--- title: "Meaning & Key Takeaway of: I mean, when I went to go get a loan as a…" description: "\"I mean, when I went to go get a loan as a creator, when I went to get a loan from the bank, I was in escrow for 90 days. The bank wouldn't give me a lo..." image: "https://sms4smile.com/quotes/i/524/jack-conte-5709_bank_i-mean-when-i-went-to-go-get-a-loan-as-a_2463607.jpg" --- # I mean, when I went to go get a loan as a creator, when I… ![“I mean, when I went to go get a loan as a creator, when I went to get a loan from the bank, I was in escrow for 90 days. The bank wouldn't give me a loan when I tried to buy a house, because they didn't understand how I made money. They said, 'Send us your pay stubs from your job.' I said, ' What…” quote by Jack Conte](https://sms4smile.com/quotes/i/524/jack-conte-5709_bank_i-mean-when-i-went-to-go-get-a-loan-as-a_2463607.jpg) [Download](https://sms4smile.com/quotes/i/524/jack-conte-5709_bank_i-mean-when-i-went-to-go-get-a-loan-as-a_2463607.jpg) [Open image](https://sms4smile.com/quotes/i/524/jack-conte-5709_bank_i-mean-when-i-went-to-go-get-a-loan-as-a_2463607.jpg) > “I mean, when I went to go get a loan as a creator, when I went to get a loan from the bank, I was in escrow for 90 days. The bank wouldn't give me a loan when I tried to buy a house, because they didn't understand how I made money. They said, 'Send us your pay stubs from your job.' I said, ' What are pay stubs?' because I didn't have a job.” [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Traditional lenders often can't assess income from non‑traditional creator work, leading to loan denial. **In simple terms:** Banks don't understand creator income, so they reject loans. Key Takeaway Seek alternative financing or prove income differently. Themes finance creators banking income verification entrepreneurship Mood frustrated determined hopeful Type advice realistic inspirational When to use this quote - applying for a mortgage - seeking a business loan - building credit as a creator - presenting portfolio to lenders Key Concepts gig economy financial inclusion risk assessment Questions to Reflect On - How can creators better demonstrate income to banks? - What alternative funding sources exist for creators? A Different Perspective Banks may still require conventional documentation, limiting options. ★ ★ ★ ★ ★ No ratings yet [Money](https://sms4smile.com/quotes/about/money/) ## Related quotes > [Pay stubs, cold cash. Work this and I sold that. Wrote this in my note pad and spilled more ink than my whole tat.](https://sms4smile.com/quotes/machine-gun-kelly/pay-stubs-cold-cash-work-this-and-i-sold-that-wrote-this-in-my-note/) [Machine Gun Kelly](https://sms4smile.com/quotes/author/machine-gun-kelly/) > [Now I know why they call them pay stubs. My take home pay has been amputated. Thanks Obama.](https://sms4smile.com/quotes/rudy-espinoza/now-i-know-why-they-call-them-pay-stubs-my-take-home-pay-has-been/) [Rudy Espinoza](https://sms4smile.com/quotes/author/rudy-espinoza/) > [Monetary policy transmission encompasses the whole continuum of interest rates; of course, the central bank only determines the overnight policy rate.](https://sms4smile.com/quotes/urjit-patel/monetary-policy-transmission-encompasses-the-whole-continuum-of/) [Urjit Patel](https://sms4smile.com/quotes/author/urjit-patel/) > [I might have added zeros to my bank balance and followers to my Instagram account, but apart from that, I still lead a middle-class…](https://sms4smile.com/quotes/vikrant-massey/i-might-have-added-zeros-to-my-bank-balance-and-followers-to-my/) [Vikrant Massey](https://sms4smile.com/quotes/author/vikrant-massey/) > [True wealth is not measured by how much money you've got in the bank or how many toys you've got. 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Cities are like prisons. They can be closed quickly by the Israeli forces, and everything stops in…](https://sms4smile.com/quotes/hassan-nasrallah/you-can-look-at-the-west-bank-cities-are-like-prisons-they-can-be/) [Hassan Nasrallah](https://sms4smile.com/quotes/author/hassan-nasrallah/) > [I earnestly feel terrible for any mistakes at the bank.](https://sms4smile.com/quotes/steve-mnuchin/i-earnestly-feel-terrible-for-any-mistakes-at-the-bank/) [Steve Mnuchin](https://sms4smile.com/quotes/author/steve-mnuchin/) > [My aim was to make money for the bank. You lose track of the amounts involved when you are engaged in this kind of…](https://sms4smile.com/quotes/jerome-kerviel/my-aim-was-to-make-money-for-the-bank-you-lose-track-of-the-amounts/) [Jerome Kerviel](https://sms4smile.com/quotes/author/jerome-kerviel/) > [It isn't what a man's got in the bank, but what he's got in his head, that makes him a great merchant.](https://sms4smile.com/quotes/george-horace-lorimer/it-isn-t-what-a-man-s-got-in-the-bank-but-what-he-s-got-in-his-head/) [George Horace Lorimer](https://sms4smile.com/quotes/author/george-horace-lorimer/) ## More by Jack Conte > [Medium is like the Instagram of the corporate world. It's the layer that we want everybody to see, but not actually how it is.