--- title: "Meaning & Key Takeaway of: A home is still the biggest asset that…" description: "\"A home is still the biggest asset that most Americans own.\" — Mark Zandi" image: "https://sms4smile.com/quotes/i/b65/mark-zandi-12567_americans_a-home-is-still-the-biggest-asset-that-m_1950090.png" --- # A home is still the biggest asset that most Americans own. ![“A home is still the biggest asset that most Americans own.” quote by Mark Zandi](https://sms4smile.com/quotes/i/b65/mark-zandi-12567_americans_a-home-is-still-the-biggest-asset-that-m_1950090.png) [Download](https://sms4smile.com/quotes/i/b65/mark-zandi-12567_americans_a-home-is-still-the-biggest-asset-that-m_1950090.png) [Open image](https://sms4smile.com/quotes/i/b65/mark-zandi-12567_americans_a-home-is-still-the-biggest-asset-that-m_1950090.png) > “A home is still the biggest asset that most Americans own.” [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Homeownership remains the largest personal wealth component for most U.S. households, outweighing financial assets and retirement accounts. **In simple terms:** Homes are the biggest personal asset for Americans. Key Takeaway Consider building equity through home ownership. Themes wealth housing financial stability Mood cautious pragmatic Type advisory analytical When to use this quote - personal finance planning - mortgage decisions - retirement strategy - estate planning Key Concepts equity asset accumulation homeownership trends Questions to Reflect On - How does home equity affect your long‑term financial goals? - What risks do you face if housing prices fall? A Different Perspective Home value can decline, and maintenance costs can erode net worth. ★ ★ ★ ★ ★ No ratings yet [Americans](https://sms4smile.com/quotes/about/americans/) [Asset](https://sms4smile.com/quotes/about/asset/) [Asset Americans](https://sms4smile.com/quotes/about/asset-americans-3158649/) [Assets](https://sms4smile.com/quotes/about/assets/) [Biggest Asset](https://sms4smile.com/quotes/about/biggest-asset-717501/) [Home](https://sms4smile.com/quotes/about/home/) [Home Biggest](https://sms4smile.com/quotes/about/home-biggest-821588/) [Housing](https://sms4smile.com/quotes/about/housing/) [Stills](https://sms4smile.com/quotes/about/stills/) ## Related quotes > [Invest in as much of yourself as you can, you are your own biggest asset by far.](https://sms4smile.com/quotes/warren-buffett/invest-in-as-much-of-yourself-as-you-can-you-are-your-own-biggest/) [Warren Buffett](https://sms4smile.com/quotes/author/warren-buffett/) > [I don't let people score on me. I think that's my biggest asset.](https://sms4smile.com/quotes/malcolm-brogdon/i-don-t-let-people-score-on-me-i-think-that-s-my-biggest-asset/) [Malcolm Brogdon](https://sms4smile.com/quotes/author/malcolm-brogdon/) > [I think winning games is my biggest asset, knowing how to win.](https://sms4smile.com/quotes/malcolm-brogdon/i-think-winning-games-is-my-biggest-asset-knowing-how-to-win/) [Malcolm Brogdon](https://sms4smile.com/quotes/author/malcolm-brogdon/) > [My biggest asset is that I know how to learn, and that, I believe, will help me in the long run.](https://sms4smile.com/quotes/kangna-ranaut/my-biggest-asset-is-that-i-know-how-to-learn-and-that-i-believe-will/) [Kangna Ranaut](https://sms4smile.com/quotes/author/kangna-ranaut/) > [My faith has really been the biggest asset of my career. It has grounded me and let me focus on what's important.](https://sms4smile.com/quotes/yvonne-orji/my-faith-has-really-been-the-biggest-asset-of-my-career-it-has/) [Yvonne Orji](https://sms4smile.com/quotes/author/yvonne-orji/) > [My mind is my biggest asset.](https://sms4smile.com/quotes/tiger-woods/my-mind-is-my-biggest-asset/) [Tiger Woods](https://sms4smile.com/quotes/author/tiger-woods/) > [People's jobs are the biggest asset that they have. The net present value of your job is worth more than your house or your…](https://sms4smile.com/quotes/david-malpass/people-s-jobs-are-the-biggest-asset-that-they-have-the-net-present/) [David Malpass](https://sms4smile.com/quotes/author/david-malpass/) > [My biggest asset is not