--- title: "Meaning & Key Takeaway of: We designed both our state employee…" description: "\"We designed both our state employee health plans and the one we created for low-income Hoosiers as Health Savings Accounts, and now in the tens of thou..." image: "https://sms4smile.com/quotes/i/e45/mitch-daniels-11694_accounts_we-designed-both-our-state-employee-heal_2234662.jpg" --- # We designed both our state employee health plans and the… ![“We designed both our state employee health plans and the one we created for low-income Hoosiers as Health Savings Accounts, and now in the tens of thousands these citizens are proving that they are fully capable of making smart, consumerist choices about their own health care.” quote by Mitch Daniels](https://sms4smile.com/quotes/i/e45/mitch-daniels-11694_accounts_we-designed-both-our-state-employee-heal_2234662.jpg) [Download](https://sms4smile.com/quotes/i/e45/mitch-daniels-11694_accounts_we-designed-both-our-state-employee-heal_2234662.jpg) [Open image](https://sms4smile.com/quotes/i/e45/mitch-daniels-11694_accounts_we-designed-both-our-state-employee-heal_2234662.jpg) > “We designed both our state employee health plans and the one we created for low-income Hoosiers as Health Savings Accounts, and now in the tens of thousands these citizens are proving that they are fully capable of making smart, consumerist choices about their own health care.” [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. State-run health plans using HSAs empower citizens to make informed, cost‑effective health decisions, showing low‑income individuals can act as savvy consumers. **In simple terms:** HSAs let people choose smart health care. Key Takeaway Encourage consumer‑driven health choices. Themes healthcare empowerment financial literacy Mood optimistic pragmatic Type policy inspirational When to use this quote - low‑income health programs - state insurance reforms - personal budgeting - community health initiatives Key Concepts Health Savings Accounts consumer choice public policy Questions to Reflect On - How can we improve health literacy for low‑income groups? - What safeguards ensure HSAs don’t widen inequality? A Different Perspective Success depends on financial education and provider transparency. ★ ★ ★ ★ ★ No ratings yet [Accounts](https://sms4smile.com/quotes/about/accounts/) [Capable](https://sms4smile.com/quotes/about/capable/) [Care](https://sms4smile.com/quotes/about/care/) [Choices](https://sms4smile.com/quotes/about/choices/) [Choices Health](https://sms4smile.com/quotes/about/choices-health-2790761/) [Citizens](https://sms4smile.com/quotes/about/citizens/) [Citizens Proving](https://sms4smile.com/quotes/about/citizens-proving-5040796/) [Employee](https://sms4smile.com/quotes/about/employee/) [Health](https://sms4smile.com/quotes/about/health/) [Health care](https://sms4smile.com/quotes/about/health-care/) [Health plan](https://sms4smile.com/quotes/about/health-plan/) [Health Plans](https://sms4smile.com/quotes/about/health-plans-853491/) [Health Savings](https://sms4smile.com/quotes/about/health-savings-639021/) [Hoosiers](https://sms4smile.com/quotes/about/hoosiers/) [Hoosiers Health](https://sms4smile.com/quotes/about/hoosiers-health-5040795/) [Income](https://sms4smile.com/quotes/about/income/) [Low income](https://sms4smile.com/quotes/about/low-income/) [Lows](https://sms4smile.com/quotes/about/lows/) [Plans](https://sms4smile.com/quotes/about/plans/) [Prove](https://sms4smile.com/quotes/about/prove/) [Saving](https://sms4smile.com/quotes/about/saving/) [Savings](https://sms4smile.com/quotes/about/savings/) [Savings account](https://sms4smile.com/quotes/about/savings-account/) [Savings accounts](https://sms4smile.com/quotes/about/savings-accounts/) [Smart](https://sms4smile.com/quotes/about/smart/) [States](https://sms4smile.com/quotes/about/states/) ## Related quotes > [Obamacare does not allow patients to buy insurance across state lines, which would dramatically increase competition and lower costs. It does not allow small…](https://sms4smile.com/quotes/stephen-moore/obamacare-does-not-allow-patients-to-buy-insurance-across-state-lines/) [Stephen Moore](https://sms4smile.com/quotes/author/stephen-moore/) > [FACT: Nothing in #Obamacare forces people