---
title: "Meaning & Key Takeaway of: If it is a small rate raises, [there will…"
description: "\"If it is a small rate raises, [there will be] no impact.\" — Jamie Dimon"
image: "https://sms4smile.com/quotes/i/ac8/jamie-dimon-1320_ifs_if-it-is-a-small-rate-raises-there-will_1793516.png"
---

#  If it is a small rate raises, \[there will be\] no impact.

![“If it is a small rate raises, &#91;there will be&#93; no impact.” quote by Jamie Dimon](https://sms4smile.com/quotes/i/ac8/jamie-dimon-1320_ifs_if-it-is-a-small-rate-raises-there-will_1793516.png)   [Download](https://sms4smile.com/quotes/i/ac8/jamie-dimon-1320_ifs_if-it-is-a-small-rate-raises-there-will_1793516.png) [Open image](https://sms4smile.com/quotes/i/ac8/jamie-dimon-1320_ifs_if-it-is-a-small-rate-raises-there-will_1793516.png)

> “If it is a small rate raises, \[there will be\] no impact.”

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Small incremental changes often have negligible effect on overall outcomes.

**In simple terms:** Minor changes rarely matter.

Key Takeaway

Focus on impactful actions.

Themes

economics risk decisionmaking

Mood

cautious analytical

Type

business financial

When to use this quote

- budget planning
- investment strategy
- policy formulation

Key Concepts

marginal analysis impact assessment

Questions to Reflect On

- How can tiny adjustments accumulate?
- When do small changes become significant?

A Different Perspective

Even small rates can compound over time, limiting impact.

★ ★ ★ ★ ★   No ratings yet

[Ifs](https://sms4smile.com/quotes/about/ifs/) [Impact](https://sms4smile.com/quotes/about/impact/) [Raises](https://sms4smile.com/quotes/about/raises/) [Raises Impact](https://sms4smile.com/quotes/about/raises-impact-1967752/) [Rate](https://sms4smile.com/quotes/about/rate/) [Rate Raises](https://sms4smile.com/quotes/about/rate-raises-1967751/) [Small Rate](https://sms4smile.com/quotes/about/small-rate-1967750/)

## Related quotes

> [Men, age 25 to 55, the labor-force participation rate is down 10%. That's unbelievable. There are 35,000 dying of opioids every year. Seventy percent…](https://sms4smile.com/quotes/jamie-dimon/men-age-25-to-55-the-labor-force-participation-rate-is-down-10-that-s/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [I want you to say to me right from the start, "We are here to serve customers. We're not here for me to make…](https://sms4smile.com/quotes/jamie-dimon/i-want-you-to-say-to-me-right-from-the-start-we-are-here-to-serve/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [The only thing that looks good is the stock market, but if you raise interest rates even a little bit, that's going to come…](https://sms4smile.com/quotes/donald-trump/the-only-thing-that-looks-good-is-the-stock-market-but-if-you-raise/)

[Donald Trump](https://sms4smile.com/quotes/author/donald-trump/)

> [Despite Russia's move to raise interest rates this week, the value of the ruble has continued to crash. Russia's economy is so bad, Edward…](https://sms4smile.com/quotes/jimmy-fallon/despite-russia-s-move-to-raise-interest-rates-this-week-the-value-of/)

[Jimmy Fallon](https://sms4smile.com/quotes/author/jimmy-fallon/)

> [Up until 1986, the top marginal rate, the top statutory rate was 50 percent. Now it's 35 percent. And all the pressure is on…](https://sms4smile.com/quotes/bruce-bartlett/up-until-1986-the-top-marginal-rate-the-top-statutory-rate-was-50/)

[Bruce Bartlett](https://sms4smile.com/quotes/author/bruce-bartlett/)

> [Stop costly new regulations that would increase unemployment, raise consumer prices, and weaken the nation's global competitiveness with virtually no impact on global temperatures.](https://sms4smile.com/quotes/newt-gingrich/stop-costly-new-regulations-that-would-increase-unemployment-raise/)

[Newt Gingrich](https://sms4smile.com/quotes/author/newt-gingrich/)

> [At times of recession, running a budget deficit is highly desirable. Once the economy begins to recover, you have to balance the budget. But…](https://sms4smile.com/quotes/george-soros/at-times-of-recession-running-a-budget-deficit-is-highly-desirable/)

