--- title: "Meaning & Key Takeaway of: Don't let the fact that you're spending…" description: "\"Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.\" — Jean Chatzky" image: "https://sms4smile.com/quotes/i/3f7/jean-chatzky-15313_bills_don-t-let-the-fact-that-you-re-spending_2262829.png" --- # Don't let the fact that you're spending time getting… ![“Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.” quote by Jean Chatzky](https://sms4smile.com/quotes/i/3f7/jean-chatzky-15313_bills_don-t-let-the-fact-that-you-re-spending_2262829.png) [Download](https://sms4smile.com/quotes/i/3f7/jean-chatzky-15313_bills_don-t-let-the-fact-that-you-re-spending_2262829.png) [Open image](https://sms4smile.com/quotes/i/3f7/jean-chatzky-15313_bills_don-t-let-the-fact-that-you-re-spending_2262829.png) > “Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.” [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Organizing finances is useful, but it shouldn't cause missed payments or debt. **In simple terms:** Don't let organization cause late fees. Key Takeaway Prioritize bill payments over perfection. Themes finance time management responsibility Mood anxious pragmatic Type advice practical When to use this quote - paying bills - setting reminders - automating payments Key Concepts budgeting financial discipline Questions to Reflect On - How do you balance organization with timely execution? - What systems can prevent late fees? A Different Perspective If you focus too much on organization, you may neglect timely actions. ★ ★ ★ ★ ★ No ratings yet [Bills](https://sms4smile.com/quotes/about/bills/) [Card Bills](https://sms4smile.com/quotes/about/card-bills-5213043/) [Cards](https://sms4smile.com/quotes/about/cards/) [Credit](https://sms4smile.com/quotes/about/credit/) [Credit card](https://sms4smile.com/quotes/about/credit-card/) [Customer](https://sms4smile.com/quotes/about/customer/) [Facts](https://sms4smile.com/quotes/about/facts/) [Fees](https://sms4smile.com/quotes/about/fees/) [Fees Credit](https://sms4smile.com/quotes/about/fees-credit-5213045/) [Getting Organized](https://sms4smile.com/quotes/about/getting-organized/) [Late](https://sms4smile.com/quotes/about/late/) [Late Fees](https://sms4smile.com/quotes/about/late-fees-3309533/) [Organized](https://sms4smile.com/quotes/about/organized/) [Result Late](https://sms4smile.com/quotes/about/result-late-5213044/) [Results](https://sms4smile.com/quotes/about/results/) [Spending](https://sms4smile.com/quotes/about/spending/) [Spending time](https://sms4smile.com/quotes/about/spending-time/) [Time](https://sms4smile.com/quotes/about/time/) ## Related quotes > [“Late fees are the enemy of early literacy because instead of promoting responsible behavior, they suppress library visits for some of the people who…](https://sms4smile.com/quotes/kyle-cassidy/late-fees-are-the-enemy-of-early-literacy-because-instead-of/) [Kyle Cassidy](https://sms4smile.com/quotes/author/kyle-cassidy/) > [“You wasted $150,000 on an education you coulda got for $1.50 in late fees at the public library.”](https://sms4smile.com/quotes/matt-damon/you-wasted-150-000-on-an-education-you-coulda-got-for-1-50-in-late/) [Matt Damon](https://sms4smile.com/quotes/author/matt-damon/) > [“Marlboro Man and I settled in together, soaking up the first days of married life on the ranch that was my new home. He…](https://sms4smile.com/quotes/ree-drummond/marlboro-man-and-i-settled-in-together-soaking-up-the-first-days-of/) [Ree Drummond](https://sms4smile.com/quotes/author/ree-drummond/) > [In the 1970s, Washington women lawyers were getting organized. Grouping together gave us courage. And we overcame.](https://sms4smile.com/quotes/carolyn-r-dimmick/in-the-1970s-washington-women-lawyers-were-getting-organized-grouping/) [Carolyn R. Dimmick](https://sms4smile.com/quotes/author/carolyn-r-dimmick/) > [“Getting organized can bring us all to the next level in our lives. It’s the human condition to fall prey to old