--- title: "Meaning & Key Takeaway of: Never run into debt, not if you can find…" description: "\"Never run into debt, not if you can find anything else to run into.\" — Josh Billings" image: "https://sms4smile.com/quotes/i/6ce/josh-billings-777_advice_never-run-into-debt-not-if-you-can-find_3087672.png" --- # Never run into debt, not if you can find anything else to… ![“Never run into debt, not if you can find anything else to run into.” quote by Josh Billings](https://sms4smile.com/quotes/i/6ce/josh-billings-777_advice_never-run-into-debt-not-if-you-can-find_3087672.png) [Download](https://sms4smile.com/quotes/i/6ce/josh-billings-777_advice_never-run-into-debt-not-if-you-can-find_3087672.png) [Open image](https://sms4smile.com/quotes/i/6ce/josh-billings-777_advice_never-run-into-debt-not-if-you-can-find_3087672.png) > “Never run into debt, not if you can find anything else to run into.” [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Avoiding debt is wise, but the advice is vague and may discourage prudent risk‑taking. **In simple terms:** Stay out of debt if possible. Key Takeaway Prioritize financial stability. Themes finance prudence risk Mood cautious pragmatic Type advice financial When to use this quote - budgeting - investment planning - loan management - business expansion Key Concepts personal finance economics decision making Questions to Reflect On - When is debt a useful tool? - What strategies keep debt manageable? A Different Perspective Not all debt is harmful; sometimes it fuels growth. ★ ★ ★ ★ ★ No ratings yet [Advice](https://sms4smile.com/quotes/about/advice/) [Debt](https://sms4smile.com/quotes/about/debt/) [Debt Run](https://sms4smile.com/quotes/about/debt-run-5294837/) [Ifs](https://sms4smile.com/quotes/about/ifs/) [Inspirational](https://sms4smile.com/quotes/about/inspirational/) [Love](https://sms4smile.com/quotes/about/love/) [Run Debt](https://sms4smile.com/quotes/about/run-debt-597987/) [Running](https://sms4smile.com/quotes/about/running/) ## Related quotes > [Do not run into debt with a rich man, or promise anything to a poor one.](https://sms4smile.com/quotes/vikrant-parsai/do-not-run-into-debt-with-a-rich-man-or-promise-anything-to-a-poor-one/) [Vikrant Parsai](https://sms4smile.com/quotes/author/vikrant-parsai/) > [By no means run in debt: take thine own measure, Who cannot live on twenty pound a year, Cannot on forty.](https://sms4smile.com/quotes/george-herbert/by-no-means-run-in-debt-take-thine-own-measure-who-cannot-live-on/) [George Herbert](https://sms4smile.com/quotes/author/george-herbert/) > [Think What You Do When You Run in Debt: You Give to Another Power over Your Liberty](https://sms4smile.com/quotes/benjamin-franklin/think-what-you-do-when-you-run-in-debt-you-give-to-another-power-over/) [Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/) > [No man is truly free who is in financial bondage. 'Think what you do when you run in debt', said Benjamin Franklin, 'you give…](https://sms4smile.com/quotes/ezra-taft-benson/no-man-is-truly-free-who-is-in-financial-bondage-think-what-you-do/) [Ezra Taft Benson](https://sms4smile.com/quotes/author/ezra-taft-benson/) > ['Twas drink made me fall in love, And love made me run into debt, And though I have struggled and struggled and strove, I…](https://sms4smile.com/quotes/alexander-brome/twas-drink-made-me-fall-in-love-and-love-made-me-run-into-debt-and/) [Alexander Brome](https://sms4smile.com/quotes/author/alexander-brome/) > [Debt is a trap which man sets and baits himself, and then deliberately gets into.](https://sms4smile.com/quotes/josh-billings/debt-is-a-trap-which-man-sets-and-baits-himself-and-then-deliberately/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Debt is like any other trap, easy enough to get into, but hard enough to get out of.](https://sms4smile.com/quotes/josh-billings/debt-is-like-any-other-trap-easy-enough-to-get-into-but-hard-enough/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Don't take advice from single people. No shade to everybody in here that's single, but I say that from one point, being the single…](https://sms4smile.com/quotes/teyana/don-t-take-advice-from-single-people-no-shade-to-everybody-in-here/) [Teyana](https://sms4smile.com/quotes/author/teyana/) > [I never understood how much running changes your life. I'm now obsessed. 