--- title: "Meaning & Key Takeaway of: When you are continuing to be in debt or…" description: "\"When you are continuing to be in debt or are going deeper into it, every time a creditor calls, it rubs your face not only in how vulnerable you are, b..." image: "https://sms4smile.com/quotes/i/c04/mark-goulston-4177_debt_when-you-are-continuing-to-be-in-debt-or_2658030.jpg" --- # When you are continuing to be in debt or are going deeper… ![“When you are continuing to be in debt or are going deeper into it, every time a creditor calls, it rubs your face not only in how vulnerable you are, but that people are out to get something from you that you don't have to give.” quote by Mark Goulston](https://sms4smile.com/quotes/i/c04/mark-goulston-4177_debt_when-you-are-continuing-to-be-in-debt-or_2658030.jpg) [Download](https://sms4smile.com/quotes/i/c04/mark-goulston-4177_debt_when-you-are-continuing-to-be-in-debt-or_2658030.jpg) [Open image](https://sms4smile.com/quotes/i/c04/mark-goulston-4177_debt_when-you-are-continuing-to-be-in-debt-or_2658030.jpg) > “When you are continuing to be in debt or are going deeper into it, every time a creditor calls, it rubs your face not only in how vulnerable you are, but that people are out to get something from you that you don't have to give.” [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Debt creates vulnerability; creditor calls feel like exploitation, highlighting power imbalance. **In simple terms:** Debt makes you feel vulnerable. Key Takeaway Manage finances to reduce dependency. Themes debt vulnerability exploitation power dynamics Mood anxious determined Type practical reflective When to use this quote - personal finance - loan negotiations - business dealings Key Concepts economics psychology Questions to Reflect On - How can you protect yourself from predatory lenders? - What steps can improve your financial resilience? A Different Perspective Some creditors act ethically. ★ ★ ★ ★ ★ No ratings yet [Continuing Debt](https://sms4smile.com/quotes/about/continuing-debt-2403658/) [Creditor](https://sms4smile.com/quotes/about/creditor-1091942/) [Creditor Calls](https://sms4smile.com/quotes/about/creditor-calls-2403657/) [Debt](https://sms4smile.com/quotes/about/debt/) [Debt Going](https://sms4smile.com/quotes/about/debt-going-954873/) [Face](https://sms4smile.com/quotes/about/face/) [Face Vulnerable](https://sms4smile.com/quotes/about/face-vulnerable-2403659/) [Only](https://sms4smile.com/quotes/about/only/) [People](https://sms4smile.com/quotes/about/people/) [Something](https://sms4smile.com/quotes/about/something/) [Time](https://sms4smile.com/quotes/about/time/) ## Related quotes > [Let no debt remain outstanding, except the continuing debt to love another.](https://sms4smile.com/quotes/jon-foreman/let-no-debt-remain-outstanding-except-the-continuing-debt-to-love/) [Jon Foreman](https://sms4smile.com/quotes/author/jon-foreman/) > [If you're thinking of debt, that's what you're going to attract.](https://sms4smile.com/quotes/bob-proctor/if-you-re-thinking-of-debt-that-s-what-you-re-going-to-attract/) [Bob Proctor](https://sms4smile.com/quotes/author/bob-proctor/) > [We're at the end of long cycle that began in 1945, loading the economy with debt. We're not going to be able to get…](https://sms4smile.com/quotes/michael-hudson/we-re-at-the-end-of-long-cycle-that-began-in-1945-loading-the-economy/) [Michael Hudson](https://sms4smile.com/quotes/author/michael-hudson/) > [“Love is an ongoing debt that we owe each other, a debt that should never be paid off. Paul made this clear when he…](https://sms4smile.com/quotes/myles-munroe/love-is-an-ongoing-debt-that-we-owe-each-other-a-debt-that-should/) [Myles Munroe](https://sms4smile.com/quotes/author/myles-munroe/) > [ The problem is that the way \[President\] Bush has done it over the last eight years is to take out a credit card from… ](https://sms4smile.com/quotes/barack-obama/the-problem-is-that-the-way-president-bush-has-done-it-over-the-last/) [Barack Obama](https://sms4smile.com/quotes/author/barack-obama/) > [There is absolutely no way that the U.S. will ever default on its debt. We are not going to do that.](https://sms4smile.com/quotes/mick-mulvaney/there-is-absolutely-no-way-that-the-u-s-will-ever-default-on-its-debt/) [Mick Mulvaney](https://sms4smile.com/quotes/author/mick-mulvaney/) > [The truth, Prime Minister, is that you have run out of our money. The country as a whole is now in negative equity. Every…](https://sms4smile.com/quotes/daniel-hannan/the-truth-prime-minister-is-that-you-have-run-out-of-our-money-the/) [Daniel Hannan](https://sms4smile.com/quotes/author/daniel-hannan/) > [When the economy's shrinking, providing jobs, spending on things like infrastructure can actually increase revenue and drive down debt. And then, there's going to…](https://sms4smile.com/quotes/barack-obama/when-the-economy-s-shrinking-providing-jobs-spending-on-things-like/) [Barack Obama](https://sms4smile.com/quotes/author/barack-obama/) > [The interest on our debt is going to collapse this