--- title: "Meaning & Key Takeaway of: Financial planners who take commissions…" description: "\"Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.\" — Jane Bry..." image: "https://sms4smile.com/quotes/i/09c/jane-bryant-quinn-20085_built_financial-planners-who-take-commissions_1667512.jpg" --- # Financial planners who take commissions have a built-in… ![“Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.” quote by Jane Bryant Quinn](https://sms4smile.com/quotes/i/09c/jane-bryant-quinn-20085_built_financial-planners-who-take-commissions_1667512.jpg) [Download](https://sms4smile.com/quotes/i/09c/jane-bryant-quinn-20085_built_financial-planners-who-take-commissions_1667512.jpg) [Open image](https://sms4smile.com/quotes/i/09c/jane-bryant-quinn-20085_built_financial-planners-who-take-commissions_1667512.jpg) > “Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.” [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. She warns that commission‑based planners have inherent conflicts of interest, recommending fee‑only advisors for unbiased advice. **In simple terms:** Commission planners may be biased; fee‑only is safer. Key Takeaway Choose fee‑only financial advisors. Themes finance ethics conflict of interest advisor selection investment Mood cautious informed Type financial advisory When to use this quote - personal budgeting - retirement planning - wealth management Key Concepts fiduciary duty transparent pricing client trust Questions to Reflect On - How to verify an advisor’s fiduciary status? - What criteria ensure truly unbiased advice? A Different Perspective Fee‑only advisors may still have hidden biases. ★ ★ ★ ★ ★ No ratings yet [Choices](https://sms4smile.com/quotes/about/choices/) [Conflict](https://sms4smile.com/quotes/about/conflict/) [Conflict of interest](https://sms4smile.com/quotes/about/conflict-of-interest/) [Disclosure](https://sms4smile.com/quotes/about/disclosure/) [Interest](https://sms4smile.com/quotes/about/interest/) [Money](https://sms4smile.com/quotes/about/money/) [War](https://sms4smile.com/quotes/about/war/) ## Related quotes > [We're providing planning to a huge audience who's never had access to financial planners before. This was always my plan for LearnVest. It was…](https://sms4smile.com/quotes/alexa-von-tobel/we-re-providing-planning-to-a-huge-audience-who-s-never-had-access-to/) [Alexa Von Tobel](https://sms4smile.com/quotes/author/alexa-von-tobel/) > [Financial planners are salespeople. They are NOT teachers. Get your education from someone NOT getting a commission.](https://sms4smile.com/quotes/robert-kiyosaki/financial-planners-are-salespeople-they-are-not-teachers-get-your/) [Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/) > [“The Wall Street Journal recently pointed out, “The reason people get stuck is almost always an emotional reason…and they can get stuck for years…but…](https://sms4smile.com/quotes/barbara-stanny/the-wall-street-journal-recently-pointed-out-the-reason-people-get/) Barbara Stanny > [As a novelist, I tell stories and people give me money. Then financial planners tell me stories and I give them money.](https://sms4smile.com/quotes/martin-cruz-smith/as-a-novelist-i-tell-stories-and-people-give-me-money-then-financial/) [Martin Cruz Smith](https://sms4smile.com/quotes/author/martin-cruz-smith/) > [During the modern period, the vanguard architect has usually relied on small residential jobs both to supply a steady income and to serve as…](https://sms4smile.com/quotes/martin-filler/during-the-modern-period-the-vanguard-architect-has-usually-relied-on/) [Martin Filler](https://sms4smile.com/quotes/author/martin-filler/) > [I don't do commissions and I like the freedom to create what my heart or mind tells me to.](https://sms4smile.com/quotes/richard-macdonald/i-don-t-do-commissions-and-i-like-the-freedom-to-create-what-my-heart/) [Richard MacDonald](https://sms4smile.com/quotes/author/richard-macdonald/) > [I have been in competitions for commissions. I've won most and lost some. Mostly, I've won.](https://sms4smile.com/quotes/robert-barry/i-have-been-in-competitions-for-commissions-i-ve-won-most-and-lost/) [Robert Barry](https://sms4smile.com/quotes/author/robert-barry/) > [Ive been in photography for over 20 years now, and I dont think people commission me because of my name. At some point, the…](https://sms4smile.com/quotes/mary-mccartney/ive-been-in-photography-for-over-20-years-now-and-i-dont-think-people/) [Mary McCartney](https://sms4smile.com/quotes/author/mary-mccartney/) > [I'll