--- title: "Meaning & Key Takeaway of: I think it's kind of human nature to…" description: "\"I think it's kind of human nature to always want to see these things as a competitive dynamic, that either technology companies have to win or the bank..." image: "https://sms4smile.com/quotes/i/450/patrick-collison-16144_banks_i-think-it-s-kind-of-human-nature-to-alw_3062788.jpg" --- # I think it's kind of human nature to always want to see… ![“I think it's kind of human nature to always want to see these things as a competitive dynamic, that either technology companies have to win or the banks have to win and one of them is going to lose. It's not as black and white.” quote by Patrick Collison](https://sms4smile.com/quotes/i/450/patrick-collison-16144_banks_i-think-it-s-kind-of-human-nature-to-alw_3062788.jpg) [Download](https://sms4smile.com/quotes/i/450/patrick-collison-16144_banks_i-think-it-s-kind-of-human-nature-to-alw_3062788.jpg) [Open image](https://sms4smile.com/quotes/i/450/patrick-collison-16144_banks_i-think-it-s-kind-of-human-nature-to-alw_3062788.jpg) > “I think it's kind of human nature to always want to see these things as a competitive dynamic, that either technology companies have to win or the banks have to win and one of them is going to lose. It's not as black and white.” [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. People tend to view tech and finance as opposing forces, but the reality is more nuanced and collaborative. **In simple terms:** Tech and banks aren't strictly rivals; they can cooperate. Key Takeaway Seek collaborative solutions, not zero‑sum thinking. Themes competition collaboration industry dynamics mindset strategy Mood thoughtful analytical optimistic Type advice strategic insightful When to use this quote - business strategy meetings - policy discussions - cross‑industry partnerships - investment decisions Key Concepts ecosystem thinking network effects co‑creation Questions to Reflect On - How can tech and banks create joint value? - What incentives foster cooperation? A Different Perspective Oversimplifying can ignore mutual benefits and shared risks. ★ ★ ★ ★ ★ No ratings yet [Banks](https://sms4smile.com/quotes/about/banks/) [Black and white](https://sms4smile.com/quotes/about/black-and-white/) [Human nature](https://sms4smile.com/quotes/about/human-nature/) [Nature](https://sms4smile.com/quotes/about/nature/) [Technology](https://sms4smile.com/quotes/about/technology/) [Thinking](https://sms4smile.com/quotes/about/thinking/) [Winning](https://sms4smile.com/quotes/about/winning/) ## Related quotes > [Banks will have to win the confidence of their customers through fair dealing, making good loans, and remaining financially healthy.](https://sms4smile.com/quotes/ben-bernanke/banks-will-have-to-win-the-confidence-of-their-customers-through-fair/) [Ben Bernanke](https://sms4smile.com/quotes/author/ben-bernanke/) > [“The companies that win in commodity markets tend to be large and have incredible operational efficiencies or some type of cost advantage. Walmart is…](https://sms4smile.com/quotes/victor-cheng/the-companies-that-win-in-commodity-markets-tend-to-be-large-and-have/) [Victor Cheng](https://sms4smile.com/quotes/author/victor-cheng/) > [Winning companies win because they have good leaders who nurture the development of other leaders at all levels of the organization.](https://sms4smile.com/quotes/noel-tichy/winning-companies-win-because-they-have-good-leaders-who-nurture-the/) [Noel Tichy](https://sms4smile.com/quotes/author/noel-tichy/) > [There's no evidence that large, diversified food companies win over time.](https://sms4smile.com/quotes/douglas-conant/there-s-no-evidence-that-large-diversified-food-companies-win-over/) [Douglas Conant](https://sms4smile.com/quotes/author/douglas-conant/) > [“Most companies that win don't have a unique strategy; quite the opposite, they are doing what everyone else is doing but have figured out…](https://sms4smile.com/quotes/robert-g-thompson/most-companies-that-win-don-t-have-a-unique-strategy-quite-the/) [Robert G. Thompson](https://sms4smile.com/quotes/author/robert-g-thompson/) > [Technology is going