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Joshua](https://sms4smile.com/quotes/author/t-b-joshua/) > [I think the people I talk about are generally so stupid that they don't even know I'm saying bad things about them. I've run…](https://sms4smile.com/quotes/chelsea-handler/i-think-the-people-i-talk-about-are-generally-so-stupid-that-they-don/) [Chelsea Handler](https://sms4smile.com/quotes/author/chelsea-handler/) > [Praise will come to those whose kindness leaves you without debt.](https://sms4smile.com/quotes/neil-finn/praise-will-come-to-those-whose-kindness-leaves-you-without-debt/) [Neil Finn](https://sms4smile.com/quotes/author/neil-finn/) > [I'm a strange mixture of my mother's curiosity; my father, who grew up the son of the manse in a Presbyterian family, who had…](https://sms4smile.com/quotes/rupert-murdoch/i-m-a-strange-mixture-of-my-mother-s-curiosity-my-father-who-grew-up/) [Rupert Murdoch](https://sms4smile.com/quotes/author/rupert-murdoch/) ## More by Josh Billings > [It ain't because lovers are so sensitive that they quarrel so often; it is because there is so much fun n the making up.](https://sms4smile.com/quotes/josh-billings/it-ain-t-because-lovers-are-so-sensitive-that-they-quarrel-so-often/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Man was created a little lower than the angels and has been getting a little lower ever since.](https://sms4smile.com/quotes/josh-billings/man-was-created-a-little-lower-than-the-angels-and-has-been-getting-a/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [There is only one good substitute for the endearments of a sister, and that is the endearments of some other fellow's sister.](https://sms4smile.com/quotes/josh-billings/there-is-only-one-good-substitute-for-the-endearments-of-a-sister-and/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Life is a grindstone, and whether it grinds a man down or polishes him up depends on the stuff he's made of.](https://sms4smile.com/quotes/josh-billings/life-is-a-grindstone-and-whether-it-grinds-a-man-down-or-polishes-him/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Its harly my dog A dog is the only thing on earth that loves you more than you love yourself.](https://sms4smile.com/quotes/josh-billings/its-harly-my-dog-a-dog-is-the-only-thing-on-earth-that-loves-you-more/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Perseverance is king.](https://sms4smile.com/quotes/josh-billings/perseverance-is-king/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Unless we put heart and soul into our labor we but brutify our actions.](https://sms4smile.com/quotes/josh-billings/unless-we-put-heart-and-soul-into-our-labor-we-but-brutify-our-actions/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [A secret ceases to be a secret if it is once confided - it is like a dollar bill, once broken, it is never…](https://sms4smile.com/quotes/josh-billings/a-secret-ceases-to-be-a-secret-if-it-is-once-confided-it-is-like-a/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [If a man is right, he can't be too radical; if he is wrong, he can't be too conservative.](https://sms4smile.com/quotes/josh-billings/if-a-man-is-right-he-can-t-be-too-radical-if-he-is-wrong-he-can-t-be/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [As a general rule, if you want to get at the truth - hear both sides and believe neither.](https://sms4smile.com/quotes/josh-billings/as-a-general-rule-if-you-want-to-get-at-the-truth-hear-both-sides-and/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Economy is a savings-bank, into which men drop pennies, and get dollars in return.](https://sms4smile.com/quotes/josh-billings/economy-is-a-savings-bank-into-which-men-drop-pennies-and-get-dollars/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Self-made men are most always apt to be a little too proud of the job.](https://sms4smile.com/quotes/josh-billings/self-made-men-are-most-always-apt-to-be-a-little-too-proud-of-the-job/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [Poverty is one of them kind of misfortunes that we all of us dread but none of us pity.](https://sms4smile.com/quotes/josh-billings/poverty-is-one-of-them-kind-of-misfortunes-that-we-all-of-us-dread/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [If the world despises a hypocrite, what must they think of him in heaven?](https://sms4smile.com/quotes/josh-billings/if-the-world-despises-a-hypocrite-what-must-they-think-of-him-in/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) > [The man who gets bit twice by the same dog is better adapted for that kind of business than any other.](https://sms4smile.com/quotes/josh-billings/the-man-who-gets-bit-twice-by-the-same-dog-is-better-adapted-for-that/) [Josh Billings](https://sms4smile.com/quotes/author/josh-billings/) [Explore all 372 Josh Billings quotes ](https://sms4smile.com/quotes/author/josh-billings/) ## More Advice quotes > [The sensible person is always serious about sensible advice.](https://sms4smile.com/quotes/mak-786/the-sensible-person-is-always-serious-about-sensible-advice/) [Mak\_786](https://sms4smile.com/quotes/author/mak-786/) > [I ask for tips, for advice. What I have also learnt is that I need to do things that are good for me. In…](https://sms4smile.com/quotes/matthijs-de-ligt/i-ask-for-tips-for-advice-what-i-have-also-learnt-is-that-i-need-to/) [Matthijs de Ligt](https://sms4smile.com/quotes/author/matthijs-de-ligt/) > [Don't get too attached to someone you know you can't be together with.](https://sms4smile.com/quotes/anurag-prakash-ray/don-t-get-too-attached-to-someone-you-know-you-can-t-be-together-with/) [Anurag Prakash Ray](https://sms4smile.com/quotes/author/anurag-prakash-ray/) > [A low-minded person should not be given good advice.](https://sms4smile.com/quotes/chanakya/a-low-minded-person-should-not-be-given-good-advice/) [Chanakya](https://sms4smile.com/quotes/author/chanakya/) > [The worst advice? 