…](https://sms4smile.com/quotes/jack-conte/medium-is-like-the-instagram-of-the-corporate-world-it-s-the-layer/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [Patreon, is, has been and will continue to be a creator-centric organization.](https://sms4smile.com/quotes/jack-conte/patreon-is-has-been-and-will-continue-to-be-a-creator-centric/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [There's a tendency for young musicians - I certainly was guilty of this - of wanting to know what they sound like, before making…](https://sms4smile.com/quotes/jack-conte/there-s-a-tendency-for-young-musicians-i-certainly-was-guilty-of-this/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [I got to compose for a full symphony orchestra.](https://sms4smile.com/quotes/jack-conte/i-got-to-compose-for-a-full-symphony-orchestra/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [Unless you've given up your business to a record label, there's no such thing as just being a musician anymore.](https://sms4smile.com/quotes/jack-conte/unless-you-ve-given-up-your-business-to-a-record-label-there-s-no/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [We want to make a living doing what we like to do.](https://sms4smile.com/quotes/jack-conte/we-want-to-make-a-living-doing-what-we-like-to-do/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [I love the idea of shifting power away from institutions and toward individual creative people.](https://sms4smile.com/quotes/jack-conte/i-love-the-idea-of-shifting-power-away-from-institutions-and-toward/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [It's so embarrassing to just not feel valued as a creative person.](https://sms4smile.com/quotes/jack-conte/it-s-so-embarrassing-to-just-not-feel-valued-as-a-creative-person/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [I couldn't possibly be any more open or public about my role as CEO at Patreon.](https://sms4smile.com/quotes/jack-conte/i-couldn-t-possibly-be-any-more-open-or-public-about-my-role-as-ceo/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) > [People like my videos, some of which can cost me thousands to make. 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While you don't want to 'tokenize' someone for their…](https://sms4smile.com/quotes/jack-conte/if-your-company-is-mostly-men-make-sure-to-have-women-on-the/) [Jack Conte](https://sms4smile.com/quotes/author/jack-conte/) [Explore all 100 Jack Conte quotes ](https://sms4smile.com/quotes/author/jack-conte/) ## More Bank quotes > [It isn't what a man's got in the bank, but what he's got in his head, that makes him a great merchant.](https://sms4smile.com/quotes/george-horace-lorimer/it-isn-t-what-a-man-s-got-in-the-bank-but-what-he-s-got-in-his-head/) [George Horace Lorimer](https://sms4smile.com/quotes/author/george-horace-lorimer/) > [My aim was to make money for the bank. 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It's only because cinema gave me a lot of access that I…](https://sms4smile.com/quotes/vijay-deverakonda/i-couldn-t-be-working-in-a-bank-and-launch-a-clothing-line-it-s-only/) [Vijay Deverakonda](https://sms4smile.com/quotes/author/vijay-deverakonda/) > [If there is a risk in a bank, our first question should be 'Okay, what are you in the bank going to do about…](https://sms4smile.com/quotes/jeroen-dijsselbloem/if-there-is-a-risk-in-a-bank-our-first-question-should-be-okay-what/) [Jeroen Dijsselbloem](https://sms4smile.com/quotes/author/jeroen-dijsselbloem/) > [With post offices and postal workers already on the ground, USPS could partner with banks to make a critical difference for millions of Americans…](https://sms4smile.com/quotes/elizabeth-warren/with-post-offices-and-postal-workers-already-on-the-ground-usps-could/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [True wealth is not measured by how much money you've got in the bank or how many toys you've got. 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