[George Soros](https://sms4smile.com/quotes/author/george-soros/)

> [The next time you're looking at a charity, don't ask about the rate of their overhead. Ask about the scale of their dreams.](https://sms4smile.com/quotes/anonymous/the-next-time-you-re-looking-at-a-charity-don-t-ask-about-the-rate-of/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [There are over 500,000 registered sex offenders across the country, and statistics have shown that the recidivism rate for those criminals is high.](https://sms4smile.com/quotes/jim-sensenbrenner/there-are-over-500-000-registered-sex-offenders-across-the-country/)

[Jim Sensenbrenner](https://sms4smile.com/quotes/author/jim-sensenbrenner/)

> [Selfishness is one of the principal fruits of the corruption of human nature; and it is obvious that selfishness disposes us to over-rate our…](https://sms4smile.com/quotes/william-wilberforce/selfishness-is-one-of-the-principal-fruits-of-the-corruption-of-human/)

[William Wilberforce](https://sms4smile.com/quotes/author/william-wilberforce/)

> [Read things you're sure will disagree with your current thinking. If you're a die-hard anti-animal person, read Meat. If you're a die-hard global warming…](https://sms4smile.com/quotes/joel-salatin/read-things-you-re-sure-will-disagree-with-your-current-thinking-if/)

[Joel Salatin](https://sms4smile.com/quotes/author/joel-salatin/)

> [A hundred years ago Hester Prynne of The Scarlet Letter was given an A for adultery; today she would rate no better than a…](https://sms4smile.com/quotes/peter-de-vries/a-hundred-years-ago-hester-prynne-of-the-scarlet-letter-was-given-an/)

[Peter De Vries](https://sms4smile.com/quotes/author/peter-de-vries/)

> [When we're done simplifying the tax code, getting the lobbyist carve outs our of the tax code, lowering our rates and letting people have…](https://sms4smile.com/quotes/paul-ryan/when-we-re-done-simplifying-the-tax-code-getting-the-lobbyist-carve/)

[Paul Ryan](https://sms4smile.com/quotes/author/paul-ryan/)

> [In our own time the whole of Greece has been subject to a low birth rate and a general decrease of the population, owing…](https://sms4smile.com/quotes/polybius/in-our-own-time-the-whole-of-greece-has-been-subject-to-a-low-birth/)

[Polybius](https://sms4smile.com/quotes/author/polybius/)

> [Right now we're concerned about budget. Right now we're concerned about the prospect of interest rate rise. We're concerned about government corruption, government handing…](https://sms4smile.com/quotes/amity-shlaes/right-now-we-re-concerned-about-budget-right-now-we-re-concerned/)

[Amity Shlaes](https://sms4smile.com/quotes/author/amity-shlaes/)