out of their health plans.](https://sms4smile.com/quotes/valerie-jarrett/fact-nothing-in-obamacare-forces-people-out-of-their-health-plans/) [Valerie Jarrett](https://sms4smile.com/quotes/author/valerie-jarrett/) > [The authors of the Affordable Care Act wrongly assumed that new kinds of health plans, engineered in Washington, D.C., would emerge to displace the…](https://sms4smile.com/quotes/scott-gottlieb/the-authors-of-the-affordable-care-act-wrongly-assumed-that-new-kinds/) [Scott Gottlieb](https://sms4smile.com/quotes/author/scott-gottlieb/) > [Association health plans will actually bring down the cost of insurance.](https://sms4smile.com/quotes/alex-azar/association-health-plans-will-actually-bring-down-the-cost-of/) [Alex Azar](https://sms4smile.com/quotes/author/alex-azar/) > [“About half of employer-provided health plans in the United States are self-insured plans, giving employers even more latitude in designing and administering such plans.”](https://sms4smile.com/quotes/michael-e-porter/about-half-of-employer-provided-health-plans-in-the-united-states-are/) [Michael E. Porter](https://sms4smile.com/quotes/author/michael-e-porter/) > [Individuals can make choices about their own health treatments, but it is critical public health decisions are evidence based and that consumers have appropriate…](https://sms4smile.com/quotes/metiria-turei/individuals-can-make-choices-about-their-own-health-treatments-but-it/) [Metiria Turei](https://sms4smile.com/quotes/author/metiria-turei/) > [The most important thing that everybody can do, aside from building and keeping your network strong, is make good choices about your health.](https://sms4smile.com/quotes/dana-perino/the-most-important-thing-that-everybody-can-do-aside-from-building/) [Dana Perino](https://sms4smile.com/quotes/author/dana-perino/) > [We have really good data that show when you take patients and you really inform them about their choices, patients make more frugal choices.…](https://sms4smile.com/quotes/donald-berwick/we-have-really-good-data-that-show-when-you-take-patients-and-you/) [Donald Berwick](https://sms4smile.com/quotes/author/donald-berwick/) > [My nutrition choices are for my health, not to lose weight.](https://sms4smile.com/quotes/suzanne-whang/my-nutrition-choices-are-for-my-health-not-to-lose-weight/) [Suzanne Whang](https://sms4smile.com/quotes/author/suzanne-whang/) > [“Consider the impact of your personal care choices on our health, water supply and our wider environment.”](https://sms4smile.com/quotes/joanna-runciman/consider-the-impact-of-your-personal-care-choices-on-our-health-water/) [Joanna Runciman](https://sms4smile.com/quotes/author/joanna-runciman/) > [Know the best and highest choices for health and more often choose those things.](https://sms4smile.com/quotes/mary-anne-radmacher/know-the-best-and-highest-choices-for-health-and-more-often-choose/) [Mary Anne Radmacher](https://sms4smile.com/quotes/author/mary-anne-radmacher/) > [I want to give consumers way more choices in health care. Choice and competition always drive down costs better than central control.](https://sms4smile.com/quotes/kevin-brady/i-want-to-give-consumers-way-more-choices-in-health-care-choice-and/) [Kevin Brady](https://sms4smile.com/quotes/author/kevin-brady/) > [The bottom line is, what are we doing to Obamacare? We eviscerate the law in our bill, and then we do things like expanding…](https://sms4smile.com/quotes/steve-scalise/the-bottom-line-is-what-are-we-doing-to-obamacare-we-eviscerate-the/) [Steve Scalise](https://sms4smile.com/quotes/author/steve-scalise/) > [The idea of strengthening health savings accounts... that bolsters the marketplace.](https://sms4smile.com/quotes/steve-scalise/the-idea-of-strengthening-health-savings-accounts-that-bolsters-the/) [Steve Scalise](https://sms4smile.com/quotes/author/steve-scalise/) > [We need to increase access to health insurance through Health Savings Accounts and high deductible policies, so individuals and families can purchase the insurance…](https://sms4smile.com/quotes/michael-steele/we-need-to-increase-access-to-health-insurance-through-health-savings/) [Michael Steele](https://sms4smile.com/quotes/author/michael-steele/) ## More by Mitch Daniels > [We must not falsely teach