cash - it's a large, growing, devout fanbase.](https://sms4smile.com/quotes/imogen-heap/my-biggest-asset-is-not-cash-it-s-a-large-growing-devout-fanbase/) [Imogen Heap](https://sms4smile.com/quotes/author/imogen-heap/) > [“Your integrity is your biggest asset.”](https://sms4smile.com/quotes/simon-chadwick/your-integrity-is-your-biggest-asset/) [Simon Chadwick](https://sms4smile.com/quotes/author/simon-chadwick/) > [My biggest asset is my combination of size and speed.](https://sms4smile.com/quotes/chad-ochocinco/my-biggest-asset-is-my-combination-of-size-and-speed/) [Chad Ochocinco](https://sms4smile.com/quotes/author/chad-ochocinco/) > [The biggest asset you have is your earning capacity, and that depends entirely on your attitude.](https://sms4smile.com/quotes/ben-feldman/the-biggest-asset-you-have-is-your-earning-capacity-and-that-depends/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [If you can't go home, there is nowhere to go, and nowhere is the biggest place in the world-indeed, nowhere is the world.](https://sms4smile.com/quotes/aleksandar-hemon/if-you-can-t-go-home-there-is-nowhere-to-go-and-nowhere-is-the/) [Aleksandar Hemon](https://sms4smile.com/quotes/author/aleksandar-hemon/) > [I have a fantastic studio in my home, and it's my biggest toy. I have about a half a million dollars worth of musical…](https://sms4smile.com/quotes/antonio-banderas/i-have-a-fantastic-studio-in-my-home-and-it-s-my-biggest-toy-i-have/) [Antonio Banderas](https://sms4smile.com/quotes/author/antonio-banderas/) > [I think Kwame will be an asset to the Lakers.](https://sms4smile.com/quotes/kareem-abdul-jabbar/i-think-kwame-will-be-an-asset-to-the-lakers/) [Kareem Abdul-Jabbar](https://sms4smile.com/quotes/author/kareem-abdul-jabbar/) > [Most people put money in their piggy bank. I buy a goose that lays golden eggs over and over again. That's what an asset…](https://sms4smile.com/quotes/robert-kiyosaki/most-people-put-money-in-their-piggy-bank-i-buy-a-goose-that-lays/) [Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/) ## More by Mark Zandi > [Our biggest challenge is to eliminate the popular perception that economists don't have anything useful to say.](https://sms4smile.com/quotes/mark-zandi/our-biggest-challenge-is-to-eliminate-the-popular-perception-that/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [In a normal time, I don't think economic policy makes a large difference one way or another. But in times of crisis it makes…](https://sms4smile.com/quotes/mark-zandi/in-a-normal-time-i-don-t-think-economic-policy-makes-a-large/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [It is easy to be pessimistic. These are extraordinarily difficult times, and the collective psyche is teetering. But we are closer to righting the…](https://sms4smile.com/quotes/mark-zandi/it-is-easy-to-be-pessimistic-these-are-extraordinarily-difficult/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [No one should expect the value of their house to appreciate quickly - counting on your home to be a significant part of your…](https://sms4smile.com/quotes/mark-zandi/no-one-should-expect-the-value-of-their-house-to-appreciate-quickly/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [We're getting job creation in healthcare and educational services. We've been getting that all along. It's demographically driven, it's funded by the government, and…](https://sms4smile.com/quotes/mark-zandi/we-re-getting-job-creation-in-healthcare-and-educational-services-we/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [There are different flavors of recession. You can get into some pretty dark scenarios pretty quickly.](https://sms4smile.com/quotes/mark-zandi/there-are-different-flavors-of-recession-you-can-get-into-some-pretty/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [Buying a home wouldn't make much sense if house prices were likely to decline further; no one wants to catch a falling knife.](https://sms4smile.com/quotes/mark-zandi/buying-a-home-wouldn-t-make-much-sense-if-house-prices-were-likely-to/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [I'm a registered