habits. We…](https://sms4smile.com/quotes/daniel-j-levitin/getting-organized-can-bring-us-all-to-the-next-level-in-our-lives-it/) [Daniel J. Levitin](https://sms4smile.com/quotes/author/daniel-j-levitin/) > [“She was still getting organized, trying to get the books she'd taken out to fit into the shelf under the stroller. She would shove…](https://sms4smile.com/quotes/eileen-cook/she-was-still-getting-organized-trying-to-get-the-books-she-d-taken/) [Eileen Cook](https://sms4smile.com/quotes/author/eileen-cook/) > [Work at getting organized like a hobby. Set aside a certain amount of time each day (or whatever time your budget will allow). While…](https://sms4smile.com/quotes/deniece-schofield/work-at-getting-organized-like-a-hobby-set-aside-a-certain-amount-of/) [Deniece Schofield](https://sms4smile.com/quotes/author/deniece-schofield/) > [“We're giving up free range, getting organized, feathering our emotions. Efficiency an effectiveness and all those other pieces of intellectual artifice. And with the…](https://sms4smile.com/quotes/robert-james-waller/we-re-giving-up-free-range-getting-organized-feathering-our-emotions/) [Robert James Waller](https://sms4smile.com/quotes/author/robert-james-waller/) > [Here at the house, I've been decorating it and getting it organized. My best friend moved in in October so I've been getting her…](https://sms4smile.com/quotes/picabo-street/here-at-the-house-i-ve-been-decorating-it-and-getting-it-organized-my/) [Picabo Street](https://sms4smile.com/quotes/author/picabo-street/) > [Getting organized in the normal routines of life and finishing little projects you've started is an important first step toward realizing larger goals. If…](https://sms4smile.com/quotes/joyce-meyer/getting-organized-in-the-normal-routines-of-life-and-finishing-little/) [Joyce Meyer](https://sms4smile.com/quotes/author/joyce-meyer/) > [“have discovered that one of the major reasons many people haven’t had a lot of success with getting organized is simply that they have…](https://sms4smile.com/quotes/david-allen/have-discovered-that-one-of-the-major-reasons-many-people-haven-t-had/) [David Allen](https://sms4smile.com/quotes/author/david-allen/) > [“Getting organized just means you’ve glued handles onto the various stuff in your life — you’ll still need to pick it up and carry…](https://sms4smile.com/quotes/merlin-mann/getting-organized-just-means-you-ve-glued-handles-onto-the-various/) [Merlin Mann](https://sms4smile.com/quotes/author/merlin-mann/) > [Debt settlement companies work as a middleman between you and your creditor. If all goes well (and that's a big if), you should be…](https://sms4smile.com/quotes/jean-chatzky/debt-settlement-companies-work-as-a-middleman-between-you-and-your/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [The players themselves can be classified into two groups- the attractions and the entry fees.](https://sms4smile.com/quotes/jimmy-demaret/the-players-themselves-can-be-classified-into-two-groups-the/) [Jimmy Demaret](https://sms4smile.com/quotes/author/jimmy-demaret/) > [Investors, of course, can, by their own behavior make stock ownership highly risky. And many do. Active trading, attempts to "time" market movements, inadequate…](https://sms4smile.com/quotes/warren-buffett/investors-of-course-can-by-their-own-behavior-make-stock-ownership/) [Warren Buffett](https://sms4smile.com/quotes/author/warren-buffett/) ## More by Jean Chatzky > [It's not about having it all. It's about having what you value most.](https://sms4smile.com/quotes/jean-chatzky/it-s-not-about-having-it-all-it-s-about-having-what-you-value-most/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [Get your friends involved. 