--- title: "Meaning & Key Takeaway of: There is not necessarily a good reason…" description: "\"There is not necessarily a good reason why a regulator should have to be involved in product design and marketing for rich and sophisticated investors...." image: "https://sms4smile.com/quotes/i/04e/john-redwood-12802_able_there-is-not-necessarily-a-good-reason-w_3092103.png" --- # There is not necessarily a good reason why a regulator… ![“There is not necessarily a good reason why a regulator should have to be involved in product design and marketing for rich and sophisticated investors. We recommend that such investors should be able to sign a piece of paper, which allows them to go ahead and buy unregulated products at their own…” quote by John Redwood](https://sms4smile.com/quotes/i/04e/john-redwood-12802_able_there-is-not-necessarily-a-good-reason-w_3092103.png) [Download](https://sms4smile.com/quotes/i/04e/john-redwood-12802_able_there-is-not-necessarily-a-good-reason-w_3092103.png) [Open image](https://sms4smile.com/quotes/i/04e/john-redwood-12802_able_there-is-not-necessarily-a-good-reason-w_3092103.png) > “There is not necessarily a good reason why a regulator should have to be involved in product design and marketing for rich and sophisticated investors. We recommend that such investors should be able to sign a piece of paper, which allows them to go ahead and buy unregulated products at their own risk.” [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Regulators may not need to oversee products for wealthy, knowledgeable investors, allowing them to accept risk voluntarily. **In simple terms:** Rich investors can bypass regulation if they consent. Key Takeaway Allow informed investors to self‑select high‑risk products. Themes regulation investor autonomy risk financial markets Mood cautious analytical Type policy financial When to use this quote - wealth management - private equity - high‑risk securities - venture capital Key Concepts principle of consent market efficiency private contracting Questions to Reflect On - Should consent be enough for complex financial products? - How to ensure true understanding? A Different Perspective May expose investors to fraud or systemic risk. ★ ★ ★ ★ ★ No ratings yet [Able](https://sms4smile.com/quotes/about/able/) [Buy Unregulated](https://sms4smile.com/quotes/about/buy-unregulated-5321431/) [Design](https://sms4smile.com/quotes/about/design/) [Investors](https://sms4smile.com/quotes/about/investors/) [Involved](https://sms4smile.com/quotes/about/involved/) [Marketing](https://sms4smile.com/quotes/about/marketing/) [Paper](https://sms4smile.com/quotes/about/paper/) [Pieces](https://sms4smile.com/quotes/about/pieces/) [Product design](https://sms4smile.com/quotes/about/product-design/) [Products](https://sms4smile.com/quotes/about/products/) [Reason](https://sms4smile.com/quotes/about/reason/) [Reason Regulator](https://sms4smile.com/quotes/about/reason-regulator-5321430/) [Regulator](https://sms4smile.com/quotes/about/regulator/) [Regulator Involved](https://sms4smile.com/quotes/about/regulator-involved-5321428/) [Rich](https://sms4smile.com/quotes/about/rich/) [Risk](https://sms4smile.com/quotes/about/risk/) [Should](https://sms4smile.com/quotes/about/should/) [Sophisticated](https://sms4smile.com/quotes/about/sophisticated/) [Unregulated Products](https://sms4smile.com/quotes/about/unregulated-products-5321429/) ## Related quotes > [“the central government views itself, not competition, as the regulator of industry.”](https://sms4smile.com/quotes/gordon-g-chang/the-central-government-views-itself-not-competition-as-the-regulator/) [Gordon G. Chang](https://sms4smile.com/quotes/author/gordon-g-chang/) > [In the old days, you dealt with one regulator. Now it's five or six. You all should ask the question how American that is.](https://sms4smile.com/quotes/jamie-dimon/in-the-old-days-you-dealt-with-one-regulator-now-it-s-five-or-six-you/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [I wish we were perfect, but no one is. If there's anything we're doing that a regulator doesn't want, you don't have to sue…](https://sms4smile.com/quotes/sam-bankman-fried/i-wish-we-were-perfect-but-no-one-is-if-there-s-anything-we-re-doing/) [Sam Bankman-Fried](https://sms4smile.com/quotes/author/sam-bankman-fried/) > [It's very important to have the comfort of the regulator in every geography where you operate.](https://sms4smile.com/quotes/chanda-kochhar/it-s-very-important-to-have-the-comfort-of-the-regulator-in-every/) [Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/) > [“As a USA citizen, I am the