--- title: "Meaning & Key Takeaway of: But that's why you pay for insurance…" description: "\"“But that's why you pay for insurance, right? If you never file a claim, then they've beaten you.”\" — Jonathan Tropper" image: "https://sms4smile.com/quotes/i/394/jonathan-tropper-1555_funny_but-that-s-why-you-pay-for-insurance-rig_1155164.jpg" --- # But that's why you pay for insurance, right? If you never… ![“But that's why you pay for insurance, right? If you never file a claim, then they've beaten you.” quote by Jonathan Tropper](https://sms4smile.com/quotes/i/394/jonathan-tropper-1555_funny_but-that-s-why-you-pay-for-insurance-rig_1155164.jpg) [Download](https://sms4smile.com/quotes/i/394/jonathan-tropper-1555_funny_but-that-s-why-you-pay-for-insurance-rig_1155164.jpg) [Open image](https://sms4smile.com/quotes/i/394/jonathan-tropper-1555_funny_but-that-s-why-you-pay-for-insurance-rig_1155164.jpg) > ““But that's why you pay for insurance, right? If you never file a claim, then they've beaten you.”” [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Avoiding claims may seem beneficial, but it can lead to being exploited by insurers. **In simple terms:** Not filing claims can backfire. Key Takeaway Balance risk and responsibility. Themes insurance risk management trust Mood pragmatic analytical Type advisory educational When to use this quote - auto insurance - health coverage - business contracts - personal budgeting Key Concepts economics behavioral finance contract law Questions to Reflect On - When should you file a claim? - How does risk perception affect insurance behavior? A Different Perspective Over‑cautiousness may reduce entitled benefits. ★ ★ ★ ★ ★ No ratings yet [Claim](https://sms4smile.com/quotes/about/claim/) [File Claim](https://sms4smile.com/quotes/about/file-claim-3283592/) [Funny](https://sms4smile.com/quotes/about/funny/) [Insurance](https://sms4smile.com/quotes/about/insurance/) [Insurance Right](https://sms4smile.com/quotes/about/insurance-right-3283593/) [Joke](https://sms4smile.com/quotes/about/joke/) [Pay Insurance](https://sms4smile.com/quotes/about/pay-insurance-3283591/) ## Related quotes > [You got to die of something because if you die of nothing, they won't pay your insurance.](https://sms4smile.com/quotes/dick-gregory/you-got-to-die-of-something-because-if-you-die-of-nothing-they-won-t/) [Dick Gregory](https://sms4smile.com/quotes/author/dick-gregory/) > [ I get letters from \[people getting insurance\] right now. "You saved my child's life." "I did not have to sell my home when my… ](https://sms4smile.com/quotes/barack-obama/i-get-letters-from-people-getting-insurance-right-now-you-saved-my/) [Barack Obama](https://sms4smile.com/quotes/author/barack-obama/) > [Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a fire. Nevertheless, we…](https://sms4smile.com/quotes/gordon-b-hinckley/everyone-who-owns-a-home-recognizes-the-need-for-fire-insurance-we/) [Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/) > [“The job of the insurance company is to deny your valid claim by any means necessary.”](https://sms4smile.com/quotes/steven-magee/the-job-of-the-insurance-company-is-to-deny-your-valid-claim-by-any/) [Steven Magee](https://sms4smile.com/quotes/author/steven-magee/) > [The first time I was paparazzi'd, I thought I was being investigated for an insurance claim.](https://sms4smile.com/quotes/portia-de-rossi/the-first-time-i-was-paparazzi-d-i-thought-i-was-being-investigated/) [Portia de Rossi](https://sms4smile.com/quotes/author/portia-de-rossi/) > [“If at first you don't succeed, torch the place and claim on the insurance.”](https://sms4smile.com/quotes/dave-turner/if-at-first-you-don-t-succeed-torch-the-place-and-claim-on-the/) [Dave Turner](https://sms4smile.com/quotes/author/dave-turner/) > [You have to name it to claim it](https://sms4smile.com/quotes/anonymous/you-have-to-name-it-to-claim-it/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [“Who among us can claim normalcy, Bishop?”](https://sms4smile.com/quotes/david-marusek/who-among-us-can-claim-normalcy-bishop/) [David