---
title: "Meaning & Key Takeaway of: We need to reform the health code so that…"
description: "\"We need to reform the health code so that people are incentivized to buy their own health insurance rather than have to get it through an employer.\" — ..."
image: "https://sms4smile.com/quotes/i/72d/monica-crowley-7194_buy_we-need-to-reform-the-health-code-so-tha_1013965.jpg"
---

#  We need to reform the health code so that people are…

![“We need to reform the health code so that people are incentivized to buy their own health insurance rather than have to get it through an employer.” quote by Monica Crowley](https://sms4smile.com/quotes/i/72d/monica-crowley-7194_buy_we-need-to-reform-the-health-code-so-tha_1013965.jpg)   [Download](https://sms4smile.com/quotes/i/72d/monica-crowley-7194_buy_we-need-to-reform-the-health-code-so-tha_1013965.jpg) [Open image](https://sms4smile.com/quotes/i/72d/monica-crowley-7194_buy_we-need-to-reform-the-health-code-so-tha_1013965.jpg)

> “We need to reform the health code so that people are incentivized to buy their own health insurance rather than have to get it through an employer.”

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Advocates shifting health insurance to individual market to increase personal responsibility and choice.

**In simple terms:** Encourage people to buy their own health insurance.

Key Takeaway

Promote personal health insurance ownership.

Themes

health policy individual responsibility insurance markets

Mood

critical analytical

Type

policy opinion

When to use this quote

- policy reform debates
- employer benefits discussions
- personal finance planning

Key Concepts

market incentives risk pooling consumer choice

Questions to Reflect On

- How would individual mandates affect coverage equity?
- What safeguards protect vulnerable populations?

A Different Perspective

Implementation may increase costs for low‑income individuals.

★ ★ ★ ★ ★   No ratings yet

[Buy](https://sms4smile.com/quotes/about/buy/) [Code](https://sms4smile.com/quotes/about/code/) [Employer](https://sms4smile.com/quotes/about/employer/) [Get](https://sms4smile.com/quotes/about/get/) [Health](https://sms4smile.com/quotes/about/health/) [Health Code](https://sms4smile.com/quotes/about/health-code-2219506/) [Health insurance](https://sms4smile.com/quotes/about/health-insurance/) [Insurance](https://sms4smile.com/quotes/about/insurance/) [Need](https://sms4smile.com/quotes/about/need/) [Need Reform](https://sms4smile.com/quotes/about/need-reform-331427/) [Own](https://sms4smile.com/quotes/about/own/) [People](https://sms4smile.com/quotes/about/people/) [People Incentivized](https://sms4smile.com/quotes/about/people-incentivized-2219507/) [Programming](https://sms4smile.com/quotes/about/programming/) [Rather](https://sms4smile.com/quotes/about/rather/) [Reform](https://sms4smile.com/quotes/about/reform/) [Reform Health](https://sms4smile.com/quotes/about/reform-health-247039/) [Than](https://sms4smile.com/quotes/about/than/) [Through](https://sms4smile.com/quotes/about/through/)

## Related quotes

> [It is critical that we pass legislation to dramatically reform our health insurance system, and this reform should include a genuine public option, universal…](https://sms4smile.com/quotes/jerrold-nadler/it-is-critical-that-we-pass-legislation-to-dramatically-reform-our/)

[Jerrold Nadler](https://sms4smile.com/quotes/author/jerrold-nadler/)

> [People are being incentivized for the wrong things. We've heard about a lot - doctors for procedures rather than creating wellness or maintaining wellness.](https://sms4smile.com/quotes/stephen-j-dubner/people-are-being-incentivized-for-the-wrong-things-we-ve-heard-about/)

[Stephen J. Dubner](https://sms4smile.com/quotes/author/stephen-j-dubner/)

> [Leaders need to compromise, negotiate with members of both parties and ideologies, and reform health care the right way - by developing a strong…](https://sms4smile.com/quotes/charles-boustany/leaders-need-to-compromise-negotiate-with-members-of-both-parties-and/)

[Charles Boustany](https://sms4smile.com/quotes/author/charles-boustany/)

> [“So what would make American health care better now? Since its failings lie more within the system than with the president’s attempt to reform…](https://sms4smile.com/quotes/anonymous/so-what-would-make-american-health-care-better-now-since-its-failings/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [“The only way to truly reform health care is to reform the nature of competition itself.”](https://sms4smile.com/quotes/michael-e-porter/the-only-way-to-truly-reform-health-care-is-to-reform-the-nature-of/)

