--- title: "Meaning & Key Takeaway of: I stupidly memorize my credit card and…" description: "\"I stupidly memorize my credit card and use it about thrice weekly for online shopping. The only reason I don't bankrupt myself is that I return about 7..." image: "https://sms4smile.com/quotes/i/541/mindy-kaling-672_cards_i-stupidly-memorize-my-credit-card-and-u_2354661.png" --- # I stupidly memorize my credit card and use it about thrice… ![“I stupidly memorize my credit card and use it about thrice weekly for online shopping. The only reason I don't bankrupt myself is that I return about 75% of what I buy.” quote by Mindy Kaling](https://sms4smile.com/quotes/i/541/mindy-kaling-672_cards_i-stupidly-memorize-my-credit-card-and-u_2354661.png) [Download](https://sms4smile.com/quotes/i/541/mindy-kaling-672_cards_i-stupidly-memorize-my-credit-card-and-u_2354661.png) [Open image](https://sms4smile.com/quotes/i/541/mindy-kaling-672_cards_i-stupidly-memorize-my-credit-card-and-u_2354661.png) > “I stupidly memorize my credit card and use it about thrice weekly for online shopping. The only reason I don't bankrupt myself is that I return about 75% of what I buy.” [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. She jokes about memorizing credit card details, yet avoids debt by returning most purchases, highlighting self‑control and consumer habits. **In simple terms:** She remembers her card but returns most buys. Key Takeaway Practice mindful spending and returns. Themes consumerism self‑control humor Mood lighthearted reflective Type humorous practical When to use this quote - Online shopping - budgeting - return policies Key Concepts Behavioral economics impulse buying Questions to Reflect On - Do you truly need what you buy? - What strategies could reduce impulse purchases? A Different Perspective Reliance on returns can mask underlying overspending. ★ ★ ★ ★ ★ No ratings yet [Bankrupt Return](https://sms4smile.com/quotes/about/bankrupt-return-5745609/) [Cards](https://sms4smile.com/quotes/about/cards/) [Credit](https://sms4smile.com/quotes/about/credit/) [Credit card](https://sms4smile.com/quotes/about/credit-card/) [Memorize Credit](https://sms4smile.com/quotes/about/memorize-credit-5745611/) [Online](https://sms4smile.com/quotes/about/online/) [Online shopping](https://sms4smile.com/quotes/about/online-shopping/) [Reason](https://sms4smile.com/quotes/about/reason/) [Return](https://sms4smile.com/quotes/about/return/) [Return 75](https://sms4smile.com/quotes/about/return-75-5745610/) [Shopping](https://sms4smile.com/quotes/about/shopping/) [Shopping Reason](https://sms4smile.com/quotes/about/shopping-reason-5745612/) [Thrice](https://sms4smile.com/quotes/about/thrice/) [Use](https://sms4smile.com/quotes/about/use/) ## Related quotes > [I have a whole system down for returning online shopping: a tape gun, a printer for return labels. That has replaced traditional window shopping…](https://sms4smile.com/quotes/mindy-kaling/i-have-a-whole-system-down-for-returning-online-shopping-a-tape-gun-a/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [I don't have very much time to surf the net, because it's as though my boss has a tracking device on me. The instant…](https://sms4smile.com/quotes/mindy-kaling/i-don-t-have-very-much-time-to-surf-the-net-because-it-s-as-though-my/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [Online shopping makes everything so much easier - it's a bad habit of mine.](https://sms4smile.com/quotes/barbara-palvin/online-shopping-makes-everything-so-much-easier-it-s-a-bad-habit-of/) [Barbara Palvin](https://sms4smile.com/quotes/author/barbara-palvin/) > [There is no doubt that online shopping has fed the craze for speed, because when you can't touch the fabric or try on the…](https://sms4smile.com/quotes/suzy-menkes/there-is-no-doubt-that-online-shopping-has-fed-the-craze-for-speed/) [Suzy Menkes](https://sms4smile.com/quotes/author/suzy-menkes/) > [There's nothing better than online shopping in your PJ's with a glass of wine with the kids asleep!](https://sms4smile.com/quotes/helen-wilson/there-s-nothing-better-than-online-shopping-in-your-pj-s-with-a-glass/) [Helen Wilson](https://sms4smile.com/quotes/author/helen-wilson/) > [I think anything we do - eating, walking down the street, online shopping - gives you another perspective on writing stories.](https://sms4smile.com/quotes/peter-orner/i-think-anything-we-do-eating-walking-down-the-street-online-shopping/) [Peter Orner](https://sms4smile.com/quotes/author/peter-orner/) > [“the same way in-state businesses do. This could hurt online shopping in that state, since one of the attractions”](https://sms4smile.com/quotes/anonymous/the-same-way-in-state-businesses-do-this-could-hurt-online-shopping/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [“Buying books in that 20 year period of my life in which the internet pervaded much of what I did, was quick and simple.…](https://sms4smile.com/quotes/mark-boyle/buying-books-in-that-20-year-period-of-my-life-in-which-the-internet/) [Mark Boyle](https://sms4smile.com/quotes/author/mark-boyle/) > [I like to shop. That's what I do. 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Indeed, I think we’ve seen more innovation in the last 10 months than in the last 10…](https://sms4smile.com/quotes/josh-kopelman/the-online-shopping-paradigm-is-finally-changing-indeed-i-think-we-ve/) [Josh Kopelman](https://sms4smile.com/quotes/author/josh-kopelman/) > [“The great thing about the Internet isn't that you can reconnect with old friends or stay up to date with developing world events or…](https://sms4smile.com/quotes/david-c-holley/the-great-thing-about-the-internet-isn-t-that-you-can-reconnect-with/) [David C Holley](https://sms4smile.com/quotes/author/david-c-holley/) > [When Apple introduced its game-changing iPhone in 2007, Nokia was caught sleeping on the job. Although it had actually developed an iPhone-style device -…](https://sms4smile.com/quotes/noreena-hertz/when-apple-introduced-its-game-changing-iphone-in-2007-nokia-was/) [Noreena Hertz](https://sms4smile.com/quotes/author/noreena-hertz/) > [I think for the rest of the day I'll turn to my comfort/coping mechanisms...red wine and online shopping.](https://sms4smile.com/quotes/anonymous/i-think-for-the-rest-of-the-day-i-ll-turn-to-my-comfort-coping/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) ## More by Mindy Kaling > [I think women in general like men that don't give them the thing that we want. We want a chase.](https://sms4smile.com/quotes/mindy-kaling/i-think-women-in-general-like-men-that-don-t-give-them-the-thing-that/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [When you're "East Coast" person, you are so insufferable, and you have no idea. And I was. One, because I was miserable, and nobody…](https://sms4smile.com/quotes/mindy-kaling/when-you-re-east-coast-person-you-are-so-insufferable-and-you-have-no/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [..I find it incredible impossible not to cry when I hear Stevie Nicks's "Landslide," especially the lyric: "I've been afraid of changing, because I've…](https://sms4smile.com/quotes/mindy-kaling/i-find-it-incredible-impossible-not-to-cry-when-i-hear-stevie-nicks-s/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [I must have been 10 or 11, but anything Dana Carvey ever did, I just really loved. He was on for a long time,…](https://sms4smile.com/quotes/mindy-kaling/i-must-have-been-10-or-11-but-anything-dana-carvey-ever-did-i-just/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [“As it is, I guess I find “Jack & Diane” a little disgusting. 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