--- title: "Meaning & Key Takeaway of: five per cent who were succeeding had…" description: "\"“five per cent who were succeeding had formed the habit of systematic saving of money,”\" — Napoleon Hill" image: "https://sms4smile.com/quotes/i/284/napoleon-hill-201_habits_five-per-cent-who-were-succeeding-had-fo_2894651.jpg" --- # five per cent who were succeeding had formed the habit of… ![“five per cent who were succeeding had formed the habit of systematic saving of money,” quote by Napoleon Hill](https://sms4smile.com/quotes/i/284/napoleon-hill-201_habits_five-per-cent-who-were-succeeding-had-fo_2894651.jpg) [Download](https://sms4smile.com/quotes/i/284/napoleon-hill-201_habits_five-per-cent-who-were-succeeding-had-fo_2894651.jpg) [Open image](https://sms4smile.com/quotes/i/284/napoleon-hill-201_habits_five-per-cent-who-were-succeeding-had-fo_2894651.jpg) > ““five per cent who were succeeding had formed the habit of systematic saving of money,”” [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Consistent saving habits distinguish successful people from others. **In simple terms:** Saving regularly leads to success. Key Takeaway Adopt systematic saving. Themes success finance habits discipline wealth Mood motivational practical Type advice inspirational When to use this quote - budgeting - investing - retirement planning - emergency fund creation Key Concepts compound interest financial literacy behavioral economics Questions to Reflect On - How can you start a saving habit today? - What obstacles prevent you from saving regularly? A Different Perspective Saving alone doesn’t guarantee success without income growth. ★ ★ ★ ★ ★ No ratings yet [Cent Succeeding](https://sms4smile.com/quotes/about/cent-succeeding-4083750/) [Formed Habit](https://sms4smile.com/quotes/about/formed-habit-821386/) [Habit Systematic](https://sms4smile.com/quotes/about/habit-systematic-4083751/) [Habits](https://sms4smile.com/quotes/about/habits/) [Money](https://sms4smile.com/quotes/about/money/) [Saving money](https://sms4smile.com/quotes/about/saving-money/) [Systematic Saving](https://sms4smile.com/quotes/about/systematic-saving-4083749/) ## Related quotes > [Until you have learned to be tolerant with those who do not always agree with you; until you have cultivated the habit of saying…](https://sms4smile.com/quotes/napoleon-hill/until-you-have-learned-to-be-tolerant-with-those-who-do-not-always-2/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [Any decision you make isn't worth a tinkers damn until you have formed the habit of making and keeping it.](https://sms4smile.com/quotes/henry-ford/any-decision-you-make-isn-t-worth-a-tinkers-damn-until-you-have/) [Henry Ford](https://sms4smile.com/quotes/author/henry-ford/) > [Every person who has become successful has simply formed the habit of doing things that failures dislike doing and will not do.](https://sms4smile.com/quotes/anonymous/every-person-who-has-become-successful-has-simply-formed-the-habit-of/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [The man who forms the habit of beginning without finishing has simply formed the habit of failure.](https://sms4smile.com/quotes/lettie-cowman/the-man-who-forms-the-habit-of-beginning-without-finishing-has-simply/) [Lettie Cowman](https://sms4smile.com/quotes/author/lettie-cowman/) > [“The secret of success of every man who has ever been successful lies in the fact that he formed the habit of doing things…](https://sms4smile.com/quotes/albert-e-n-gray/the-secret-of-success-of-every-man-who-has-ever-been-successful-lies/) [Albert E.N. Gray](https://sms4smile.com/quotes/author/albert-e-n-gray/) > [Buying cheap to save money is like stopping the clock to save time. Neither works.](https://sms4smile.com/quotes/napoleon-hill/buying-cheap-to-save-money-is-like-stopping-the-clock-to-save-time/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [“Writing has become a habit with you.”](https://sms4smile.com/quotes/napoleon-hill/writing-has-become-a-habit-with-you/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [Men take on the nature and the habits and the power of thought of those with whom they associate in a spirit of sympathy…](https://sms4smile.com/quotes/napoleon-hill/men-take-on-the-nature-and-the-habits-and-the-power-of-thought-of/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [The habit of taking the line of least resistance makes all rivers and some men crooked.](https://sms4smile.com/quotes/napoleon-hill/the-habit-of-taking-the-line-of-least-resistance-makes-all-rivers-and/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [During the 1970s and 1980s, the popular television soap opera As The World Turns portrayed sunrise during the opening credits and sunset during the…](https://sms4smile.com/quotes/neil-degrasse-tyson/during-the-1970s-and-1980s-the-popular-television-soap-opera-as-the/) [Neil deGrasse Tyson](https://sms4smile.com/quotes/author/neil-degrasse-tyson/) > [Just when you thought multi-nationals and crazed consumerism were too big to fight, along comes Naomi Klein with facts, spirit, and news of successful…](https://sms4smile.com/quotes/gloria-steinem/just-when-you-thought-multi-nationals-and-crazed-consumerism-were-too/) [Gloria