--- title: "Meaning & Key Takeaway of: Sadly, retirement planning, in many…" description: "\"“Sadly, retirement planning, in many circumstances, has become nothing more than planned procrastination.”\" — Richie Norton" image: "https://sms4smile.com/quotes/i/c7d/richie-norton-1514_circumstances_sadly-retirement-planning-in-many-circum_1388033.jpg" --- # Sadly, retirement planning, in many circumstances, has… ![“Sadly, retirement planning, in many circumstances, has become nothing more than planned procrastination.” quote by Richie Norton](https://sms4smile.com/quotes/i/c7d/richie-norton-1514_circumstances_sadly-retirement-planning-in-many-circum_1388033.jpg) [Download](https://sms4smile.com/quotes/i/c7d/richie-norton-1514_circumstances_sadly-retirement-planning-in-many-circum_1388033.jpg) [Open image](https://sms4smile.com/quotes/i/c7d/richie-norton-1514_circumstances_sadly-retirement-planning-in-many-circum_1388033.jpg) > ““Sadly, retirement planning, in many circumstances, has become nothing more than planned procrastination.”” [Richie Norton](https://sms4smile.com/quotes/author/richie-norton/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Retirement planning often turns into deliberate delay rather than proactive preparation. **In simple terms:** Planning becomes procrastination. Key Takeaway Take actionable steps now. Themes financial planning procrastination future security Mood reflective motivational Type advice inspirational When to use this quote - saving for retirement - budgeting - investment planning Key Concepts behavioral economics time preference Questions to Reflect On - What steps can you take today to start saving? - How does fear affect your retirement decisions? A Different Perspective It may ignore underlying systemic barriers to saving. ★ ★ ★ ★ ★ No ratings yet [Procrastination](https://sms4smile.com/quotes/about/procrastination/) [Retirement](https://sms4smile.com/quotes/about/retirement/) ## Related quotes > [“If you’re waiting till retirement, you’re wasting everyone’s time.”](https://sms4smile.com/quotes/richie-norton/if-you-re-waiting-till-retirement-you-re-wasting-everyone-s-time/) [Richie Norton](https://sms4smile.com/quotes/author/richie-norton/) > [“Don't wait to be compelled to do great work.”](https://sms4smile.com/quotes/richie-norton/don-t-wait-to-be-compelled-to-do-great-work/) [Richie Norton](https://sms4smile.com/quotes/author/richie-norton/) > [Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will…](https://sms4smile.com/quotes/ron-lewis/since-social-security-faces-a-large-gap-between-what-it-promises/) [Ron Lewis](https://sms4smile.com/quotes/author/ron-lewis/) > [As in all successful ventures, the foundation of a good retirement is planning.](https://sms4smile.com/quotes/earl-nightingale/as-in-all-successful-ventures-the-foundation-of-a-good-retirement-is/) [Earl Nightingale](https://sms4smile.com/quotes/author/earl-nightingale/) > [“Tip #1: Let's Retire the Word Retire!”](https://sms4smile.com/quotes/mary-helen-conroy/tip-1-let-s-retire-the-word-retire/) Mary Helen Conroy > [“Tip #7: Gray Divorce-'Til Retirement do us Part?”](https://sms4smile.com/quotes/mary-helen-conroy/tip-7-gray-divorce-til-retirement-do-us-part/) Mary Helen Conroy > [“if you're married or have a partner make sure you collaborate with your partner”](https://sms4smile.com/quotes/christine-benz/if-you-re-married-or-have-a-partner-make-sure-you-collaborate-with/) Christine Benz > [“Tip #3: Taking the Next Step(s)”](https://sms4smile.com/quotes/mary-helen-conroy/tip-3-taking-the-next-step-s/) Mary Helen Conroy > [“Tip #2: No more alarm clocks”](https://sms4smile.com/quotes/mary-helen-conroy/tip-2-no-more-alarm-clocks/) Mary Helen Conroy > [“Redesign your image, make it brighter! 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Circumstances and conditions…](https://sms4smile.com/quotes/zora-neale-hurston/it-seemed-to-me-that-the-human-beings-i-met-reacted-pretty-much-the/) [Zora Neale Hurston](https://sms4smile.com/quotes/author/zora-neale-hurston/) > [I don't think you would have missed that putt, but in these circumstances, I would never give you the opportunity.](https://sms4smile.com/quotes/jack-nicklaus/i-don-t-think-you-would-have-missed-that-putt-but-in-these/) [Jack Nicklaus](https://sms4smile.com/quotes/author/jack-nicklaus/) > [I used to think I could shape the circumstances around me, but now I know Jesus uses circumstances to shape me.](https://sms4smile.com/quotes/bob-goff/i-used-to-think-i-could-shape-the-circumstances-around-me-but-now-i/) [Bob Goff](https://sms4smile.com/quotes/author/bob-goff/) > [Instead of complaining about your circumstances, get busy creating new ones. You either suffer the pain of discipline or the pain of regret.](https://sms4smile.com/quotes/anonymous/instead-of-complaining-about-your-circumstances-get-busy-creating-new/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) Browse all 4,560 Circumstances quotes ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "“Sadly, retirement planning, in many circumstances, has become nothing more than planned procrastination.”", "creator": { "@type": "Person", "name": "Richie Norton" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/richie-norton/sadly-retirement-planning-in-many-circumstances-has-become-nothing/", "about": { "@type": "Thing", "name": "Circumstances" }, "@id": "https://sms4smile.com/quotes/richie-norton/sadly-retirement-planning-in-many-circumstances-has-become-nothing/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/c7d/richie-norton-1514_circumstances_sadly-retirement-planning-in-many-circum_1388033.jpg", "contentUrl": "https://sms4smile.com/quotes/i/c7d/richie-norton-1514_circumstances_sadly-retirement-planning-in-many-circum_1388033.jpg", "url": "https://sms4smile.com/quotes/i/c7d/richie-norton-1514_circumstances_sadly-retirement-planning-in-many-circum_1388033.jpg", "width": 1080, "height": 1080, "caption": "“Sadly, retirement planning, in many circumstances, has become nothing more than planned procrastination.” — Richie Norton", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Richie Norton", "item": "https://sms4smile.com/quotes/author/richie-norton/" }, { "@type": "ListItem", "position": 4, "name": "“Sadly, retirement planning, in many circumstances,...", "item": "https://sms4smile.com/quotes/richie-norton/sadly-retirement-planning-in-many-circumstances-has-become-nothing/" } ], "@id": "https://sms4smile.com/quotes/richie-norton/sadly-retirement-planning-in-many-circumstances-has-become-nothing/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```