--- title: "Meaning & Key Takeaway of: Dodd-Frank represents the greatest…" description: "\"Dodd-Frank represents the greatest regulatory burden on our economy, more so than all the other Obama-era regulations combined.\" — Jeb Hensarling" image: "https://sms4smile.com/quotes/i/12f/jeb-hensarling-15732_burden_dodd-frank-represents-the-greatest-regul_3088180.jpg" --- # Dodd-Frank represents the greatest regulatory burden on… ![“Dodd-Frank represents the greatest regulatory burden on our economy, more so than all the other Obama-era regulations combined.” quote by Jeb Hensarling](https://sms4smile.com/quotes/i/12f/jeb-hensarling-15732_burden_dodd-frank-represents-the-greatest-regul_3088180.jpg) [Download](https://sms4smile.com/quotes/i/12f/jeb-hensarling-15732_burden_dodd-frank-represents-the-greatest-regul_3088180.jpg) [Open image](https://sms4smile.com/quotes/i/12f/jeb-hensarling-15732_burden_dodd-frank-represents-the-greatest-regul_3088180.jpg) > “Dodd-Frank represents the greatest regulatory burden on our economy, more so than all the other Obama-era regulations combined.” [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. The Dodd‑Frank law imposes heavier regulatory costs than any other Obama‑era rule. **In simple terms:** Dodd‑Frank is seen as the biggest regulatory load of its time. Key Takeaway Consider regulatory impact on economic growth. Themes regulation economics policy government finance Mood analytical skeptical Type policy economic When to use this quote - business planning - investment decisions - policy analysis - risk management Key Concepts regulatory burden market stability financial oversight Questions to Reflect On - Are the costs justified by benefits? - What alternatives exist? A Different Perspective May overlook consumer protections and systemic risk mitigation. ★ ★ ★ ★ ★ No ratings yet [Burden](https://sms4smile.com/quotes/about/burden/) [Economy](https://sms4smile.com/quotes/about/economy/) ## Related quotes > [I think we need to significantly reduce the regulatory burden on the private sector. The Obama administration is doing the opposite. They're loading on…](https://sms4smile.com/quotes/dick-cheney/i-think-we-need-to-significantly-reduce-the-regulatory-burden-on-the/) [Dick Cheney](https://sms4smile.com/quotes/author/dick-cheney/) > [If the Administration does nothing, high gasoline prices will continue to increasingly burden our economy, taking millions of dollars out of the hands of…](https://sms4smile.com/quotes/byron-dorgan/if-the-administration-does-nothing-high-gasoline-prices-will-continue/) [Byron Dorgan](https://sms4smile.com/quotes/author/byron-dorgan/) > [Small-business people do not want to have more than 50 employees, because that's when all the regulatory burden of Obamacare kicks in.](https://sms4smile.com/quotes/michele-bachmann/small-business-people-do-not-want-to-have-more-than-50-employees/) [Michele Bachmann](https://sms4smile.com/quotes/author/michele-bachmann/) > [You cannot even start a small business under the tremendous regulatory burden we have today in America.](https://sms4smile.com/quotes/donald-trump/you-cannot-even-start-a-small-business-under-the-tremendous/) [Donald Trump](https://sms4smile.com/quotes/author/donald-trump/) > [In many respects, you can argue Dodd-Frank isn't even law. It's a license for unaccountable, un-elected officials to make law.](https://sms4smile.com/quotes/jeb-hensarling/in-many-respects-you-can-argue-dodd-frank-isn-t-even-law-it-s-a/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [After Dodd-Frank, the big banks were bigger. The small banks are fewer.](https://sms4smile.com/quotes/jeb-hensarling/after-dodd-frank-the-big-banks-were-bigger-the-small-banks-are-fewer/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [ Otherwise, their only engagement I'm going to have with \[Donald Trump\] is fighting back against their attempts to undo Dodd-Frank, their attempts to destroy… ](https://sms4smile.com/quotes/michel-martin/otherwise-their-only-engagement-i-m-going-to-have-with-donald-trump/) [Michel Martin](https://sms4smile.com/quotes/author/michel-martin/) > [What do the Republicans say? Donald Trump? They say they're just going to roll back the Dodd-Frank regulations. They want to undermine the Consumer…](https://sms4smile.com/quotes/elizabeth-warren/what-do-the-republicans-say-donald-trump-they-say-they-re-just-going/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [The details of what the Fed did were kept secret until a provision in the Dodd-Frank Act that I sponsored required the Government Accountability…](https://sms4smile.com/quotes/bernie-sanders/the-details-of-what-the-fed-did-were-kept-secret-until-a-provision-in/) [Bernie Sanders](https://sms4smile.com/quotes/author/bernie-sanders/) > [Say good-bye to Dodd-Frank and all of the financial reforms and efforts to try to rein in Wall Street. Just say good-bye to it.