[Michael E. Porter](https://sms4smile.com/quotes/author/michael-e-porter/)

> [In case we forgot, that was the change we believe in, that was the change we fought for, that was the change President Obama…](https://sms4smile.com/quotes/rahm-emanuel/in-case-we-forgot-that-was-the-change-we-believe-in-that-was-the/)

[Rahm Emanuel](https://sms4smile.com/quotes/author/rahm-emanuel/)

> [If the states and territories do not sign up to fundamental reform, then my message is equally simple: we will take this reform plan…](https://sms4smile.com/quotes/kevin-rudd/if-the-states-and-territories-do-not-sign-up-to-fundamental-reform/)

[Kevin Rudd](https://sms4smile.com/quotes/author/kevin-rudd/)

> [“In a speech to the American Medical Association, President Obama reiterated a promise that he has made repeatedly since the 2008 presidential campaign: No…](https://sms4smile.com/quotes/michael-f-cannon/in-a-speech-to-the-american-medical-association-president-obama/)

[Michael F. Cannon](https://sms4smile.com/quotes/author/michael-f-cannon/)

> [I think we can see how blessed we are in America to have access to the kind of health care we do if we…](https://sms4smile.com/quotes/abraham-verghese/i-think-we-can-see-how-blessed-we-are-in-america-to-have-access-to/)

[Abraham Verghese](https://sms4smile.com/quotes/author/abraham-verghese/)

> [In every industrialized nation, the movement to reform health care has begun with stories about cruelty.](https://sms4smile.com/quotes/atul-gawande/in-every-industrialized-nation-the-movement-to-reform-health-care-has/)

[Atul Gawande](https://sms4smile.com/quotes/author/atul-gawande/)

> [When I became president with a commitment to reform health care, Hillary was a natural to head the health care task force. You all…](https://sms4smile.com/quotes/william-j-clinton/when-i-became-president-with-a-commitment-to-reform-health-care/)

[William J. Clinton](https://sms4smile.com/quotes/author/william-j-clinton/)

> [For Republicans, tort reform and its health care analogue, malpractice reform, speak to the goal of stronger economic growth and lower costs.](https://sms4smile.com/quotes/bill-bradley/for-republicans-tort-reform-and-its-health-care-analogue-malpractice/)

[Bill Bradley](https://sms4smile.com/quotes/author/bill-bradley/)

> [I'm not optimistic about reform in many, if any, policy areas at all. I think we'll make further progress by inventing new things that…](https://sms4smile.com/quotes/tyler-cowen/i-m-not-optimistic-about-reform-in-many-if-any-policy-areas-at-all-i/)

[Tyler Cowen](https://sms4smile.com/quotes/author/tyler-cowen/)

> [“A Harris/Harvard School of Public Health poll of 1989 showed that most Americans (61 percent) favored a Canadian-type health system, in which the government…](https://sms4smile.com/quotes/howard-zinn/a-harris-harvard-school-of-public-health-poll-of-1989-showed-that/)

[Howard Zinn](https://sms4smile.com/quotes/author/howard-zinn/)

> [And that means that no matter how we reform health care, we will keep this promise to the American people: If you like your…](https://sms4smile.com/quotes/barack-obama/and-that-means-that-no-matter-how-we-reform-health-care-we-will-keep/)

[Barack Obama](https://sms4smile.com/quotes/author/barack-obama/)

