--- title: "Meaning & Key Takeaway of: One of the worst and most disheartening…" description: "\"One of the worst and most disheartening data points that I came across when doing research for 'The Wealth Cure' was that African-Americans passed on t..." image: "https://sms4smile.com/quotes/i/a76/hill-harper-3688_across_one-of-the-worst-and-most-disheartening_1964452.jpg" --- # One of the worst and most disheartening data points that I… ![“One of the worst and most disheartening data points that I came across when doing research for 'The Wealth Cure' was that African-Americans passed on the least amount of cross-generational wealth of any distinct group. We don't save, we don't take out life insurance policies, we don't invest, and…” quote by Hill Harper](https://sms4smile.com/quotes/i/a76/hill-harper-3688_across_one-of-the-worst-and-most-disheartening_1964452.jpg) [Download](https://sms4smile.com/quotes/i/a76/hill-harper-3688_across_one-of-the-worst-and-most-disheartening_1964452.jpg) [Open image](https://sms4smile.com/quotes/i/a76/hill-harper-3688_across_one-of-the-worst-and-most-disheartening_1964452.jpg) > “One of the worst and most disheartening data points that I came across when doing research for 'The Wealth Cure' was that African-Americans passed on the least amount of cross-generational wealth of any distinct group. We don't save, we don't take out life insurance policies, we don't invest, and we don't pass wealth on to successive generations.” [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. The quote highlights a socioeconomic issue: African-Americans have the lowest cross‑generational wealth, reflecting systemic barriers and gaps in financial practices. **In simple terms:** African-Americans have the lowest intergenerational wealth due to systemic barriers. Key Takeaway Address systemic inequities and promote financial education. Themes wealth inequality systemic racism financial literacy Mood concerned motivated Type analytical advocacy When to use this quote - community financial planning - policy reform - education programs Key Concepts economics public policy social justice Questions to Reflect On - What policies could improve wealth accumulation? - How can communities foster better financial habits? A Different Perspective The statement lacks specific solutions or data sources. ★ ★ ★ ★ ★ No ratings yet [Across](https://sms4smile.com/quotes/about/across/) [Amount](https://sms4smile.com/quotes/about/amount/) [Any](https://sms4smile.com/quotes/about/any/) [Came](https://sms4smile.com/quotes/about/came/) [Cross Generational](https://sms4smile.com/quotes/about/cross-generational-1472054/) [Cure](https://sms4smile.com/quotes/about/cure/) [Data](https://sms4smile.com/quotes/about/data/) [Disheartening](https://sms4smile.com/quotes/about/disheartening/) [Distinct](https://sms4smile.com/quotes/about/distinct/) [Doing](https://sms4smile.com/quotes/about/doing/) [Generational Wealth](https://sms4smile.com/quotes/about/generational-wealth/) [Generations](https://sms4smile.com/quotes/about/generations/) [Group](https://sms4smile.com/quotes/about/group/) [I came](https://sms4smile.com/quotes/about/i-came/) [Insurance](https://sms4smile.com/quotes/about/insurance/) [Invest](https://sms4smile.com/quotes/about/invest/) [Life](https://sms4smile.com/quotes/about/life/) [Life insurance](https://sms4smile.com/quotes/about/life-insurance/) [Money](https://sms4smile.com/quotes/about/money/) [Most](https://sms4smile.com/quotes/about/most/) [Out](https://sms4smile.com/quotes/about/out/) [Pass](https://sms4smile.com/quotes/about/pass/) [Passed](https://sms4smile.com/quotes/about/passed/) [Points](https://sms4smile.com/quotes/about/points/) [Policies](https://sms4smile.com/quotes/about/policies/) [Research](https://sms4smile.com/quotes/about/research/) [Research Wealth](https://sms4smile.com/quotes/about/research-wealth-3262166/) [Save](https://sms4smile.com/quotes/about/save/) [Successive](https://sms4smile.com/quotes/about/successive/) [Take](https://sms4smile.com/quotes/about/take/) [Wealth](https://sms4smile.com/quotes/about/wealth/) [Wealth Cure](https://sms4smile.com/quotes/about/wealth-cure-2209459/) [Worst](https://sms4smile.com/quotes/about/worst/) ## Related quotes > [The wealth cure is looking at your life step by step - making a diagnosis and saying, 'Am I using money or is money…](https://sms4smile.com/quotes/hill-harper/the-wealth-cure-is-looking-at-your-life-step-by-step-making-a/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [The accumulation and cross-generational transmission of wealth in the United States has gone way too far. When a young hedge-fund manager can take home…](https://sms4smile.com/quotes/howard-gardner/the-accumulation-and-cross-generational-transmission-of-wealth-in-the/) [Howard Gardner](https://sms4smile.com/quotes/author/howard-gardner/) > [Though