…](https://sms4smile.com/quotes/elizabeth-warren/say-good-bye-to-dodd-frank-and-all-of-the-financial-reforms-and/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [I have been working hard trying to implement Dodd-Frank reforms. We went through a terrible crisis in 2008. Many people lost their homes.](https://sms4smile.com/quotes/maxine-waters/i-have-been-working-hard-trying-to-implement-dodd-frank-reforms-we/) [Maxine Waters](https://sms4smile.com/quotes/author/maxine-waters/) > [ There are parts \[in Dodd-Frank\] that I don't agree with. But, in total, it is what it is. ](https://sms4smile.com/quotes/jamie-dimon/there-are-parts-in-dodd-frank-that-i-don-t-agree-with-but-in-total-it/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [The few effective provisions of Dodd-Frank are masked by its many flaws - flaws that have been and will continue to be detrimental to…](https://sms4smile.com/quotes/sam-graves/the-few-effective-provisions-of-dodd-frank-are-masked-by-its-many/) [Sam Graves](https://sms4smile.com/quotes/author/sam-graves/) > [The SEC got more than 100 rules to write under Dodd-Frank, the lion's share of all the agencies. And we've moved, I think, with…](https://sms4smile.com/quotes/mary-schapiro/the-sec-got-more-than-100-rules-to-write-under-dodd-frank-the-lion-s/) [Mary Schapiro](https://sms4smile.com/quotes/author/mary-schapiro/) > [We now have power under the Dodd-Frank legislation to break up banks. And I've said I will use that power if they pose a…](https://sms4smile.com/quotes/hillary-clinton/we-now-have-power-under-the-dodd-frank-legislation-to-break-up-banks/) [Hillary Clinton](https://sms4smile.com/quotes/author/hillary-clinton/) ## More by Jeb Hensarling > [You've got Washington picking winners and losers. And so, all of a sudden, decisions are being made on what helps politicians, not what helps…](https://sms4smile.com/quotes/jeb-hensarling/you-ve-got-washington-picking-winners-and-losers-and-so-all-of-a/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [I do not want America to default on its debt.](https://sms4smile.com/quotes/jeb-hensarling/i-do-not-want-america-to-default-on-its-debt/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [Nobody wants to shut down the government.](https://sms4smile.com/quotes/jeb-hensarling/nobody-wants-to-shut-down-the-government/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [We've all heard about Wall Street greed. I think people are now starting to be a little bit more sensitized to Washington greed -…](https://sms4smile.com/quotes/jeb-hensarling/we-ve-all-heard-about-wall-street-greed-i-think-people-are-now/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [The easiest thing that is done, unfortunately, in Washington is to spend money today and send the bill to our children and grandchildren.](https://sms4smile.com/quotes/jeb-hensarling/the-easiest-thing-that-is-done-unfortunately-in-washington-is-to/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [We cannot watch another family lose everything - risking their lives and the lives of the first responders sent to rescue them - because…](https://sms4smile.com/quotes/jeb-hensarling/we-cannot-watch-another-family-lose-everything-risking-their-lives/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [Every time we've had a pro-growth fundamental tax reform, be it under President Reagan, President Kennedy - you can even go all the way…](https://sms4smile.com/quotes/jeb-hensarling/every-time-we-ve-had-a-pro-growth-fundamental-tax-reform-be-it-under/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [Listen, I wish economic growth only went in one direction. It doesn't. There are economic downturns. They're painful, they're harmful, and they hurt families.](https://sms4smile.com/quotes/jeb-hensarling/listen-i-wish-economic-growth-only-went-in-one-direction-it-doesn-t/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [The deficit is the symptom, but spending is the disease.](https://sms4smile.com/quotes/jeb-hensarling/the-deficit-is-the-symptom-but-spending-is-the-disease/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [You talk to any of the job creators, and they'll tell you one of the things that concerns them the most is the debt.