--- title: "Meaning & Key Takeaway of: I just don't like people taking debt into…" description: "\"I just don't like people taking debt into retirement.\" — Michelle Singletary" image: "https://sms4smile.com/quotes/i/c17/michelle-singletary-8251_debt_i-just-don-t-like-people-taking-debt-int_2788967.jpg" --- # I just don't like people taking debt into retirement. ![“I just don't like people taking debt into retirement.” quote by Michelle Singletary](https://sms4smile.com/quotes/i/c17/michelle-singletary-8251_debt_i-just-don-t-like-people-taking-debt-int_2788967.jpg) [Download](https://sms4smile.com/quotes/i/c17/michelle-singletary-8251_debt_i-just-don-t-like-people-taking-debt-int_2788967.jpg) [Open image](https://sms4smile.com/quotes/i/c17/michelle-singletary-8251_debt_i-just-don-t-like-people-taking-debt-int_2788967.jpg) > “I just don't like people taking debt into retirement.” [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Avoiding debt in retirement protects financial security, ensuring peace of mind and independence in later years. **In simple terms:** No debt in retirement. Key Takeaway Plan for debt‑free retirement. Themes finance security retirement planning Mood prudent cautious Type financial practical When to use this quote - financial seminars - personal budgeting - retirement accounts Key Concepts budgeting long‑term investing Questions to Reflect On - How will you handle emergencies? - What strategies reduce retirement debt? A Different Perspective Unexpected expenses can arise. ★ ★ ★ ★ ★ No ratings yet [Debt](https://sms4smile.com/quotes/about/debt/) [Debt Retirement](https://sms4smile.com/quotes/about/debt-retirement-3365105/) [People](https://sms4smile.com/quotes/about/people/) [Retirement](https://sms4smile.com/quotes/about/retirement/) [Taking](https://sms4smile.com/quotes/about/taking/) [Taking Debt](https://sms4smile.com/quotes/about/taking-debt-2451320/) ## Related quotes > [Would I advise early-stage companies against taking debt? One hundred percent yes.](https://sms4smile.com/quotes/keith-teare/would-i-advise-early-stage-companies-against-taking-debt-one-hundred/) [Keith Teare](https://sms4smile.com/quotes/author/keith-teare/) > [“Lobola (“bride price”) is a retired broke father’s last hope to paying off his debts.”](https://sms4smile.com/quotes/mokokoma-mokhonoana/lobola-bride-price-is-a-retired-broke-father-s-last-hope-to-paying/) [Mokokoma Mokhonoana](https://sms4smile.com/quotes/author/mokokoma-mokhonoana/) > [In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year…](https://sms4smile.com/quotes/suze-orman/in-january-we-start-saving-money-getting-out-of-credit-card-debt/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [You'll feel better when you get all that debt off your back.](https://sms4smile.com/quotes/michelle-singletary/you-ll-feel-better-when-you-get-all-that-debt-off-your-back/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [The vast majority of debt that Anglo maintains is owed is strenuously disputed. However, I cannot now pay those loans which are due, following…](https://sms4smile.com/quotes/sean-quinn/the-vast-majority-of-debt-that-anglo-maintains-is-owed-is-strenuously/) [Sean Quinn](https://sms4smile.com/quotes/author/sean-quinn/) > [I think the day of retirement will come when I go out there and do everything I was supposed to do and I still…](https://sms4smile.com/quotes/frank-mir/i-think-the-day-of-retirement-will-come-when-i-go-out-there-and-do/) [Frank Mir](https://sms4smile.com/quotes/author/frank-mir/) > [I'll be that guy who's 80 years old and still has a job. There is no 'retire' for me.](https://sms4smile.com/quotes/big-show/i-ll-be-that-guy-who-s-80-years-old-and-still-has-a-job-there-is-no/) [Big Show](https://sms4smile.com/quotes/author/big-show/) > [Time is never more misspent than while we declaim against the want of it; all our actions are then tinctured with peevishness. The yoke…](https://sms4smile.com/quotes/johann-georg-ritter-von-zimmermann/time-is-never-more-misspent-than-while-we-declaim-against-the-want-of/) [Johann Georg Ritter von Zimmermann](https://sms4smile.com/quotes/author/johann-georg-ritter-von-zimmermann/) > [In retirement, I look for days off from my days off. Mason Cooley](https://sms4smile.com/quotes/mason-cooley/in-retirement-i-look-for-days-off-from-my-days-off-mason-cooley/) [Mason Cooley](https://sms4smile.com/quotes/author/mason-cooley/) > [The basic idea of retirement income is, to me, to get a check, two checks every month, one from your fixed income and one…](https://sms4smile.com/quotes/john-c-bogle/the-basic-idea-of-retirement-income-is-to-me-to-get-a-check-two/) [John C. Bogle](https://sms4smile.com/quotes/author/john-c-bogle/) > [Retirement is having nothing to do and someone always keeping you from it.](https://sms4smile.com/quotes/robert-breault/retirement-is-having-nothing-to-do-and-someone-always-keeping-you/) [Robert Breault](https://sms4smile.com/quotes/author/robert-breault/) > [The chief wonder of education is that it does not ruin everybody concerned in it, teachers and taught.](https://sms4smile.com/quotes/henry-adams/the-chief-wonder-of-education-is-that-it-does-not-ruin-everybody/) [Henry