accept commissions from anyone who isn't frightened by my proposals.](https://sms4smile.com/quotes/robert-denning/i-ll-accept-commissions-from-anyone-who-isn-t-frightened-by-my/) [Robert Denning](https://sms4smile.com/quotes/author/robert-denning/) > [A lot of my stuff just wasn't saleable. I still don't do private or corporate commissions. It becomes like interior design. I don't enjoy…](https://sms4smile.com/quotes/cornelia-parker/a-lot-of-my-stuff-just-wasn-t-saleable-i-still-don-t-do-private-or/) [Cornelia Parker](https://sms4smile.com/quotes/author/cornelia-parker/) > [I started doing sculpture in 1959. I had no commissions then. They were painted, similar in style to the paintings... At a certain point,…](https://sms4smile.com/quotes/ellsworth-kelly/i-started-doing-sculpture-in-1959-i-had-no-commissions-then-they-were/) [Ellsworth Kelly](https://sms4smile.com/quotes/author/ellsworth-kelly/) > [I'm not big on commissions.](https://sms4smile.com/quotes/leon-panetta/i-m-not-big-on-commissions/) [Leon Panetta](https://sms4smile.com/quotes/author/leon-panetta/) > [The main source of my income is through the commissions of the large-scale works and big sculptures, the projects.](https://sms4smile.com/quotes/andy-goldsworthy/the-main-source-of-my-income-is-through-the-commissions-of-the-large/) [Andy Goldsworthy](https://sms4smile.com/quotes/author/andy-goldsworthy/) > [Lost are many great commissions by such neglect.](https://sms4smile.com/quotes/james-wyatt/lost-are-many-great-commissions-by-such-neglect/) James Wyatt > [I think it might be nice if there was a Cosimo de' Medici around today, offering commissions to the poor, but talented artists.](https://sms4smile.com/quotes/mary-pope-osborne/i-think-it-might-be-nice-if-there-was-a-cosimo-de-medici-around-today/) [Mary Pope Osborne](https://sms4smile.com/quotes/author/mary-pope-osborne/) ## More by Jane Bryant Quinn > [A faithfully kept program of savings and conservative investments can give you more money and a better life than that of your neighbors who…](https://sms4smile.com/quotes/jane-bryant-quinn/a-faithfully-kept-program-of-savings-and-conservative-investments-can/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [Buy a friend; hire a lawyer.](https://sms4smile.com/quotes/jane-bryant-quinn/buy-a-friend-hire-a-lawyer/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.](https://sms4smile.com/quotes/jane-bryant-quinn/the-shortest-period-of-time-lies-between-the-minute-you-put-some/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [ Three reasons not to have a \[spending\] plan: 1. You're rich enough to buy anything you want and still have plenty of money left… ](https://sms4smile.com/quotes/jane-bryant-quinn/three-reasons-not-to-have-a-spending-plan-1-you-re-rich-enough-to-buy/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude…](https://sms4smile.com/quotes/jane-bryant-quinn/it-s-daring-and-challenging-to-be-young-and-poor-but-never-to-be-old/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.](https://sms4smile.com/quotes/jane-bryant-quinn/never-try-to-time-the-bond-market-anyone-who-claims-to-know-the/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [You don't date an annuity, you marry it. An annuity isn't a mutual fund that you buy today and sell tomorrow. Nor is it…](https://sms4smile.com/quotes/jane-bryant-quinn/you-don-t-date-an-annuity-you-marry-it-an-annuity-isn-t-a-mutual-fund/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [It seems like only yesterday that savers were dorks. They kept piggy banks. They drove last year's cars. They fished in their change purses…](https://sms4smile.com/quotes/jane-bryant-quinn/it-seems-like-only-yesterday-that-savers-were-dorks-they-kept-piggy/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto…](https://sms4smile.com/quotes/jane-bryant-quinn/everyone-can-get-a-little-sloppy-with-cash-and-it-s-smart-to-notice/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [You get the most out of what you need the least.](https://sms4smile.com/quotes/jane-bryant-quinn/you-get-the-most-out-of-what-you-need-the-least/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [Equality is never given, it is taken.](https://sms4smile.com/quotes/jane-bryant-quinn/equality-is-never-given-it-is-taken/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [The chief function of stock-market forecasters is to make astrologers look respectable.](https://sms4smile.com/quotes/jane-bryant-quinn/the-chief-function-of-stock-market-forecasters-is-to-make-astrologers/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [Stock