--- title: "Meaning & Key Takeaway of: I've always paid off my mortgage as much…" description: "\"I've always paid off my mortgage as much as I could.\" — Nicki Chapman" image: "https://sms4smile.com/quotes/i/5ce/nicki-chapman-40943_mortgage_i-ve-always-paid-off-my-mortgage-as-much_2063245.jpg" --- # I've always paid off my mortgage as much as I could. ![“I've always paid off my mortgage as much as I could.” quote by Nicki Chapman](https://sms4smile.com/quotes/i/5ce/nicki-chapman-40943_mortgage_i-ve-always-paid-off-my-mortgage-as-much_2063245.jpg) [Download](https://sms4smile.com/quotes/i/5ce/nicki-chapman-40943_mortgage_i-ve-always-paid-off-my-mortgage-as-much_2063245.jpg) [Open image](https://sms4smile.com/quotes/i/5ce/nicki-chapman-40943_mortgage_i-ve-always-paid-off-my-mortgage-as-much_2063245.jpg) > “I've always paid off my mortgage as much as I could.” [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Paying down a mortgage early reduces debt burden and frees future finances. **In simple terms:** Pay mortgage early. Key Takeaway Accelerate payments. Themes financial freedom debt reduction planning Mood practical optimistic Type advice financial When to use this quote - home ownership - budgeting - retirement planning Key Concepts economics personal finance Questions to Reflect On - Is early payoff worth it? - What other debts exist? A Different Perspective Early payments may limit liquidity. ★ ★ ★ ★ ★ No ratings yet [Mortgage](https://sms4smile.com/quotes/about/mortgage/) [Paid](https://sms4smile.com/quotes/about/paid/) [Paid Mortgage](https://sms4smile.com/quotes/about/paid-mortgage-310002/) [Paid off](https://sms4smile.com/quotes/about/paid-off/) [Ve Paid](https://sms4smile.com/quotes/about/ve-paid-399418/) ## Related quotes > [Thirty-nine was the best year of my life earnings-wise. I paid off my mortgage and felt a massive sense of achievement.](https://sms4smile.com/quotes/nicki-chapman/thirty-nine-was-the-best-year-of-my-life-earnings-wise-i-paid-off-my/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [I live in a Spanish-style hillside home in Los Angeles, California. I paid $900,000 in 1995. It's perhaps worth about $3m now. Thankfully, I…](https://sms4smile.com/quotes/eric-idle/i-live-in-a-spanish-style-hillside-home-in-los-angeles-california-i/) [Eric Idle](https://sms4smile.com/quotes/author/eric-idle/) > [Ask most people who live in a home and have a mortgage on it whether they own their own home and the answer is…](https://sms4smile.com/quotes/dambisa-moyo/ask-most-people-who-live-in-a-home-and-have-a-mortgage-on-it-whether/) [Dambisa Moyo](https://sms4smile.com/quotes/author/dambisa-moyo/) > [As soon as I paid the mortgage off in 1988, I started racing cars.](https://sms4smile.com/quotes/chris-rea/as-soon-as-i-paid-the-mortgage-off-in-1988-i-started-racing-cars/) [Chris Rea](https://sms4smile.com/quotes/author/chris-rea/) > [If you paid your mortgage off, it means you probably did not manage your funds efficiently over the years,](https://sms4smile.com/quotes/david-lereah/if-you-paid-your-mortgage-off-it-means-you-probably-did-not-manage/) [David Lereah](https://sms4smile.com/quotes/author/david-lereah/) > [The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.](https://sms4smile.com/quotes/dave-ramsey/the-paid-off-home-mortgage-has-taken-the-place-of-the-bmw-as-the/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [I love money, and I love movement. I like what it has let me do for my family. I have paid off my mum…](https://sms4smile.com/quotes/conor-mcgregor/i-love-money-and-i-love-movement-i-like-what-it-has-let-me-do-for-my/) [Conor McGregor](https://sms4smile.com/quotes/author/conor-mcgregor/) > [If I get married I get a tax break, if I have a kid I get a tax break, if I get a mortgage…](https://sms4smile.com/quotes/bill-burr/if-i-get-married-i-get-a-tax-break-if-i-have-a-kid-i-get-a-tax-break/) [Bill Burr](https://sms4smile.com/quotes/author/bill-burr/) > [It's like a crapshoot in Las Vegas, except in Las Vegas the odds are with the house. As for the market, the odds are…](https://sms4smile.com/quotes/harry-markowitz/it-s-like-a-crapshoot-in-las-vegas-except-in-las-vegas-the-odds-are/) [Harry Markowitz](https://sms4smile.com/quotes/author/harry-markowitz/) > [No generation has a right to contract debts greater than can be paid off during the course of its own existence.](https://sms4smile.com/quotes/thomas-jefferson/no-generation-has-a-right-to-contract-debts-greater-than-can-be-paid/) [Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/) > [Student debt is crushing the lives of millions of Americans. How does it happen that we can get a home mortgage or purchase a…](https://sms4smile.com/quotes/bernie-sanders/student-debt-is-crushing-the-lives-of-millions-of-americans-how-does/) [Bernie Sanders](https://sms4smile.com/quotes/author/bernie-sanders/) > [If some institution wants to sell you a billion dollars