to play a huge part in tomorrow's music business. And the companies that will win are going to be the most…](https://sms4smile.com/quotes/troy-carter/technology-is-going-to-play-a-huge-part-in-tomorrow-s-music-business/) [Troy Carter](https://sms4smile.com/quotes/author/troy-carter/) > [“If you want to make money at some point, remember this, because this is one of the reasons startups win. Big companies want to…](https://sms4smile.com/quotes/paul-graham/if-you-want-to-make-money-at-some-point-remember-this-because-this-is-2/) [Paul Graham](https://sms4smile.com/quotes/author/paul-graham/) > [I definitely think what drives technology companies is the people; because in a technology company it's always about what are you going to do…](https://sms4smile.com/quotes/marissa-mayer/i-definitely-think-what-drives-technology-companies-is-the-people/) [Marissa Mayer](https://sms4smile.com/quotes/author/marissa-mayer/) > [I think that there are a number of older-guard technology companies who either genuinely believe or are hoping people will believe that companies aren't…](https://sms4smile.com/quotes/andy-jassy/i-think-that-there-are-a-number-of-older-guard-technology-companies/) [Andy Jassy](https://sms4smile.com/quotes/author/andy-jassy/) > [Part of our brand is that we're pretty understated in what we do. If you look at other technology companies, they might preannounce things,…](https://sms4smile.com/quotes/larry-page/part-of-our-brand-is-that-we-re-pretty-understated-in-what-we-do-if/) [Larry Page](https://sms4smile.com/quotes/author/larry-page/) > [The technology companies don't understand creative things at all. Silicon Valley's view of the creative process in Hollywood is a bunch of guys in…](https://sms4smile.com/quotes/steve-jobs/the-technology-companies-don-t-understand-creative-things-at-all/) [Steve Jobs](https://sms4smile.com/quotes/author/steve-jobs/) > [“Many technology companies prioritize acquisition targets based on how well they are integrated with their existing API.”](https://sms4smile.com/quotes/sangeet-paul-choudary/many-technology-companies-prioritize-acquisition-targets-based-on-how/) [Sangeet Paul Choudary](https://sms4smile.com/quotes/author/sangeet-paul-choudary/) > [Talent is what drives technology companies,](https://sms4smile.com/quotes/marissa-mayer/talent-is-what-drives-technology-companies/) [Marissa Mayer](https://sms4smile.com/quotes/author/marissa-mayer/) > [Technology companies tend to operate in winner-take-all spaces and thus adopt a very high-commitment culture.](https://sms4smile.com/quotes/andrew-yang/technology-companies-tend-to-operate-in-winner-take-all-spaces-and/) [Andrew Yang](https://sms4smile.com/quotes/author/andrew-yang/) > [I think there are four or five interesting pockets where a lot of cool technology companies are getting started. Chicago is one of them.…](https://sms4smile.com/quotes/eric-lefkofsky/i-think-there-are-four-or-five-interesting-pockets-where-a-lot-of/) [Eric Lefkofsky](https://sms4smile.com/quotes/author/eric-lefkofsky/) ## More by Patrick Collison > [Silicon Valley does not breed great technology. Instead, the smartest people from around the world tend to move to Silicon Valley.](https://sms4smile.com/quotes/patrick-collison/silicon-valley-does-not-breed-great-technology-instead-the-smartest/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [At most large companies, what is locally optimal for you is very frequently not what is globally optimal for the company.](https://sms4smile.com/quotes/patrick-collison/at-most-large-companies-what-is-locally-optimal-for-you-is-very/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [I think in general technology always sort of makes some jobs less relevant, or perhaps, even obsolete, but I will say that the idea…](https://sms4smile.com/quotes/patrick-collison/i-think-in-general-technology-always-sort-of-makes-some-jobs-less/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [I think that Stripe generally is comprised of the kind of people who believe in technology or are kind of optimistic about its