regulator of the President.”](https://sms4smile.com/quotes/steven-magee/as-a-usa-citizen-i-am-the-regulator-of-the-president/) [Steven Magee](https://sms4smile.com/quotes/author/steven-magee/) > [The regulator's job is not to guarantee us a profit, however much we cry. The regulator's job is to first make sure that the…](https://sms4smile.com/quotes/mukesh-ambani/the-regulator-s-job-is-not-to-guarantee-us-a-profit-however-much-we/) [Mukesh Ambani](https://sms4smile.com/quotes/author/mukesh-ambani/) > [Forty-six years after my parents' journey from India, here I am, the grandson of a spare auto parts salesman and a file clerk, tapped…](https://sms4smile.com/quotes/ajit-pai/forty-six-years-after-my-parents-journey-from-india-here-i-am-the/) [Ajit Pai](https://sms4smile.com/quotes/author/ajit-pai/) > [A regulator is supposed to create and enforce a standard.](https://sms4smile.com/quotes/travis-kalanick/a-regulator-is-supposed-to-create-and-enforce-a-standard/) [Travis Kalanick](https://sms4smile.com/quotes/author/travis-kalanick/) > [I'm a former insurance regulator. What companies really want and need is some clarity about what the rules are.](https://sms4smile.com/quotes/kathleen-sebelius/i-m-a-former-insurance-regulator-what-companies-really-want-and-need/) [Kathleen Sebelius](https://sms4smile.com/quotes/author/kathleen-sebelius/) > [The Fundamental Regulator Paradox ... The task of a regulator is to eliminate variation, but this variation is the ultimate source of information about…](https://sms4smile.com/quotes/gerald-weinberg/the-fundamental-regulator-paradox-the-task-of-a-regulator-is-to/) [Gerald Weinberg](https://sms4smile.com/quotes/author/gerald-weinberg/) > [They say I am a regulator and I think it is just an effort not to comply with the decree. I do not do…](https://sms4smile.com/quotes/harold-h-greene/they-say-i-am-a-regulator-and-i-think-it-is-just-an-effort-not-to/) [Harold H. Greene](https://sms4smile.com/quotes/author/harold-h-greene/) > [But let me tell you what happens when regulations go too far, when they seem to exist only for the purpose of justifying the…](https://sms4smile.com/quotes/marco-rubio/but-let-me-tell-you-what-happens-when-regulations-go-too-far-when/) [Marco Rubio](https://sms4smile.com/quotes/author/marco-rubio/) > [“After researching the utility industry, I concluded there are a subset of employees that are just nasty!”](https://sms4smile.com/quotes/steven-magee/after-researching-the-utility-industry-i-concluded-there-are-a-subset/) [Steven Magee](https://sms4smile.com/quotes/author/steven-magee/) > [The guiding purpose of the government regulator is to prevent rather than to create something.](https://sms4smile.com/quotes/alan-greenspan/the-guiding-purpose-of-the-government-regulator-is-to-prevent-rather/) [Alan Greenspan](https://sms4smile.com/quotes/author/alan-greenspan/) > [“In the lean enterprise, Sales and Production Scheduling are core members of the product team, in a position to plan the sales campaign as…](https://sms4smile.com/quotes/james-p-womack/in-the-lean-enterprise-sales-and-production-scheduling-are-core/) [James P. Womack](https://sms4smile.com/quotes/author/james-p-womack/) ## More by John Redwood > [I am always very grateful that I do not have to rely for my meal on a nationalised dinner service working as well as…](https://sms4smile.com/quotes/john-redwood/i-am-always-very-grateful-that-i-do-not-have-to-rely-for-my-meal-on-a/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [You have to be very rich to afford Labour, with 66 tax rises since they came in power.](https://sms4smile.com/quotes/john-redwood/you-have-to-be-very-rich-to-afford-labour-with-66-tax-rises-since/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [No sensible elected politician would look for spending reductions out of sacking teachers and nurses. We all know how important they are and that…](https://sms4smile.com/quotes/john-redwood/no-sensible-elected-politician-would-look-for-spending-reductions-out/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [I was the original moderniser in the Conservative Party, telling it, 'No change, no chance.'](https://sms4smile.com/quotes/john-redwood/i-was-the-original-moderniser-in-the-conservative-party-telling-it-no/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [The UK downgrade will come as little surprise to many. It does not appear to be occurring because the UK is cutting its deficit…](https://sms4smile.com/quotes/john-redwood/the-uk-downgrade-will-come-as-little-surprise-to-many-it-does-not/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [What the study