…](https://sms4smile.com/quotes/jeb-hensarling/you-talk-to-any-of-the-job-creators-and-they-ll-tell-you-one-of-the/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [If you were approaching the TARP investments from a pure investment standpoint, then there's no doubt in my mind the taxpayer lost, and probably…](https://sms4smile.com/quotes/jeb-hensarling/if-you-were-approaching-the-tarp-investments-from-a-pure-investment/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [We should not be borrowing money from the Chinese to bail out the Greeks. What's coming next? Intergalactic bailouts?](https://sms4smile.com/quotes/jeb-hensarling/we-should-not-be-borrowing-money-from-the-chinese-to-bail-out-the/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [There are several different ways we can get at unclogging the arteries of lending in America and helping working people achieve financial independence. Part…](https://sms4smile.com/quotes/jeb-hensarling/there-are-several-different-ways-we-can-get-at-unclogging-the/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [The thought of my children growing up in an America with less freedom, less opportunity, and a lower standard of living is a long-term…](https://sms4smile.com/quotes/jeb-hensarling/the-thought-of-my-children-growing-up-in-an-america-with-less-freedom/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) > [I'm not pro-business. I'm pro-free enterprise.](https://sms4smile.com/quotes/jeb-hensarling/i-m-not-pro-business-i-m-pro-free-enterprise/) [Jeb Hensarling](https://sms4smile.com/quotes/author/jeb-hensarling/) [Explore all 42 Jeb Hensarling quotes ](https://sms4smile.com/quotes/author/jeb-hensarling/) ## More Burden quotes > [Everything I do is more memorable and I understand music more than ever now. It's not a burden to me.](https://sms4smile.com/quotes/seungri/everything-i-do-is-more-memorable-and-i-understand-music-more-than/) [Seungri](https://sms4smile.com/quotes/author/seungri/) > [I am at a point in my life where everything I have worked for starts to look like a burden, a weight on my…](https://sms4smile.com/quotes/simone-abou-samra/i-am-at-a-point-in-my-life-where-everything-i-have-worked-for-starts/) Simone Abou Samra > [Trump's enduring appeal is a resource to be harnessed by the Republican Party, not a burden to be jettisoned.](https://sms4smile.com/quotes/miranda-devine/trump-s-enduring-appeal-is-a-resource-to-be-harnessed-by-the/) [Miranda Devine](https://sms4smile.com/quotes/author/miranda-devine/) > [We want to free our citizens from the burden of excessive paper documents in every office. We want paperless transactions. We will set up…](https://sms4smile.com/quotes/narendra-modi/we-want-to-free-our-citizens-from-the-burden-of-excessive-paper/) [Narendra Modi](https://sms4smile.com/quotes/author/narendra-modi/) > [We cannot go back in time and change the past, but we can repent. The Savior can wipe away our tears of regret and…](https://sms4smile.com/quotes/dieter-f-uchtdorf/we-cannot-go-back-in-time-and-change-the-past-but-we-can-repent-the/) [Dieter F. Uchtdorf](https://sms4smile.com/quotes/author/dieter-f-uchtdorf/) > [The world around us is an increasingly hostile and sinful place. Occasionally that splashes onto us, and perhaps, in the case of a few…](https://sms4smile.com/quotes/jeffrey-r-holland/the-world-around-us-is-an-increasingly-hostile-and-sinful-place/) [Jeffrey R. Holland](https://sms4smile.com/quotes/author/jeffrey-r-holland/) > ['Inequality' has become the political theme/slogan of our time in both Europe and the U.S., yet political leaders do not even bother to consider…](https://sms4smile.com/quotes/paul-singer/inequality-has-become-the-political-theme-slogan-of-our-time-in-both/) [Paul