Marusek](https://sms4smile.com/quotes/author/david-marusek/) > [I don't claim to be a good woman, but I do claim to be good at being a woman.](https://sms4smile.com/quotes/suzanne/i-don-t-claim-to-be-a-good-woman-but-i-do-claim-to-be-good-at-being-a/) [Suzanne](https://sms4smile.com/quotes/author/suzanne/) > [The claim of the State Socialists, however, that this right would not be exercised in matters pertaining to the individual in the more intimate…](https://sms4smile.com/quotes/benjamin-tucker/the-claim-of-the-state-socialists-however-that-this-right-would-not/) [Benjamin Tucker](https://sms4smile.com/quotes/author/benjamin-tucker/) > [When scientists are asked what they are working on, their response is seldom 'Finding the origin of the universe' or 'Seeking to cure cancer.'…](https://sms4smile.com/quotes/martin-rees/when-scientists-are-asked-what-they-are-working-on-their-response-is/) [Martin Rees](https://sms4smile.com/quotes/author/martin-rees/) > [If ever my life can be of any use to you, come and claim it.](https://sms4smile.com/quotes/anton-chekhov/if-ever-my-life-can-be-of-any-use-to-you-come-and-claim-it/) [Anton Chekhov](https://sms4smile.com/quotes/author/anton-chekhov/) > [Extremist perspectives win sympathy and recruits because they offer narratives that claim to identify deep injustices and enemies.](https://sms4smile.com/quotes/jonas-gahr-store/extremist-perspectives-win-sympathy-and-recruits-because-they-offer/) [Jonas Gahr Store](https://sms4smile.com/quotes/author/jonas-gahr-store/) > [That FRIEND who claim they do anything for you. but yet talk behind your back.](https://sms4smile.com/quotes/kushsoulja/that-friend-who-claim-they-do-anything-for-you-but-yet-talk-behind/) [KushSoulja](https://sms4smile.com/quotes/author/kushsoulja/) > [I don't claim 2 be perfect, but whatever I do is more then it](https://sms4smile.com/quotes/anonymous/i-don-t-claim-2-be-perfect-but-whatever-i-do-is-more-then-it/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) ## More by Jonathan Tropper > [The thing about living alone is that it gives you a lot of time to think. You don't necessarily reach any conclusions, because wisdom…](https://sms4smile.com/quotes/jonathan-tropper/the-thing-about-living-alone-is-that-it-gives-you-a-lot-of-time-to/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“Phillip, who is congenitally incapable of moderation,”](https://sms4smile.com/quotes/jonathan-tropper/phillip-who-is-congenitally-incapable-of-moderation/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“There's always a last time. If you could remember every last time, you'd never stop grieving.”](https://sms4smile.com/quotes/jonathan-tropper/there-s-always-a-last-time-if-you-could-remember-every-last-time-you/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“In my family, we don’t so much air our grievances as wallow in them. Anger and resentment are cumulative.”](https://sms4smile.com/quotes/jonathan-tropper/in-my-family-we-don-t-so-much-air-our-grievances-as-wallow-in-them/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“Do I really look so pathetic to all of you? Like I couldn't possibly meet someone on my own? Half the people in the…](https://sms4smile.com/quotes/jonathan-tropper/do-i-really-look-so-pathetic-to-all-of-you-like-i-couldn-t-possibly/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [I still enjoy the tactile sensation of holding a book. But when I need to read fast for work, I use the Kindle App…](https://sms4smile.com/quotes/jonathan-tropper/i-still-enjoy-the-tactile-sensation-of-holding-a-book-but-when-i-need/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“Being gay is like taking a crash course in human nature,” he says. “Your first real glimpse at the dirty underbelly of routine social…](https://sms4smile.com/quotes/jonathan-tropper/being-gay-is-like-taking-a-crash-course-in-human-nature-he-says-your/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“It's just hard to see people from your past when your present is