I chaired actually said was we needed tougher regulation of cash and capital in banks, as credit was too easy. Events…](https://sms4smile.com/quotes/john-redwood/what-the-study-i-chaired-actually-said-was-we-needed-tougher/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [We need to remind our core supporters that we have not forgotten their concern with the way our democracy is being replaced by European…](https://sms4smile.com/quotes/john-redwood/we-need-to-remind-our-core-supporters-that-we-have-not-forgotten/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [We should begin to remind people they are always after your money and if you are on something around average earnings you really don't…](https://sms4smile.com/quotes/john-redwood/we-should-begin-to-remind-people-they-are-always-after-your-money-and/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [Labour's constitutional blueprint is nothing less than a plan for the destruction of UK democracy.](https://sms4smile.com/quotes/john-redwood/labour-s-constitutional-blueprint-is-nothing-less-than-a-plan-for-the/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [When the telecoms system in the U.K. was made to compete and to seek private capital, many worried that the service would get worse…](https://sms4smile.com/quotes/john-redwood/when-the-telecoms-system-in-the-u-k-was-made-to-compete-and-to-seek/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [The EU project is to create a country called Europe.](https://sms4smile.com/quotes/john-redwood/the-eu-project-is-to-create-a-country-called-europe/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [At the next General Election, voters face a clear choice: deregulation and less interference in everyday life with the Conservatives, or yet more regulation…](https://sms4smile.com/quotes/john-redwood/at-the-next-general-election-voters-face-a-clear-choice-deregulation/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [To me, politics is about the future.](https://sms4smile.com/quotes/john-redwood/to-me-politics-is-about-the-future/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [A growth strategy requires tax rates that people are prepared to pay and cannot avoid or do not wish to avoid by going offshore…](https://sms4smile.com/quotes/john-redwood/a-growth-strategy-requires-tax-rates-that-people-are-prepared-to-pay/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) > [Cuts in tax rates on individual and company income nearly always produce more revenue, not less.](https://sms4smile.com/quotes/john-redwood/cuts-in-tax-rates-on-individual-and-company-income-nearly-always/) [John Redwood](https://sms4smile.com/quotes/author/john-redwood/) [Explore all 53 John Redwood quotes ](https://sms4smile.com/quotes/author/john-redwood/) ## More Able quotes > [I am certain that children always know more than they are able to tell, and that makes the big difference between them and adults,…](https://sms4smile.com/quotes/jacques-lusseyran/i-am-certain-that-children-always-know-more-than-they-are-able-to/) [Jacques Lusseyran](https://sms4smile.com/quotes/author/jacques-lusseyran/) > [I have observed this in my experience of slavery, - that whenever my condition was improved, instead of its increasing my contentment, it only…](https://sms4smile.com/quotes/frederick-douglass/i-have-observed-this-in-my-experience-of-slavery-that-whenever-my/) [Frederick Douglass](https://sms4smile.com/quotes/author/frederick-douglass/) > [There is something about the South that accepts the supernatural. If you don't accept it and you're having a conversation with someone who does,…](https://sms4smile.com/quotes/alice-englert/there-is-something-about-the-south-that-accepts-the-supernatural-if/) [Alice Englert](https://sms4smile.com/quotes/author/alice-englert/) > [In the '80s, the way radio was programmed, if you didn't have a hit record you weren't going to be able to make any…](https://sms4smile.com/quotes/huey-lewis/in-the-80s-the-way-radio-was-programmed-if-you-didn-t-have-a-hit/) [Huey Lewis](https://sms4smile.com/quotes/author/huey-lewis/) > [I think I've had the longest career of strength, focus, and still being able to sell records. I think I'm that guy. I'm still…](https://sms4smile.com/quotes/nas/i-think-i-ve-had-the-longest-career-of-strength-focus-and-still-being/) [Nas](https://sms4smile.com/quotes/author/nas/) > [I have that need in me, I want everyone to love me, but I'm embarrassed by that need, so I wanted to cover it…](https://sms4smile.com/quotes/anthony-jeselnik/i-have-that-need-in-me-i-want-everyone-to-love-me-but-i-m-embarrassed/) [Anthony