---
title: "Meaning & Key Takeaway of: At the time, the Federal Housing…"
description: "\"“At the time, the Federal Housing Administration and Veterans Administration not only refused to insure mortgages for African Americans in designated w..."
image: "https://sms4smile.com/quotes/i/998/richard-rothstein-32477_african-american_at-the-time-the-federal-housing-administ_2647976.jpg"
---

#  At the time, the Federal Housing Administration and…

![“At the time, the Federal Housing Administration and Veterans Administration not only refused to insure mortgages for African Americans in designated white neighborhoods like Ladera; they also would not insure mortgages for whites in a neighborhood where African Americans were present.” quote by Richard Rothstein](https://sms4smile.com/quotes/i/998/richard-rothstein-32477_african-american_at-the-time-the-federal-housing-administ_2647976.jpg)   [Download](https://sms4smile.com/quotes/i/998/richard-rothstein-32477_african-american_at-the-time-the-federal-housing-administ_2647976.jpg) [Open image](https://sms4smile.com/quotes/i/998/richard-rothstein-32477_african-american_at-the-time-the-federal-housing-administ_2647976.jpg)

> ““At the time, the Federal Housing Administration and Veterans Administration not only refused to insure mortgages for African Americans in designated white neighborhoods like Ladera; they also would not insure mortgages for whites in a neighborhood where African Americans were present.””

[Richard Rothstein](https://sms4smile.com/quotes/author/richard-rothstein/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Government policies denied mortgage insurance based on race, reinforcing segregation.

**In simple terms:** Housing policies enforced segregation.

Key Takeaway

Advocate fair housing policies.

Themes

racism housing policy

Mood

critical urgent

Type

historical analytical

When to use this quote

- home buying
- urban planning
- legal reform

Key Concepts

urban studies civil rights

Questions to Reflect On

- How can policy be reformed?
- What lasting impacts remain?

A Different Perspective

Economic factors also play roles.

★ ★ ★ ★ ★   No ratings yet

[African american](https://sms4smile.com/quotes/about/african-american/) [African americans](https://sms4smile.com/quotes/about/african-americans/) [Time](https://sms4smile.com/quotes/about/time/)

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