country.](https://sms4smile.com/quotes/ted-yoho/the-interest-on-our-debt-is-going-to-collapse-this-country/) [Ted Yoho](https://sms4smile.com/quotes/author/ted-yoho/) > [Greece's debt is going to be a function of a lot of factors down the road.](https://sms4smile.com/quotes/charles-dallara/greece-s-debt-is-going-to-be-a-function-of-a-lot-of-factors-down-the/) [Charles Dallara](https://sms4smile.com/quotes/author/charles-dallara/) > [A creditor is worse than a slave-owner; for the master owns only your person, but a creditor owns your dignity, and can command it.](https://sms4smile.com/quotes/victor-hugo/a-creditor-is-worse-than-a-slave-owner-for-the-master-owns-only-your/) [Victor Hugo](https://sms4smile.com/quotes/author/victor-hugo/) > [Whatever we owe, it is our part to find where to pay it, and to do it without asking, too; for whether the creditor…](https://sms4smile.com/quotes/seneca-the-younger/whatever-we-owe-it-is-our-part-to-find-where-to-pay-it-and-to-do-it/) [Seneca the Younger](https://sms4smile.com/quotes/author/seneca-the-younger/) > [“Quod non legitur, non creditor.”](https://sms4smile.com/quotes/john-bouvier/quod-non-legitur-non-creditor/) [John Bouvier](https://sms4smile.com/quotes/author/john-bouvier/) > [“owing money was the beginning of slavery … a creditor was worse than a boss, for a boss only owns your person but a…](https://sms4smile.com/quotes/victor-hugo/owing-money-was-the-beginning-of-slavery-a-creditor-was-worse-than-a/) [Victor Hugo](https://sms4smile.com/quotes/author/victor-hugo/) > [The creditor whose appearance gladdens the heart of a debtor may hold his head in sunbeams and his foot on storms.](https://sms4smile.com/quotes/johann-kaspar-lavater/the-creditor-whose-appearance-gladdens-the-heart-of-a-debtor-may-hold/) [Johann Kaspar Lavater](https://sms4smile.com/quotes/author/johann-kaspar-lavater/) ## More by Mark Goulston > [The most influential people strive for genuine buy-in and commitment - they don't rely on compliance techniques that only secure short-term persuasion.](https://sms4smile.com/quotes/mark-goulston/the-most-influential-people-strive-for-genuine-buy-in-and-commitment/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [When you know you haven't been connecting with, persuading, or getting through to someone, consciously pause before meeting them and say to yourself, 'During…](https://sms4smile.com/quotes/mark-goulston/when-you-know-you-haven-t-been-connecting-with-persuading-or-getting/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [Too often, founders make decisions before determining whether they are the right thing to do. These decisions often create chaos in their companies where…](https://sms4smile.com/quotes/mark-goulston/too-often-founders-make-decisions-before-determining-whether-they-are/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [If fun puts a smile on your face, beauty and elegance put a smile in your heart and take your breath away. It's longer-lasting…](https://sms4smile.com/quotes/mark-goulston/if-fun-puts-a-smile-on-your-face-beauty-and-elegance-put-a-smile-in/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [The crux is this: you can't be sincerely empathic towards and angry at someone at the same moment. In other words, you can't walk…](https://sms4smile.com/quotes/mark-goulston/the-crux-is-this-you-can-t-be-sincerely-empathic-towards-and-angry-at/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [As a general rule, when your child, or anyone in the work force, doesn't know what he/she wants to do, they should instead always…](https://sms4smile.com/quotes/mark-goulston/as-a-general-rule-when-your-child-or-anyone-in-the-work-force-doesn-t/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [People act on what they want more often than what they need.](https://sms4smile.com/quotes/mark-goulston/people-act-on-what-they-want-more-often-than-what-they-need/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [Presence is in the eye and ear and gut of the beholder. When you are totally present in a conversation or in a meeting,…](https://sms4smile.com/quotes/mark-goulston/presence-is-in-the-eye-and-ear-and-gut-of-the-beholder-when-you-are/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [When you're trying to persuade people, more often than not, they feel you're being pushy. When you focus on influencing them, they're much less…](https://sms4smile.com/quotes/mark-goulston/when-you-re-trying-to-persuade-people-more-often-than-not-they-feel/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [One of the reasons it is so difficult to break a connection to something or someone you have imprinted on is that after you…](https://sms4smile.com/quotes/mark-goulston/one-of-the-reasons-it-is-so-difficult-to-break-a-connection-to/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [Gen X entrepreneurs are frequently smart, tough, tenacious, and self-made. That said, to succeed in their companies, they often have sacrificed being emotionally