## More by Jamie Dimon

> [I think if we had another set of policies for - not the crisis years, but after that, that we might be growing faster.…](https://sms4smile.com/quotes/jamie-dimon/i-think-if-we-had-another-set-of-policies-for-not-the-crisis-years/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [I learn from all our major competitors, whether they're in or out of the U.S. Wells Fargo is very actively, very aggressively, and very…](https://sms4smile.com/quotes/jamie-dimon/i-learn-from-all-our-major-competitors-whether-they-re-in-or-out-of/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [The United States has the best, deepest, widest, and most transparent capital markets in the world which give you, the investor, the ability to…](https://sms4smile.com/quotes/jamie-dimon/the-united-states-has-the-best-deepest-widest-and-most-transparent/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [People always say to me, "What if it doesn't work?" If it doesn't work, we redouble our effort. We're not going to cry like…](https://sms4smile.com/quotes/jamie-dimon/people-always-say-to-me-what-if-it-doesn-t-work-if-it-doesn-t-work-we/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [We've made a huge effort globally and in the US, in getting kids jobs. This is one piece. The South Bronx and inner-city schools…](https://sms4smile.com/quotes/jamie-dimon/we-ve-made-a-huge-effort-globally-and-in-the-us-in-getting-kids-jobs/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [You know, the benefit in life is to say, 'Maybe you made a mistake, let's dig deep.](https://sms4smile.com/quotes/jamie-dimon/you-know-the-benefit-in-life-is-to-say-maybe-you-made-a-mistake-let-s/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [JP Morgan always has higher capital liquidity, that is partially to make up for mistakes and problems and obviously its a tough economy. We…](https://sms4smile.com/quotes/jamie-dimon/jp-morgan-always-has-higher-capital-liquidity-that-is-partially-to/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [Trade is very good for the country. It's very good for the GDP. It's good for wages, but it doesn't mean it's always good…](https://sms4smile.com/quotes/jamie-dimon/trade-is-very-good-for-the-country-it-s-very-good-for-the-gdp-it-s/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [I've asked our people, "Why don't we just put a revolver on top of our basic loan?" Make it easier for the client.](https://sms4smile.com/quotes/jamie-dimon/i-ve-asked-our-people-why-don-t-we-just-put-a-revolver-on-top-of-our/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [As a matter of fact 25% of our U.S. investment banking business comes out of our commercial bank. So it's a competitive advantage for…](https://sms4smile.com/quotes/jamie-dimon/as-a-matter-of-fact-25-of-our-u-s-investment-banking-business-comes/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [ Not every company went bankrupt. Not every bank needed TARP \[Troubled Asset Relief Program\]. So I'm very proud that JPMorgan, throughout that time period,… ](https://sms4smile.com/quotes/jamie-dimon/not-every-company-went-bankrupt-not-every-bank-needed-tarp-troubled/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [I do want the tax system to be efficient and be conducive to growth, which it is not.](https://sms4smile.com/quotes/jamie-dimon/i-do-want-the-tax-system-to-be-efficient-and-be-conducive-to-growth/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [ There are parts \[in Dodd-Frank\] that I don't agree with. But, in total, it is what it is. ](https://sms4smile.com/quotes/jamie-dimon/there-are-parts-in-dodd-frank-that-i-don-t-agree-with-but-in-total-it/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [It's good for America when the rest of the world grows, because you can sell more to the rest of the world.](https://sms4smile.com/quotes/jamie-dimon/it-s-good-for-america-when-the-rest-of-the-world-grows-because-you/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [We had a lot of gridlock on a lot of issues. But, the American system is pretty resilient.](https://sms4smile.com/quotes/jamie-dimon/we-had-a-lot-of-gridlock-on-a-lot-of-issues-but-the-american-system/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

[Explore all 257 Jamie Dimon quotes ](https://sms4smile.com/quotes/author/jamie-dimon/)

## More Ifs quotes

> [Women still, when they have breast cancer, go to work; they still lead their lives. They have to. I just did what I was…](https://sms4smile.com/quotes/monica-potter/women-still-when-they-have-breast-cancer-go-to-work-they-still-lead/)

[Monica Potter](https://sms4smile.com/quotes/author/monica-potter/)

> [Most of us are convinced that we are our egos, which is who we think we are. The ego is part of our incarnation.…](https://sms4smile.com/quotes/ram-dass/most-of-us-are-convinced-that-we-are-our-egos-which-is-who-we-think/)

[Ram Dass](https://sms4smile.com/quotes/author/ram-dass/)

> [Histories never conclude; they just pause their prose. Their stories are, if they are truthful, untidy affairs, resistant to windings-up and sortings-out. They beat…](https://sms4smile.com/quotes/simon-schama/histories-never-conclude-they-just-pause-their-prose-their-stories/)

[Simon Schama](https://sms4smile.com/quotes/author/simon-schama/)

> [If you ask an introvert a question, wait until she thinks about it. Introverts think before speaking, not through speaking. If you want to…](https://sms4smile.com/quotes/laurie-helgoe/if-you-ask-an-introvert-a-question-wait-until-she-thinks-about-it/)

[Laurie Helgoe](https://sms4smile.com/quotes/author/laurie-helgoe/)

> [Many individuals spend a considerable portion of their lifetimes in terror of one imagined catastrophe or another. The classic is that your immortal soul…](https://sms4smile.com/quotes/l-neil-smith/many-individuals-spend-a-considerable-portion-of-their-lifetimes-in/)

[L. Neil Smith](https://sms4smile.com/quotes/author/l-neil-smith/)

> [Obviously, if you don't love life, you can't enjoy an oyster.](https://sms4smile.com/quotes/eleanor-clark/obviously-if-you-don-t-love-life-you-can-t-enjoy-an-oyster/)

[Eleanor Clark](https://sms4smile.com/quotes/author/eleanor-clark/)

