--- title: "Meaning & Key Takeaway of: It is unutterably depressing for…" description: "\"It is unutterably depressing for hard-working students to see the amount they owe spiralling upwards, before they have even started paying it off.\" — N..." image: "https://sms4smile.com/quotes/i/432/nick-boles-6553_depressing_it-is-unutterably-depressing-for-hard-wo_3183789.jpg" --- # It is unutterably depressing for hard-working students to… ![“It is unutterably depressing for hard-working students to see the amount they owe spiralling upwards, before they have even started paying it off.” quote by Nick Boles](https://sms4smile.com/quotes/i/432/nick-boles-6553_depressing_it-is-unutterably-depressing-for-hard-wo_3183789.jpg) [Download](https://sms4smile.com/quotes/i/432/nick-boles-6553_depressing_it-is-unutterably-depressing-for-hard-wo_3183789.jpg) [Open image](https://sms4smile.com/quotes/i/432/nick-boles-6553_depressing_it-is-unutterably-depressing-for-hard-wo_3183789.jpg) > “It is unutterably depressing for hard-working students to see the amount they owe spiralling upwards, before they have even started paying it off.” [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Student debt can feel overwhelming, especially before any repayment begins, leading to discouragement. **In simple terms:** Debt feels crushing early on. Key Takeaway Plan financially and seek support. Themes education finance stress Mood concerned urgent Type advice analytical When to use this quote - college budgeting - loan counseling - career planning - policy advocacy Key Concepts student loans financial planning Questions to Reflect On - What steps can you take now to mitigate future debt stress? - How can institutions better support indebted students? A Different Perspective Debt may persist despite early planning. ★ ★ ★ ★ ★ No ratings yet [Depressing](https://sms4smile.com/quotes/about/depressing/) [Education](https://sms4smile.com/quotes/about/education/) [Even](https://sms4smile.com/quotes/about/even/) [Owe](https://sms4smile.com/quotes/about/owe/) [Owe Spiralling](https://sms4smile.com/quotes/about/owe-spiralling-5844666/) [See](https://sms4smile.com/quotes/about/see/) [Started](https://sms4smile.com/quotes/about/started/) [Students](https://sms4smile.com/quotes/about/students/) [Students Owe](https://sms4smile.com/quotes/about/students-owe-5844665/) [Unutterably Depressing](https://sms4smile.com/quotes/about/unutterably-depressing-5844667/) [Working Students](https://sms4smile.com/quotes/about/working-students-2126906/) ## Related quotes > [I like working with students a lot and watching some of the amazing stuff they put together.](https://sms4smile.com/quotes/julia-holter/i-like-working-with-students-a-lot-and-watching-some-of-the-amazing/) [Julia Holter](https://sms4smile.com/quotes/author/julia-holter/) > [I believe I owe it to my body to keep it supple and fit.](https://sms4smile.com/quotes/tisca-chopra/i-believe-i-owe-it-to-my-body-to-keep-it-supple-and-fit/) [Tisca Chopra](https://sms4smile.com/quotes/author/tisca-chopra/) > [We owe it to our children to be honest about the world and to provide them with material written specially for them.](https://sms4smile.com/quotes/deborah-ellis/we-owe-it-to-our-children-to-be-honest-about-the-world-and-to-provide/) [Deborah Ellis](https://sms4smile.com/quotes/author/deborah-ellis/) > [A great guy who is no longer in the league right now who is retired, Kyle Vanden Bosch, I learned a lot from him,…](https://sms4smile.com/quotes/ndamukong-suh/a-great-guy-who-is-no-longer-in-the-league-right-now-who-is-retired/) [Ndamukong Suh](https://sms4smile.com/quotes/author/ndamukong-suh/) > [“I think I owe you the time you wasted in ignoring me.”](https://sms4smile.com/quotes/nitya-prakash/i-think-i-owe-you-the-time-you-wasted-in-ignoring-me/) [Nitya Prakash](https://sms4smile.com/quotes/author/nitya-prakash/) > [We owe it to the fans to do a tour around the world.](https://sms4smile.com/quotes/steven-adler/we-owe-it-to-the-fans-to-do-a-tour-around-the-world/) [Steven Adler](https://sms4smile.com/quotes/author/steven-adler/) > [We owe America something because they turned us into a touring band. But at least we feel confident about appearing in Britain again now.