--- title: "Meaning & Key Takeaway of: When lending people money, be sure their…" description: "\"When lending people money, be sure their character exceeds their collateral.\" — H. Jackson Brown, Jr" image: "https://sms4smile.com/quotes/i/a2d/h-jackson-brown-jr-1456_character_when-lending-people-money-be-sure-their_277890.png" --- # When lending people money, be sure their character exceeds… ![“When lending people money, be sure their character exceeds their collateral.” quote by H. Jackson Brown, Jr](https://sms4smile.com/quotes/i/a2d/h-jackson-brown-jr-1456_character_when-lending-people-money-be-sure-their_277890.png) [Download](https://sms4smile.com/quotes/i/a2d/h-jackson-brown-jr-1456_character_when-lending-people-money-be-sure-their_277890.png) [Open image](https://sms4smile.com/quotes/i/a2d/h-jackson-brown-jr-1456_character_when-lending-people-money-be-sure-their_277890.png) > “When lending people money, be sure their character exceeds their collateral.” [H. Jackson Brown, Jr](https://sms4smile.com/quotes/author/h-jackson-brown-jr/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Assessing a person's integrity is more reliable than relying on material guarantees. **In simple terms:** Character matters more than assets. Key Takeaway Prioritize trust over collateral. Themes trust finance character risk ethics Mood cautious pragmatic Type advice warning When to use this quote - loan approval - business partnerships - personal lending - investment decisions Key Concepts integrity risk assessment human judgment Questions to Reflect On - How do you evaluate character reliably? - What safeguards can protect against misjudged trust? A Different Perspective Character can be misread; people may present a false front. ★ ★ ★ ★ ★ No ratings yet [Character](https://sms4smile.com/quotes/about/character/) [Life lesson](https://sms4smile.com/quotes/about/life-lesson/) [Money](https://sms4smile.com/quotes/about/money/) [People](https://sms4smile.com/quotes/about/people/) ## Related quotes > [The mortgage crisis is a clear instance of consumers who needed protection. 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When used effectively, when taking out ISIS or terrorist leaders, that's pretty impressive.…](https://sms4smile.com/quotes/bernie-sanders/what-i-do-know-is-that-drones-are-a-modern-weapon-when-used/) [Bernie Sanders](https://sms4smile.com/quotes/author/bernie-sanders/) > [I'm collateral damage. I'm road kill. And in 72 hours, nobody is going to remember who I am nor are they going to care.](https://sms4smile.com/quotes/eric-massa/i-m-collateral-damage-i-m-road-kill-and-in-72-hours-nobody-is-going/) [Eric Massa](https://sms4smile.com/quotes/author/eric-massa/) > [Cameras help to minimize collateral damage, and very often, without a camera a missile cannot fire. 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It is the collateral to be preferred above all others, and the safest means of investing…](https://sms4smile.com/quotes/hetty-green/i-advise-women-to-invest-in-real-estate-it-is-the-collateral-to-be/) Hetty Green > [President Obama has never summarized the Obama Doctrine with such clarity, but here is what it would look like: 'I will undertake any military…](https://sms4smile.com/quotes/elliott-abrams/president-obama-has-never-summarized-the-obama-doctrine-with-such/) [Elliott Abrams](https://sms4smile.com/quotes/author/elliott-abrams/) > [Life is a right, not collateral or casual.](https://sms4smile.com/quotes/suheir-hammad/life-is-a-right-not-collateral-or-casual/) [Suheir Hammad](https://sms4smile.com/quotes/author/suheir-hammad/) > [Gun control laws don't work. What is worse, they act perversely. While legitimate users of firearms encounter intense regulation, scrutiny and bureaucratic control, illicit…](https://sms4smile.com/quotes/daniel-d-polsby/gun-control-laws-don-t-work-what-is-worse-they-act-perversely-while/) Daniel D. Polsby ## More by H. Jackson Brown, Jr > [Hire people more for their judgment than for their talents.](https://sms4smile.com/quotes/h-jackson-brown-jr/hire-people-more-for-their-judgment-than-for-their-talents/) [H. Jackson Brown, Jr](https://sms4smile.com/quotes/author/h-jackson-brown-jr/) > [We're constantly striving for success, fame and comfort when all we really need to be happy is someone or some thing to be enthusiastic…](https://sms4smile.com/quotes/h-jackson-brown-jr/we-re-constantly-striving-for-success-fame-and-comfort-when-all-we/) [H. 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