worth of mortgages, they might have to sell 100 million in the market, and…](https://sms4smile.com/quotes/warren-buffett/if-some-institution-wants-to-sell-you-a-billion-dollars-worth-of/) [Warren Buffett](https://sms4smile.com/quotes/author/warren-buffett/) > [The working poor are the people suffering out subprime mortgages and fatal loans and more and more of our money - you know, capitalism…](https://sms4smile.com/quotes/david-graeber/the-working-poor-are-the-people-suffering-out-subprime-mortgages-and/) [David Graeber](https://sms4smile.com/quotes/author/david-graeber/) > [We've sussed that we've paid all this money to watch ourselves entertain ourselves. We have more members of the public on TV than on…](https://sms4smile.com/quotes/noel-edmonds/we-ve-sussed-that-we-ve-paid-all-this-money-to-watch-ourselves/) [Noel Edmonds](https://sms4smile.com/quotes/author/noel-edmonds/) > [I've never paid much attention to those who have written me off.](https://sms4smile.com/quotes/humza-yousaf/i-ve-never-paid-much-attention-to-those-who-have-written-me-off/) [Humza Yousaf](https://sms4smile.com/quotes/author/humza-yousaf/) ## More by Nicki Chapman > [I think Amy is a really difficult example. With any artist, none of us understands what it's like having the world's media scrutinising everything…](https://sms4smile.com/quotes/nicki-chapman/i-think-amy-is-a-really-difficult-example-with-any-artist-none-of-us/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [My parents explained: "You can either have a big Christmas and birthday present or we'll go abroad." We'd say: "Let's go abroad!" We had…](https://sms4smile.com/quotes/nicki-chapman/my-parents-explained-you-can-either-have-a-big-christmas-and-birthday/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [If you get up every morning and smile, it's a good place to be.](https://sms4smile.com/quotes/nicki-chapman/if-you-get-up-every-morning-and-smile-it-s-a-good-place-to-be/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [Thirty-nine was the best year of my life earnings-wise. I paid off my mortgage and felt a massive sense of achievement.](https://sms4smile.com/quotes/nicki-chapman/thirty-nine-was-the-best-year-of-my-life-earnings-wise-i-paid-off-my/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [When I bought my first house in London with my husband-to-be, our surveyor said: "Nicki, you're paying top dollar, but it's not an investment,"…](https://sms4smile.com/quotes/nicki-chapman/when-i-bought-my-first-house-in-london-with-my-husband-to-be-our/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [People think I get this free wardrobe but, sadly, that's not the case. I sometimes sell my unwanted clothes and shoes at car-boots so…](https://sms4smile.com/quotes/nicki-chapman/people-think-i-get-this-free-wardrobe-but-sadly-that-s-not-the-case-i/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [While waiting for my visa, I got a job in the music industry, which was so exciting, it changed my life and stopped me…](https://sms4smile.com/quotes/nicki-chapman/while-waiting-for-my-visa-i-got-a-job-in-the-music-industry-which-was/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [My first part-time job gave me the smell of earning money when I worked in a village chemist aged 14. I loved helping the…](https://sms4smile.com/quotes/nicki-chapman/my-first-part-time-job-gave-me-the-smell-of-earning-money-when-i/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) > [I applied for three jobs in record companies and was offered all of them. I took the most glamorous-sounding job in the promotions department…](https://sms4smile.com/quotes/nicki-chapman/i-applied-for-three-jobs-in-record-companies-and-was-offered-all-of/) [Nicki Chapman](https://sms4smile.com/quotes/author/nicki-chapman/) [Explore all 10 Nicki Chapman quotes ](https://sms4smile.com/quotes/author/nicki-chapman/) ## More Mortgage quotes > [People who can't afford their mortgages and have to renegotiate with the bank or something gets repossessed after you worked your whole life. You…](https://sms4smile.com/quotes/seth-gordon/people-who-can-t-afford-their-mortgages-and-have-to-renegotiate-with/) [Seth Gordon](https://sms4smile.com/quotes/author/seth-gordon/) > [Bailing out people who made ill-advised mortgages makes no more sense that bailing out people who lost their life savings in Las Vegas casinos.](https://sms4smile.com/quotes/thomas-sowell/bailing-out-people-who-made-ill-advised-mortgages-makes-no-more-sense/) [Thomas Sowell](https://sms4smile.com/quotes/author/thomas-sowell/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you think that most of us are doomed by divine grace to roast in hell, to say nothing of mortgages and hail and…](https://sms4smile.com/quotes/sinclair-lewis/when-you-think-that-most-of-us-are-doomed-by-divine-grace-to-roast-in/) [Sinclair Lewis](https://sms4smile.com/quotes/author/sinclair-lewis/) > [A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the