my music audience is cross-generational, like my television audience, my core demographic is people like myself. People who have grown up on hip-hop,…](https://sms4smile.com/quotes/malcolm-jamal-warner/though-my-music-audience-is-cross-generational-like-my-television/) [Malcolm-Jamal Warner](https://sms4smile.com/quotes/author/malcolm-jamal-warner/) > [When I do my shows, it's really cross-generational. Sometimes there's three generations there.](https://sms4smile.com/quotes/paloma-faith/when-i-do-my-shows-it-s-really-cross-generational-sometimes-there-s/) [Paloma Faith](https://sms4smile.com/quotes/author/paloma-faith/) > [Science is very cross-generational; you're not just aiming it at twentysomethings, or eightysomethings. Every town's got a really broad selection of people and age…](https://sms4smile.com/quotes/robin-ince/science-is-very-cross-generational-you-re-not-just-aiming-it-at/) [Robin Ince](https://sms4smile.com/quotes/author/robin-ince/) > [Cross-generational sex is the phenomenon in which young girls are given material goods in exchange for sex. All girls are vulnerable to it, particularly…](https://sms4smile.com/quotes/ashley-judd/cross-generational-sex-is-the-phenomenon-in-which-young-girls-are/) [Ashley Judd](https://sms4smile.com/quotes/author/ashley-judd/) > [Fairy tales cross generational lines, and how you respond to them depends on when in your life you're seeing them.](https://sms4smile.com/quotes/james-lapine/fairy-tales-cross-generational-lines-and-how-you-respond-to-them/) [James Lapine](https://sms4smile.com/quotes/author/james-lapine/) > [Black people in America, people from the struggle, immigrants, it's no generational wealth that we are attached to, so we are tasked to create…](https://sms4smile.com/quotes/nipsey-hussle/black-people-in-america-people-from-the-struggle-immigrants-it-s-no/) [Nipsey Hussle](https://sms4smile.com/quotes/author/nipsey-hussle/) > [“When governments control everything, your perceived or glorified wealth is just an illusion. Attaining true generational wealth requires working rules of law, disaster-proof property…](https://sms4smile.com/quotes/olawale-daniel/when-governments-control-everything-your-perceived-or-glorified/) [Olawale Daniel](https://sms4smile.com/quotes/author/olawale-daniel/) > [The only way to gain the kinds of often-generational wealth that the 1% has been able to gain is through controlling the populations it…](https://sms4smile.com/quotes/patrisse-cullors/the-only-way-to-gain-the-kinds-of-often-generational-wealth-that-the/) [Patrisse Cullors](https://sms4smile.com/quotes/author/patrisse-cullors/) > [Companies with historical connections to slavery must take ethical responsibility by funding housing programs and grant programs that uplift underserved communities. This would ensure…](https://sms4smile.com/quotes/al-n-green/companies-with-historical-connections-to-slavery-must-take-ethical/) [Al N. Green](https://sms4smile.com/quotes/author/al-n-green/) > [“As a person of color in America, you need to fly to reach the hallowed gates of wealth and mainstream success while others can…](https://sms4smile.com/quotes/wajahat-ali/as-a-person-of-color-in-america-you-need-to-fly-to-reach-the-hallowed/) [Wajahat Ali](https://sms4smile.com/quotes/author/wajahat-ali/) > [“In your life, some people need you to show up as the best version of yourself so you can provide security or a better…](https://sms4smile.com/quotes/nate-green/in-your-life-some-people-need-you-to-show-up-as-the-best-version-of/) [Nate Green](https://sms4smile.com/quotes/author/nate-green/) > [A descendant of enslaved people, George Floyd was born with generational trauma in his DNA and denied the generational wealth that belonged to his…](https://sms4smile.com/quotes/cori-bush/a-descendant-of-enslaved-people-george-floyd-was-born-with/) [Cori Bush](https://sms4smile.com/quotes/author/cori-bush/) > [Housing means dignity, security and dignity for so many across our country, but because of lack of generational wealth, many hardworking families are kept…](https://sms4smile.com/quotes/raphael-warnock/housing-means-dignity-security-and-dignity-for-so-many-across-our/) [Raphael Warnock](https://sms4smile.com/quotes/author/raphael-warnock/) ## More by Hill Harper > [My undergraduate studies at Brown and graduate degrees from Harvard prepared me for a multifaceted career as an actor, entrepreneur and philanthropist.](https://sms4smile.com/quotes/hill-harper/my-undergraduate-studies-at-brown-and-graduate-degrees-from-harvard/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [On 'CSI: NY,' the audience knew I was a really good guy, and I caught the bad guy.](https://sms4smile.com/quotes/hill-harper/on-csi-ny-the-audience-knew-i-was-a-really-good-guy-and-i-caught-the/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [You can't be free