--- title: "Meaning & Key Takeaway of: The rate of return on Social Security for…" description: "\"The rate of return on Social Security for people nearing retirement is about 1.5 percent. By the time young children like mine are ready to retire, tha..." image: "https://sms4smile.com/quotes/i/3dd/paul-ryan-869_children_the-rate-of-return-on-social-security-fo_2095740.jpg" --- # The rate of return on Social Security for people nearing… ![“The rate of return on Social Security for people nearing retirement is about 1.5 percent. By the time young children like mine are ready to retire, that rate of return will be a negative percentage.” quote by Paul Ryan](https://sms4smile.com/quotes/i/3dd/paul-ryan-869_children_the-rate-of-return-on-social-security-fo_2095740.jpg) [Download](https://sms4smile.com/quotes/i/3dd/paul-ryan-869_children_the-rate-of-return-on-social-security-fo_2095740.jpg) [Open image](https://sms4smile.com/quotes/i/3dd/paul-ryan-869_children_the-rate-of-return-on-social-security-fo_2095740.jpg) > “The rate of return on Social Security for people nearing retirement is about 1.5 percent. By the time young children like mine are ready to retire, that rate of return will be a negative percentage.” [Paul Ryan](https://sms4smile.com/quotes/author/paul-ryan/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Social Security returns for near retirees are low and will become negative for future generations, indicating unsustainable returns. **In simple terms:** Social Security yields low or negative returns for future retirees. Key Takeaway Reform retirement security now. Themes economics public policy retirement social safety net Mood cautionary analytical Type policy economic When to use this quote - policy debate - financial planning - advocacy - public outreach Key Concepts intergenerational equity investment risk public finance Questions to Reflect On - What alternatives can ensure retirement security? - How can we address intergenerational fairness? A Different Perspective Reforms face political resistance and fiscal constraints. ★ ★ ★ ★ ★ No ratings yet [Children](https://sms4smile.com/quotes/about/children/) [People](https://sms4smile.com/quotes/about/people/) [Percentages](https://sms4smile.com/quotes/about/percentages/) [Retirement](https://sms4smile.com/quotes/about/retirement/) [Security](https://sms4smile.com/quotes/about/security/) [Social](https://sms4smile.com/quotes/about/social/) [Social security](https://sms4smile.com/quotes/about/social-security/) [Young children](https://sms4smile.com/quotes/about/young-children/) ## Related quotes > [Whether you are just entering the workforce or nearing retirement age, planning for the future is critical.](https://sms4smile.com/quotes/ron-lewis/whether-you-are-just-entering-the-workforce-or-nearing-retirement-age/) [Ron Lewis](https://sms4smile.com/quotes/author/ron-lewis/) > [The property boom has made us all feel wealthy, but unfortunately it has lulled many of those nearing retirement into a false sense of…](https://sms4smile.com/quotes/noel-whittaker/the-property-boom-has-made-us-all-feel-wealthy-but-unfortunately-it/) [Noel Whittaker](https://sms4smile.com/quotes/author/noel-whittaker/) > [After awhile size means nothing. 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