vast majority…](https://sms4smile.com/quotes/alan-greenspan/a-decline-in-the-national-housing-price-level-would-need-to-be/) [Alan Greenspan](https://sms4smile.com/quotes/author/alan-greenspan/) > [I don't have any contempt for the men who have to have jobs and have to commute and have to pay the mortgage and…](https://sms4smile.com/quotes/sloan-wilson/i-don-t-have-any-contempt-for-the-men-who-have-to-have-jobs-and-have/) [Sloan Wilson](https://sms4smile.com/quotes/author/sloan-wilson/) > [Same reason why young women on juries are not a good idea, they don't get it. They're not in that same life experience of…](https://sms4smile.com/quotes/kimberly-guilfoyle/same-reason-why-young-women-on-juries-are-not-a-good-idea-they-don-t/) [Kimberly Guilfoyle](https://sms4smile.com/quotes/author/kimberly-guilfoyle/) > [The vast majority of the American people are hard-working taxpayers who take responsibility for their families, go to work every day, they pay their…](https://sms4smile.com/quotes/marco-rubio/the-vast-majority-of-the-american-people-are-hard-working-taxpayers/) [Marco Rubio](https://sms4smile.com/quotes/author/marco-rubio/) > [Who owns Cross Creek? The red-birds, I think, more than I, for they will have their nests even in the face of delinquent mortgages..It…](https://sms4smile.com/quotes/marjorie-kinnan-rawlings/who-owns-cross-creek-the-red-birds-i-think-more-than-i-for-they-will/) [Marjorie Kinnan Rawlings](https://sms4smile.com/quotes/author/marjorie-kinnan-rawlings/) > [The old notion that children are the private property of parents dies very slowly. In reality, no parent raises a child alone. How many…](https://sms4smile.com/quotes/marian-wright-edelman/the-old-notion-that-children-are-the-private-property-of-parents-dies/) [Marian Wright Edelman](https://sms4smile.com/quotes/author/marian-wright-edelman/) > [I am asking my Attorney General to create a special unit of federal prosecutors and leading state attorneys general to expand our investigations into…](https://sms4smile.com/quotes/barack-obama/i-am-asking-my-attorney-general-to-create-a-special-unit-of-federal/) [Barack Obama](https://sms4smile.com/quotes/author/barack-obama/) > [You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your…](https://sms4smile.com/quotes/dave-ramsey/you-don-t-want-to-have-so-much-money-going-toward-your-mortgage-every/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [I think something that forces financial institutions to write down underwater mortgages, I think, would be a sensible thing to do.](https://sms4smile.com/quotes/christina-romer/i-think-something-that-forces-financial-institutions-to-write-down/) [Christina Romer](https://sms4smile.com/quotes/author/christina-romer/) > [We have seen the big loan servicers drag their feet in the Obama administration's well-intentioned mortgage modification program.](https://sms4smile.com/quotes/sheldon-whitehouse/we-have-seen-the-big-loan-servicers-drag-their-feet-in-the-obama/) [Sheldon Whitehouse](https://sms4smile.com/quotes/author/sheldon-whitehouse/) > [Let us avoid debt as we would avoid a plague...Let every head of every household see to it that he has on hand enough…](https://sms4smile.com/quotes/j-reuben-clark/let-us-avoid-debt-as-we-would-avoid-a-plague-let-every-head-of-every/) [J. Reuben Clark](https://sms4smile.com/quotes/author/j-reuben-clark/) [Browse all 404 Mortgage quotes ](https://sms4smile.com/quotes/about/mortgage/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "I've always paid off my mortgage as much as I could.", "creator": { "@type": "Person", "name": "Nicki Chapman" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/nicki-chapman/i-ve-always-paid-off-my-mortgage-as-much-as-i-could/", "about": { "@type": "Thing", "name": "Mortgage" }, "@id": "https://sms4smile.com/quotes/nicki-chapman/i-ve-always-paid-off-my-mortgage-as-much-as-i-could/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/5ce/nicki-chapman-40943_mortgage_i-ve-always-paid-off-my-mortgage-as-much_2063245.jpg", "contentUrl": "https://sms4smile.com/quotes/i/5ce/nicki-chapman-40943_mortgage_i-ve-always-paid-off-my-mortgage-as-much_2063245.jpg", "url": "https://sms4smile.com/quotes/i/5ce/nicki-chapman-40943_mortgage_i-ve-always-paid-off-my-mortgage-as-much_2063245.jpg", "width": 1080, "height": 1080, "caption": "“I've always paid off my mortgage as much as I could.” — Nicki Chapman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Nicki Chapman", "item": "https://sms4smile.com/quotes/author/nicki-chapman/" }, { "@type": "ListItem", "position": 4, "name": "I've always paid off my mortgage...", "item": "https://sms4smile.com/quotes/nicki-chapman/i-ve-always-paid-off-my-mortgage-as-much-as-i-could/" } ], "@id": "https://sms4smile.com/quotes/nicki-chapman/i-ve-always-paid-off-my-mortgage-as-much-as-i-could/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```