Adams](https://sms4smile.com/quotes/author/henry-adams/) > [I have no intention of retiring. Even my blood sugar is better when I'm working.](https://sms4smile.com/quotes/elaine-stritch/i-have-no-intention-of-retiring-even-my-blood-sugar-is-better-when-i/) [Elaine Stritch](https://sms4smile.com/quotes/author/elaine-stritch/) > [I'm not gonna squeal out that this is my 23rd retirement, my real, real retirement. But you know there comes a time where you…](https://sms4smile.com/quotes/terry-funk/i-m-not-gonna-squeal-out-that-this-is-my-23rd-retirement-my-real-real/) [Terry Funk](https://sms4smile.com/quotes/author/terry-funk/) > [Retirement? You're talking about death, right?](https://sms4smile.com/quotes/robert-altman/retirement-you-re-talking-about-death-right/) [Robert Altman](https://sms4smile.com/quotes/author/robert-altman/) ## More by Michelle Singletary > [You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married.](https://sms4smile.com/quotes/michelle-singletary/you-need-to-know-everything-you-both-need-to-be-comfortable-with/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [We all fall - even me.](https://sms4smile.com/quotes/michelle-singletary/we-all-fall-even-me/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [I love teaching people how to handle their money and I've built a brand on that skill.](https://sms4smile.com/quotes/michelle-singletary/i-love-teaching-people-how-to-handle-their-money-and-i-ve-built-a/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing…](https://sms4smile.com/quotes/michelle-singletary/you-made-a-decision-given-your-life-circumstances-and-you-have-to-be/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [You'll feel better when you get all that debt off your back.](https://sms4smile.com/quotes/michelle-singletary/you-ll-feel-better-when-you-get-all-that-debt-off-your-back/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9…](https://sms4smile.com/quotes/michelle-singletary/the-number-of-those-19-to-25-with-private-insurance-increased-from-51/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.](https://sms4smile.com/quotes/michelle-singletary/money-may-not-be-able-to-buy-you-love-but-conflicts-about-it-can/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we…](https://sms4smile.com/quotes/michelle-singletary/we-all-only-have-a-certain-amount-of-money-and-that-means-yes-we-have/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [Having kids doesn't mean they would have taken care o you.](https://sms4smile.com/quotes/michelle-singletary/having-kids-doesn-t-mean-they-would-have-taken-care-o-you/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [I'm driving my old car until I'm on a first name basis with the low tow truck drivers!](https://sms4smile.com/quotes/michelle-singletary/i-m-driving-my-old-car-until-i-m-on-a-first-name-basis-with-the-low/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping…](https://sms4smile.com/quotes/michelle-singletary/when-you-give-people-who-are-being-financially-responsible-money-you/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [Sometimes your gut is right. And sometimes not.](https://sms4smile.com/quotes/michelle-singletary/sometimes-your-gut-is-right-and-sometimes-not/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [I understand why many are still poor or struggling to make just a middle-income lifestyle. I'm a fiscal conservative, but I also have compassion…](https://sms4smile.com/quotes/michelle-singletary/i-understand-why-many-are-still-poor-or-struggling-to-make-just-a/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.](https://sms4smile.com/quotes/michelle-singletary/i-like-the-idea-of-having-a-paperless-society-but-to-be-paperless/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) > [If we aren't careful, our children will come down with 'affluenza,' a disease that causes them to confuse wants and needs. We need to…](https://sms4smile.com/quotes/michelle-singletary/if-we-aren-t-careful-our-children-will-come-down-with-affluenza-a/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) [Explore all 81 Michelle Singletary quotes ](https://sms4smile.com/quotes/author/michelle-singletary/) ## More Debt quotes > [I'm a strange mixture of my mother's curiosity; my father, who grew up the son of the manse in a Presbyterian family, who had…](https://sms4smile.com/quotes/rupert-murdoch/i-m-a-strange-mixture-of-my-mother-s-curiosity-my-father-who-grew-up/) [Rupert Murdoch](https://sms4smile.com/quotes/author/rupert-murdoch/) > [There is nothing that we can properly call our own but our time, and yet everybody fools us out of it who has a…](https://sms4smile.com/quotes/seneca-the-younger/there-is-nothing-that-we-can-properly-call-our-own-but-our-time-and/) [Seneca the Younger](https://sms4smile.com/quotes/author/seneca-the-younger/) > [Praise will come to those whose kindness leaves you without debt.](https://sms4smile.com/quotes/neil-finn/praise-will-come-to-those-whose-kindness-leaves-you-without-debt/) [Neil Finn](https://sms4smile.com/quotes/author/neil-finn/) > [“Most people, given more money, only get into