American history in our schools. We have a law requiring state textbook oversight to guard against frauds like Zinn,…](https://sms4smile.com/quotes/mitch-daniels/we-must-not-falsely-teach-american-history-in-our-schools-we-have-a/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [We are taking challenges and turning them into opportunities by developing homegrown, local energy production to become independent from foreign sources.](https://sms4smile.com/quotes/mitch-daniels/we-are-taking-challenges-and-turning-them-into-opportunities-by/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [So tonight I propose one more step that I would rather not propose. I ask the most fortunate among us, those citizens earning over…](https://sms4smile.com/quotes/mitch-daniels/so-tonight-i-propose-one-more-step-that-i-would-rather-not-propose-i/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [We are tasked to rebuild not just a damaged economy, and a debt-ridden balance sheet, but to do so by drawing forth the best…](https://sms4smile.com/quotes/mitch-daniels/we-are-tasked-to-rebuild-not-just-a-damaged-economy-and-a-debt-ridden/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [We must display a heart for every American, and a special passion for those still on the first rung of life's ladder.](https://sms4smile.com/quotes/mitch-daniels/we-must-display-a-heart-for-every-american-and-a-special-passion-for/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [The mortal enemies of Social Security and Medicare are those who, in contempt of the plain arithmetic, continue to mislead Americans that we should…](https://sms4smile.com/quotes/mitch-daniels/the-mortal-enemies-of-social-security-and-medicare-are-those-who-in/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [The public is increasingly disgusted with a steady diet of defamation, and prepared to reward those who refrain from it.](https://sms4smile.com/quotes/mitch-daniels/the-public-is-increasingly-disgusted-with-a-steady-diet-of-defamation/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [Sure, things could always have been done better, but I just wish people would drop their political hammers for a few weeks, as happened…](https://sms4smile.com/quotes/mitch-daniels/sure-things-could-always-have-been-done-better-but-i-just-wish-people/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [I certainly believe in limited government but protecting children against injury abuse is certainly inside my sphere of things that the government should do.](https://sms4smile.com/quotes/mitch-daniels/i-certainly-believe-in-limited-government-but-protecting-children/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [But if our nation goes over a financial Niagara, we won't have much strength and, eventually, we won't have peace. We are currently borrowing…](https://sms4smile.com/quotes/mitch-daniels/but-if-our-nation-goes-over-a-financial-niagara-we-won-t-have-much/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [We Hoosiers hold to some quaint notions. Some might say we 'cling' to them, though not out of fear or ignorance. We believe in…](https://sms4smile.com/quotes/mitch-daniels/we-hoosiers-hold-to-some-quaint-notions-some-might-say-we-cling-to/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [If freedom's best friends cannot unify around a realistic, actionable program of fundamental change, one that attracts and persuades a broad majority of our…](https://sms4smile.com/quotes/mitch-daniels/if-freedom-s-best-friends-cannot-unify-around-a-realistic-actionable/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [And before our current legislature adjourns, we intend to become the first state of full and true choice by saying to every low and…](https://sms4smile.com/quotes/mitch-daniels/and-before-our-current-legislature-adjourns-we-intend-to-become-the/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [We should distinguish carefully skepticism about Big Government from contempt for all government.](https://sms4smile.com/quotes/mitch-daniels/we-should-distinguish-carefully-skepticism-about-big-government-from/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) > [Among the weeds choking out growth and good government are the hundreds of boards, commissions, and advisory committees that have sprouted over the years.