Steinem](https://sms4smile.com/quotes/author/gloria-steinem/) > [You can make money two ways - make more, or spend less.](https://sms4smile.com/quotes/john-hope-bryant/you-can-make-money-two-ways-make-more-or-spend-less/) [John Hope Bryant](https://sms4smile.com/quotes/author/john-hope-bryant/) > [At first I thought, if I were Superman, a perfect secret identity would be "Clark Kent, Dentist," because you could save money on tooth…](https://sms4smile.com/quotes/jack-handey/at-first-i-thought-if-i-were-superman-a-perfect-secret-identity-would/) [Jack Handey](https://sms4smile.com/quotes/author/jack-handey/) > [Those who stop marketing to save money are like those who stop a clock to save time.](https://sms4smile.com/quotes/henry-ford/those-who-stop-marketing-to-save-money-are-like-those-who-stop-a/) [Henry Ford](https://sms4smile.com/quotes/author/henry-ford/) > [Stop trying to treat music like it's a tennis shoe, something to be branded. If the music industry wants to save money, they should…](https://sms4smile.com/quotes/jeff-tweedy/stop-trying-to-treat-music-like-it-s-a-tennis-shoe-something-to-be/) [Jeff Tweedy](https://sms4smile.com/quotes/author/jeff-tweedy/) ## More by Napoleon Hill > [Your world will change whether or not you choose to change, but you have the power to choose it's direction.](https://sms4smile.com/quotes/napoleon-hill/your-world-will-change-whether-or-not-you-choose-to-change-but-you/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [The best way to succeed in this world is to act on the advice you give to others.](https://sms4smile.com/quotes/napoleon-hill/the-best-way-to-succeed-in-this-world-is-to-act-on-the-advice-you/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [A state of mind is something that one assumes. It cannot be purchased, it must be created.](https://sms4smile.com/quotes/napoleon-hill/a-state-of-mind-is-something-that-one-assumes-it-cannot-be-purchased/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [The mind requires regular use to remain strong.](https://sms4smile.com/quotes/napoleon-hill/the-mind-requires-regular-use-to-remain-strong/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [The vast majority of people are born, grow up, struggle and go through life in misery and failure, not realizing that it would be…](https://sms4smile.com/quotes/napoleon-hill/the-vast-majority-of-people-are-born-grow-up-struggle-and-go-through/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [No accurate thinker will judge another person by that which the other person's enemies say about him.](https://sms4smile.com/quotes/napoleon-hill/no-accurate-thinker-will-judge-another-person-by-that-which-the-other/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [“To all these I wish to convey the thought that all achievement, no matter what may be its nature, or its purpose, must begin…](https://sms4smile.com/quotes/napoleon-hill/to-all-these-i-wish-to-convey-the-thought-that-all-achievement-no/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [“Tell the world what you intend to do, but first show it.” This”](https://sms4smile.com/quotes/napoleon-hill/tell-the-world-what-you-intend-to-do-but-first-show-it-this/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [Handicaps can be converted into stepping stones on which one may climb toward some worthy goal, unless they are accepted as obstacles, and used…](https://sms4smile.com/quotes/napoleon-hill/handicaps-can-be-converted-into-stepping-stones-on-which-one-may/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [You become what you think about](https://sms4smile.com/quotes/napoleon-hill/you-become-what-you-think-about/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [Every man's own character is written so all who will may read it, in the expression of his eyes, the tone of his voice,…](https://sms4smile.com/quotes/napoleon-hill/every-man-s-own-character-is-written-so-all-who-will-may-read-it-in/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [Life is a mirror of your consistent thoughts.](https://sms4smile.com/quotes/napoleon-hill/life-is-a-mirror-of-your-consistent-thoughts/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [Success requires no explanations. Failure permits no alibis.](https://sms4smile.com/quotes/napoleon-hill/success-requires-no-explanations-failure-permits-no-alibis/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [The habit of taking the line of least resistance makes all rivers and some men crooked.](https://sms4smile.com/quotes/napoleon-hill/the-habit-of-taking-the-line-of-least-resistance-makes-all-rivers-and/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [“There are no limitations to the mind except those that we acknowledge.”](https://sms4smile.com/quotes/napoleon-hill/there-are-no-limitations-to-the-mind-except-those-that-we-acknowledge/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) [Explore all 928 Napoleon Hill quotes ](https://sms4smile.com/quotes/author/napoleon-hill/) ## More Habits quotes > [“Malchut is also the Alma D’Itgalya, “the Revealed World.” Here our latent potential is actualized through behavior and expression.”](https://sms4smile.com/quotes/laibl-wolf/malchut-is-also-the-alma-d-itgalya-the-revealed-world-here-our-latent/) [Laibl Wolf](https://sms4smile.com/quotes/author/laibl-wolf/) > [I would drink gallons of coffee a day. 