effect…](https://sms4smile.com/quotes/patrick-collison/i-think-that-stripe-generally-is-comprised-of-the-kind-of-people-who/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [We don't always endorse what businesses sell through Stripe, but we do think it's critical that we and our peers don't act as gatekeepers…](https://sms4smile.com/quotes/patrick-collison/we-don-t-always-endorse-what-businesses-sell-through-stripe-but-we-do/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [I started Stripe with my brother John Collison while we were in school together. We first started off building iPhone apps together and using…](https://sms4smile.com/quotes/patrick-collison/i-started-stripe-with-my-brother-john-collison-while-we-were-in/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [Being a public company certainly doesn't stop you from taking a really long-term time horizon, but it does make it more difficult.](https://sms4smile.com/quotes/patrick-collison/being-a-public-company-certainly-doesn-t-stop-you-from-taking-a/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [What interests us in Stripe is the idea that there could much more commerce happening on the Internet.](https://sms4smile.com/quotes/patrick-collison/what-interests-us-in-stripe-is-the-idea-that-there-could-much-more/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [Our goal definitely isn't to sell Stripe.](https://sms4smile.com/quotes/patrick-collison/our-goal-definitely-isn-t-to-sell-stripe/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > ['Entrepreneur' is a long, fancy French word, but it didn't seem like something you aspire to. It seemed normal, because whatever your parents do…](https://sms4smile.com/quotes/patrick-collison/entrepreneur-is-a-long-fancy-french-word-but-it-didn-t-seem-like/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [If you want to hire the best people, the best people are already doing pretty impressive things. They have their life plans, their picture…](https://sms4smile.com/quotes/patrick-collison/if-you-want-to-hire-the-best-people-the-best-people-are-already-doing/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [It's very possible that advertising business models will simply never do as well on mobile devices as those oriented around transactions.](https://sms4smile.com/quotes/patrick-collison/it-s-very-possible-that-advertising-business-models-will-simply-never/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [It's not that I don't enjoy TV. If I had infinite time, I would watch it.](https://sms4smile.com/quotes/patrick-collison/it-s-not-that-i-don-t-enjoy-tv-if-i-had-infinite-time-i-would-watch-it/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [When you talk to people who are old, some wish they had enjoyed themselves more, but not many wish they had wasted more time.](https://sms4smile.com/quotes/patrick-collison/when-you-talk-to-people-who-are-old-some-wish-they-had-enjoyed/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) > [I watch virtually no TV. All my screen time is computer time for me. When I'm not doing that I'm reading or talking to…](https://sms4smile.com/quotes/patrick-collison/i-watch-virtually-no-tv-all-my-screen-time-is-computer-time-for-me/) [Patrick Collison](https://sms4smile.com/quotes/author/patrick-collison/) [Explore all 40 Patrick Collison quotes ](https://sms4smile.com/quotes/author/patrick-collison/) ## More Banks quotes > [What we prefer to do is operate our investment bank in a way that is like what investment banks used to be, which is…](https://sms4smile.com/quotes/warren-stephens/what-we-prefer-to-do-is-operate-our-investment-bank-in-a-way-that-is/) [Warren Stephens](https://sms4smile.com/quotes/author/warren-stephens/) > [We now have power under the Dodd-Frank legislation to break up banks. And I've said I will use that power if they pose a…](https://sms4smile.com/quotes/hillary-clinton/we-now-have-power-under-the-dodd-frank-legislation-to-break-up-banks/) [Hillary Clinton](https://sms4smile.com/quotes/author/hillary-clinton/) > [“Ever notice how the same politicians who claim to be against trickle-down economics have no problem bailing out banks and other politically connected