…](https://sms4smile.com/quotes/steve-marriott/we-owe-america-something-because-they-turned-us-into-a-touring-band/) [Steve Marriott](https://sms4smile.com/quotes/author/steve-marriott/) > [All the great shows owe a lot to 'Hill Street Blues.'](https://sms4smile.com/quotes/lennie-james/all-the-great-shows-owe-a-lot-to-hill-street-blues/) [Lennie James](https://sms4smile.com/quotes/author/lennie-james/) > [I owe my brother a great deal.](https://sms4smile.com/quotes/luke-goss/i-owe-my-brother-a-great-deal/) [Luke Goss](https://sms4smile.com/quotes/author/luke-goss/) > [I owe undying gratitude to my patient parents.](https://sms4smile.com/quotes/konrad-lorenz/i-owe-undying-gratitude-to-my-patient-parents/) [Konrad Lorenz](https://sms4smile.com/quotes/author/konrad-lorenz/) > [My ma and pa are both very artistic, so I suppose it's in my blood. But my ma's the one who was into theater…](https://sms4smile.com/quotes/grey-damon/my-ma-and-pa-are-both-very-artistic-so-i-suppose-it-s-in-my-blood-but/) [Grey Damon](https://sms4smile.com/quotes/author/grey-damon/) > [Pay what you owe and youll know what youre worth.](https://sms4smile.com/quotes/vikrant-parsai/pay-what-you-owe-and-youll-know-what-youre-worth/) [Vikrant Parsai](https://sms4smile.com/quotes/author/vikrant-parsai/) > [Instead of explaining the sober facts of mechanics and electricity, I want to say a few words about the debt which we owe to…](https://sms4smile.com/quotes/felix-bloch/instead-of-explaining-the-sober-facts-of-mechanics-and-electricity-i/) [Felix Bloch](https://sms4smile.com/quotes/author/felix-bloch/) > [“An honest man is a debtless man, he doesn't owe anyone anything.”](https://sms4smile.com/quotes/amit-kalantri/an-honest-man-is-a-debtless-man-he-doesn-t-owe-anyone-anything/) [Amit Kalantri](https://sms4smile.com/quotes/author/amit-kalantri/) > [Life does not owe me a shred.](https://sms4smile.com/quotes/valerie-harper/life-does-not-owe-me-a-shred/) [Valerie Harper](https://sms4smile.com/quotes/author/valerie-harper/) ## More by Nick Boles > [We Brits are law abiding folk. We pride ourselves on our natural tendency to form an orderly queue rather than a scrum.](https://sms4smile.com/quotes/nick-boles/we-brits-are-law-abiding-folk-we-pride-ourselves-on-our-natural/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [As his former chief of staff, I can't imagine Boris Johnson felt very comfortable telling the British people to 'stay at home.' But when…](https://sms4smile.com/quotes/nick-boles/as-his-former-chief-of-staff-i-can-t-imagine-boris-johnson-felt-very/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [I was elected to Parliament as a Conservative three times, most recently in 2017.](https://sms4smile.com/quotes/nick-boles/i-was-elected-to-parliament-as-a-conservative-three-times-most/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [Like most Sun readers I am intensely proud of being English.](https://sms4smile.com/quotes/nick-boles/like-most-sun-readers-i-am-intensely-proud-of-being-english/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [We should assert our rights under the EEA Treaty to remain a member after Brexit and apply to join EFTA as an associate member…](https://sms4smile.com/quotes/nick-boles/we-should-assert-our-rights-under-the-eea-treaty-to-remain-a-member/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [We need to be vocal in our support of female colleagues who are pressing for a dramatic shift in the culture of Parliament.](https://sms4smile.com/quotes/nick-boles/we-need-to-be-vocal-in-our-support-of-female-colleagues-who-are/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [Boris Johnson has turned the party of Disraeli and Churchill into a vehicle for shrill English nationalism.](https://sms4smile.com/quotes/nick-boles/boris-johnson-has-turned-the-party-of-disraeli-and-churchill-into-a/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [As chairman of the housing committee, I had to help the council wrestle with the pressure on social housing from asylum seekers and other…](https://sms4smile.com/quotes/nick-boles/as-chairman-of-the-housing-committee-i-had-to-help-the-council/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [As Mayor of London Johnson could get away with amateur bumbling.](https://sms4smile.com/quotes/nick-boles/as-mayor-of-london-johnson-could-get-away-with-amateur-bumbling/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [The Covid-19 pandemic is what insurers call an act of God. It has hit us like an asteroid strike and unleashed an economic downturn…](https://sms4smile.com/quotes/nick-boles/the-covid-19-pandemic-is-what-insurers-call-an-act-of-god-it-has-hit/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [I pay tribute to Theresa May for her sense of duty and her resilience.](https://sms4smile.com/quotes/nick-boles/i-pay-tribute-to-theresa-may-for-her-sense-of-duty-and-her-resilience/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [Of course Margaret Thatcher was a remarkable and strong-willed figure but she was also a pragmatist, just as ready to upset her right wing…](https://sms4smile.com/quotes/nick-boles/of-course-margaret-thatcher-was-a-remarkable-and-strong-willed-figure/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [Norway Plus offers immediate advantages. We would be in the single market but outside the jurisdiction of the European Court of Justice. We would…](https://sms4smile.com/quotes/nick-boles/norway-plus-offers-immediate-advantages-we-would-be-in-the-single/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [Liz Truss and Kwasi Kwarteng possess a level of intellectual self-confidence usually found among undergraduates. They always have.](https://sms4smile.com/quotes/nick-boles/liz-truss-and-kwasi-kwarteng-possess-a-level-of-intellectual-self/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) > [Thatcherites and other disciples of economic orthodoxy will argue that monetary financing is reckless.](https://sms4smile.com/quotes/nick-boles/thatcherites-and-other-disciples-of-economic-orthodoxy-will-argue/) [Nick Boles](https://sms4smile.com/quotes/author/nick-boles/) [Explore all 98 Nick Boles quotes ](https://sms4smile.com/quotes/author/nick-boles/) ## More Depressing quotes > [We don't make glamorous movies today. Everything now is very realistic, artistic - and depressing. When is the last time you you saw a…](https://sms4smile.com/quotes/edith-head/we-don-t-make-glamorous-movies-today-everything-now-is-very-realistic/) [Edith Head](https://sms4smile.com/quotes/author/edith-head/) > [There is not a country on earth that could get its fiscal house in order by shrinking opportunity and depressing growth.](https://sms4smile.com/quotes/martin-o-malley/there-is-not-a-country-on-earth-that-could-get-its-fiscal-house-in/) [Martin O'Malley](https://sms4smile.com/quotes/author/martin-o-malley/) > [It is true that from a behavioral economics perspective we are fallible, easily confused, not that smart, and often irrational. We are more like…](https://sms4smile.com/quotes/dan-ariely/it-is-true-that-from-a-behavioral-economics-perspective-we-are/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [Of all the bewildering things about a new country, the absence of human landmarks is one of the most depressing and disheartening.](https://sms4smile.com/quotes/willa-cather/of-all-the-bewildering-things-about-a-new-country-the-absence-of/) [Willa Cather](https://sms4smile.com/quotes/author/willa-cather/) > [I think it is kind of depressing how few female filmmakers there are. I think it is in general depressing how few women there…](https://sms4smile.com/quotes/susanne-bier/i-think-it-is-kind-of-depressing-how-few-female-filmmakers-there-are/) [Susanne Bier](https://sms4smile.com/quotes/author/susanne-bier/) > [We're in a situation where talented, motivated school leavers and graduates can send off a hundred CVs and not get a reply, and where…](https://sms4smile.com/quotes/jameela-jamil/we-re-in-a-situation-where-talented-motivated-school-leavers-and/) [Jameela Jamil](https://sms4smile.com/quotes/author/jameela-jamil/) > [It's so Canada. On some level, you laugh, but on another level, it's just depressing. We pride ourselves: We're not like the bad old…](https://sms4smile.com/quotes/constance-backhouse/it-s-so-canada-on-some-level-you-laugh-but-on-another-level-it-s-just/) [Constance