if the cost of being you is too high.](https://sms4smile.com/quotes/hill-harper/you-can-t-be-free-if-the-cost-of-being-you-is-too-high/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [When I get stopped by the police, I keep my hands on the wheel. I'm not going to move.](https://sms4smile.com/quotes/hill-harper/when-i-get-stopped-by-the-police-i-keep-my-hands-on-the-wheel-i-m-not/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [Being a celebrity doesn't have an iota of value when you're looking death in the eye.](https://sms4smile.com/quotes/hill-harper/being-a-celebrity-doesn-t-have-an-iota-of-value-when-you-re-looking/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [Part of the problem I find with money books is that there's this whole set of money books that make you feel almost guilty…](https://sms4smile.com/quotes/hill-harper/part-of-the-problem-i-find-with-money-books-is-that-there-s-this/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [The thing about our country, Americans, and New Yorkers in particular, we all want to help. There's real folks who want to help. The…](https://sms4smile.com/quotes/hill-harper/the-thing-about-our-country-americans-and-new-yorkers-in-particular/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [I love being athletic and doing things that are active, even when I'm traveling.](https://sms4smile.com/quotes/hill-harper/i-love-being-athletic-and-doing-things-that-are-active-even-when-i-m/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [You can live a healthy lifestyle and do the best to be aware of your body and conscious, and thats what I attempt to…](https://sms4smile.com/quotes/hill-harper/you-can-live-a-healthy-lifestyle-and-do-the-best-to-be-aware-of-your/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [You can live a healthy lifestyle and do the best to be aware of your body and conscious, and that's what I attempt to…](https://sms4smile.com/quotes/hill-harper/you-can-live-a-healthy-lifestyle-and-do-the-best-to-be-aware-of-your-2/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [I've gotten a firsthand view at the destruction that black men and black women not being able to stay and build healthy relationships has…](https://sms4smile.com/quotes/hill-harper/i-ve-gotten-a-firsthand-view-at-the-destruction-that-black-men-and/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [We are all tied together in a garment of mutual destiny,](https://sms4smile.com/quotes/hill-harper/we-are-all-tied-together-in-a-garment-of-mutual-destiny/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [Part of the problem in today's world is that many men are taught that they have to 'make it' before they should even consider…](https://sms4smile.com/quotes/hill-harper/part-of-the-problem-in-today-s-world-is-that-many-men-are-taught-that/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [I will not reach my full potential as a man unless I find my partner.](https://sms4smile.com/quotes/hill-harper/i-will-not-reach-my-full-potential-as-a-man-unless-i-find-my-partner/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) > [If you can't get excited about living life, then what are you doing?](https://sms4smile.com/quotes/hill-harper/if-you-can-t-get-excited-about-living-life-then-what-are-you-doing/) [Hill Harper](https://sms4smile.com/quotes/author/hill-harper/) [Explore all 123 Hill Harper quotes ](https://sms4smile.com/quotes/author/hill-harper/) ## More Across quotes > [I realized I couldn't be a journalist because I like to take a side, to have an opinion and a point a view; I…](https://sms4smile.com/quotes/annie-leibovitz/i-realized-i-couldn-t-be-a-journalist-because-i-like-to-take-a-side/) [Annie Leibovitz](https://sms4smile.com/quotes/author/annie-leibovitz/) > [Many of us believe that we need health care reform. That being said - Americans felt like they weren't being listened to. There were…](https://sms4smile.com/quotes/anonymous/many-of-us-believe-that-we-need-health-care-reform-that-being-said/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [What happens is this sort of bleed-over from the tabloids across your movie work. You go to a movie, you only go once. But…](https://sms4smile.com/quotes/ben-affleck/what-happens-is-this-sort-of-bleed-over-from-the-tabloids-across-your/) [Ben Affleck](https://sms4smile.com/quotes/author/ben-affleck/) > [I've never been invited to do an exhibition or do a talk in England, except once, about 10 years ago. I've given talks all…](https://sms4smile.com/quotes/brian-wildsmith/i-ve-never-been-invited-to-do-an-exhibition-or-do-a-talk-in-england/) [Brian Wildsmith](https://sms4smile.com/quotes/author/brian-wildsmith/) > [Realizing that they can't get their agenda across: against religious liberty, against a culture of life, they can't get those issues across through