-oslo-accords-in-1993-determined-that-the-gaza-strip-and-the-west/) [Noam Chomsky](https://sms4smile.com/quotes/author/noam-chomsky/) Browse all 916 Bank quotes ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.", "creator": { "@type": "Person", "name": "Sean Pertwee" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/sean-pertwee/i-try-to-use-my-debit-card-rather-than-a-credit-card-but-i-will-use-a/", "about": { "@type": "Thing", "name": "Bank" }, "@id": "https://sms4smile.com/quotes/sean-pertwee/i-try-to-use-my-debit-card-rather-than-a-credit-card-but-i-will-use-a/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/dc3/sean-pertwee-31124_bank_i-try-to-use-my-debit-card-rather-than-a_1526407.jpg", "contentUrl": "https://sms4smile.com/quotes/i/dc3/sean-pertwee-31124_bank_i-try-to-use-my-debit-card-rather-than-a_1526407.jpg", "url": "https://sms4smile.com/quotes/i/dc3/sean-pertwee-31124_bank_i-try-to-use-my-debit-card-rather-than-a_1526407.jpg", "width": 1080, "height": 1080, "caption": "“I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because…” — Sean Pertwee", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Sean Pertwee", "item": "https://sms4smile.com/quotes/author/sean-pertwee/" }, { "@type": "ListItem", "position": 4, "name": "I try to use my debit...", "item": "https://sms4smile.com/quotes/sean-pertwee/i-try-to-use-my-debit-card-rather-than-a-credit-card-but-i-will-use-a/" } ], "@id": "https://sms4smile.com/quotes/sean-pertwee/i-try-to-use-my-debit-card-rather-than-a-credit-card-but-i-will-use-a/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```