involved…](https://sms4smile.com/quotes/mark-goulston/gen-x-entrepreneurs-are-frequently-smart-tough-tenacious-and-self/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [In my life, I think I have had more than two hundred significant breakthroughs that exponentially accelerated my life forward. However, each and every…](https://sms4smile.com/quotes/mark-goulston/in-my-life-i-think-i-have-had-more-than-two-hundred-significant/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [Happy couples resist the temptation to go to bed at different times. They go to bed at the same time, even if one partner…](https://sms4smile.com/quotes/mark-goulston/happy-couples-resist-the-temptation-to-go-to-bed-at-different-times/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [You can't create more jobs for an economy where the vast majority of people are hesitant and even afraid to spend and buy.](https://sms4smile.com/quotes/mark-goulston/you-can-t-create-more-jobs-for-an-economy-where-the-vast-majority-of/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) > [President Reagan preached 'trickle down economics' but naively did not reckon on the fact that the wealthy would only care about getting more for…](https://sms4smile.com/quotes/mark-goulston/president-reagan-preached-trickle-down-economics-but-naively-did-not/) [Mark Goulston](https://sms4smile.com/quotes/author/mark-goulston/) [Explore all 115 Mark Goulston quotes ](https://sms4smile.com/quotes/author/mark-goulston/) ## More Debt quotes > [I'm a strange mixture of my mother's curiosity; my father, who grew up the son of the manse in a Presbyterian family, who had…](https://sms4smile.com/quotes/rupert-murdoch/i-m-a-strange-mixture-of-my-mother-s-curiosity-my-father-who-grew-up/) [Rupert Murdoch](https://sms4smile.com/quotes/author/rupert-murdoch/) > [There is nothing that we can properly call our own but our time, and yet everybody fools us out of it who has a…](https://sms4smile.com/quotes/seneca-the-younger/there-is-nothing-that-we-can-properly-call-our-own-but-our-time-and/) [Seneca the Younger](https://sms4smile.com/quotes/author/seneca-the-younger/) > [Praise will come to those whose kindness leaves you without debt.](https://sms4smile.com/quotes/neil-finn/praise-will-come-to-those-whose-kindness-leaves-you-without-debt/) [Neil Finn](https://sms4smile.com/quotes/author/neil-finn/) > [“Most people, given more money, only get into more debt.”](https://sms4smile.com/quotes/robert-t-kiyosaki/most-people-given-more-money-only-get-into-more-debt/) [Robert T. Kiyosaki](https://sms4smile.com/quotes/author/robert-t-kiyosaki/) > [“An honest man is a debtless man, he doesn't owe anyone anything.”](https://sms4smile.com/quotes/amit-kalantri/an-honest-man-is-a-debtless-man-he-doesn-t-owe-anyone-anything/) [Amit Kalantri](https://sms4smile.com/quotes/author/amit-kalantri/) > [It is perhaps my greatest hope, Mr. President, that some day we'll consider tax and spending measures with no one else in mind but…](https://sms4smile.com/quotes/john-mccain/it-is-perhaps-my-greatest-hope-mr-president-that-some-day-we-ll/) [John McCain](https://sms4smile.com/quotes/author/john-mccain/) > [The American people reject the idea of giving Washington a blank check to increase the debt limit.](https://sms4smile.com/quotes/martha-roby/the-american-people-reject-the-idea-of-giving-washington-a-blank/) [Martha Roby](https://sms4smile.com/quotes/author/martha-roby/) > [Without a trace of irony I can say I have been blessed with brilliant enemies. I owe them a great debt, because they redoubled…](https://sms4smile.com/quotes/e-o-wilson/without-a-trace-of-irony-i-can-say-i-have-been-blessed-with-brilliant/) [E. O. Wilson](https://sms4smile.com/quotes/author/e-o-wilson/) > [I love Black Sabbath. They made an amazing contribution to music today. Almost every band that made it big in the Nineties owed a…](https://sms4smile.com/quotes/dave-grohl/i-love-black-sabbath-they-made-an-amazing-contribution-to-music-today/) [Dave Grohl](https://sms4smile.com/quotes/author/dave-grohl/) > [“The human eye is restricted to see the useen, because there’s a price to be paid to the rulers of this image and if…](https://sms4smile.com/quotes/michael-bassey-johnson/the-human-eye-is-restricted-to-see-the-useen-because-there-s-a-price/) [Michael Bassey Johnson](https://sms4smile.com/quotes/author/michael-bassey-johnson/) > [It is a well-settled principle of the international code that where one nation owes another a liquidated debt which it refuses or neglects to…](https://sms4smile.com/quotes/andrew-jackson/it-is-a-well-settled-principle-of-the-international-code-that-where/) [Andrew Jackson](https://sms4smile.com/quotes/author/andrew-jackson/) > [Student loans have been helpful to many. But they offer neither incentive nor assistance to those students who, by reason of family or other…](https://sms4smile.com/quotes/john-f-kennedy/student-loans-have-been-helpful-to-many-but-they-offer-neither/) [John F. Kennedy](https://sms4smile.com/quotes/author/john-f-kennedy/) > [Our sins are debts that none can pay but Christ. 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