prices aren't real things. They're just froth on a wave. The wave is the only real thing, which investors forget when they're watching…](https://sms4smile.com/quotes/jane-bryant-quinn/stock-prices-aren-t-real-things-they-re-just-froth-on-a-wave-the-wave/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [There is a secret to investing that cuts a path directly to the profits that you're looking for. The secret is simplicity. The more…](https://sms4smile.com/quotes/jane-bryant-quinn/there-is-a-secret-to-investing-that-cuts-a-path-directly-to-the/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) > [For all the huffing and puffing of the doubters, a home of our own is still the rock on which our hopes are built.…](https://sms4smile.com/quotes/jane-bryant-quinn/for-all-the-huffing-and-puffing-of-the-doubters-a-home-of-our-own-is/) [Jane Bryant Quinn](https://sms4smile.com/quotes/author/jane-bryant-quinn/) [Explore all 31 Jane Bryant Quinn quotes ](https://sms4smile.com/quotes/author/jane-bryant-quinn/) ## More Built quotes > [It's really fun and challenging to build things that have never been built before.](https://sms4smile.com/quotes/hilary-mason/it-s-really-fun-and-challenging-to-build-things-that-have-never-been/) [Hilary Mason](https://sms4smile.com/quotes/author/hilary-mason/) > [Astronomers have built telescopes which can show myriads of stars unseen before; but when a man looks through a tear in his own eye,…](https://sms4smile.com/quotes/henry-ward-beecher/astronomers-have-built-telescopes-which-can-show-myriads-of-stars/) [Henry Ward Beecher](https://sms4smile.com/quotes/author/henry-ward-beecher/) > [So I concentrated on the rhythmic side of things, and therefore left a lot of holes. 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When you do that, every now and then you get really…](https://sms4smile.com/quotes/emmett-shear/most-startups-are-not-just-built-for-the-person-who-is-using-them/) [Emmett Shear](https://sms4smile.com/quotes/author/emmett-shear/) > [Call me the rap assassinator / rhymes rugged and built like Schwarzenegger](https://sms4smile.com/quotes/raekwon/call-me-the-rap-assassinator-rhymes-rugged-and-built-like/) [Raekwon](https://sms4smile.com/quotes/author/raekwon/) > [Do we make ourselves into what we become or is it built into our genes, into the fate spun for us by whatever shapes…](https://sms4smile.com/quotes/joseph-bruchac/do-we-make-ourselves-into-what-we-become-or-is-it-built-into-our/) [Joseph Bruchac](https://sms4smile.com/quotes/author/joseph-bruchac/) > [Democracy must be built through open societies that share information. When there is information, there is enlightenment. 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I could have played every RPG video game…](https://sms4smile.com/quotes/anonymous/imagine-what-i-could-have-done-in-ten-years-i-could-have-learned-to/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) Browse all 3,164 Built quotes ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.", "creator": { "@type": "Person", "name": "Jane Bryant Quinn" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/jane-bryant-quinn/financial-planners-who-take-commissions-have-a-built-in-conflict-of/", "about": { "@type": "Thing", "name": "Built" }, "@id": "https://sms4smile.com/quotes/jane-bryant-quinn/financial-planners-who-take-commissions-have-a-built-in-conflict-of/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/09c/jane-bryant-quinn-20085_built_financial-planners-who-take-commissions_1667512.jpg", "contentUrl": "https://sms4smile.com/quotes/i/09c/jane-bryant-quinn-20085_built_financial-planners-who-take-commissions_1667512.jpg", "url": "https://sms4smile.com/quotes/i/09c/jane-bryant-quinn-20085_built_financial-planners-who-take-commissions_1667512.jpg", "width": 1080, "height": 1080, "caption": "“Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my…” — Jane Bryant Quinn", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Jane Bryant Quinn", "item": "https://sms4smile.com/quotes/author/jane-bryant-quinn/" }, { "@type": "ListItem", "position": 4, "name": "Financial planners who take commissions have...", "item": "https://sms4smile.com/quotes/jane-bryant-quinn/financial-planners-who-take-commissions-have-a-built-in-conflict-of/" } ], "@id": "https://sms4smile.com/quotes/jane-bryant-quinn/financial-planners-who-take-commissions-have-a-built-in-conflict-of/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```