> [If I don't have pressure, I don't function.](https://sms4smile.com/quotes/ferran-adria/if-i-don-t-have-pressure-i-don-t-function/)

[Ferran Adria](https://sms4smile.com/quotes/author/ferran-adria/)

> [If you restore a car, and you're making money, then you're doing it wrong.](https://sms4smile.com/quotes/jay-leno/if-you-restore-a-car-and-you-re-making-money-then-you-re-doing-it/)

[Jay Leno](https://sms4smile.com/quotes/author/jay-leno/)

> [I understand that it's the music that keeps me alive... That's my lifeblood. And to give that up for, like, the TV, the cars,…](https://sms4smile.com/quotes/bruce-springsteen/i-understand-that-it-s-the-music-that-keeps-me-alive-that-s-my/)

[Bruce Springsteen](https://sms4smile.com/quotes/author/bruce-springsteen/)

> [If we gave up our freedom as the price of security, we would no longer be the great nation that we are.](https://sms4smile.com/quotes/ruth-bader-ginsburg/if-we-gave-up-our-freedom-as-the-price-of-security-we-would-no-longer/)

[Ruth Bader Ginsburg](https://sms4smile.com/quotes/author/ruth-bader-ginsburg/)

> [If my campaign is not in the debate, we will not be talking about how we really fix this problem of endless and expanding…](https://sms4smile.com/quotes/jill-stein/if-my-campaign-is-not-in-the-debate-we-will-not-be-talking-about-how/)

[Jill Stein](https://sms4smile.com/quotes/author/jill-stein/)

> [Nothing is so powerful as an insight into human nature... what compulsions drive a man, what instincts dominate his action. If you know these…](https://sms4smile.com/quotes/william-bernbach/nothing-is-so-powerful-as-an-insight-into-human-nature-what/)

[William Bernbach](https://sms4smile.com/quotes/author/william-bernbach/)

> [But we are convinced that if we are to play a meaningful role nationally, and in the community of nations, we must be second…](https://sms4smile.com/quotes/vikram-sarabhai/but-we-are-convinced-that-if-we-are-to-play-a-meaningful-role/)

[Vikram Sarabhai](https://sms4smile.com/quotes/author/vikram-sarabhai/)

> [The thing about hitting kids is, think about if you were doing the same thing to another adult. Hitting your kid is really the…](https://sms4smile.com/quotes/zach-braff/the-thing-about-hitting-kids-is-think-about-if-you-were-doing-the/)

[Zach Braff](https://sms4smile.com/quotes/author/zach-braff/)

> [Reader, if you are gifted with nerves like mine, aspire to any character but that of a wit.](https://sms4smile.com/quotes/charles-lamb/reader-if-you-are-gifted-with-nerves-like-mine-aspire-to-any/)

[Charles Lamb](https://sms4smile.com/quotes/author/charles-lamb/)

[Browse all 94,303 Ifs quotes ](https://sms4smile.com/quotes/about/ifs/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "If it is a small rate raises, [there will be] no impact.",
            "creator": {
                "@type": "Person",
                "name": "Jamie Dimon"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/jamie-dimon/if-it-is-a-small-rate-raises-there-will-be-no-impact/",
            "about": {
                "@type": "Thing",
                "name": "Ifs"
            },
            "@id": "https://sms4smile.com/quotes/jamie-dimon/if-it-is-a-small-rate-raises-there-will-be-no-impact/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/ac8/jamie-dimon-1320_ifs_if-it-is-a-small-rate-raises-there-will_1793516.png",
                "contentUrl": "https://sms4smile.com/quotes/i/ac8/jamie-dimon-1320_ifs_if-it-is-a-small-rate-raises-there-will_1793516.png",
                "url": "https://sms4smile.com/quotes/i/ac8/jamie-dimon-1320_ifs_if-it-is-a-small-rate-raises-there-will_1793516.png",
                "width": 1080,
                "height": 1080,
                "caption": "“If it is a small rate raises, [there will be] no impact.” — Jamie Dimon",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Jamie Dimon",
                    "item": "https://sms4smile.com/quotes/author/jamie-dimon/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "If it is a small rate...",
                    "item": "https://sms4smile.com/quotes/jamie-dimon/if-it-is-a-small-rate-raises-there-will-be-no-impact/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/jamie-dimon/if-it-is-a-small-rate-raises-there-will-be-no-impact/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