## More by Monica Crowley

> [Bill Clinton is a classic, old-school Southern pragmatic Democrat.](https://sms4smile.com/quotes/monica-crowley/bill-clinton-is-a-classic-old-school-southern-pragmatic-democrat/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [Of course there are individual racists in America. Sadly that's true. And sadly that will always be true. It's true in this country, it…](https://sms4smile.com/quotes/monica-crowley/of-course-there-are-individual-racists-in-america-sadly-that-s-true/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [The man who was known as 'no drama Obama' during the campaign has given us nothing but depleting and infuriating drama since he arrived…](https://sms4smile.com/quotes/monica-crowley/the-man-who-was-known-as-no-drama-obama-during-the-campaign-has-given/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [The point of a presidential campaign is to put the candidate through the ringer: to force him to get banged up by his opponents…](https://sms4smile.com/quotes/monica-crowley/the-point-of-a-presidential-campaign-is-to-put-the-candidate-through/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [When you talk about presidents, loyalty is a great thing until it becomes a bad thing. Witness once again Watergate.](https://sms4smile.com/quotes/monica-crowley/when-you-talk-about-presidents-loyalty-is-a-great-thing-until-it/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [I think the Republican Party is supposed to be the party of less government intrusion.](https://sms4smile.com/quotes/monica-crowley/i-think-the-republican-party-is-supposed-to-be-the-party-of-less/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [True equality means holding everyone accountable in the same way, regardless of race, gender, faith, ethnicity - or political ideology.](https://sms4smile.com/quotes/monica-crowley/true-equality-means-holding-everyone-accountable-in-the-same-way/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [When I'm debating others, whether it's Eleanor Clift or Bob Beckel, you're still in a fierce debate mode, but you're also on best behavior.](https://sms4smile.com/quotes/monica-crowley/when-i-m-debating-others-whether-it-s-eleanor-clift-or-bob-beckel-you/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [I think the American people believe in stopping and preventing terrorism pretty much at any cost.](https://sms4smile.com/quotes/monica-crowley/i-think-the-american-people-believe-in-stopping-and-preventing/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [Germany was beaten after World War I, but it didn't take long for it to rise again as a much more malignant threat. The…](https://sms4smile.com/quotes/monica-crowley/germany-was-beaten-after-world-war-i-but-it-didn-t-take-long-for-it/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [Oh absolutely. Look they hate all conservatives but they have a special kind of loathing for women conservatives.](https://sms4smile.com/quotes/monica-crowley/oh-absolutely-look-they-hate-all-conservatives-but-they-have-a/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [We need the ability to buy healthcare insurance across state lines that would increase competition and drive down cost.](https://sms4smile.com/quotes/monica-crowley/we-need-the-ability-to-buy-healthcare-insurance-across-state-lines/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [It is an abuse of power, when you are President of the United States, to use the White House to single out a single…](https://sms4smile.com/quotes/monica-crowley/it-is-an-abuse-of-power-when-you-are-president-of-the-united-states/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [If the government controls your health care, the government controls you. Obamacare was never about health care. It was about government power, dependency, and…](https://sms4smile.com/quotes/monica-crowley/if-the-government-controls-your-health-care-the-government-controls/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

> [From 2002 to the end of his presidency, George W. Bush routinely was accused by the Left of 'creating chaos:' chaos in Iraq, chaos…](https://sms4smile.com/quotes/monica-crowley/from-2002-to-the-end-of-his-presidency-george-w-bush-routinely-was/)

[Monica Crowley](https://sms4smile.com/quotes/author/monica-crowley/)

[Explore all 93 Monica Crowley quotes ](https://sms4smile.com/quotes/author/monica-crowley/)

## More Buy quotes

> [It took me 20 years to buy an electric typewriter, because I was afraid it would be too sensitive. I like to bang the…](https://sms4smile.com/quotes/elmore-leonard/it-took-me-20-years-to-buy-an-electric-typewriter-because-i-was/)

[Elmore Leonard](https://sms4smile.com/quotes/author/elmore-leonard/)

> [When I was a kid, my parents were happy to buy me clothes; they provided for me.](https://sms4smile.com/quotes/nick-wooster/when-i-was-a-kid-my-parents-were-happy-to-buy-me-clothes-they/)

[Nick Wooster](https://sms4smile.com/quotes/author/nick-wooster/)

> [I wear T-shirts and backwards hats and buy my shoes at Payless!](https://sms4smile.com/quotes/kaitlyn-bristowe/i-wear-t-shirts-and-backwards-hats-and-buy-my-shoes-at-payless/)

[Kaitlyn Bristowe](https://sms4smile.com/quotes/author/kaitlyn-bristowe/)

> [I follow a simple formula when I compose. I ask myself, 'What would the audience want to hear?' and 'Why would they buy my…](https://sms4smile.com/quotes/a-r-rahman/i-follow-a-simple-formula-when-i-compose-i-ask-myself-what-would-the/)

[A. R. Rahman](https://sms4smile.com/quotes/author/a-r-rahman/)

> [If the audience sees and feels things are real, then they buy it.](https://sms4smile.com/quotes/joel-silver/if-the-audience-sees-and-feels-things-are-real-then-they-buy-it/)

[Joel Silver](https://sms4smile.com/quotes/author/joel-silver/)

> [Most people I know are not hard-core religious people. They are what I would call 'lightly religious.' So I don't buy the notion that…](https://sms4smile.com/quotes/trey-parker/most-people-i-know-are-not-hard-core-religious-people-they-are-what-i/)

[Trey Parker](https://sms4smile.com/quotes/author/trey-parker/)