Democrat.](https://sms4smile.com/quotes/mark-zandi/i-m-a-registered-democrat/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [Now, I do think when we move into 2012 and '13 when, presumably, the economy is on firmer ground, I would allow the tax…](https://sms4smile.com/quotes/mark-zandi/now-i-do-think-when-we-move-into-2012-and-13-when-presumably-the/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [At the center of every recession is a serious imbalance in the economy and mirrored in the financial system. Think subprime mortgage and the…](https://sms4smile.com/quotes/mark-zandi/at-the-center-of-every-recession-is-a-serious-imbalance-in-the/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and…](https://sms4smile.com/quotes/mark-zandi/there-is-no-better-way-to-quickly-buoy-hard-pressed-homeowners-than/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and…](https://sms4smile.com/quotes/mark-zandi/the-average-credit-score-of-today-s-fha-borrowers-is-higher-than-the/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [An overheating economy, characterized by accelerating inflation and rising interest rates, is another precondition for recession. This doesn't describe today's economy.](https://sms4smile.com/quotes/mark-zandi/an-overheating-economy-characterized-by-accelerating-inflation-and/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that…](https://sms4smile.com/quotes/mark-zandi/too-easy-credit-and-millions-of-bad-loans-made-during-the-u-s-housing/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) > [Distressed properties are often vacant and in disrepair, and thus sold at significant discounts. As the share of distressed sales grows, home prices fall.](https://sms4smile.com/quotes/mark-zandi/distressed-properties-are-often-vacant-and-in-disrepair-and-thus-sold/) [Mark Zandi](https://sms4smile.com/quotes/author/mark-zandi/) [Explore all 54 Mark Zandi quotes ](https://sms4smile.com/quotes/author/mark-zandi/) ## More Americans quotes > [“People – Americans, mostly – realise how attached they are to material comforts when they arrive in India.”](https://sms4smile.com/quotes/paul-william-roberts/people-americans-mostly-realise-how-attached-they-are-to-material/) [Paul William Roberts](https://sms4smile.com/quotes/author/paul-william-roberts/) > [Music has an intrinsic value that touches Americans - they love their music, and want more.](https://sms4smile.com/quotes/hilary-rosen/music-has-an-intrinsic-value-that-touches-americans-they-love-their/) [Hilary Rosen](https://sms4smile.com/quotes/author/hilary-rosen/) > [Americans are very friendly and very suspicious, that is what Americans are and that is what always upsets the foreigner, who deals with them,…](https://sms4smile.com/quotes/gertrude-stein/americans-are-very-friendly-and-very-suspicious-that-is-what/) [Gertrude Stein](https://sms4smile.com/quotes/author/gertrude-stein/) > [“Medical studies have shown that cursing reduces levels of stress and pain. Repressing your anger is not healthy. It's much better to verbalize it,…](https://sms4smile.com/quotes/oliver-markus-malloy/medical-studies-have-shown-that-cursing-reduces-levels-of-stress-and/) [Oliver Markus Malloy](https://sms4smile.com/quotes/author/oliver-markus-malloy/) > [Just because the Americans are so good at rattling out accessible and cheap junk food, nobody looks twice when it comes to their food.…](https://sms4smile.com/quotes/jamie-oliver/just-because-the-americans-are-so-good-at-rattling-out-accessible-and/) [Jamie Oliver](https://sms4smile.com/quotes/author/jamie-oliver/) > [My parents don't care what Americans think of us; we just care what the other Indian people in our community think of us.](https://sms4smile.com/quotes/himanshu-suri/my-parents-don-t-care-what-americans-think-of-us-we-just-care-what/) [Himanshu Suri](https://sms4smile.com/quotes/author/himanshu-suri/) > [When Americans, who have no idea who I am, laugh at my jokes, it's exactly the same if someone loves you even if you're…](https://sms4smile.com/quotes/gad-elmaleh/when-americans-who-have-no-idea-who-i-am-laugh-at-my-jokes-it-s/) [Gad