Backhouse](https://sms4smile.com/quotes/author/constance-backhouse/) > [It is, of course, a luxury to create art and, on top of this, to insist on expressing one's own artistic opinion. Nothing is…](https://sms4smile.com/quotes/max-beckmann/it-is-of-course-a-luxury-to-create-art-and-on-top-of-this-to-insist/) [Max Beckmann](https://sms4smile.com/quotes/author/max-beckmann/) > [Antidepressants sure kill your sexual life...Now, THAT'S depressing!](https://sms4smile.com/quotes/ozzy-osbourne/antidepressants-sure-kill-your-sexual-life-now-that-s-depressing/) [Ozzy Osbourne](https://sms4smile.com/quotes/author/ozzy-osbourne/) > [“They went through the last of the cars and then walked up the track to the locomotive and climbed up to the catwalk. Rust…](https://sms4smile.com/quotes/cormac-mccarthy/they-went-through-the-last-of-the-cars-and-then-walked-up-the-track/) [Cormac McCarthy](https://sms4smile.com/quotes/author/cormac-mccarthy/) > [I read the most extravagant things about people who suffer and depress because of things written about them.](https://sms4smile.com/quotes/mick-jagger/i-read-the-most-extravagant-things-about-people-who-suffer-and/) [Mick Jagger](https://sms4smile.com/quotes/author/mick-jagger/) > [Take the story of Cain and Abel. Why were we given that story? Scientifically, you may have an explanation for it, but I'm not…](https://sms4smile.com/quotes/elie-wiesel/take-the-story-of-cain-and-abel-why-were-we-given-that-story/) [Elie Wiesel](https://sms4smile.com/quotes/author/elie-wiesel/) > [Despite my extremely modest prices, dealers and art lovers are turning their backs on me. It is very depressing to see the lack of…](https://sms4smile.com/quotes/claude-monet/despite-my-extremely-modest-prices-dealers-and-art-lovers-are-turning/) [Claude Monet](https://sms4smile.com/quotes/author/claude-monet/) > [I've seen few things more depressing than the end-of-season Giants-Padres series in 2001 in which Barry Bonds hit his 68th homer of the year…](https://sms4smile.com/quotes/stephen-rodrick/i-ve-seen-few-things-more-depressing-than-the-end-of-season-giants/) [Stephen Rodrick](https://sms4smile.com/quotes/author/stephen-rodrick/) > [Everything we do really is just a little marker on the long road to death. And sometimes that’s overwhelmingly depressing to me, and sometimes…](https://sms4smile.com/quotes/joss-whedon/everything-we-do-really-is-just-a-little-marker-on-the-long-road-to/) [Joss Whedon](https://sms4smile.com/quotes/author/joss-whedon/) [Browse all 888 Depressing quotes ](https://sms4smile.com/quotes/about/depressing/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "It is unutterably depressing for hard-working students to see the amount they owe spiralling upwards, before they have even started paying it off.", "creator": { "@type": "Person", "name": "Nick Boles" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/nick-boles/it-is-unutterably-depressing-for-hard-working-students-to-see-the/", "about": { "@type": "Thing", "name": "Depressing" }, "@id": "https://sms4smile.com/quotes/nick-boles/it-is-unutterably-depressing-for-hard-working-students-to-see-the/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/432/nick-boles-6553_depressing_it-is-unutterably-depressing-for-hard-wo_3183789.jpg", "contentUrl": "https://sms4smile.com/quotes/i/432/nick-boles-6553_depressing_it-is-unutterably-depressing-for-hard-wo_3183789.jpg", "url": "https://sms4smile.com/quotes/i/432/nick-boles-6553_depressing_it-is-unutterably-depressing-for-hard-wo_3183789.jpg", "width": 1080, "height": 1080, "caption": "“It is unutterably depressing for hard-working students to see the amount they owe spiralling upwards, before…” — Nick Boles", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Nick Boles", "item": "https://sms4smile.com/quotes/author/nick-boles/" }, { "@type": "ListItem", "position": 4, "name": "It is unutterably depressing for hard-working...", "item": "https://sms4smile.com/quotes/nick-boles/it-is-unutterably-depressing-for-hard-working-students-to-see-the/" } ], "@id": "https://sms4smile.com/quotes/nick-boles/it-is-unutterably-depressing-for-hard-working-students-to-see-the/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```