Singer](https://sms4smile.com/quotes/author/paul-singer/) > [With those who are willing to join, let us cooperate to reduce the burden of arms, to strengthen the structure of peace, to lift…](https://sms4smile.com/quotes/richard-m-nixon/with-those-who-are-willing-to-join-let-us-cooperate-to-reduce-the/) [Richard M. Nixon](https://sms4smile.com/quotes/author/richard-m-nixon/) > [“What a burden it must be to know all the terrible things you've done and support it with arms unfit to carry it all.”](https://sms4smile.com/quotes/k-weikel/what-a-burden-it-must-be-to-know-all-the-terrible-things-you-ve-done/) [K. Weikel](https://sms4smile.com/quotes/author/k-weikel/) > [And that, in a way, was the burden of being a philosopher: one knew what one had to do, but it was so often…](https://sms4smile.com/quotes/alexander-mccall-smith/and-that-in-a-way-was-the-burden-of-being-a-philosopher-one-knew-what/) [Alexander McCall Smith](https://sms4smile.com/quotes/author/alexander-mccall-smith/) > [Wherever I am, I see the yoke on women in some form or another. On some it sits easy for they are but beasts…](https://sms4smile.com/quotes/abby-may-alcott/wherever-i-am-i-see-the-yoke-on-women-in-some-form-or-another-on-some/) [Abby May Alcott](https://sms4smile.com/quotes/author/abby-may-alcott/) > [It's a burden trying to keep a secret. It's hard. It probably takes more out of you trying to hold it and keep it…](https://sms4smile.com/quotes/magic-johnson/it-s-a-burden-trying-to-keep-a-secret-it-s-hard-it-probably-takes/) [Magic Johnson](https://sms4smile.com/quotes/author/magic-johnson/) > [I've always liked artists like Chris Burden, who would take performances, put them in galleries, and then do things that were on the edge.](https://sms4smile.com/quotes/david-blaine/i-ve-always-liked-artists-like-chris-burden-who-would-take/) [David Blaine](https://sms4smile.com/quotes/author/david-blaine/) > [Our office...subjects us to great burdens and labors, dangers and temptations, with little reward or gratitude from the world. But Christ himself will be…](https://sms4smile.com/quotes/martin-luther/our-office-subjects-us-to-great-burdens-and-labors-dangers-and/) [Martin Luther](https://sms4smile.com/quotes/author/martin-luther/) > [The debt immense of endless gratitude, So burthensome, still paying, still to owe; Forgetful what from him I still receivd, And understood not that…](https://sms4smile.com/quotes/john-milton/the-debt-immense-of-endless-gratitude-so-burthensome-still-paying/) [John Milton](https://sms4smile.com/quotes/author/john-milton/) [Browse all 2,567 Burden quotes ](https://sms4smile.com/quotes/about/burden/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "Dodd-Frank represents the greatest regulatory burden on our economy, more so than all the other Obama-era regulations combined.", "creator": { "@type": "Person", "name": "Jeb Hensarling" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/jeb-hensarling/dodd-frank-represents-the-greatest-regulatory-burden-on-our-economy/", "about": { "@type": "Thing", "name": "Burden" }, "@id": "https://sms4smile.com/quotes/jeb-hensarling/dodd-frank-represents-the-greatest-regulatory-burden-on-our-economy/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/12f/jeb-hensarling-15732_burden_dodd-frank-represents-the-greatest-regul_3088180.jpg", "contentUrl": "https://sms4smile.com/quotes/i/12f/jeb-hensarling-15732_burden_dodd-frank-represents-the-greatest-regul_3088180.jpg", "url": "https://sms4smile.com/quotes/i/12f/jeb-hensarling-15732_burden_dodd-frank-represents-the-greatest-regul_3088180.jpg", "width": 1080, "height": 1080, "caption": "“Dodd-Frank represents the greatest regulatory burden on our economy, more so than all the other Obama-era…” — Jeb Hensarling", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Jeb Hensarling", "item": "https://sms4smile.com/quotes/author/jeb-hensarling/" }, { "@type": "ListItem", "position": 4, "name": "Dodd-Frank represents the greatest regulatory burden...", "item": "https://sms4smile.com/quotes/jeb-hensarling/dodd-frank-represents-the-greatest-regulatory-burden-on-our-economy/" } ], "@id": "https://sms4smile.com/quotes/jeb-hensarling/dodd-frank-represents-the-greatest-regulatory-burden-on-our-economy/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```