Elmaleh](https://sms4smile.com/quotes/author/gad-elmaleh/) > [So Americans understand the costs of war. Yet as a country, we will never tolerate our security being threatened, nor stand idly by when…](https://sms4smile.com/quotes/barack-obama/so-americans-understand-the-costs-of-war-yet-as-a-country-we-will/) [Barack Obama](https://sms4smile.com/quotes/author/barack-obama/) > [We Americans tend to be a prodigal lot. We are as careless with our personal resources as we are with the resources of nature,…](https://sms4smile.com/quotes/catherine-crook-de-camp/we-americans-tend-to-be-a-prodigal-lot-we-are-as-careless-with-our/) [Catherine Crook de Camp](https://sms4smile.com/quotes/author/catherine-crook-de-camp/) > [Americans will put up with anything provided it doesn't block traffic.](https://sms4smile.com/quotes/dan-rather/americans-will-put-up-with-anything-provided-it-doesn-t-block-traffic/) [Dan Rather](https://sms4smile.com/quotes/author/dan-rather/) > [Most Americans believe in fairness; we believe that people should work hard but there should be a safety net. We believe in saving the…](https://sms4smile.com/quotes/nancy-maclean/most-americans-believe-in-fairness-we-believe-that-people-should-work/) [Nancy MacLean](https://sms4smile.com/quotes/author/nancy-maclean/) > [“Using a wide variety of media, we could demonstrate for our fellow Americans their anxieties, desires, insufficiencies, and frustrations--and how to assuage them all.…](https://sms4smile.com/quotes/joshua-ferris/using-a-wide-variety-of-media-we-could-demonstrate-for-our-fellow/) [Joshua Ferris](https://sms4smile.com/quotes/author/joshua-ferris/) > [The Americans say that we are ungrateful-but I ask them for heaven's sake, what should we be grateful to them for-for murdering our fathers…](https://sms4smile.com/quotes/david-walker/the-americans-say-that-we-are-ungrateful-but-i-ask-them-for-heaven-s/) [David Walker](https://sms4smile.com/quotes/author/david-walker/) > [So many Korean Americans like me came to this country with the hope of achieving their own American Dream.](https://sms4smile.com/quotes/michelle-steel/so-many-korean-americans-like-me-came-to-this-country-with-the-hope/) [Michelle Steel](https://sms4smile.com/quotes/author/michelle-steel/) > [You are Americans. You love this country. Together we are entrusted with the principles that represent mankind's greatest political and social achievement.](https://sms4smile.com/quotes/paul-tsongas/you-are-americans-you-love-this-country-together-we-are-entrusted/) [Paul Tsongas](https://sms4smile.com/quotes/author/paul-tsongas/) [Browse all 1,536 Americans quotes ](https://sms4smile.com/quotes/about/americans/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "A home is still the biggest asset that most Americans own.", "creator": { "@type": "Person", "name": "Mark Zandi" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/mark-zandi/a-home-is-still-the-biggest-asset-that-most-americans-own/", "about": { "@type": "Thing", "name": "Americans" }, "@id": "https://sms4smile.com/quotes/mark-zandi/a-home-is-still-the-biggest-asset-that-most-americans-own/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b65/mark-zandi-12567_americans_a-home-is-still-the-biggest-asset-that-m_1950090.png", "contentUrl": "https://sms4smile.com/quotes/i/b65/mark-zandi-12567_americans_a-home-is-still-the-biggest-asset-that-m_1950090.png", "url": "https://sms4smile.com/quotes/i/b65/mark-zandi-12567_americans_a-home-is-still-the-biggest-asset-that-m_1950090.png", "width": 1080, "height": 1080, "caption": "“A home is still the biggest asset that most Americans own.” — Mark Zandi", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Mark Zandi", "item": "https://sms4smile.com/quotes/author/mark-zandi/" }, { "@type": "ListItem", "position": 4, "name": "A home is still the biggest...", "item": "https://sms4smile.com/quotes/mark-zandi/a-home-is-still-the-biggest-asset-that-most-americans-own/" } ], "@id": "https://sms4smile.com/quotes/mark-zandi/a-home-is-still-the-biggest-asset-that-most-americans-own/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```