Jeselnik](https://sms4smile.com/quotes/author/anthony-jeselnik/) > [Thinking about the things that happened, I don't know any other ball player would could have done what he (Jackie Robinson) did. To be…](https://sms4smile.com/quotes/pee-wee-reese/thinking-about-the-things-that-happened-i-don-t-know-any-other-ball/) [Pee Wee Reese](https://sms4smile.com/quotes/author/pee-wee-reese/) > [I wanted to remember in order to be able to return.](https://sms4smile.com/quotes/anais-nin/i-wanted-to-remember-in-order-to-be-able-to-return/) [Anais Nin](https://sms4smile.com/quotes/author/anais-nin/) > [Government schools, with your tax money, now discourage the teaching of multiplication tables by rote memorization but teach reading by the 'look-and-say' method which…](https://sms4smile.com/quotes/greg-perry/government-schools-with-your-tax-money-now-discourage-the-teaching-of/) [Greg Perry](https://sms4smile.com/quotes/author/greg-perry/) > [I don't know if I would qualify as mainstream. I think I have managed to function pretty successfully on the fringes of the music…](https://sms4smile.com/quotes/pat-metheny/i-don-t-know-if-i-would-qualify-as-mainstream-i-think-i-have-managed/) [Pat Metheny](https://sms4smile.com/quotes/author/pat-metheny/) > [What we're supposed to do as actors is be able to portray real human beings and emotions. And if you grow up in this…](https://sms4smile.com/quotes/emily-browning/what-we-re-supposed-to-do-as-actors-is-be-able-to-portray-real-human/) [Emily Browning](https://sms4smile.com/quotes/author/emily-browning/) > [The reason that Apple is able to create products like iPad is because we always try to be at the intersection of technology and…](https://sms4smile.com/quotes/steve-jobs/the-reason-that-apple-is-able-to-create-products-like-ipad-is-because/) [Steve Jobs](https://sms4smile.com/quotes/author/steve-jobs/) > [It was an important period for us, because even though we weren't a "punk band", and what became a model for a punk band,…](https://sms4smile.com/quotes/stephen-mallinder/it-was-an-important-period-for-us-because-even-though-we-weren-t-a/) [Stephen Mallinder](https://sms4smile.com/quotes/author/stephen-mallinder/) > [- You look fine. - Right. I look fine. Except I don't, said Zora, tugging sadly at her man's nightshirt. This was why Kiki…](https://sms4smile.com/quotes/zadie-smith/you-look-fine-right-i-look-fine-except-i-don-t-said-zora-tugging/) [Zadie Smith](https://sms4smile.com/quotes/author/zadie-smith/) > [There is a way to be a woman, ask for what we deserve and be able to negotiate.](https://sms4smile.com/quotes/tracee-ellis-ross/there-is-a-way-to-be-a-woman-ask-for-what-we-deserve-and-be-able-to/) [Tracee Ellis Ross](https://sms4smile.com/quotes/author/tracee-ellis-ross/) [Browse all 17,257 Able quotes ](https://sms4smile.com/quotes/about/able/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "There is not necessarily a good reason why a regulator should have to be involved in product design and marketing for rich and sophisticated investors. We recommend that such investors should be able to sign a piece of paper, which allows them to go ahead and buy unregulated products at their own risk.", "creator": { "@type": "Person", "name": "John Redwood" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/john-redwood/there-is-not-necessarily-a-good-reason-why-a-regulator-should-have-to/", "about": { "@type": "Thing", "name": "Able" }, "@id": "https://sms4smile.com/quotes/john-redwood/there-is-not-necessarily-a-good-reason-why-a-regulator-should-have-to/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/04e/john-redwood-12802_able_there-is-not-necessarily-a-good-reason-w_3092103.png", "contentUrl": "https://sms4smile.com/quotes/i/04e/john-redwood-12802_able_there-is-not-necessarily-a-good-reason-w_3092103.png", "url": "https://sms4smile.com/quotes/i/04e/john-redwood-12802_able_there-is-not-necessarily-a-good-reason-w_3092103.png", "width": 1080, "height": 1080, "caption": "“There is not necessarily a good reason why a regulator should have to be involved in product design and…” — John Redwood", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "John Redwood", "item": "https://sms4smile.com/quotes/author/john-redwood/" }, { "@type": "ListItem", "position": 4, "name": "There is not necessarily a good...", "item": "https://sms4smile.com/quotes/john-redwood/there-is-not-necessarily-a-good-reason-why-a-regulator-should-have-to/" } ], "@id": "https://sms4smile.com/quotes/john-redwood/there-is-not-necessarily-a-good-reason-why-a-regulator-should-have-to/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```