more debt.”](https://sms4smile.com/quotes/robert-t-kiyosaki/most-people-given-more-money-only-get-into-more-debt/) [Robert T. Kiyosaki](https://sms4smile.com/quotes/author/robert-t-kiyosaki/) > [“An honest man is a debtless man, he doesn't owe anyone anything.”](https://sms4smile.com/quotes/amit-kalantri/an-honest-man-is-a-debtless-man-he-doesn-t-owe-anyone-anything/) [Amit Kalantri](https://sms4smile.com/quotes/author/amit-kalantri/) > [It is perhaps my greatest hope, Mr. President, that some day we'll consider tax and spending measures with no one else in mind but…](https://sms4smile.com/quotes/john-mccain/it-is-perhaps-my-greatest-hope-mr-president-that-some-day-we-ll/) [John McCain](https://sms4smile.com/quotes/author/john-mccain/) > [The American people reject the idea of giving Washington a blank check to increase the debt limit.](https://sms4smile.com/quotes/martha-roby/the-american-people-reject-the-idea-of-giving-washington-a-blank/) [Martha Roby](https://sms4smile.com/quotes/author/martha-roby/) > [Without a trace of irony I can say I have been blessed with brilliant enemies. I owe them a great debt, because they redoubled…](https://sms4smile.com/quotes/e-o-wilson/without-a-trace-of-irony-i-can-say-i-have-been-blessed-with-brilliant/) [E. O. Wilson](https://sms4smile.com/quotes/author/e-o-wilson/) > [I love Black Sabbath. They made an amazing contribution to music today. Almost every band that made it big in the Nineties owed a…](https://sms4smile.com/quotes/dave-grohl/i-love-black-sabbath-they-made-an-amazing-contribution-to-music-today/) [Dave Grohl](https://sms4smile.com/quotes/author/dave-grohl/) > [“The human eye is restricted to see the useen, because there’s a price to be paid to the rulers of this image and if…](https://sms4smile.com/quotes/michael-bassey-johnson/the-human-eye-is-restricted-to-see-the-useen-because-there-s-a-price/) [Michael Bassey Johnson](https://sms4smile.com/quotes/author/michael-bassey-johnson/) > [It is a well-settled principle of the international code that where one nation owes another a liquidated debt which it refuses or neglects to…](https://sms4smile.com/quotes/andrew-jackson/it-is-a-well-settled-principle-of-the-international-code-that-where/) [Andrew Jackson](https://sms4smile.com/quotes/author/andrew-jackson/) > [Student loans have been helpful to many. But they offer neither incentive nor assistance to those students who, by reason of family or other…](https://sms4smile.com/quotes/john-f-kennedy/student-loans-have-been-helpful-to-many-but-they-offer-neither/) [John F. Kennedy](https://sms4smile.com/quotes/author/john-f-kennedy/) > [Our sins are debts that none can pay but Christ. It is not our tears, but His blood; it is not our sighs, but…](https://sms4smile.com/quotes/thomas-brooks/our-sins-are-debts-that-none-can-pay-but-christ-it-is-not-our-tears/) [Thomas Brooks](https://sms4smile.com/quotes/author/thomas-brooks/) > [Instead of explaining the sober facts of mechanics and electricity, I want to say a few words about the debt which we owe to…](https://sms4smile.com/quotes/felix-bloch/instead-of-explaining-the-sober-facts-of-mechanics-and-electricity-i/) [Felix Bloch](https://sms4smile.com/quotes/author/felix-bloch/) > [“Suckers think that you cure greed with money, addiction with substances, expert problems with experts, banking with bankers, economics with economists, and debt crises…](https://sms4smile.com/quotes/nassim-nicholas-taleb/suckers-think-that-you-cure-greed-with-money-addiction-with/) [Nassim Nicholas Taleb](https://sms4smile.com/quotes/author/nassim-nicholas-taleb/) [Browse all 2,345 Debt quotes ](https://sms4smile.com/quotes/about/debt/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "I just don't like people taking debt into retirement.", "creator": { "@type": "Person", "name": "Michelle Singletary" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/michelle-singletary/i-just-don-t-like-people-taking-debt-into-retirement/", "about": { "@type": "Thing", "name": "Debt" }, "@id": "https://sms4smile.com/quotes/michelle-singletary/i-just-don-t-like-people-taking-debt-into-retirement/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/c17/michelle-singletary-8251_debt_i-just-don-t-like-people-taking-debt-int_2788967.jpg", "contentUrl": "https://sms4smile.com/quotes/i/c17/michelle-singletary-8251_debt_i-just-don-t-like-people-taking-debt-int_2788967.jpg", "url": "https://sms4smile.com/quotes/i/c17/michelle-singletary-8251_debt_i-just-don-t-like-people-taking-debt-int_2788967.jpg", "width": 1080, "height": 1080, "caption": "“I just don't like people taking debt into retirement.” — Michelle Singletary", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Michelle Singletary", "item": "https://sms4smile.com/quotes/author/michelle-singletary/" }, { "@type": "ListItem", "position": 4, "name": "I just don't like people taking...", "item": "https://sms4smile.com/quotes/michelle-singletary/i-just-don-t-like-people-taking-debt-into-retirement/" } ], "@id": "https://sms4smile.com/quotes/michelle-singletary/i-just-don-t-like-people-taking-debt-into-retirement/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```