--- title: "Meaning & Key Takeaway of: It's a sensible rule that says before you…" description: "\"It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.\" — Martin Lewis" image: "https://sms4smile.com/quotes/i/57b/martin-lewis-71065_mortgage_it-s-a-sensible-rule-that-says-before-yo_1736239.jpg" --- # It's a sensible rule that says before you get a mortgage… ![“It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.” quote by Martin Lewis](https://sms4smile.com/quotes/i/57b/martin-lewis-71065_mortgage_it-s-a-sensible-rule-that-says-before-yo_1736239.jpg) [Download](https://sms4smile.com/quotes/i/57b/martin-lewis-71065_mortgage_it-s-a-sensible-rule-that-says-before-yo_1736239.jpg) [Open image](https://sms4smile.com/quotes/i/57b/martin-lewis-71065_mortgage_it-s-a-sensible-rule-that-says-before-yo_1736239.jpg) > “It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.” [Martin Lewis](https://sms4smile.com/quotes/author/martin-lewis/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Before borrowing, verify affordability to avoid financial strain; responsible budgeting prevents debt. **In simple terms:** Check if you can afford it. Key Takeaway Assess finances before committing. Themes financial responsibility budgeting mortgage Mood practical cautious Type advice educational When to use this quote - home buying - car loans - credit decisions Key Concepts economics personal finance Questions to Reflect On - What steps do you take to evaluate affordability? - How can you build a safety net? A Different Perspective Unexpected expenses can still arise after careful planning. ★ ★ ★ ★ ★ No ratings yet [Afford](https://sms4smile.com/quotes/about/afford/) [Checked Afford](https://sms4smile.com/quotes/about/checked-afford-1475764/) [Mortgage](https://sms4smile.com/quotes/about/mortgage/) [Mortgage Checked](https://sms4smile.com/quotes/about/mortgage-checked-1475762/) [Rich](https://sms4smile.com/quotes/about/rich/) [Says Mortgage](https://sms4smile.com/quotes/about/says-mortgage-1475763/) [Sensible](https://sms4smile.com/quotes/about/sensible/) [Sensible Rule](https://sms4smile.com/quotes/about/sensible-rule-1475765/) [Should](https://sms4smile.com/quotes/about/should/) ## Related quotes > [To do exactly as your neighbors do is the only sensible rule.](https://sms4smile.com/quotes/emily-post/to-do-exactly-as-your-neighbors-do-is-the-only-sensible-rule/) [Emily Post](https://sms4smile.com/quotes/author/emily-post/) > [We have seen the big loan servicers drag their feet in the Obama administration's well-intentioned mortgage modification program.](https://sms4smile.com/quotes/sheldon-whitehouse/we-have-seen-the-big-loan-servicers-drag-their-feet-in-the-obama/) [Sheldon Whitehouse](https://sms4smile.com/quotes/author/sheldon-whitehouse/) > [I think something that forces financial institutions to write down underwater mortgages, I think, would be a sensible thing to do.](https://sms4smile.com/quotes/christina-romer/i-think-something-that-forces-financial-institutions-to-write-down/) [Christina Romer](https://sms4smile.com/quotes/author/christina-romer/) > [You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your…](https://sms4smile.com/quotes/dave-ramsey/you-don-t-want-to-have-so-much-money-going-toward-your-mortgage-every/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [I am asking my Attorney General to create a special unit of federal prosecutors and leading state attorneys general to expand our investigations into…](https://sms4smile.com/quotes/barack-obama/i-am-asking-my-attorney-general-to-create-a-special-unit-of-federal/) [Barack Obama](https://sms4smile.com/quotes/author/barack-obama/) > [The old notion that children are the private property of parents dies very slowly. 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