the…](https://sms4smile.com/quotes/rod-parsley/realizing-that-they-can-t-get-their-agenda-across-against-religious/) [Rod Parsley](https://sms4smile.com/quotes/author/rod-parsley/) > [I think if you look all across the country, the so-called Blue Dogs are all gone to kennel. There are no more Blue Dogs,…](https://sms4smile.com/quotes/anonymous/i-think-if-you-look-all-across-the-country-the-so-called-blue-dogs/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [I look forward to the day that a lot of the folks that you all talk about and cover on this network will begin…](https://sms4smile.com/quotes/anonymous/i-look-forward-to-the-day-that-a-lot-of-the-folks-that-you-all-talk/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [I don't know how 'X Factor' works. I was only there as a guest judge for a day. But I watched 'The Voice' a…](https://sms4smile.com/quotes/rita-ora/i-don-t-know-how-x-factor-works-i-was-only-there-as-a-guest-judge-for/) [Rita Ora](https://sms4smile.com/quotes/author/rita-ora/) > [I'm liking the Bundesliga. There's a lot of top, top defenders that you come across.](https://sms4smile.com/quotes/reiss-nelson/i-m-liking-the-bundesliga-there-s-a-lot-of-top-top-defenders-that-you/) [Reiss Nelson](https://sms4smile.com/quotes/author/reiss-nelson/) > [In my district, I have a very clear mandate to work across the aisle.](https://sms4smile.com/quotes/elissa-slotkin/in-my-district-i-have-a-very-clear-mandate-to-work-across-the-aisle/) [Elissa Slotkin](https://sms4smile.com/quotes/author/elissa-slotkin/) > [Mahindra's brand strategy is about niches across areas of mobility.](https://sms4smile.com/quotes/anand-mahindra/mahindra-s-brand-strategy-is-about-niches-across-areas-of-mobility/) [Anand Mahindra](https://sms4smile.com/quotes/author/anand-mahindra/) > [When I was in Greenough, Montana, I came across a bear cub. I was off this path, and I thought, If there's a bear…](https://sms4smile.com/quotes/al-roker/when-i-was-in-greenough-montana-i-came-across-a-bear-cub-i-was-off/) [Al Roker](https://sms4smile.com/quotes/author/al-roker/) > [Extreme weather threatens our energy and electric grid, federal buildings, transportation infrastructure, access to natural resources, public health, our relationships across the globe, and…](https://sms4smile.com/quotes/matt-cartwright/extreme-weather-threatens-our-energy-and-electric-grid-federal/) [Matt Cartwright](https://sms4smile.com/quotes/author/matt-cartwright/) > [We have a workforce crisis across the NHS with around 100,000 vacancies.](https://sms4smile.com/quotes/sajid-javid/we-have-a-workforce-crisis-across-the-nhs-with-around-100-000/) [Sajid Javid](https://sms4smile.com/quotes/author/sajid-javid/) > [It's time for all of us to unite across the state of Washington to build a working Washington. Let's get to work.](https://sms4smile.com/quotes/jay-inslee/it-s-time-for-all-of-us-to-unite-across-the-state-of-washington-to/) [Jay Inslee](https://sms4smile.com/quotes/author/jay-inslee/) [Browse all 722 Across quotes ](https://sms4smile.com/quotes/about/across/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "One of the worst and most disheartening data points that I came across when doing research for 'The Wealth Cure' was that African-Americans passed on the least amount of cross-generational wealth of any distinct group. We don't save, we don't take out life insurance policies, we don't invest, and we don't pass wealth on to successive generations.", "creator": { "@type": "Person", "name": "Hill Harper" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/hill-harper/one-of-the-worst-and-most-disheartening-data-points-that-i-came/", "about": { "@type": "Thing", "name": "Across" }, "@id": "https://sms4smile.com/quotes/hill-harper/one-of-the-worst-and-most-disheartening-data-points-that-i-came/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a76/hill-harper-3688_across_one-of-the-worst-and-most-disheartening_1964452.jpg", "contentUrl": "https://sms4smile.com/quotes/i/a76/hill-harper-3688_across_one-of-the-worst-and-most-disheartening_1964452.jpg", "url": "https://sms4smile.com/quotes/i/a76/hill-harper-3688_across_one-of-the-worst-and-most-disheartening_1964452.jpg", "width": 1080, "height": 1080, "caption": "“One of the worst and most disheartening data points that I came across when doing research for 'The Wealth…” — Hill Harper", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Hill Harper", "item": "https://sms4smile.com/quotes/author/hill-harper/" }, { "@type": "ListItem", "position": 4, "name": "One of the worst and most...", "item": "https://sms4smile.com/quotes/hill-harper/one-of-the-worst-and-most-disheartening-data-points-that-i-came/" } ], "@id": "https://sms4smile.com/quotes/hill-harper/one-of-the-worst-and-most-disheartening-data-points-that-i-came/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```