so cataclysmically fucked.”](https://sms4smile.com/quotes/jonathan-tropper/it-s-just-hard-to-see-people-from-your-past-when-your-present-is-so/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [I occasionally experience the discomfort of people assuming my work is autobiographical.](https://sms4smile.com/quotes/jonathan-tropper/i-occasionally-experience-the-discomfort-of-people-assuming-my-work/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“Few things are more pathetic than an unemployed man with a business card. P.15”](https://sms4smile.com/quotes/jonathan-tropper/few-things-are-more-pathetic-than-an-unemployed-man-with-a-business/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“We knew marriage could be difficult in the same way that we knew there were starving children in Africa. It was a tragic fact…](https://sms4smile.com/quotes/jonathan-tropper/we-knew-marriage-could-be-difficult-in-the-same-way-that-we-knew/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“attractive women in the early stages of disrepair, fighting to keep age at bay with facials, compression undergarments, and aggressively fashionable skirts bought off…](https://sms4smile.com/quotes/jonathan-tropper/attractive-women-in-the-early-stages-of-disrepair-fighting-to-keep/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [As far as rapprochements go, it's awkward and vague, but the advantage of being as emotionally inarticulate as we are is that it will…](https://sms4smile.com/quotes/jonathan-tropper/as-far-as-rapprochements-go-it-s-awkward-and-vague-but-the-advantage/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [I'm a big action junkie. I grew up on the '80s action movies - the bad ones and the good ones.](https://sms4smile.com/quotes/jonathan-tropper/i-m-a-big-action-junkie-i-grew-up-on-the-80s-action-movies-the-bad/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) > [“shudders and seems to sink a bit further. “And the contractor is running two other jobs in the neighborhood. The Jacobsons, he’s redoing their…](https://sms4smile.com/quotes/jonathan-tropper/shudders-and-seems-to-sink-a-bit-further-and-the-contractor-is/) [Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/) [Explore all 222 Jonathan Tropper quotes ](https://sms4smile.com/quotes/author/jonathan-tropper/) ## More Claim quotes > [I don't claim 2 be perfect, but whatever I do is more then it](https://sms4smile.com/quotes/anonymous/i-don-t-claim-2-be-perfect-but-whatever-i-do-is-more-then-it/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [That FRIEND who claim they do anything for you. but yet talk behind your back.](https://sms4smile.com/quotes/kushsoulja/that-friend-who-claim-they-do-anything-for-you-but-yet-talk-behind/) [KushSoulja](https://sms4smile.com/quotes/author/kushsoulja/) > [Extremist perspectives win sympathy and recruits because they offer narratives that claim to identify deep injustices and enemies.](https://sms4smile.com/quotes/jonas-gahr-store/extremist-perspectives-win-sympathy-and-recruits-because-they-offer/) [Jonas Gahr Store](https://sms4smile.com/quotes/author/jonas-gahr-store/) > [If ever my life can be of any use to you, come and claim it.](https://sms4smile.com/quotes/anton-chekhov/if-ever-my-life-can-be-of-any-use-to-you-come-and-claim-it/) [Anton Chekhov](https://sms4smile.com/quotes/author/anton-chekhov/) > [When scientists are asked what they are working on, their response is seldom 'Finding the origin of the universe' or 'Seeking to cure cancer.'