businesses?”](https://sms4smile.com/quotes/colin-m-mcgroarty/ever-notice-how-the-same-politicians-who-claim-to-be-against-trickle/) [Colin M. McGroarty](https://sms4smile.com/quotes/author/colin-m-mcgroarty/) > [My nightmare scenario is that the government saves Citibank once again, as well as the other banks, and business resumes as usual. Then, the…](https://sms4smile.com/quotes/nassim-nicholas-taleb/my-nightmare-scenario-is-that-the-government-saves-citibank-once/) [Nassim Nicholas Taleb](https://sms4smile.com/quotes/author/nassim-nicholas-taleb/) > [“The rich run a global system that allows them to accumulate capital and pay the lowest possible price for labour. The freedom that results…](https://sms4smile.com/quotes/charles-moore/the-rich-run-a-global-system-that-allows-them-to-accumulate-capital/) [Charles Moore](https://sms4smile.com/quotes/author/charles-moore/) > [With post offices and postal workers already on the ground, USPS could partner with banks to make a critical difference for millions of Americans…](https://sms4smile.com/quotes/elizabeth-warren/with-post-offices-and-postal-workers-already-on-the-ground-usps-could/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [Much of what Germany and France have done in the rescue of Greece has also helped German and French banks, who for a long…](https://sms4smile.com/quotes/mario-monti/much-of-what-germany-and-france-have-done-in-the-rescue-of-greece-has/) [Mario Monti](https://sms4smile.com/quotes/author/mario-monti/) > [The world needs banking but it does not need banks.](https://sms4smile.com/quotes/bill-gates/the-world-needs-banking-but-it-does-not-need-banks/) [Bill Gates](https://sms4smile.com/quotes/author/bill-gates/) > [Banks are the temples of America. This is a holy war. Our economy is our religion.](https://sms4smile.com/quotes/giannina-braschi/banks-are-the-temples-of-america-this-is-a-holy-war-our-economy-is/) [Giannina Braschi](https://sms4smile.com/quotes/author/giannina-braschi/) > [In the old days we were the challenger brand competing against the big banks, but today I go round the world and I sit…](https://sms4smile.com/quotes/lloyd-dorfman/in-the-old-days-we-were-the-challenger-brand-competing-against-the/) [Lloyd Dorfman](https://sms4smile.com/quotes/author/lloyd-dorfman/) > [“The kind of data and the data-analytical perspective privy to banks is quite unique to banks.”](https://sms4smile.com/quotes/hendrith-vanlon-smith-jr-ceo-of-mayflower-plymouth/the-kind-of-data-and-the-data-analytical-perspective-privy-to-banks/) [Hendrith Vanlon Smith Jr, CEO of Mayflower-Plymouth](https://sms4smile.com/quotes/author/hendrith-vanlon-smith-jr-ceo-of-mayflower-plymouth/) > [My father, Cecil Banks Mullis, and mother, formerly Bernice Alberta Barker, grew up in rural North Carolina in the foothills of the Blue Ridge…](https://sms4smile.com/quotes/kary-mullis/my-father-cecil-banks-mullis-and-mother-formerly-bernice-alberta/) [Kary Mullis](https://sms4smile.com/quotes/author/kary-mullis/) > [If your only arbiter of anything is money, really you should... go and rob banks.](https://sms4smile.com/quotes/bruce-dickinson/if-your-only-arbiter-of-anything-is-money-really-you-should-go-and/) [Bruce Dickinson](https://sms4smile.com/quotes/author/bruce-dickinson/) > [No paper trail means no banks. And no banks means cash houses. -Mia](https://sms4smile.com/quotes/fast-five/no-paper-trail-means-no-banks-and-no-banks-means-cash-houses-mia/) Fast Five > [I did something that challenged the banking world. Conventional banks look for the rich; we look for the absolutely poor. All people are entrepreneurs,…](https://sms4smile.com/quotes/muhammad-yunus/i-did-something-that-challenged-the-banking-world-conventional-banks/) [Muhammad Yunus](https://sms4smile.com/quotes/author/muhammad-yunus/) [Browse all 387 Banks quotes ](https://sms4smile.com/quotes/about/banks/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "I think it's kind of human nature to always want to see these things as a competitive dynamic, that either technology companies have to win or the banks have to win and one of them is going to lose. 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