…](https://sms4smile.com/quotes/mitch-daniels/among-the-weeds-choking-out-growth-and-good-government-are-the/) [Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/) [Explore all 58 Mitch Daniels quotes ](https://sms4smile.com/quotes/author/mitch-daniels/) ## More Accounts quotes > [I think most artists feel like they're outside society - no matter how many accolades they receive, or how much money is in your…](https://sms4smile.com/quotes/aaron-rose/i-think-most-artists-feel-like-they-re-outside-society-no-matter-how/) [Aaron Rose](https://sms4smile.com/quotes/author/aaron-rose/) > [Think of these things, whence you came, where you are going, and to whom you must account.](https://sms4smile.com/quotes/benjamin-franklin/think-of-these-things-whence-you-came-where-you-are-going-and-to-whom/) [Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/) > [Believing with you that religion is a matter which lies solely between man and his God, that he owes account to none other for…](https://sms4smile.com/quotes/thomas-jefferson/believing-with-you-that-religion-is-a-matter-which-lies-solely/) [Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/) > [There is nothing that we can properly call our own but our time, and yet everybody fools us out of it who has a…](https://sms4smile.com/quotes/seneca-the-younger/there-is-nothing-that-we-can-properly-call-our-own-but-our-time-and/) [Seneca the Younger](https://sms4smile.com/quotes/author/seneca-the-younger/) > [The Hindus have a peculiar slovenliness in business matters, not being sufficiently methodical and strict in keeping accounts etc.](https://sms4smile.com/quotes/swami-vivekananda/the-hindus-have-a-peculiar-slovenliness-in-business-matters-not-being/) [Swami Vivekananda](https://sms4smile.com/quotes/author/swami-vivekananda/) > [With the Truman book, I wrote the entire account of his experiences in World War I before going over to Europe to follow his…](https://sms4smile.com/quotes/david-mccullough/with-the-truman-book-i-wrote-the-entire-account-of-his-experiences-in/) [David McCullough](https://sms4smile.com/quotes/author/david-mccullough/) > [A great read; an exciting, frightening account of organized crime today. But like all important works of nonfiction, it goes further… This book is…](https://sms4smile.com/quotes/le-ly-hayslip/a-great-read-an-exciting-frightening-account-of-organized-crime-today/) [Le Ly Hayslip](https://sms4smile.com/quotes/author/le-ly-hayslip/) > [I had a very blessed journey with the upbringing I had. When you're working on sets as a stuntman, you have a firsthand account…](https://sms4smile.com/quotes/ric-roman-waugh/i-had-a-very-blessed-journey-with-the-upbringing-i-had-when-you-re/) [Ric Roman Waugh](https://sms4smile.com/quotes/author/ric-roman-waugh/) > [The suppression of uncomfortable ideas may be common in religion or in politics, but it is not the path to knowledge; it has no…](https://sms4smile.com/quotes/carl-sagan/the-suppression-of-uncomfortable-ideas-may-be-common-in-religion-or/) [Carl Sagan](https://sms4smile.com/quotes/author/carl-sagan/) > [You've got to exercise. Your health account, your bank account, they're the same thing. The more you put in, the more you can take…](https://sms4smile.com/quotes/jack-lalanne/you-ve-got-to-exercise-your-health-account-your-bank-account-they-re/) [Jack LaLanne](https://sms4smile.com/quotes/author/jack-lalanne/) > [No physiologist who calmly considers the question in connection with the general truths of his science, can long resist the conviction that different parts…](https://sms4smile.com/quotes/herbert-spencer/no-physiologist-who-calmly-considers-the-question-in-connection-with/) [Herbert Spencer](https://sms4smile.com/quotes/author/herbert-spencer/) > [God puts you where God needs you. You are where you are supposed to be. The job you are doing may not be any…](https://sms4smile.com/quotes/lawrence-kushner/god-puts-you-where-god-needs-you-you-are-where-you-are-supposed-to-be/) [Lawrence Kushner](https://sms4smile.com/quotes/author/lawrence-kushner/) > [Stop trying to treat music like it's a tennis shoe, something to be branded. 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