…](https://sms4smile.com/quotes/martin-rees/when-scientists-are-asked-what-they-are-working-on-their-response-is/) [Martin Rees](https://sms4smile.com/quotes/author/martin-rees/) > [The claim of the State Socialists, however, that this right would not be exercised in matters pertaining to the individual in the more intimate…](https://sms4smile.com/quotes/benjamin-tucker/the-claim-of-the-state-socialists-however-that-this-right-would-not/) [Benjamin Tucker](https://sms4smile.com/quotes/author/benjamin-tucker/) > [I don't claim to be a good woman, but I do claim to be good at being a woman.](https://sms4smile.com/quotes/suzanne/i-don-t-claim-to-be-a-good-woman-but-i-do-claim-to-be-good-at-being-a/) [Suzanne](https://sms4smile.com/quotes/author/suzanne/) > [“Who among us can claim normalcy, Bishop?”](https://sms4smile.com/quotes/david-marusek/who-among-us-can-claim-normalcy-bishop/) [David Marusek](https://sms4smile.com/quotes/author/david-marusek/) > [You have to name it to claim it](https://sms4smile.com/quotes/anonymous/you-have-to-name-it-to-claim-it/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [I personally claim no special insight into Satan's methods, but I have at times been able to identify his influence and his actions in…](https://sms4smile.com/quotes/james-e-faust/i-personally-claim-no-special-insight-into-satan-s-methods-but-i-have/) [James E. Faust](https://sms4smile.com/quotes/author/james-e-faust/) > [“Their hands clasped between them, he whispered into her ear, "I claim you, too, Aelin Galathynius.”](https://sms4smile.com/quotes/sarah-j-maas/their-hands-clasped-between-them-he-whispered-into-her-ear-i-claim/) [Sarah J. Maas](https://sms4smile.com/quotes/author/sarah-j-maas/) > [When you claim to have the truth, as opposed to the truth as you perceive it, then you move us toward a theocratic view…](https://sms4smile.com/quotes/gene-robinson/when-you-claim-to-have-the-truth-as-opposed-to-the-truth-as-you/) [Gene Robinson](https://sms4smile.com/quotes/author/gene-robinson/) > [I don't claim to be the best boxer in the world. What I claim to do is give 100% when I get in that ring.](https://sms4smile.com/quotes/tony-bellew/i-don-t-claim-to-be-the-best-boxer-in-the-world-what-i-claim-to-do-is/) [Tony Bellew](https://sms4smile.com/quotes/author/tony-bellew/) > [“What did it take to claim a person, really? One perfect night? A few weeks of phone calls, hundreds of texts, all of them…](https://sms4smile.com/quotes/sarah-dessen/what-did-it-take-to-claim-a-person-really-one-perfect-night-a-few/) [Sarah Dessen](https://sms4smile.com/quotes/author/sarah-dessen/) > [No One Else Is Responsible For You. You Are In Full Control Of Your Life So Long As You Claim It And Own It...](https://sms4smile.com/quotes/pacifiersucker/no-one-else-is-responsible-for-you-you-are-in-full-control-of-your/) [Pacifiersucker](https://sms4smile.com/quotes/author/pacifiersucker/) [Browse all 447 Claim quotes ](https://sms4smile.com/quotes/about/claim/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "“But that's why you pay for insurance, right? If you never file a claim, then they've beaten you.”", "creator": { "@type": "Person", "name": "Jonathan Tropper" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/jonathan-tropper/but-that-s-why-you-pay-for-insurance-right-if-you-never-file-a-claim/", "about": { "@type": "Thing", "name": "Claim" }, "@id": "https://sms4smile.com/quotes/jonathan-tropper/but-that-s-why-you-pay-for-insurance-right-if-you-never-file-a-claim/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/394/jonathan-tropper-1555_funny_but-that-s-why-you-pay-for-insurance-rig_1155164.jpg", "contentUrl": "https://sms4smile.com/quotes/i/394/jonathan-tropper-1555_funny_but-that-s-why-you-pay-for-insurance-rig_1155164.jpg", "url": "https://sms4smile.com/quotes/i/394/jonathan-tropper-1555_funny_but-that-s-why-you-pay-for-insurance-rig_1155164.jpg", "width": 1080, "height": 1080, "caption": "“But that's why you pay for insurance, right? If you never file a claim, then they've beaten you.” — Jonathan Tropper", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Jonathan Tropper", "item": "https://sms4smile.com/quotes/author/jonathan-tropper/" }, { "@type": "ListItem", "position": 4, "name": "“But that's why you pay for...", "item": "https://sms4smile.com/quotes/jonathan-tropper/but-that-s-why-you-pay-for-insurance-right-if-you-never-file-a-claim/" } ], "@id": "https://sms4smile.com/quotes/jonathan-tropper/but-that-s-why-you-pay-for-insurance-right-if-you-never-file-a-claim/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```