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Unfortunately, so is losing.](https://sms4smile.com/quotes/vince-lombardi/winning-is-a-habit-unfortunately-so-is-losing/) [Vince Lombardi](https://sms4smile.com/quotes/author/vince-lombardi/) > [“the mind-numbing routine. It was the castration of thought,”](https://sms4smile.com/quotes/hugh-howey/the-mind-numbing-routine-it-was-the-castration-of-thought/) [Hugh Howey](https://sms4smile.com/quotes/author/hugh-howey/) > [By making conscious choices in our behavior and where we focus our attention, we can transform our experience of our body, decrease our biological…](https://sms4smile.com/quotes/deepak-chopra/by-making-conscious-choices-in-our-behavior-and-where-we-focus-our/) [Deepak Chopra](https://sms4smile.com/quotes/author/deepak-chopra/) > [As you begin changing your thinking, start immediately to change your behaviour. Begin to act the part of the person you would like to…](https://sms4smile.com/quotes/anonymous/as-you-begin-changing-your-thinking-start-immediately-to-change-your/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [“When it comes to smarts, adolescents like Jesse have plenty. What they lack, however, are some of the brain-based skills that we all need…](https://sms4smile.com/quotes/richard-guare/when-it-comes-to-smarts-adolescents-like-jesse-have-plenty-what-they/) [Richard Guare](https://sms4smile.com/quotes/author/richard-guare/) > [“I settled into a contented routine of working, spending my free time with Veronica and, back in my student room, wanking explosively to fantasies…](https://sms4smile.com/quotes/julian-barnes/i-settled-into-a-contented-routine-of-working-spending-my-free-time/) [Julian Barnes](https://sms4smile.com/quotes/author/julian-barnes/) > [We need to discover all over again that worship is natural to the Christian, as it was to the godly Israelites who wrote the…](https://sms4smile.com/quotes/j-i-packer/we-need-to-discover-all-over-again-that-worship-is-natural-to-the/) [J. I. Packer](https://sms4smile.com/quotes/author/j-i-packer/) > [Chaos often breeds life, when order breeds habit.](https://sms4smile.com/quotes/henry-adams/chaos-often-breeds-life-when-order-breeds-habit/) [Henry Adams](https://sms4smile.com/quotes/author/henry-adams/) > [“Prayer of an Anonymous Abbess: Lord, thou knowest better than myself that I am growing older and will soon be old. Keep me from…](https://sms4smile.com/quotes/anonymous/prayer-of-an-anonymous-abbess-lord-thou-knowest-better-than-myself/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [If you're in a meeting and a man talks loudly over you, rather than copying that behaviour and normalising it, what you could do…](https://sms4smile.com/quotes/dawn-foster/if-you-re-in-a-meeting-and-a-man-talks-loudly-over-you-rather-than/) [Dawn Foster](https://sms4smile.com/quotes/author/dawn-foster/) > [Transparency pertains to impartial behavior, implies openness, communication, and accountability. Inculcate transparency in attitude and experience a life free of controversy and blame](https://sms4smile.com/quotes/dr-anil-kr-sinha/transparency-pertains-to-impartial-behavior-implies-openness/) [Dr Anil Kr Sinha](https://sms4smile.com/quotes/author/dr-anil-kr-sinha/) [Browse all 12,567 Habits quotes ](https://sms4smile.com/quotes/about/habits/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "“five per cent who were succeeding had formed the habit of systematic saving of money,”", "creator": { "@type": "Person", "name": "Napoleon Hill" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/napoleon-hill/five-per-cent-who-were-succeeding-had-formed-the-habit-of-systematic/", "about": { "@type": "Thing", "name": "Habits" }, "@id": "https://sms4smile.com/quotes/napoleon-hill/five-per-cent-who-were-succeeding-had-formed-the-habit-of-systematic/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/284/napoleon-hill-201_habits_five-per-cent-who-were-succeeding-had-fo_2894651.jpg", "contentUrl": "https://sms4smile.com/quotes/i/284/napoleon-hill-201_habits_five-per-cent-who-were-succeeding-had-fo_2894651.jpg", "url": "https://sms4smile.com/quotes/i/284/napoleon-hill-201_habits_five-per-cent-who-were-succeeding-had-fo_2894651.jpg", "width": 1080, "height": 1080, "caption": "“five per cent who were succeeding had formed the habit of systematic saving of money,” — Napoleon Hill", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Napoleon Hill", "item": "https://sms4smile.com/quotes/author/napoleon-hill/" }, { "@type": "ListItem", "position": 4, "name": "“five per cent who were succeeding...", "item": "https://sms4smile.com/quotes/napoleon-hill/five-per-cent-who-were-succeeding-had-formed-the-habit-of-systematic/" } ], "@id": "https://sms4smile.com/quotes/napoleon-hill/five-per-cent-who-were-succeeding-had-formed-the-habit-of-systematic/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```