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When you convert credit card debt to…](https://sms4smile.com/quotes/jean-chatzky/when-you-default-on-a-secured-debt-the-creditor-takes-the-asset-that/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [A consolidation makes sense only if you can lower your overall interest rate. Many people consolidate by taking out a home equity line loan…](https://sms4smile.com/quotes/jean-chatzky/a-consolidation-makes-sense-only-if-you-can-lower-your-overall/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [Sometimes a creditor is willingto do this as a bargaining point - you give the creditor cash in hand, it gives you a positive…](https://sms4smile.com/quotes/jean-chatzky/sometimes-a-creditor-is-willingto-do-this-as-a-bargaining-point-you/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [Debt settlement companies work as a middleman between you and your creditor. If all goes well (and that's a big if), you should be…](https://sms4smile.com/quotes/jean-chatzky/debt-settlement-companies-work-as-a-middleman-between-you-and-your/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [You also need to understand that when you consolidate credit card debt into mortgage debt - like a home equity loan or a HELOC…](https://sms4smile.com/quotes/jean-chatzky/you-also-need-to-understand-that-when-you-consolidate-credit-card/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [If you'd asked me a few years ago about debt settlement companies, I probably would have told you to avoid them.](https://sms4smile.com/quotes/jean-chatzky/if-you-d-asked-me-a-few-years-ago-about-debt-settlement-companies-i/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [If you are, consolidating at a lower interest rate can help you pay off your debt faster. 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But those individuals \[ Muhammad Ali, the Jim Browns, the Bill Russells, Kareem Abdul Jabbar \] were… ](https://sms4smile.com/quotes/john-carlos/sport-officials-blocked-their-support-of-us-but-those-individuals/) [John Carlos](https://sms4smile.com/quotes/author/john-carlos/) > [Simple fairness dictates that government must not raise taxes on families struggling to pay their bills.](https://sms4smile.com/quotes/ronald-reagan/simple-fairness-dictates-that-government-must-not-raise-taxes-on/) [Ronald Reagan](https://sms4smile.com/quotes/author/ronald-reagan/) > [ \[A\]s you partake of the world's bill of fare, that's darned good advice to follow. 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He will correct your vision. Others will drive on the road he built.](https://sms4smile.com/quotes/tom-waits/bill-hicks-blowtorch-excavator-truthsayer-and-brain-specialist-he/) [Tom Waits](https://sms4smile.com/quotes/author/tom-waits/) [Browse all 2,663 Bills quotes ](https://sms4smile.com/quotes/about/bills/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.", "creator": { "@type": "Person", "name": "Jean Chatzky" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/jean-chatzky/don-t-let-the-fact-that-you-re-spending-time-getting-organized-result/", "about": { "@type": "Thing", "name": "Bills" }, "@id": "https://sms4smile.com/quotes/jean-chatzky/don-t-let-the-fact-that-you-re-spending-time-getting-organized-result/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/3f7/jean-chatzky-15313_bills_don-t-let-the-fact-that-you-re-spending_2262829.png", "contentUrl": "https://sms4smile.com/quotes/i/3f7/jean-chatzky-15313_bills_don-t-let-the-fact-that-you-re-spending_2262829.png", "url": "https://sms4smile.com/quotes/i/3f7/jean-chatzky-15313_bills_don-t-let-the-fact-that-you-re-spending_2262829.png", "width": 1080, "height": 1080, "caption": "“Don't let the fact that you're spending time getting organized result in late fees on your credit card bills.” — Jean Chatzky", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Jean Chatzky", "item": "https://sms4smile.com/quotes/author/jean-chatzky/" }, { "@type": "ListItem", "position": 4, "name": "Don't let the fact that you're...", "item": "https://sms4smile.com/quotes/jean-chatzky/don-t-let-the-fact-that-you-re-spending-time-getting-organized-result/" } ], "@id": "https://sms4smile.com/quotes/jean-chatzky/don-t-let-the-fact-that-you-re-spending-time-getting-organized-result/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```