> [I don't know - the whole leading man, I don't buy it.](https://sms4smile.com/quotes/pilou-asbaek/i-don-t-know-the-whole-leading-man-i-don-t-buy-it/)

[Pilou Asbaek](https://sms4smile.com/quotes/author/pilou-asbaek/)

> [I grew up in Harlem. My grandmother was one of the best cooks around, but the first thing she did on Sunday mornings when…](https://sms4smile.com/quotes/richard-carmona/i-grew-up-in-harlem-my-grandmother-was-one-of-the-best-cooks-around/)

[Richard Carmona](https://sms4smile.com/quotes/author/richard-carmona/)

> [I think if you buy from people who are taking care of the land, you're supporting the future of this country.](https://sms4smile.com/quotes/alice-waters/i-think-if-you-buy-from-people-who-are-taking-care-of-the-land-you-re/)

[Alice Waters](https://sms4smile.com/quotes/author/alice-waters/)

> [“For their never-ending endeavours to obtain or retain wealth, countries desperately need companies, because they—unlike most human beings—have the means of production, and human…](https://sms4smile.com/quotes/mokokoma-mokhonoana/for-their-never-ending-endeavours-to-obtain-or-retain-wealth/)

[Mokokoma Mokhonoana](https://sms4smile.com/quotes/author/mokokoma-mokhonoana/)

> [Beware of a naked person who promises to buy you clothes.](https://sms4smile.com/quotes/vikrant-parsai/beware-of-a-naked-person-who-promises-to-buy-you-clothes/)

[Vikrant Parsai](https://sms4smile.com/quotes/author/vikrant-parsai/)

> [During three decades from 1947 to 1977, the nation implemented what might be called a basic bargain with American workers. Employers paid them enough…](https://sms4smile.com/quotes/robert-reich/during-three-decades-from-1947-to-1977-the-nation-implemented-what/)

[Robert Reich](https://sms4smile.com/quotes/author/robert-reich/)

> [Buying clothes is as good as buying books, but the difference is that clothes make you beautiful form the outside and books make you…](https://sms4smile.com/quotes/vikrant-parsai/buying-clothes-is-as-good-as-buying-books-but-the-difference-is-that/)

[Vikrant Parsai](https://sms4smile.com/quotes/author/vikrant-parsai/)

> [Performance is there, and if you are not there in that moment it happened, it just stays in the memory. It's so immaterial and…](https://sms4smile.com/quotes/marina-abramovic/performance-is-there-and-if-you-are-not-there-in-that-moment-it/)

[Marina Abramovic](https://sms4smile.com/quotes/author/marina-abramovic/)

> [I buy 1920s iridescent Scottish glass. I love the way the sun hits it every morning. You touch something and you know. To me,…](https://sms4smile.com/quotes/judith-miller/i-buy-1920s-iridescent-scottish-glass-i-love-the-way-the-sun-hits-it/)

[Judith Miller](https://sms4smile.com/quotes/author/judith-miller/)

[Browse all 972 Buy quotes ](https://sms4smile.com/quotes/about/buy/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "We need to reform the health code so that people are incentivized to buy their own health insurance rather than have to get it through an employer.",
            "creator": {
                "@type": "Person",
                "name": "Monica Crowley"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/monica-crowley/we-need-to-reform-the-health-code-so-that-people-are-incentivized-to/",
            "about": {
                "@type": "Thing",
                "name": "Buy"
            },
            "@id": "https://sms4smile.com/quotes/monica-crowley/we-need-to-reform-the-health-code-so-that-people-are-incentivized-to/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/72d/monica-crowley-7194_buy_we-need-to-reform-the-health-code-so-tha_1013965.jpg",
                "contentUrl": "https://sms4smile.com/quotes/i/72d/monica-crowley-7194_buy_we-need-to-reform-the-health-code-so-tha_1013965.jpg",
                "url": "https://sms4smile.com/quotes/i/72d/monica-crowley-7194_buy_we-need-to-reform-the-health-code-so-tha_1013965.jpg",
                "width": 1080,
                "height": 1080,
                "caption": "“We need to reform the health code so that people are incentivized to buy their own health insurance rather…” — Monica Crowley",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Monica Crowley",
                    "item": "https://sms4smile.com/quotes/author/monica-crowley/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "We need to reform the health...",
                    "item": "https://sms4smile.com/quotes/monica-crowley/we-need-to-reform-the-health-code-so-that-people-are-incentivized-to/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/monica-crowley/we-need-to-reform-the-health-code-so-that-people-are-incentivized-to/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