'Don't listen to the critics.' I think that you really ought to listen to the critics, because sometimes they're telling you…](https://sms4smile.com/quotes/stephen-king/the-worst-advice-don-t-listen-to-the-critics-i-think-that-you-really/) [Stephen King](https://sms4smile.com/quotes/author/stephen-king/) > [When I was in my twenties and just so sexually prolific, the first time I went to Machu Picchu, this guy, a spiritual teacher,…](https://sms4smile.com/quotes/woody-harrelson/when-i-was-in-my-twenties-and-just-so-sexually-prolific-the-first/) [Woody Harrelson](https://sms4smile.com/quotes/author/woody-harrelson/) > [The best way to succeed in this world is to act on the advice you give to others.](https://sms4smile.com/quotes/napoleon-hill/the-best-way-to-succeed-in-this-world-is-to-act-on-the-advice-you/) [Napoleon Hill](https://sms4smile.com/quotes/author/napoleon-hill/) > [Time is priceless. You have it, but you don't own it. You spend it, but you can't keep it. And once it's gone, there's…](https://sms4smile.com/quotes/anonymous/time-is-priceless-you-have-it-but-you-don-t-own-it-you-spend-it-but/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [You don't need to take a persons advice to make him feel good, just ask him for it.](https://sms4smile.com/quotes/laurence-j-peter/you-don-t-need-to-take-a-persons-advice-to-make-him-feel-good-just/) [Laurence J. Peter](https://sms4smile.com/quotes/author/laurence-j-peter/) > [Some of the things that we hold onto the most, are the things that we need to let go of.](https://sms4smile.com/quotes/ryaj-ablando-catayas/some-of-the-things-that-we-hold-onto-the-most-are-the-things-that-we/) [Ryaj Ablando Catayas](https://sms4smile.com/quotes/author/ryaj-ablando-catayas/) > [“If your clothes are enough to drive would-be friends away, they're not the kind of friends you want." Typical mother advice. Sweet, honest, and…](https://sms4smile.com/quotes/aprilynne-pike/if-your-clothes-are-enough-to-drive-would-be-friends-away-they-re-not/) [Aprilynne Pike](https://sms4smile.com/quotes/author/aprilynne-pike/) > [“My kingdom not for a horse, but for a good piece of advice!”](https://sms4smile.com/quotes/mehmet-murat-ildan/my-kingdom-not-for-a-horse-but-for-a-good-piece-of-advice/) [Mehmet Murat ildan](https://sms4smile.com/quotes/author/mehmet-murat-ildan/) > [I always advise people not to act upon the advice that I give them.](https://sms4smile.com/quotes/vikrant-parsai/i-always-advise-people-not-to-act-upon-the-advice-that-i-give-them/) [Vikrant Parsai](https://sms4smile.com/quotes/author/vikrant-parsai/) > [ \[A\]s you partake of the world's bill of fare, that's darned good advice to follow. 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He…](https://sms4smile.com/quotes/kingsley-coman/my-relationship-with-ibrahimovic-was-completely-neutral-he-is-not-the/) [Kingsley Coman](https://sms4smile.com/quotes/author/kingsley-coman/) [Browse all 8,535 Advice quotes ](https://sms4smile.com/quotes/about/advice/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "Never run into debt, not if you can find anything else to run into.", "creator": { "@type": "Person", "name": "Josh Billings" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/josh-billings/never-run-into-debt-not-if-you-can-find-anything-else-to-run-into/", "about": { "@type": "Thing", "name": "Advice" }, "@id": "https://sms4smile.com/quotes/josh-billings/never-run-into-debt-not-if-you-can-find-anything-else-to-run-into/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/6ce/josh-billings-777_advice_never-run-into-debt-not-if-you-can-find_3087672.png", "contentUrl": "https://sms4smile.com/quotes/i/6ce/josh-billings-777_advice_never-run-into-debt-not-if-you-can-find_3087672.png", "url": "https://sms4smile.com/quotes/i/6ce/josh-billings-777_advice_never-run-into-debt-not-if-you-can-find_3087672.png", "width": 1080, "height": 1080, "caption": "“Never run into debt, not if you can find anything else to run into.” — Josh Billings", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Josh Billings", "item": "https://sms4smile.com/quotes/author/josh-billings/" }, { "@type": "ListItem", "position": 4, "name": "Never run into debt, not if...", "item": "https://sms4smile.com/quotes/josh-billings/never-run-into-debt-not-if-you-can-find-anything-else-to-run-into/" } ], "@id": "https://sms4smile.com/quotes/josh-billings/never-run-into-debt-not-if-you-can-find-anything-else-to-run-into/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```